How much returns has Bandhan Multi Asset Allocation Fund - Dir (IDCW) Direct Growth generated?

In the short term, i.e., 1 year, Bandhan Multi Asset Allocation Fund - Dir (IDCW) has generated annualised return of 8.38%. In the long-term, the fund has generated undefined% and - in 3 and 5 years respectively. Since its inception, the fund has generated 14.40% returns.

What is the expense ratio of Bandhan Multi Asset Allocation Fund - Dir (IDCW) Direct Growth?

The expense ratio of Bandhan Multi Asset Allocation Fund - Dir (IDCW) Direct Growth is 0.83%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of Bandhan Multi Asset Allocation Fund - Dir (IDCW) Fund Direct Growth?

The Assets Under Management (AUM) of Bandhan Multi Asset Allocation Fund - Dir (IDCW) is ₹3,624.94 (Cr) as of 2026-11-06 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from Bandhan Multi Asset Allocation Fund - Dir (IDCW) Direct Growth?

Redeeming or selling units of Bandhan Multi Asset Allocation Fund - Dir (IDCW) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load . To redeem from Bandhan Multi Asset Allocation Fund - Dir (IDCW): Login to your m.Stock account In portfolio, your mutual fund investments will be visible under ‘MF’ Select the fund you wish to redeem from (in this case Bandhan Multi Asset Allocation Fund - Dir (IDCW)). Click on ‘Redeem’ button You have 2 options – redeem by units and redeem by value (you can only redeem free units) Select units to be redeemed and click on submit. Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).

Can I invest in SIP and Lumpsum in Bandhan Multi Asset Allocation Fund - Dir (IDCW) Direct Growth?

Yes, you can invest both lumpsum and SIP in Bandhan Multi Asset Allocation Fund - Dir (IDCW). Minimum lumpsum investment Bandhan Multi Asset Allocation Fund - Dir (IDCW) is ₹1,000 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

Which are the biggest stock holdings of Bandhan Multi Asset Allocation Fund - Dir (IDCW)?

The 5 biggest stock holdings of Bandhan Multi Asset Allocation Fund - Dir (IDCW) are: HDFC Bank (4.72%), Reliance Industr (3.77%), ICICI Bank (3.19%), Axis Bank (2.34%), Bharti Airtel (2.30%)

What are the top sectors Bandhan Multi Asset Allocation Fund - Dir (IDCW) invests in?

A majority of Bandhan Multi Asset Allocation Fund - Dir (IDCW) 's AUM worth ₹3,624.94 (Cr) is invested in these 3 top sectors: Cash & Others : 14.26% Banks : 13.11% Debt : 12.21%

Bandhan Multi Asset Allocation Fund - Dir (IDCW)

Q: What is the NAV of Bandhan Multi Asset Allocation Fund - Dir (IDCW) Direct Growth?

The latest NAV ( Net Asset Value ) of Bandhan Multi Asset Allocation Fund - Dir (IDCW) is Bandhan Multi Asset Allocation Fund - Dir (IDCW) is ₹13.65 as on 2026-11-06.

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NAV
13.65(0.30%)
Fund Size (CR)
₹3,684.26
Expense Ratio
0.83
Scheme Type
Active Fund
Value Research
-

Min. investment
₹1,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹100
Minimum Withdrawal
₹1,000
Exit Load
0%
Return Since Launch
14.40%

There is no Asset Allocation data

Basic Details

Scheme Manager

Viraj Kulkarni

Bench Mark

65% Nifty 500 TRI + 25% NIFTY Short Duration Debt Index + 5% Domestic prices of gold + 5% Domestic prices of silver

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	October 29, 2026	10259.21	2.59%	-	3.67%	115/150
1 Month	October 5, 2026	10042.93	0.43%	-	1.64%	114/148
3 Month	August 5, 2026	9715.94	-2.84%	-	-1.60%	118/144
6 Month	May 5, 2026	10104.77	1.05%	-	0.77%	55/136
1 Year	November 4, 2025	10837.93	8.38%	8.38%	5.68%	31/124
3 Year	-	-	-	-	-	-/-
5 Year	-	-	-	-	-	-/-
Since Inception	January 31, 2024	14505.70	45.06%	14.40%	10.34%	40/150

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	December 1, 2025	1,20,000	127606.94	6.34%	6.34%
3 Year	-	-	-	-	-
5 Year	-	-	-	-	-
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

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Risk Ratios

2.74%

Standard Deviation

0.60%

Beta

0.97%

Sharpe Ratio

0.04%

Treynor's Ratio

11.47%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	4.72%	2469500	171.09	Equity	Banks
Reliance Industr	3.77%	1172500	136.58	Equity	Refineries
ICICI Bank	3.19%	827200	115.64	Equity	Banks
Axis Bank	2.34%	698125	84.96	Equity	Banks
Bharti Airtel	2.30%	423025	83.49	Equity	Telecom-Service
Maruti Suzuki	1.98%	62950	71.74	Equity	Automobile
Bajaj Finance	1.85%	714000	67.05	Equity	Finance
Infosys	1.63%	500000	59.25	Equity	IT - Software
Larsen & Toubro	1.46%	136450	52.83	Equity	Infrastructure Developers & Operators
ITC	1.25%	1712075	45.47	Equity	FMCG

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Bandhan Multi Asset Allocation Fund - Dir (IDCW)	3684.26	0.43%	-2.84%	1.05%	8.38%	-
Aditya Birla SL Multi Asset Allocation Fund-Dir (IDCW)	7477.72	2.72%	-0.94%	2.35%	12.93%	17.81%
Quant Multi Asset Allocation Fund - Direct (G)	6608.27	1.35%	-1.51%	2.26%	11.66%	21.81%
Quant Multi Asset Allocation Fund - Direct (IDCW)	6608.27	1.35%	-1.51%	2.26%	11.66%	21.81%
HSBC Multi Asset Allocation Fund - Direct (G)	3140.77	2.30%	-0.28%	2.38%	10.88%	-
360 ONE Multi Asset Allocation Fund - Direct (G)	520.76	-1.29%	-3.25%	-0.24%	10.36%	-

List of Schemes under Bandhan Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
Bandhan Aggressive Hybrid Passive FOF	Other	High	4.39%	3	₹21.27
Bandhan Liquid Fund	Debt	Moderately Low	6.48%	3	₹16,717.24
Bandhan Large & Mid Cap Fund	Equity	Very High	2.83%	5	₹20,916.46
Bandhan Dynamic Term Fund	Debt	Moderate	6.67%	1	₹1,893.78
Bandhan Large Cap Fund	Equity	Very High	3.82%	4	₹2,134.77
Bandhan Gilt Fund	Debt	Moderate	7.29%	2	₹1,660.08
Bandhan 10 year Constant Maturity Gilt Fund	Debt	Moderate	3.92%	0	₹281.80
Bandhan Focused Fund	Equity	Very High	3.22%	3	₹1,994.33
Bandhan Infrastructure Fund	Equity	Very High	-1.99%	3	₹1,328.28
Bandhan Money Market Fund	Debt	Moderately Low	6.53%	3	₹13,600.52
Bandhan Conservative Hybrid Fund	Hybrid	Moderate	4.38%	2	₹84.28
Bandhan Nifty 50 Index Fund	Other	Very High	-1%	3	₹2,772.89
Bandhan Flexi Cap Fund	Equity	Very High	2.81%	3	₹7,154.36
Bandhan Value Fund	Equity	Very High	2.14%	4	₹9,470.92
Bandhan Medium to Long Term Fund	Debt	Moderate	5.34%	1	₹425.55
Bandhan Medium Term Fund	Debt	Moderate	5.42%	2	₹1,236.03
Bandhan Short Term Fund	Debt	Moderate	5.68%	1	₹8,628.57
Bandhan ELSS - Tax Saver Fund	Equity	Very High	3.72%	4	₹6,582.40
Bandhan Ultra Short to Short Term Fund	Debt	Moderately Low	5.84%	2	₹6,197.58
Bandhan Arbitrage	Hybrid	Low	6.52%	4	₹7,644.21
Bandhan Banking and PSU Debt Fund	Debt	Moderately Low	5.3%	4	₹11,847.49
Bandhan Income Plus Arbitrage Active FOF	Other	Moderately Low	5.63%	0	₹1,887.54
Bandhan Multi-Asset Passive FOF	Other	High	-1.07%	0	₹19.07
Bandhan Conservative Hybrid Passive FOF	Other	Moderately High	1.58%	3	₹5.27
Bandhan Equity Savings Fund	Hybrid	Moderately Low	4.83%	4	₹375.48
Bandhan Balanced Advantage Fund	Hybrid	Very High	5.76%	2	₹2,212.10
Bandhan Corporate Bond Fund	Debt	Moderately Low	5.1%	4	₹13,429.57
Bandhan Aggressive Hybrid Fund	Hybrid	Very High	8.68%	3	₹2,751.12
Bandhan Credit Risk Fund	Debt	Moderate	5.33%	2	₹218.33
Bandhan Ultra Short Term Fund	Debt	Moderately Low	6.38%	2	₹4,464.53
Bandhan Overnight Fund	Debt	Low	5.26%	3	₹1,618.79
Bandhan Small Cap Fund	Equity	Very High	6.8%	5	₹35,203.84
Bandhan Floating Interest Rates Fund	Debt	Moderately Low	6.05%	2	₹210.44
Bandhan CRISIL IBX Gilt June 2027 Index Fund	Other	Moderate	5.18%	0	₹5,112.76
Bandhan CRISIL IBX Gilt April 2028 Index Fund	Other	Moderate	4.83%	0	₹3,328.45
Bandhan US specific Equity Active FOF	Other	Very High	-1.56%	0	₹348.60
Bandhan Multi Cap Fund	Equity	Very High	2.49%	3	₹2,885.58
Bandhan Nifty 100 Index Fund	Other	Very High	-0.1%	2	₹259.26
Bandhan Midcap Fund	Equity	Very High	8.45%	3	₹2,518.23
Bandhan Nifty200 Momentum 30 Index Fund	Other	Very High	-4.14%	1	₹111.53
Bandhan Nifty100 Low Volatility 30 Index Fund	Other	Very High	-1.19%	4	₹1,444.27
Bandhan Transportation and Logistics Fund	Equity	Moderately High	6.75%	0	₹695.51
Bandhan CRISIL IBX 90:10 SDL Plus Gilt-Nov 2026 Index Fund	Other	Moderately Low	5.72%	0	₹84.64
Bandhan CRISIL IBX 90:10 SDL Plus Gilt-Apr 2032 Index Fund	Other	Moderately High	3.78%	0	₹374.35
Bandhan CRISIL IBX 90:10 SDL Plus Gilt-Sep 2027 Index Fund	Other	Moderate	5.46%	0	₹143.68
Bandhan CRISIL IBX Gilt April 2032 Index Fund	Other	Moderately High	3.57%	0	₹404.44
Bandhan Nifty IT Index Fund	Other	Very High	-5.67%	0	₹36.54
Bandhan US Treasury Bond 0-1 year specific Debt Passive FOF	Other	Very High	10.33%	0	₹142.58
Bandhan Financial Services Fund	Equity	Very High	2.4%	0	₹1,011.40
Bandhan Retirement Fund	Solution Oriented	Very High	3.13%	0	₹175.03
Bandhan Nifty Alpha 50 Index Fund	Other	Very High	2.43%	0	₹576.06
Bandhan Nifty Smallcap 250 Index Fund	Other	Very High	1.96%	0	₹104.88
Bandhan Multi Asset Allocation Fund	Hybrid	High	8.39%	0	₹3,624.94
Bandhan Long Term Fund	Debt	Moderate	3.89%	0	₹40.89
Bandhan Innovation Fund	Equity	Very High	17.32%	0	₹3,180.80
Bandhan Nifty Total Market Index Fund	Other	Very High	0.35%	0	₹42.34
Bandhan Nifty Bank Index Fund	Other	Very High	2.93%	0	₹22.80
Bandhan BSE Healthcare Index Fund	Other	Very High	16.23%	0	₹21.29
Bandhan Nifty Midcap 150 Index Fund	Other	Very High	1.72%	0	₹72.17
Bandhan Business Cycle Fund	Equity	Very High	-1.18%	0	₹977.25
Bandhan Nifty 500 Momentum 50 Index Fund	Other	Very High	-1.01%	0	₹41.56
Bandhan Nifty 500 Value 50 Index Fund	Other	Very High	4.36%	0	₹44.07
Bandhan Nifty 200 Quality 30 Index Fund	Other	Very High	-3.56%	0	₹16.11
Bandhan Nifty Alpha Low Volatility 30 Index Fund	Other	Very High	-0.5%	0	₹8.99
Bandhan Nifty Next 50 Index Fund	Other	Very High	3.99%	0	₹45.49
Bandhan CRISIL-IBX 10:90 Gilt + SDL Index-Dec 2029 Fund	Other	Moderate	0%	0	₹0.36
Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund	Other	Moderately Low	6.81%	0	₹390.50
Bandhan Multi-Factor Fund	Equity	Very High	-5.41%	0	₹566.27
Bandhan BSE India Sector Leaders Index Fund	Other	Very High	-1.38%	0	₹22.95
Bandhan Healthcare Fund	Equity	Very High	0%	0	₹325.07
Bandhan Gold ETF FOF	Other	High	0%	0	₹156.25
Bandhan Silver ETF FOF	Other	Very High	0%	0	₹132.00
Bandhan Contra Fund	Equity	Very High	0%	0	₹1,728.08

News

Bandhan MF announces Income Distribution cum Capital Withdrawal (IDCW) under its schemes
Bandhan Mutual Fund has announced 30 July 2026 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) under the following schemes. The amount of IDCW (Rs. per unit) on the face value of Rs 10 per unit will be:
Bandhan Aggressive Hybrid Fund ' Regular Plan ' IDCW Option: 0.144
Bandhan Aggressive Hybrid Fund ' Direct Plan ' IDCW Option: 0.165
Bandhan Equity Savings Fund ' Regular Plan ' Monthly IDCW Option: 0.054
Bandhan Equity Savings Fund ' Direct Plan ' Monthly IDCW Option: 0.058
Bandhan Arbitrage Fund ' Regular Plan ' Monthly IDCW Option: 0.0536
Bandhan Arbitrage Fund ' Direct Plan ' Monthly IDCW Option: 0.0539
Bandhan Conservative Hybrid Fund ' Regular Plan ' IDCW Option: 0.0561
Bandhan Conservative Hybrid Fund ' Direct Plan ' IDCW Option: 0.0663
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Fund House Details & Investment Objective

Date of Incorporation

January 10, 2024

Total AUM (Cr)

₹3624.94

Bandhan Multi Asset Allocation Fund - Dir (IDCW) is an Multi Asset Allocation Fund-oriented fund from the renowned AMC, Bandhan Mutual Fund. Launched in January 10, 2024, this fund is managed by Viraj Kulkarni. With assets under management (AUM) worth ₹3,624.94 (Cr), as of November 6, 2026, Bandhan Multi Asset Allocation Fund - Dir (IDCW) is categorized as a Multi Asset Allocation Fund within its segment. The fund has generated a return of 14.40% since its launch.
The current NAV of Bandhan Multi Asset Allocation Fund - Dir (IDCW) is ₹13.65, as on November 6, 2026. The fund's benchmark index is 65% Nifty 500 TRI + 25% NIFTY Short Duration Debt Index + 5% Domestic prices of gold + 5% Domestic prices of silver. You can invest in Bandhan Multi Asset Allocation Fund - Dir (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹1,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated undefined% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 67.06% in Equity, 12.32% in Debt and 20.62% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 14.26% in Cash & Others, 13.11% in Banks, 12.21% in Debt, 8.55% in Others, 5.77% in Finance

Mutual Fund Categories

Types of Mutual Funds

Debt Funds

Access debt markets and enjoy interest income from bonds and debentures. Ideal for conservative short-term investors

Hybrid Funds

Enjoy best of both the worlds - equity and debt. Ideal for beginners with medium-term investment horizon

Equity Funds

Invest in large, mid, and small cap sector stocks to enjoy capital appreciation. Ideal for aggressive, long-term investors

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Compute the future value of your SIP investments

Lumpsum Calculator

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SWP Calculator

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FAQs

Bandhan Multi Asset Allocation Fund - Dir (IDCW) is a popular fund in the Multi Asset Allocation Fund segment. The fund has generated a return of 14.40% since inception. Looking to invest in Bandhan Multi Asset Allocation Fund - Dir (IDCW) How about earning 1% extra return? All this is possible with m.Stock! Investing in Bandhan Multi Asset Allocation Fund - Dir (IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, Bandhan Multi Asset Allocation Fund - Dir (IDCW)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in Bandhan Multi Asset Allocation Fund - Dir (IDCW) today and reap the benefits of this Multi Asset Allocation Fund fund!

Redeeming or selling units of Bandhan Multi Asset Allocation Fund - Dir (IDCW) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from Bandhan Multi Asset Allocation Fund - Dir (IDCW):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case Bandhan Multi Asset Allocation Fund - Dir (IDCW)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).

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