Bank of India Multi Asset Allocation Fund-Reg (G)
Multi Asset AllocationNAV
12.64(0.75%)Fund Size (CR)
₹358.77Expense Ratio
2.05Scheme Type
Active FundValue Research
-
Min. investment
₹5,000Minimum Additional Investment
₹1,000Minimum SIP Investment
₹1,000Minimum Withdrawal
₹1,000Exit Load
0%Return Since Launch
10.18%
Basic Details
Scheme Manager
Mithraem Bharucha
Bench Mark
40% of Nifty 500 TRI + 40% of Nifty Composite Debt Index + 15% of Domestic Prices of Gold + 5% of Domestic prices of Silver
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | June 24, 2026 | 10028.46 | 0.28% | - | -0.09% | 3/136 |
| 1 Month | June 1, 2026 | 10163.14 | 1.63% | - | 0.73% | 23/136 |
| 3 Month | March 31, 2026 | 10683.79 | 6.84% | - | 5.54% | 33/136 |
| 6 Month | January 1, 2026 | 10429.95 | 4.30% | - | 1.08% | 16/132 |
| 1 Year | July 1, 2025 | 10987.88 | 9.88% | 9.88% | 10.29% | 57/112 |
| 3 Year | - | - | - | - | - | -/- |
| 5 Year | - | - | - | - | - | -/- |
| Since Inception | February 28, 2024 | 12546.40 | 25.46% | 10.18% | 12.32% | 97/136 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | August 1, 2025 | 1,20,000 | 126896.96 | 5.75% | 5.75% |
| 3 Year | - | - | - | - | - |
| 5 Year | - | - | - | - | - |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Risk Ratios
2.49%
Standard Deviation
0.50%
Beta
0.51%
Sharpe Ratio
0.05%
Treynor's Ratio
6.28%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| ICICI Bank | 3.03% | 83335 | 11.06 | Equity | Banks |
| SBI | 2.87% | 102617 | 10.48 | Equity | Banks |
| Quality Power El | 1.93% | 55000 | 7.05 | Equity | Capital Goods - Electrical Equipment |
| Sky Gold & Diam. | 1.71% | 117000 | 6.24 | Equity | Diamond, Gems and Jewellery |
| HDFC AMC | 1.51% | 21000 | 5.51 | Equity | Finance |
| Dr Reddy's Labs | 1.40% | 40000 | 5.12 | Equity | Pharmaceuticals |
| Tata Steel | 1.35% | 250000 | 4.93 | Equity | Steel |
| HDFC Bank | 1.34% | 63000 | 4.90 | Equity | Banks |
| CreditAcc. Gram. | 1.34% | 35551 | 4.89 | Equity | Finance |
| UltraTech Cem. | 1.21% | 3845 | 4.41 | Equity | Cement |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| Kotak Multi Asset Allocation Fund - Direct (G) | 13958.01 | 0.31% | 6.53% | 1.41% | 20.60% | - | |
| Kotak Multi Asset Allocation Fund - Direct (IDCW) | 13958.01 | 0.31% | 6.53% | 1.40% | 20.60% | - | |
| Quant Multi Asset Allocation Fund - Direct (G) | 5615.03 | 1.00% | 9.68% | 7.18% | 18.76% | 24.34% | |
| Quant Multi Asset Allocation Fund - Direct (IDCW) | 5615.03 | 1.00% | 9.68% | 7.18% | 18.76% | 24.33% | |
| DSP Multi Asset Allocation Fund - Direct (G) | 9801.76 | -0.47% | 4.75% | 3.51% | 17.60% | - |
List of Schemes under Bank of India Mutual Fund
News
Bank of India Mid & Small Cap Equity & Debt Fund announces Income Distribution cum capital withdrawal (IDCW)
Bank of India Mutual Fund has announced 29 June 2026 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under the IDCW option of Bank of India Mid & Small Cap Equity & Debt Fund. The amount of IDCW on the face value of Rs 10 per unit will be:Regular Plan ' IDCW Option: Rs 0.26
Direct Plan ' IDCW Option: Rs 0.27
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Bank of India Mutual Fund announces change in Exit Load Structure
Bank of India Mutual Fund has announced change in exit load structure under following scheme stands revised with effect from June 19, 2026.Change in Exit Load:
Name of the Scheme Existing Exit Load Revised Exit Load Bank of India Credit Risk Fund: 4% if redeemed within 12 months from the date of allotment 3% if redeemed after 12 months but within 24 months from the date of allotment.
2% if redeemed after 24 months but within 36 months from the date of allotment.
Nil if redeemed after 36 months from the date of allotment.
3% if redeemed within 24 months from the date of allotment 2% if redeemed after 24 months but within 36 months from the date of allotment
Nil if redeemed after 36 months from the date of allotment
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Bank of India Mutual Fund has announced change in the fundamental attributes of its Bank of India Multi Asset Allocation Fund.
Bank of India Mutual Fund has announced change in the fundamental attributes of its Bank of India Multi Asset Allocation Fund. These changes are effective from June 01, 2026.The scheme seeks to seek long term capital growth by predominantly investing in equity and equity related securities, debt & money market instruments and Gold ETF/Silver ETF.
As per the updated asset allocation, the fund will now invest 10 - 80 per cent in Equity and equity related instruments, 10 ' 80 per cent in debt & money market instruments, 10 ' 50 per cent in Gold ETF/Silver ETF and 0 ' 10 per cent of its assets in units issued by INVITs.
Fund House Details & Investment Objective
Date of Incorporation
February 7, 2024
Total AUM (Cr)
₹365.36
Bank of India Multi Asset Allocation Fund-Reg (G) is an Multi Asset Allocation-oriented fund from the renowned AMC, Bank of India Mutual Fund. Launched in February 7, 2024, this fund is managed by Mithraem Bharucha. With assets under management (AUM) worth ₹365.36 (Cr), as of July 2, 2026, Bank of India Multi Asset Allocation Fund-Reg (G) is categorized as a Multi Asset Allocation within its segment. The fund has generated a return of 10.18% since its launch.
The current NAV of Bank of India Multi Asset Allocation Fund-Reg (G) is ₹12.64, as on July 2, 2026. The fund's benchmark index is 40% of Nifty 500 TRI + 40% of Nifty Composite Debt Index + 15% of Domestic Prices of Gold + 5% of Domestic prices of Silver. You can invest in Bank of India Multi Asset Allocation Fund-Reg (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹1,000 while the minimum lumpsum investment is ₹5,000.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated undefined% and undefined% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 41.72% in Equity, 44.06% in Debt and 14.22% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 45.22% in Debt, 13.85% in Others, 6.67% in Banks, 5.79% in Cash & Others, 3.14% in Capital Markets
Mutual Fund Categories
Types of Mutual Funds
Debt Funds
Access debt markets and enjoy interest income from bonds and debentures. Ideal for conservative short-term investors
Hybrid Funds
Enjoy best of both the worlds - equity and debt. Ideal for beginners with medium-term investment horizon
Equity Funds
Invest in large, mid, and small cap sector stocks to enjoy capital appreciation. Ideal for aggressive, long-term investors