DSP Liquidity Fund - Direct (IDCW)

Liquid Fund

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NAV
1002.11(0.01%)
Fund Size (CR)
₹16,616.09
Expense Ratio
0.12
Scheme Type
Active Fund
Value Research
-

Min. investment
₹100
Minimum Additional Investment
₹100
Minimum SIP Investment
₹100
Minimum Withdrawal
₹500
Exit Load
0.007%
Return Since Launch
6.67%

Absolute Return: 0.09%

Annualized Return: 0%

Basic Details

Scheme Manager

Karan Mundhara

Bench Mark

CRISIL Liquid Debt A-I Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	23 February 2026	9999.67	-0.00%	-	0.07%	369/396
1 Month	2 February 2026	10038.73	0.39%	-	0.40%	325/396
3 Month	2 December 2025	10137.35	1.37%	-	1.29%	282/386
6 Month	2 September 2025	10271.42	2.71%	-	2.61%	299/375
1 Year	2 March 2025	10601.84	6.02%	6.02%	5.86%	276/370
3 Year	2 March 2023	12212.72	22.13%	6.88%	6.56%	179/346
5 Year	2 March 2021	13310.90	33.11%	5.88%	5.62%	142/336
Since Inception	1 January 2013	23407.92	134.08%	6.67%	58.15%	178/396

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 April 2025	1,20,000	280877.39	134.06%	134.06%
3 Year	1 April 2023	3,60,000	842771.46	134.10%	32.78%
5 Year	1 April 2021	6,00,000	1404772.82	134.13%	18.55%
10 Year	3 April 2016	12,00,000	2809595.90	134.13%	8.88%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

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Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

0.07%

Standard Deviation

0.00%

Beta

4.48%

Sharpe Ratio

3.40%

Treynor's Ratio

1.07%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
There's no data available of Stock Holdings

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
DSP Liquidity Fund - Direct (IDCW)	16616.09	0.39%	1.37%	2.71%	6.02%	6.88%
Bandhan Liquid Fund - Direct (IDCW-D)	15367.16	0.62%	1.97%	3.91%	8.50%	9.22%
Motilal Oswal Liquid Fund - Direct (IDCW-F) RI	1105.41	0.47%	1.41%	2.82%	8.18%	7.37%
TRUSTMF Liquid Fund - Direct (IDCW-D) RI	752.28	0.55%	1.65%	3.56%	7.91%	8.99%
Union Liquid Fund - Direct (IDCW-W)	7388.78	0.49%	1.60%	3.07%	7.37%	7.34%
Bajaj Finserv Liquid Fund - Direct (IDCW-M)	4369.04	0.49%	1.47%	2.93%	7.05%	-

List of Schemes under DSP Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
DSP Banking & Financial Services Fund	Equity	Very High	23.92%	0	₹1,666.81
DSP World Mining Overseas Equity Omni FoF	Other	Very High	122.24%	0	₹180.95
DSP Equity Savings Fund	Hybrid	Moderately High	7.49%	4	₹3,855.70
DSP Healthcare Fund	Equity	Very High	6.16%	4	₹2,971.07
DSP Nifty Midcap 150 Index Fund	Other	Very High	0%	0	₹8.89
DSP Natural Resources & New Energy Fund	Equity	Very High	42.03%	0	₹1,764.62
DSP Large Cap Fund	Equity	Very High	10.84%	5	₹7,162.86
DSP Gilt Fund	Debt	Moderately High	5.6%	3	₹1,246.60
DSP Midcap Fund	Equity	Very High	20.73%	1	₹19,047.03
DSP Dynamic Asset Allocation Fund	Hybrid	Moderately High	11.12%	4	₹3,701.60
DSP Nifty 50 Equal Weight Index Fund	Other	Very High	16.79%	5	₹2,416.78
DSP US Specific Debt Passive FoF	Other	Very High	10.94%	0	₹66.89
DSP Nifty Private Bank Index Fund	Other	Very High	0%	0	₹60.16
DSP Corporate Bond Fund	Debt	Moderate	7.61%	4	₹3,401.74
DSP 10Y G-Sec	Debt	Moderate	5.67%	0	₹58.68
DSP Nifty Bank Index Fund	Other	Very High	22.44%	0	₹57.95
DSP Nifty Midcap 150 Quality 50 Index Fund	Other	Very High	10.26%	1	₹461.75
DSP Nifty Top 10 Equal Weight Index Fund	Other	Very High	4.71%	0	₹1,378.41
DSP Global Clean Energy Overseas Equity Omni FoF	Other	Very High	60.56%	0	₹102.53
DSP Small Cap Fund	Equity	Very High	18.49%	2	₹16,135.31
DSP Nifty Smallcap 250 Index Fund	Other	Very High	0%	0	₹8.43
DSP India T.I.G.E.R. Fund	Equity	Very High	22.73%	3	₹5,184.00
DSP Nifty500 Flexicap Quality 30 Index Fund	Other	Very High	0%	0	₹116.66
DSP Banking & Psu Debt Fund	Debt	Moderately Low	7.06%	1	₹3,678.73
DSP Aggressive Hybrid Fund	Hybrid	Very High	9.62%	4	₹11,861.15
DSP Multi Asset Allocation Fund	Hybrid	Very High	31.67%	0	₹7,731.13
DSP Nifty Healthcare Index Fund	Other	Very High	0%	0	₹14.38
DSP US Specific Equity Omni FoF	Other	Very High	35.68%	0	₹1,119.13
DSP Gold ETF Fund of Fund	Other	High	83.92%	2	₹514.01
DSP Nifty SDL Plus G-Sec Sep 2027 50:50 Index Fund	Other	Moderate	7.72%	0	₹88.94
DSP Liquidity Fund	Debt	Moderate	6.42%	4	₹23,410.08
DSP Credit Risk Fund	Debt	Moderately High	14.35%	0	₹219.74
DSP Savings Fund	Debt	Moderate	6.96%	2	₹8,129.12
DSP Arbitrage Fund	Hybrid	Low	6.81%	3	₹6,890.75
DSP Large & Mid Cap Fund	Equity	Very High	15.43%	3	₹17,433.65
DSP Overnight Fund	Debt	Low	5.57%	3	₹2,959.01
DSP Short Term Fund	Debt	Moderately Low	7.47%	3	₹3,678.91
DSP Low Duration Fund	Debt	Moderately Low	7.09%	3	₹5,770.47
DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund	Other	Moderate	7.96%	0	₹1,803.01
DSP Global Innovation Overseas Equity Omni FoF	Other	Very High	22.81%	0	₹1,238.53
DSP Ultra Short Fund	Debt	Moderately Low	7.07%	3	₹3,552.80
DSP Nifty Smallcap250 Quality 50 Index Fund	Other	Very High	3.59%	0	₹279.78
DSP Income Plus Arbitrage Omni FoF	Other	Moderate	4.16%	0	₹1,653.63
DSP CRISIL-IBX 50:50 Gilt Plus SDL-April 2033 Index Fund	Other	Moderately High	7.46%	0	₹321.83
DSP World Gold Mining Overseas Equity Omni FoF	Other	Very High	205.94%	0	₹1,974.63
DSP Nifty 50 Index Fund	Other	Very High	11.91%	3	₹893.70
DSP ELSS Tax Saver Fund	Equity	Very High	14.46%	4	₹17,223.17
DSP Business Cycle Fund	Equity	Very High	18.29%	0	₹1,145.11
DSP Flexi Cap Fund	Equity	Very High	12.96%	3	₹11,989.48
DSP Nifty 500 Index Fund	Other	Very High	0%	0	₹11.66
DSP Focused Fund	Equity	Very High	12.1%	3	₹2,610.71
DSP Value Fund	Equity	Very High	19.08%	4	₹1,413.64
DSP BSE SENSEX Next 30 Index Fund	Other	Very High	21.05%	0	₹14.76
DSP Floater Fund	Debt	Moderately Low	7.55%	2	₹406.48
DSP Quant Fund	Equity	Very High	13.32%	0	₹848.39
DSP Multicap Fund	Equity	Very High	12.39%	0	₹2,585.20
DSP Nifty IT Index Fund	Other	Very High	0%	0	₹58.95
DSP Nifty Next 50 Index Fund	Other	Very High	15.94%	1	₹1,143.10
DSP Strategic Bond Fund	Debt	Moderately Low	5.44%	2	₹884.09
DSP Bond Fund	Debt	Moderate	7.55%	3	₹310.45
DSP Silver ETF Fund of Fund	Other	Very High	0%	0	₹973.34
DSP Regular Savings Fund	Hybrid	Moderately High	8.17%	4	₹183.08

News

DSP Mutual Fund announces IDCW & Income Distribution cum Capital Withdrawal (IDCW) under its schemes
DSP Mutual Fund has announced 05 March 2026 as the record date for declaration of IDCW under the following schemes. The proposed IDCW on the face value of Rs 10 per unit will be:
DSP Flexi Cap Fund - Regular Plan ' IDCW: 5.100000
DSP Flexi Cap Fund - Direct Plan ' IDCW: 7.500000
DSP Natural Resources and New Energy Fund - Regular Plan ' IDCW: 3.400000
DSP Natural Resources and New Energy Fund - Direct Plan ' IDCW: 2.800000
DSP Value Fund - Regular Plan - IDCW: 1.400000
DSP Value Fund - Direct Plan - IDCW: 1.600000
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DSP MF announces Income Distribution cum Capital Withdrawal (IDCW) under four schemes
DSP Mutual Fund has announced 26 February 2026 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) under the following schemes. The amount of IDCW (Rs. per unit) on the face value of Rs 10 per unit will be:
DSP Aggressive Hybrid Fund ' Regular Plan ' IDCW Option: 0.220000
DSP Aggressive Hybrid Fund ' Direct Plan ' IDCW Option: 0.220000
DSP Multi Asset Allocation Fund ' Regular Plan ' IDCW Option: 0.800000
DSP Healthcare Fund ' Regular Plan ' IDCW Option: 1.900000
DSP Healthcare Fund ' Direct Plan ' IDCW Option: 2.100000
DSP Quant Fund ' Regular Plan ' IDCW Option: 1.500000
DSP Quant Fund ' Direct Plan ' IDCW Option: 1.500000
DSP Arbitrage Fund ' Regular Plan ' IDCW Option: 0.600000
DSP Arbitrage Fund ' Direct Plan ' IDCW Option: 0.600000
DSP Large & Mid Cap Fund ' Regular Plan ' IDCW Option: 3.200000
DSP Large & Mid Cap Fund ' Direct Plan ' IDCW Option: 9.300000
DSP Multicap Fund ' Regular Plan ' IDCW Option: 0.800000
DSP Multicap Fund ' Direct Plan ' IDCW Option: 1.000000
DSP Income Plus Arbitrage Omni FoF ' Regular Plan ' IDCW Option: 0.900000
DSP Income Plus Arbitrage Omni FoF ' Direct Plan ' IDCW Option: 0.900000
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DSP MF announces Income Distribution cum Capital Withdrawal (IDCW) under two schemes
DSP Mutual Fund has announced 19 February 2026 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) under the following schemes. The amount of IDCW (Rs. per unit) on the face value of Rs 10 per unit will be:
DSP Mid Cap Fund ' Regular Plan ' IDCW Option: 2.500
DSP Mid Cap Fund ' Direct Plan ' IDCW Option: 5.800
DSP Equity Savings Fund ' Regular Plan ' IDCW Option: 0.8000
DSP Equity Savings Fund ' Direct Plan ' IDCW Option: 0.8000
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Fund House Details & Investment Objective

Date of Incorporation

1 January 2013

Total AUM (Cr)

₹23410.08

DSP Liquidity Fund - Direct (IDCW) is an Liquid Fund-oriented fund from the renowned AMC, DSP Mutual Fund. Launched in 1 January 2013, this fund is managed by Karan Mundhara. With assets under management (AUM) worth ₹23,410.08 (Cr), as of 4 March 2026, DSP Liquidity Fund - Direct (IDCW) is categorized as a Liquid Fund within its segment. The fund has generated a return of 6.67% since its launch.
The current NAV of DSP Liquidity Fund - Direct (IDCW) is ₹1,002.11, as on 4 March 2026. The fund's benchmark index is CRISIL Liquid Debt A-I Index. You can invest in DSP Liquidity Fund - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹100.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 6.88% and 5.88% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 99.78% in Debt and 0.22% in cash and cash equivalents.