Mutual Funds
AMC
UTI-Flexi Cap Fund - Direct (IDCW)

UTI-Flexi Cap Fund - Direct (IDCW)

Flexi Cap Fund

Invest Now

NAV
234.59(0.05%)
Fund Size (CR)
₹25,685.44
Expense Ratio
1
Scheme Type
Active Fund
Value Research

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹500
Minimum Withdrawal
₹1
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
14.52%

Absolute Return: 3.44%

Annualized Return: 0%

Basic Details

Scheme Manager

Ajay Tyagi

Bench Mark

Nifty 500 TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	13 August 2025	10307.70	3.08%	-	2.13%	6/168
1 Month	18 July 2025	10099.99	1.00%	-	0.10%	36/166
3 Month	20 May 2025	10409.38	4.09%	-	4.11%	77/164
6 Month	20 February 2025	10972.79	9.73%	-	11.86%	126/164
1 Year	20 August 2024	10463.03	4.63%	4.63%	0.78%	46/164
3 Year	19 August 2022	13721.00	37.21%	11.10%	16.84%	124/130
5 Year	20 August 2020	22261.87	122.62%	17.35%	20.65%	93/104
Since Inception	1 January 2013	55511.10	455.11%	14.52%	16.10%	106/168

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	2 September 2024	1,20,000	165623.40	38.02%	38.02%
3 Year	1 September 2022	3,60,000	581746.64	61.60%	17.35%
5 Year	1 September 2020	6,00,000	1053692.50	75.62%	11.92%
10 Year	1 September 2015	12,00,000	3008602.32	150.72%	9.63%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

3.56%

Standard Deviation

0.82%

Beta

0.53%

Sharpe Ratio

0.00%

Treynor's Ratio

-2.84%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
ICICI Bank	6.65%	11530000	1708.05	Equity	Banks
HDFC Bank	6.37%	8105000	1635.75	Equity	Banks
Bajaj Finance	5.78%	16835000	1483.50	Equity	Finance
Eternal Ltd	5.24%	43728000	1345.95	Equity	E-Commerce/App based Aggregator
Info Edg.(India)	3.69%	6805500	947.53	Equity	E-Commerce/App based Aggregator
Avenue Super.	3.61%	2172000	926.88	Equity	Retail
Kotak Mah. Bank	3.51%	4561200	902.48	Equity	Banks
LTIMindtree	3.29%	1653175	844.11	Equity	IT - Software
Dixon Technolog.	3.22%	491500	827.74	Equity	Consumer Durables
Coforge	3.18%	4670000	816.41	Equity	IT - Software

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
UTI-Flexi Cap Fund - Direct (IDCW)	25685.44	1.00%	4.09%	9.73%	4.63%	11.10%
HDFC Flexi Cap Fund - Direct (G)	80642.30	1.87%	3.73%	12.35%	9.33%	23.52%
Invesco India Flexi Cap Fund - Direct (IDCW)	3425.76	1.19%	7.87%	18.03%	9.31%	24.97%
Invesco India Flexi Cap Fund - Direct (G)	3425.76	1.19%	7.93%	18.10%	9.31%	24.97%
HDFC Flexi Cap Fund - Direct (IDCW)	80642.30	1.87%	3.73%	11.68%	8.67%	23.27%
Motilal Oswal Flexi Cap Fund-Dir(IDCW)	13726.64	-0.67%	4.24%	12.24%	8.43%	23.91%

List of Schemes under UTI Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
UTI-Aggressive Hybrid Fund	Hybrid	Very High	1.54%	4	₹6,467.69
UTI-Banking and Financial Services Fund	Equity	Very High	10.04%	3	₹1,355.60
UTI-Medium to Long Duration Fund	Debt	Moderate	8.56%	4	₹329.40
UTI-Children's Equity Fund	Solution Oriented	Very High	-3.4%	0	₹1,169.01
UTI-Credit Risk Fund	Debt	Moderately High	9.32%	3	₹277.65
UTI-Dynamic Bond Fund	Debt	Moderately Low	9.34%	4	₹471.49
UTI-Flexi Cap Fund	Equity	Very High	3.05%	1	₹26,324.59
UTI-ELSS Tax Saver Fund	Equity	Very High	-3.67%	2	₹3,882.29
UTI-Ultra Short Duration Fund	Debt	Moderate	7.9%	4	₹4,625.45
UTI-Gilt Fund	Debt	Moderate	7.98%	3	₹658.51
UTI-Infrastructure Fund	Equity	Very High	-8.23%	2	₹2,271.83
UTI-Liquid Fund	Debt	Moderate	7.13%	3	₹31,136.80
UTI-Large Cap Fund	Equity	Very High	-1.32%	3	₹13,074.26
UTI-Mid Cap Fund	Equity	Very High	-4.79%	2	₹12,224.27
UTI-Conservative Hybrid Fund	Hybrid	Moderately High	6.72%	4	₹1,705.81
UTI-MNC Fund	Equity	Very High	-6.46%	0	₹2,867.46
UTI-Money Market Fund	Debt	Moderate	8.17%	3	₹20,742.71
UTI-Nifty 50 Index Fund	Other	Very High	-0.71%	3	₹24,115.50
UTI-Value Fund	Equity	Very High	-0.23%	3	₹10,117.32
UTI-Healthcare Fund	Equity	Very High	12.07%	4	₹1,098.70
UTI-Short Duration Fund	Debt	Moderate	9.14%	4	₹3,397.47
UTI-Large & Mid Cap Fund	Equity	Very High	-0.78%	5	₹4,866.11
UTI-Transportation & Logistics Fund	Equity	Very High	-6.11%	0	₹3,588.60
UTI-Low Duration Fund	Debt	Moderately Low	8.31%	2	₹3,153.60
UTI Multi Asset Allocation Fund	Hybrid	Very High	3.96%	4	₹5,890.21
UTI Dividend Yield Fund	Equity	Very High	-4.19%	0	₹4,127.09
UTI-Retirement Fund	Solution Oriented	High	4.84%	0	₹4,765.94
UTI-Overnight Fund	Debt	Low	6.3%	3	₹4,825.18
UTI-India Consumer Fund	Equity	Very High	-4.04%	1	₹710.83
UTI-Unit Linked Insurance Plan	Hybrid	Moderately High	7.65%	0	₹5,489.23
UTI-Arbitrage Fund	Hybrid	Low	7.59%	3	₹7,863.14
UTI-Annual Interval Fund - I	Debt	Moderately Low	6.48%	0	₹23.59
UTI-Banking & PSU Fund	Debt	Moderate	8.88%	3	₹810.39
UTI-Medium Duration Fund	Debt	Moderate	8.89%	2	₹40.08
UTI-Nifty Next 50 Index Fund	Other	Very High	-10.37%	2	₹5,551.43
UTI-Corporate Bond Fund	Debt	Moderate	9.39%	3	₹5,611.87
UTI-Equity Savings Fund	Hybrid	Moderate	4.64%	4	₹706.73
UTI-Floater Fund	Debt	Moderately Low	8.14%	4	₹1,376.56
UTI-Children's Equity Fund	Solution Oriented	Very High	-3.4%	0	₹1,169.01
UTI-Children's Hybrid Fund	Solution Oriented	High	3.55%	0	₹4,626.71
UTI-Small Cap Fund	Equity	Very High	0.84%	3	₹4,844.38
UTI-Nifty200 Momentum 30 Index Fund	Other	Very High	-18.25%	1	₹8,542.91
UTI-Focused Fund	Equity	Very High	-3.48%	3	₹2,672.76
UTI-BSE Sensex Index Fund	Other	Very High	-0.55%	2	₹206.37
UTI-BSE Low Volatility Index Fund	Other	Very High	-5.13%	2	₹579.37
UTI-Nifty Midcap 150 Quality 50 Index Fund	Other	Very High	-4.31%	1	₹277.05
UTI-Gilt Fund with 10yr Constant Duration	Debt	Moderate	9.76%	0	₹174.00
UTI-Gold ETF Fund of Fund	Other	High	39.08%	5	₹289.36
UTI-FTI - Series XXXV-I(1260Days)	Debt	Moderately Low	7.8%	0	₹330.49
UTI-FTI - Series XXXV-II(1223Days)	Debt	Moderately Low	7.81%	0	₹184.23
UTI-CRISIL SDL Maturity April 2033 Index Fund	Other	Moderate	9.52%	0	₹347.43
UTI-CRISIL SDL Maturity June 2027 Index Fund	Other	Moderate	8.71%	0	₹76.51
UTI-FTI - Series XXXV-III(1176Days)	Debt	Moderate	7.63%	0	₹44.58
UTI-Nifty SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund	Other	Moderate	7.87%	0	₹175.36
UTI-FTI - Series XXXVI-I(1574Days)	Debt	Moderate	8.96%	0	₹61.00
UTI-Nifty SDL Plus AAA PSU Bond Apr 2028 75:25 Index Fund	Other	Moderate	9.4%	0	₹33.67
UTI-Long Duration Fund	Debt	Moderate	6.33%	0	₹153.12
UTI-Silver ETF Fund of Fund	Other	Very High	26.85%	0	₹79.00
UTI-Nifty 500 Value 50 Index Fund	Other	Very High	-12.04%	0	₹545.56
UTI-Nifty50 Equal Weight Index Fund	Other	Very High	-3.86%	0	₹107.00
UTI-BSE Housing Index Fund	Other	Very High	-6.67%	0	₹25.35
UTI-Balanced Advantage Fund	Hybrid	Very High	5.69%	0	₹3,035.69
UTI-Innovation Fund	Equity	Very High	-4.89%	0	₹835.86
UTI-Nifty200 Quality 30 Index Fund	Other	Very High	0%	0	₹648.20
UTI-Nifty Private Bank Index Fund	Other	Very High	0%	0	₹231.10
UTI-Nifty Alpha Low-Volatility 30 Index Fund	Other	Very High	0%	0	₹82.83
UTI-Nifty Midcap 150 Index Fund	Other	Very High	0%	0	₹54.93
UTI-Quant Fund	Equity	Very High	0%	0	₹1,727.34
UTI-Nifty India Manufacturing Index Fund	Other	Very High	0%	0	₹21.20
UTI-Nifty Midsmallcap 400 Momentum Quality 100 Index Fund	Other	Very High	0%	0	₹71.44
UTI-Income Plus Arbitrage Active Fund of Fund	Other	Moderate	0%	0	₹219.65
UTI Multi Cap Fund	Equity	Very High	0%	0	₹1,254.51

News

UTI Mutual Fund announces change in Exit Load Structure

UTI Mutual Fund has announced change in exit load structure under following scheme stands revised with effect from 06 August 2025

Change in Exit Load:

Name of the Scheme	Existing exit load (as % of NAV)	Revised exit load (as % of NAV)
UTI Balanced Advantage Fund	(A)Redemption / Switch out within 12 months from the date of allotment ' (i) upto 10% of the allotted Units ' NIL (ii) beyond 10% of the allotted Units - 1.00 % (B) Redemption / Switch out after 12 months from the date of allotment ' NIL	(A) Redemption / Switch out within 90 days from the date of allotment' 1.00% (B) Redemption / Switch out after 90 days from the date of allotment ' NIL

Powered by Capital Market - Live News

UTI Aggressive Hybrid Fund announces Income Distribution cum Capital Withdrawal (IDCW)
UTI Mutual Fund has announced 07 August 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) under IDCW-Regular Plan and IDCW-Direct Plan of UTI Aggressive Hybrid Fund. The quantum of dividend will be Rs 0.9000 per unit or 9.00% on the face value of Rs 10 per unit.
Powered by Capital Market - Live News

UTI Mutual Fund announces change in Key Personnel
UTI Mutual Fund has announced the appointment of Ms. Gayatri Kannan as Vice President & Compliance Officer on the Board of the Trustee Company with effect from August 01, 2025:
Details of Ms. Gayatri Kannan
Age: 34 years
Designation: Vice President & Compliance Officer
Qualification: Chartered Accountant, Company Secretary, FRM (GARP US), B. Com
Experience: 8 years
Powered by Capital Market - Live News

Fund House Details & Investment Objective

Date of Incorporation

1 January 2013

Total AUM (Cr)

₹25685.44

UTI-Flexi Cap Fund - Direct (IDCW) is an Flexi Cap Fund-oriented fund from the renowned AMC, UTI Mutual Fund. Launched in 1 January 2013, this fund is managed by Ajay Tyagi. With assets under management (AUM) worth ₹25,685.44 (Cr), as of 21 August 2025, UTI-Flexi Cap Fund - Direct (IDCW) is categorized as a Flexi Cap Fund within its segment. The fund has generated a return of 14.52% since its launch.
The current NAV of UTI-Flexi Cap Fund - Direct (IDCW) is ₹234.59, as on 21 August 2025. The fund's benchmark index is Nifty 500 TRI. You can invest in UTI-Flexi Cap Fund - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Redemption / switch out within 12 months from the date of allotment - (i) upto 10% of the alloted units - Nil (ii) beyond 10% of the alloted units - 1.00% Redemption / swith out after 12 months from the date of allotment - Nil The fund has generated 11.10% and 17.35% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 96.08% in Equity, 0.20% in Debt and 3.73% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 17.33% in Banks, 16.11% in Retailing, 11.88% in IT-Software, 10.04% in Consumer Durables, 6.65% in Pharmaceuticals & Biotech