Bank of India Conservative Hybrid Fund (IDCW-Q)
Conservative Hybrid FundNAV
18.48(0.01%)Fund Size (CR)
₹65.8Expense Ratio
2.05Scheme Type
Active FundValue Research
Min. investment
₹10,000Minimum Additional Investment
₹1,000Minimum SIP Investment
₹1,000Minimum Withdrawal
₹1,000Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment0%Return Since Launch
7.71%
- 3M
- 6M
- 1Y
- 3Y
- All
Basic Details
Scheme Manager
Alok Singh
Bench Mark
CRISIL Hybrid 85+15 - Conservative Index
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 28 November 2025 | 9971.17 | -0.29% | - | 0.00% | 106/116 |
| 1 Month | 4 November 2025 | 9969.07 | -0.31% | - | 0.45% | 110/116 |
| 3 Month | 5 September 2025 | 10142.82 | 1.43% | - | 1.99% | 99/116 |
| 6 Month | 5 June 2025 | 10128.49 | 1.28% | - | 2.13% | 96/116 |
| 1 Year | 5 December 2024 | 10310.25 | 3.10% | 3.10% | 5.49% | 104/116 |
| 3 Year | 5 December 2022 | 12312.04 | 23.12% | 7.17% | 9.01% | 106/116 |
| 5 Year | 4 December 2020 | 16485.30 | 64.85% | 10.50% | 8.87% | 20/112 |
| Since Inception | 18 March 2009 | 34621.10 | 246.21% | 7.71% | 8.79% | 96/116 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 1 January 2025 | 1,20,000 | 230673.05 | 92.23% | 92.23% |
| 3 Year | 2 January 2023 | 3,60,000 | 739183.22 | 105.33% | 27.10% |
| 5 Year | 1 January 2021 | 6,00,000 | 1390738.70 | 131.79% | 18.31% |
| 10 Year | 1 January 2016 | 12,00,000 | 3298311.61 | 174.86% | 10.64% |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
- Investment type
- Scheme based
- SIP
- Lumpsum
Monthly Investment (₹)
Expected Returns Rate (%)
Time Period (in Years)
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
1.09%
Standard Deviation
0.28%
Beta
0.52%
Sharpe Ratio
-0.00%
Treynor's Ratio
0.03%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| Glenmark Pharma. | 2.01% | 7000 | 1.33 | Equity | Pharmaceuticals |
| ITC | 1.73% | 28000 | 1.14 | Equity | Tobacco Products |
| TD Power Systems | 1.66% | 14000 | 1.10 | Equity | Capital Goods - Electrical Equipment |
| Siemens Ener.Ind | 1.55% | 3150 | 1.03 | Equity | Power Generation & Distribution |
| NTPC Green Ene. | 1.41% | 95000 | 0.94 | Equity | Power Generation & Distribution |
| Ambuja Cements | 1.36% | 16000 | 0.90 | Equity | Cement |
| SBI | 1.24% | 8500 | 0.82 | Equity | Banks |
| Tata Steel | 1.19% | 45000 | 0.78 | Equity | Steel |
| SJS Enterprises | 1.06% | 4000 | 0.70 | Equity | Auto Ancillaries |
| Bharat Electron | 1.03% | 15992 | 0.68 | Equity | Aerospace & Defence |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| Bandhan Conservative Hybrid Fund - Direct (IDCW-M) | 116.93 | 0.84% | 6.78% | 7.00% | 10.82% | 10.17% | |
| Nippon India Conservative Hybrid Fund - Dir (IDCW-Q) | 825.74 | 1.09% | 3.32% | 5.19% | 10.10% | 9.66% | |
| Nippon India Conservative Hybrid Fund - Dir (G) | 825.74 | 1.09% | 3.32% | 5.19% | 10.10% | 9.95% | |
| Nippon India Conservative Hybrid Fund - Dir (IDCW-M) | 825.74 | 1.08% | 3.32% | 5.18% | 10.07% | 9.93% | |
| ICICI Pru Regular Savings Fund - Direct (G) | 3380.20 | 0.65% | 2.16% | 4.12% | 8.35% | 10.88% |
List of Schemes under Bank of India Mutual Fund
News
Bank of India Mutual Fund the cessation of key personnel
Bank of India Mutual Fund the cessation of key personnel Mr. Ashok Kumar Pathak has ceased to be the Associate Director from the Board of Bank of India Trustee Services Private Limited (Trustee Company) with effect from close of business hours of November 07, 2025.Powered by Capital Market - Live News
Bank of India Mutual Fund announces change in Key Personnel
Bank of India Mutual Fund has announced the Mr. Mukesh Sharma has been appointed as an Associate Director on the Board of the Trustee Company with effect from November 07, 2025.Details of Mr. Mukesh Sharma
Age: 55 years
Designation: Associate Director
Qualification: ' Bachelor of Arts
' Certified Associate of Indian to Institute of Bankers (CAIIB)
' IDRBT- Certification Program in IT and Cyber Security for Senior Management
Powered by Capital Market - Live News
Bank of India Mutual Fund announces change in Key Personnel
Bank of India Mutual Fund has announced that Mr. Deep Mehta has been appointed as a Equity Dealer on the Board of the Trustee Company with effect from July 14, 2025.Details of Mr. Deep Mehta,
Age: 29
Designation: Equity Dealer
Qualification : ' CFA Level 3 (Cleared)
' CMT Level 3 (Cleared)
' B.Tech MechanicalExperience : 8 years
Powered by Capital Market - Live News
Fund House Details & Investment Objective
Date of Incorporation
28 January 2009
Total AUM (Cr)
₹66.12
Bank of India Conservative Hybrid Fund (IDCW-Q) is an Conservative Hybrid Fund-oriented fund from the renowned AMC, Bank of India Mutual Fund. Launched in 28 January 2009, this fund is managed by Alok Singh. With assets under management (AUM) worth ₹66.12 (Cr), as of 5 December 2025, Bank of India Conservative Hybrid Fund (IDCW-Q) is categorized as a Conservative Hybrid Fund within its segment. The fund has generated a return of 7.71% since its launch.
The current NAV of Bank of India Conservative Hybrid Fund (IDCW-Q) is ₹18.48, as on 5 December 2025. The fund's benchmark index is CRISIL Hybrid 85+15 - Conservative Index. You can invest in Bank of India Conservative Hybrid Fund (IDCW-Q) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹1,000 while the minimum lumpsum investment is ₹10,000.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 7.17% and 10.50% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 23.08% in Equity, 74.94% in Debt and 1.98% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 74.47% in Debt, 3.36% in Power, 3.35% in Electrical Equipments, 2.50% in Cash & Others, 2.04% in Pharmaceuticals & Biotech