How to Invest in SBI Conservative Hybrid Fund - Direct (IDCW-A) Direct Growth?

SBI Conservative Hybrid Fund - Direct (IDCW-A) is a popular fund in the Conservative Hybrid Fund segment. The fund has generated a return of 9.70% since inception. Looking to invest in SBI Conservative Hybrid Fund - Direct (IDCW-A) How about earning 1% extra return? All this is possible with m.Stock ! Investing in SBI Conservative Hybrid Fund - Direct (IDCW-A) is super easy and convenient with m.Stock. Here’s how you can begin: Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO. In the ‘Menu’ section, under ‘Products’ , select ‘Mutual Funds’ . In the search bar, enter the fund name, in this case, SBI Conservative Hybrid Fund - Direct (IDCW-A) On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus. If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete. If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility. So, why wait? Invest in SBI Conservative Hybrid Fund - Direct (IDCW-A) today and reap the benefits of this Conservative Hybrid Fund fund!

How much returns has SBI Conservative Hybrid Fund - Direct (IDCW-A) Direct Growth generated?

In the short term, i.e., 1 year, SBI Conservative Hybrid Fund - Direct (IDCW-A) has generated annualised return of 3.94%. In the long-term, the fund has generated 8.40% and 8.02% in 3 and 5 years respectively. Since its inception, the fund has generated 9.70% returns.

What is the expense ratio of SBI Conservative Hybrid Fund - Direct (IDCW-A) Direct Growth?

The expense ratio of SBI Conservative Hybrid Fund - Direct (IDCW-A) Direct Growth is 0.98%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of SBI Conservative Hybrid Fund - Direct (IDCW-A) Fund Direct Growth?

The Assets Under Management (AUM) of SBI Conservative Hybrid Fund - Direct (IDCW-A) is ₹9,943.76 (Cr) as of 2026-11-11 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from SBI Conservative Hybrid Fund - Direct (IDCW-A) Direct Growth?

Redeeming or selling units of SBI Conservative Hybrid Fund - Direct (IDCW-A) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load . To redeem from SBI Conservative Hybrid Fund - Direct (IDCW-A): Login to your m.Stock account In portfolio, your mutual fund investments will be visible under ‘MF’ Select the fund you wish to redeem from (in this case SBI Conservative Hybrid Fund - Direct (IDCW-A)). Click on ‘Redeem’ button You have 2 options – redeem by units and redeem by value (you can only redeem free units) Select units to be redeemed and click on submit. Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).

Can I invest in SIP and Lumpsum in SBI Conservative Hybrid Fund - Direct (IDCW-A) Direct Growth?

Yes, you can invest both lumpsum and SIP in SBI Conservative Hybrid Fund - Direct (IDCW-A). Minimum lumpsum investment SBI Conservative Hybrid Fund - Direct (IDCW-A) is ₹5,000 and minimum SIP amount is ₹500 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of SBI Conservative Hybrid Fund - Direct (IDCW-A) Direct Growth?

The latest NAV ( Net Asset Value ) of SBI Conservative Hybrid Fund - Direct (IDCW-A) is SBI Conservative Hybrid Fund - Direct (IDCW-A) is ₹33.66 as on 2026-11-11.

Which are the biggest stock holdings of SBI Conservative Hybrid Fund - Direct (IDCW-A)?

The 5 biggest stock holdings of SBI Conservative Hybrid Fund - Direct (IDCW-A) are: Kingfa Science (1.98%), Biocon (1.34%), Asian Paints (1.31%), ICICI Bank (1.29%), Axis Bank (1.24%)

What are the top sectors SBI Conservative Hybrid Fund - Direct (IDCW-A) invests in?

A majority of SBI Conservative Hybrid Fund - Direct (IDCW-A) 's AUM worth ₹9,943.76 (Cr) is invested in these 3 top sectors: Debt : 75.81% Industrial Products : 3.76% Banks : 3.20%

SBI Conservative Hybrid Fund - Direct (IDCW-A)

Conservative Hybrid Fund

Invest Now

NAV
33.66(0.20%)
Fund Size (CR)
₹10,107.43
Expense Ratio
0.98
Scheme Type
Active Fund
Value Research
-

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹500
Minimum Withdrawal
₹500
Exit Load
0%
Return Since Launch
9.70%

There is no Asset Allocation data

Basic Details

Scheme Manager

Saurabh Pant

Bench Mark

NIFTY 50 Hybrid Composite Debt 15:85 Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	November 2, 2026	10130.89	1.31%	-	1.77%	103/116
1 Month	October 9, 2026	10082.39	0.82%	-	1.91%	110/116
3 Month	August 7, 2026	9973.55	-0.26%	-	0.03%	80/116
6 Month	May 8, 2026	10154.01	1.54%	-	2.32%	95/116
1 Year	November 7, 2025	10393.61	3.94%	3.94%	2.94%	22/116
3 Year	November 9, 2023	12739.41	27.39%	8.40%	7.46%	26/116
5 Year	November 9, 2021	14711.63	47.12%	8.02%	6.91%	22/116
Since Inception	January 8, 2013	36009.97	260.10%	9.70%	8.40%	16/116

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	December 1, 2025	1,20,000	175580.68	46.32%	46.32%
3 Year	December 1, 2023	3,60,000	562698.82	56.31%	16.05%
5 Year	December 1, 2021	6,00,000	1043613.49	73.94%	11.71%
10 Year	December 1, 2016	12,00,000	2670824.03	122.57%	8.33%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Risk Ratios

1.22%

Standard Deviation

0.25%

Beta

0.46%

Sharpe Ratio

-0.03%

Treynor's Ratio

1.88%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
Kingfa Science	1.98%	289910	196.65	Equity	Plastic products
Biocon	1.34%	3800000	133.68	Equity	Pharmaceuticals
Asian Paints	1.31%	560000	129.92	Equity	Paints/Varnish
ICICI Bank	1.29%	920000	128.62	Equity	Banks
Axis Bank	1.24%	1010000	122.92	Equity	Banks
Bajaj Finserv	1.09%	650000	108.39	Equity	Finance
Reliance Industr	1.08%	920000	107.17	Equity	Refineries
Gland Pharma	0.96%	308000	95.35	Equity	Pharmaceuticals
Grindwell Norton	0.91%	481630	90.48	Equity	Capital Goods-Non Electrical Equipment
HDFC Life Insur.	0.87%	1650000	86.61	Equity	Insurance

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
SBI Conservative Hybrid Fund - Direct (IDCW-A)	10107.43	0.82%	-0.26%	1.54%	3.94%	8.40%
ICICI Pru Conservative Hybrid Fund - Direct (IDCW-M)	3269.92	2.17%	0.32%	11.31%	11.97%	8.39%
Nippon India Conservative Hybrid Fund - Dir (G)	977.17	1.62%	1.06%	3.74%	6.42%	8.86%
Nippon India Conservative Hybrid Fund - Dir (IDCW-Q)	977.17	1.62%	1.06%	3.75%	6.42%	8.86%
Nippon India Conservative Hybrid Fund - Dir (IDCW-M)	977.17	1.62%	1.05%	3.72%	6.37%	8.83%
Baroda BNP Paribas Conservative Hybrid Fund-Dir (IDCW-Q)	949.15	1.61%	0.40%	2.63%	4.73%	8.56%

List of Schemes under SBI Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
SBI Large Cap Fund	Equity	Very High	2.86%	4	₹52,416.39
SBI Technology Opportunities Fund	Equity	Very High	-3.88%	0	₹4,478.26
SBI 10 year Constant Maturity Gilt Fund	Debt	Moderate	2.81%	0	₹1,450.92
SBI Midcap Fund	Equity	Very High	0.79%	3	₹22,276.81
SBI Medium Term Fund	Debt	Moderately High	5.78%	3	₹6,319.34
SBI Money Market Fund	Debt	Moderate	6.34%	3	₹25,529.89
SBI Nifty Index Fund	Other	Very High	-1.01%	3	₹13,586.97
SBI Healthcare Opportunities Fund	Equity	Very High	26.03%	5	₹6,067.13
SBI Liquid Fund	Debt	Moderate	6.51%	2	₹90,214.76
SBI Banking & Financial Services Fund	Equity	Very High	2.28%	4	₹10,505.22
SBI Infrastructure Fund-Series	Equity	Very High	3.94%	3	₹4,614.42
SBI Gilt Fund	Debt	Moderate	3.99%	4	₹7,981.78
SBI Overnight Fund	Debt	Low	5.23%	3	₹35,911.63
SBI PSU Fund	Equity	Very High	2.13%	0	₹6,191.02
SBI Children's Fund - Investment Plan	Solution Oriented	Very High	10.79%	5	₹7,863.89
SBI Dynamic Term Fund	Debt	Moderate	5.24%	3	₹3,456.92
SBI Aggressive Hybrid Fund	Hybrid	Very High	5.33%	3	₹85,922.12
SBI MNC Fund	Equity	Very High	14.51%	0	₹6,133.01
SBI Conservative Hybrid Fund	Hybrid	High	3.94%	4	₹9,943.76
SBI Ultra Short to Short Term Fund	Debt	Moderate	5.82%	3	₹10,896.40
SBI Children Fund - Savings Plan	Solution Oriented	Moderately High	8.21%	5	₹148.96
SBI Credit Risk Fund	Debt	Moderately High	7.68%	3	₹2,176.70
SBI Large & Midcap Fund	Equity	Very High	1.96%	4	₹39,872.24
SBI Banking and PSU Debt Fund	Debt	Moderate	4.55%	3	₹7,247.73
SBI Equity Savings Fund	Hybrid	Moderately High	3.37%	3	₹5,328.62
SBI Retirement Benefit Fund-Conser Hyb Plan	Solution Oriented	High	3.71%	2	₹244.71
SBI US Specific Equity Active FoF	Other	Very High	13.89%	0	₹1,138.01
SBI Automotive Opportunities Fund	Equity	Very High	25.86%	0	₹5,870.81
SBI Consumption Opportunities Fund	Equity	Very High	-10.51%	4	₹2,418.48
SBI Comma Fund	Equity	Very High	7.04%	0	₹1,155.54
SBI Medium to Long Term Fund	Debt	Moderate	4.27%	4	₹1,995.29
SBI ELSS Tax Saver Fund	Equity	Very High	-1.11%	5	₹29,858.97
SBI Contra Fund	Equity	Very High	-1.5%	5	₹44,443.13
SBI Nifty 500 Index Fund	Other	Very High	0.68%	0	₹739.96
SBI Quant Fund	Equity	Very High	-3.03%	0	₹2,543.95
SBI Nifty IT Index Fund	Other	Very High	-6.35%	0	₹142.75
SBI Short Term Fund	Debt	Moderate	4.49%	3	₹12,966.52
SBI Floating Interest Rates Fund	Debt	Moderately Low	6.17%	3	₹668.95
SBI Nifty Midcap 150 Index Fund	Other	Very High	2.11%	3	₹1,225.45
SBI Retirement Benefit Fund-Conservative Plan	Solution Oriented	Moderately High	3.51%	3	₹135.20
SBI Nifty Next 50 Index Fund	Other	Very High	5.54%	2	₹2,306.91
SBI Nifty50 Equal Weight Index Fund	Other	Very High	2.98%	0	₹937.84
SBI Innovative Opportunities Fund	Equity	Very High	12.45%	0	₹5,083.68
SBI Nifty Bank Index Fund	Other	Very High	3.72%	0	₹200.24
SBI Income Plus Arbitrage Active FOF	Other	Moderately Low	5.31%	0	₹1,769.05
SBI Nifty100 Low Volatility 30 Index Fund	Other	Very High	-0.82%	0	₹51.90
SBI Corporate Bond Fund	Debt	Moderately Low	4.26%	3	₹21,468.00
SBI Retirement Benefit Fund-Aggressive Plan	Solution Oriented	Very High	4.4%	3	₹3,026.84
SBI Nifty Smallcap 250 Index Fund	Other	Very High	3.21%	3	₹1,667.74
SBI CRISIL IBX SDL Index-September 2027 Fund	Other	Moderate	5.39%	0	₹1,982.84
SBI Long Term Fund	Debt	Moderate	2.68%	0	₹1,226.11
SBI CRISIL-IBX SDL Index - June 2034 Index Fund	Other	Moderate	0%	0	₹31.75
SBI Nifty200 Value 30 ETF FOF	Other	Very High	0%	0	₹44.70
SBI Multicap Fund	Equity	Very High	0.66%	3	₹22,849.50
SBI Dynamic Asset Allocation Active FoF	Other	High	3.8%	0	₹2,159.45
SBI Energy Opportunities Fund	Equity	Very High	0.4%	0	₹7,548.45
SBI Silver ETF Fund of Fund	Other	Very High	24.5%	0	₹3,120.54
SBI Nifty200 Quality 30 Index Fund	Other	Very High	-3.81%	0	₹306.78
SBI CRISIL-IBX Financial Services 3-6 Months Debt Index Fund	Other	Low	0%	0	₹2,349.45
SBI Small Cap Fund	Equity	Very High	4.85%	2	₹39,202.76
SBI Equity Minimum Variance	Equity	Very High	-1.12%	0	₹195.76
SBI Retirement Benefit Fund-Aggrs Hyb Plan	Solution Oriented	Very High	5.19%	3	₹1,556.40
SBI Balanced Advantage Fund	Hybrid	Very High	1.65%	5	₹39,947.24
SBI CRISIL IBX Gilt Index-April 2029 Fund	Other	Moderate	4.12%	0	₹1,976.07
SBI Dividend Yield Fund	Equity	Very High	4.42%	0	₹7,793.54
SBI BSE PSU Bank Index Fund	Other	Very High	6.49%	0	₹347.33
SBI Nifty G-sec Jul 2031 Index Fund	Other	Moderate	0%	0	₹18.42
SBI Balanced Hybrid Fund	Hybrid	Very High	0%	0	₹2,005.90
SBI Multi Asset Allocation Fund	Hybrid	Very High	5.76%	4	₹20,692.53
SBI Flexi Cap Fund	Equity	Very High	0.6%	3	₹21,635.07
SBI Ultra Short Term Fund	Debt	Moderately Low	6.41%	2	₹11,358.37
SBI CRISIL IBX Gilt Index-June 2036 Fund	Other	Moderate	3.78%	0	₹2,613.60
SBI Nifty India Consumption Index Fund	Other	Very High	-2.32%	0	₹239.31
SBI Nifty200 Momentum 30 Index Fund	Other	Very High	-3.7%	0	₹111.32
SBI CRISIL-IBX Financial Services 9-12 Months Debt Index Fund	Other	Moderately Low	0%	0	₹682.78
SBI Nifty Midcap 150 Momentum 50 ETF FOF	Other	Very High	0%	0	₹115.07
SBI Gold Fund	Other	Very High	16.92%	5	₹16,744.49
SBI ESG Exclusionary Strategy Fund	Equity	Very High	2.38%	0	₹5,010.84
SBI Focused Fund	Equity	Very High	12.29%	4	₹50,423.05
SBI Arbitrage Fund	Hybrid	Low	6.63%	4	₹46,251.61
SBI CPSE Bond Plus SDL Sep 2026 50:50 Index Fund	Other	Moderately Low	0%	0	₹5,289.71
SBI BSE Sensex Index Fund	Other	Very High	-1.88%	0	₹299.06
SBI Quality Fund	Equity	Very High	0%	0	₹2,621.15
SBI CRISIL-IBX 10:90 Gilt + SDL Index - Dec 2029 Index Fund	Other	Moderate	0%	0	₹39.77

News

SBI Mutual Fund announces Appointment of Key Personnel
SBI Mutual Fund has announced that Mr. Debasish Mishra has been appointed as Managing Director & CEO and Key Personnel of SBIFML (based at Corporate Office) w.e.f. July 01, 2026. The details of Mr. Mishra are as follows:
Name: Mr. Debasish Mishra
Age: 56 years
Designation: Managing Director & CEO
Qualification: B. Tech from CAET, Bhubaneswar; ' PGDFM from IIFM, Bhopal; ' PGDFA from IIBF Mumbai; Certified Financial Planner (CFP) from FSIB; International Certificate in Risk Management from IRM, London.
Mr. Nand Kishore has ceased to be the Managing Director & CEO of SBI Funds Management Limited from the close of business hours of June 30, 2026, consequent to the superannuation from the services of State Bank of India (SBI). Accordingly, Mr. Nand Kishore ceased to be the Key Personnel of SBIFML and all references relating to Mr. Nand Kishore stands deleted from Statement of Additional Information of SBI Mutual Fund. .
Powered by Capital Market - Live News

Fund House Details & Investment Objective

Date of Incorporation

January 1, 2013

Total AUM (Cr)

₹9943.76

SBI Conservative Hybrid Fund - Direct (IDCW-A) is an Conservative Hybrid Fund-oriented fund from the renowned AMC, SBI Mutual Fund. Launched in January 1, 2013, this fund is managed by Saurabh Pant. With assets under management (AUM) worth ₹9,943.76 (Cr), as of November 11, 2026, SBI Conservative Hybrid Fund - Direct (IDCW-A) is categorized as a Conservative Hybrid Fund within its segment. The fund has generated a return of 9.70% since its launch.
The current NAV of SBI Conservative Hybrid Fund - Direct (IDCW-A) is ₹33.66, as on November 11, 2026. The fund's benchmark index is NIFTY 50 Hybrid Composite Debt 15:85 Index. You can invest in SBI Conservative Hybrid Fund - Direct (IDCW-A) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 8.40% and 8.02% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 23.64% in Equity, 72.54% in Debt and 3.82% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 75.81% in Debt, 3.76% in Industrial Products, 3.20% in Banks, 2.90% in Pharmaceuticals & Biotech, 2.05% in Consumer Durables

Mutual Fund Categories

Types of Mutual Funds

Debt Funds

Access debt markets and enjoy interest income from bonds and debentures. Ideal for conservative short-term investors

Hybrid Funds

Enjoy best of both the worlds - equity and debt. Ideal for beginners with medium-term investment horizon

Equity Funds

Invest in large, mid, and small cap sector stocks to enjoy capital appreciation. Ideal for aggressive, long-term investors

Mutual Fund Calculators

View All

SIP Calculator

Compute the future value of your SIP investments

Lumpsum Calculator

Calculate lumpsum investment corpus

SWP Calculator

Calculate the future value of your SWP Investments

FAQs

SBI Conservative Hybrid Fund - Direct (IDCW-A) is a popular fund in the Conservative Hybrid Fund segment. The fund has generated a return of 9.70% since inception. Looking to invest in SBI Conservative Hybrid Fund - Direct (IDCW-A) How about earning 1% extra return? All this is possible with m.Stock! Investing in SBI Conservative Hybrid Fund - Direct (IDCW-A) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, SBI Conservative Hybrid Fund - Direct (IDCW-A)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in SBI Conservative Hybrid Fund - Direct (IDCW-A) today and reap the benefits of this Conservative Hybrid Fund fund!

Redeeming or selling units of SBI Conservative Hybrid Fund - Direct (IDCW-A) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from SBI Conservative Hybrid Fund - Direct (IDCW-A):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case SBI Conservative Hybrid Fund - Direct (IDCW-A)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).

View all