Zerodha Life Cycle Fund 2041 - Direct (G)
Life Cycle Funds with maturity of 15 yearsNAV
9.43(1.08%)Fund Size (CR)
₹17.55Expense Ratio
1.39Scheme Type
Active FundValue Research
-
Min. investment
₹100Minimum Additional Investment
₹100Minimum SIP Investment
₹100Minimum Withdrawal
₹1Exit Load
3%Return Since Launch
-6.69%
Basic Details
Scheme Manager
Kedarnath Mirajkar
Bench Mark
65% Nifty 200 TRI + 5% Domestic prices of Physical Gold + 5% Domestic prices of Physical Silver + 25% CRISIL 10 year Gilt Index.
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | October 23, 2026 | 10147.36 | 1.47% | - | 1.45% | 1/3 |
| 1 Month | September 30, 2026 | 9774.98 | -2.25% | - | -3.41% | 1/3 |
| 3 Month | July 30, 2026 | 9347.26 | -6.53% | - | -6.53% | 1/1 |
| 6 Month | - | - | - | - | - | -/- |
| 1 Year | - | - | - | - | - | -/- |
| 3 Year | - | - | - | - | - | -/- |
| 5 Year | - | - | - | - | - | -/- |
| Since Inception | July 10, 2026 | 9330.90 | -6.69% | -6.69% | -5.25% | 3/3 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | August 3, 2026 | 40,000 | 38663.81 | -3.34% | -3.34% |
| 3 Year | - | - | - | - | - |
| 5 Year | - | - | - | - | - |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Risk Ratios
4.77%
Standard Deviation
1.11%
Beta
-2.00%
Sharpe Ratio
-0.14%
Treynor's Ratio
21.12%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| HDFC Bank | 3.24% | 8023 | 0.57 | Equity | Banks |
| ICICI Bank | 2.83% | 3753 | 0.50 | Equity | Banks |
| Reliance Industr | 2.39% | 3539 | 0.42 | Equity | Refineries |
| Bharti Airtel | 1.61% | 1603 | 0.28 | Equity | Telecom-Service |
| Larsen & Toubro | 1.32% | 615 | 0.23 | Equity | Infrastructure Developers & Operators |
| BSE | 1.24% | 705 | 0.22 | Equity | Financial Services |
| SBI | 1.20% | 2186 | 0.21 | Equity | Banks |
| Axis Bank | 1.06% | 1518 | 0.19 | Equity | Banks |
| Infosys | 1.05% | 1855 | 0.18 | Equity | IT - Software |
| Kotak Mah. Bank | 0.93% | 3892 | 0.16 | Equity | Banks |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| Zerodha Life Cycle Fund 2041 - Direct (G) | 17.55 | -2.25% | -6.53% | - | - | - | |
| ICICI Pru Life Cycle Fund 2041 - Direct (G) | 55.15 | -3.94% | - | - | - | - |
List of Schemes under Zerodha Mutual Fund
| Fund Name | Category | Risk | 1Y Returns | Ratings | Fund Size (Cr) |
|---|---|---|---|---|---|
| Zerodha Nifty LargeMidcap 250 Index Fund | Other | Very High | -6.24% | 0 | ₹1,569.35 |
| Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index Fund | Other | Very High | -6.16% | 0 | ₹279.53 |
| Zerodha Gold ETF FoF | Other | High | 15.71% | 0 | ₹387.26 |
| Zerodha Overnight Fund | Debt | Low | 5.13% | 0 | ₹77.87 |
| Zerodha Silver ETF FoF | Other | Very High | 22.37% | 0 | ₹227.52 |
| Zerodha Multi Asset Passive FoF | Other | Very High | 0.12% | 0 | ₹188.18 |
| Zerodha Nifty 50 Index Fund | Other | Very High | -10.25% | 0 | ₹75.05 |
| Zerodha BSE SENSEX Index Fund | Other | Very High | 0% | 0 | ₹19.30 |
| Zerodha Nifty Short Duration G-Sec Index Fund | Other | Moderately Low | 0% | 0 | ₹18.28 |
| Zerodha Nifty MidSmallcap400 50:50 Index Fund | Other | Very High | 0% | 0 | ₹19.08 |
| Zerodha Nifty LargeMidcap250 Plus 8-13 yr G-Sec 70:30 Index Fund | Other | Very High | 0% | 0 | ₹13.87 |
| Zerodha Life Cycle Fund 2036 | Life Cycle Funds | Very High | 0% | 0 | ₹20.87 |
| Zerodha Life Cycle Fund 2041 | Life Cycle Funds | Very High | 0% | 0 | ₹17.55 |
| Zerodha Arbitrage Fund | Hybrid | Low | 0% | 0 | ₹46.72 |
| Zerodha Life Cycle Fund 2031 | Life Cycle Funds | High | 0% | 0 | ₹10.28 |
News
There are no new Updates!
Fund House Details & Investment Objective
Date of Incorporation
June 19, 2026
Total AUM (Cr)
₹17.55
Zerodha Life Cycle Fund 2041 - Direct (G) is an Life Cycle Funds with maturity of 15 years-oriented fund from the renowned AMC, Zerodha Mutual Fund. Launched in June 19, 2026, this fund is managed by Kedarnath Mirajkar. With assets under management (AUM) worth ₹17.55 (Cr), as of November 2, 2026, Zerodha Life Cycle Fund 2041 - Direct (G) is categorized as a Life Cycle Funds with maturity of 15 years within its segment. The fund has generated a return of -6.69% since its launch.
The current NAV of Zerodha Life Cycle Fund 2041 - Direct (G) is ₹9.43, as on November 2, 2026. The fund's benchmark index is 65% Nifty 200 TRI + 5% Domestic prices of Physical Gold + 5% Domestic prices of Physical Silver + 25% CRISIL 10 year Gilt Index.. You can invest in Zerodha Life Cycle Fund 2041 - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹100.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated undefined% and undefined% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 76.69% in Equity, 14.40% in Debt and 8.91% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 14.40% in Debt, 13.09% in Banks, 8.89% in Others, 5.26% in Pharmaceuticals & Biotech, 4.54% in IT-Software
Mutual Fund Categories
Types of Mutual Funds
Debt Funds
Access debt markets and enjoy interest income from bonds and debentures. Ideal for conservative short-term investors
Hybrid Funds
Enjoy best of both the worlds - equity and debt. Ideal for beginners with medium-term investment horizon
Equity Funds
Invest in large, mid, and small cap sector stocks to enjoy capital appreciation. Ideal for aggressive, long-term investors