HDFC Balanced Advantage Fund - Direct (IDCW)
Dynamic Asset Allocation or Balanced AdvantageNAV
45.27(-0.18%)Fund Size (CR)
₹1,01,079.6Expense Ratio
0.72Scheme Type
Active FundValue Research
Min. investment
₹100Minimum Additional Investment
₹100Minimum SIP Investment
₹100Minimum Withdrawal
₹100Exit Load
1%Return Since Launch
14.54%
- 3M
- 6M
- 1Y
- 3Y
- All
Basic Details
Scheme Manager
Gopal Agrawal
Bench Mark
Nifty 50 Hybrid Composite Debt 50:50 Index
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 30 September 2025 | 10123.66 | 1.24% | - | 1.36% | 67/147 |
| 1 Month | 5 September 2025 | 10185.46 | 1.85% | - | 1.07% | 9/147 |
| 3 Month | 7 July 2025 | 9980.02 | -0.20% | - | -0.08% | 77/147 |
| 6 Month | 7 April 2025 | 11022.55 | 10.23% | - | 9.81% | 60/147 |
| 1 Year | 7 October 2024 | 10384.29 | 3.84% | 3.84% | 2.84% | 76/145 |
| 3 Year | 7 October 2022 | 17016.58 | 70.17% | 19.37% | 12.71% | 2/115 |
| 5 Year | 7 October 2020 | 29920.47 | 199.20% | 24.49% | 12.97% | 2/87 |
| Since Inception | 1 January 2013 | 56607.87 | 466.08% | 14.54% | 10.70% | 14/147 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 4 November 2024 | 1,20,000 | 458108.19 | 281.76% | 281.76% |
| 3 Year | 1 November 2022 | 3,60,000 | 1521064.46 | 322.52% | 61.66% |
| 5 Year | 2 November 2020 | 6,00,000 | 2882568.38 | 380.43% | 36.88% |
| 10 Year | 2 November 2015 | 12,00,000 | 6421079.26 | 435.09% | 18.26% |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
- Investment type
- Scheme based
- SIP
- Lumpsum
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
2.66%
Standard Deviation
0.68%
Beta
1.26%
Sharpe Ratio
-0.03%
Treynor's Ratio
8.28%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| HDFC Bank | 5.15% | 55808702 | 5307.41 | Equity | Banks |
| ICICI Bank | 4.54% | 34699224 | 4677.46 | Equity | Banks |
| Reliance Industr | 3.50% | 26405634 | 3601.73 | Equity | Refineries |
| Bharti Airtel | 3.05% | 16754354 | 3147.14 | Equity | Telecom-Service |
| SBI | 2.96% | 35000000 | 3053.57 | Equity | Banks |
| Infosys | 2.40% | 17140203 | 2471.27 | Equity | IT - Software |
| Larsen & Toubro | 2.34% | 6579083 | 2407.29 | Equity | Infrastructure Developers & Operators |
| NTPC | 2.27% | 68585915 | 2335.01 | Equity | Power Generation & Distribution |
| Axis Bank | 2.18% | 19827457 | 2243.68 | Equity | Banks |
| Coal India | 1.95% | 51500000 | 2008.24 | Equity | Mining & Mineral products |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| HDFC Balanced Advantage Fund - Direct (IDCW) | 101079.60 | 1.85% | -0.20% | 10.23% | 3.84% | 19.37% | |
| ICICI Pru Balanced Advantage Fund - Dir (G) | 65710.61 | 1.12% | 1.85% | 11.51% | 8.13% | 14.06% | |
| ICICI Pru Balanced Advantage Fund - Dir (IDCW) | 65710.61 | 1.14% | 1.85% | 11.52% | 8.13% | 14.06% | |
| ICICI Pru Balanced Advantage Fund - Dir (IDCW-M) | 65710.61 | 1.09% | 1.86% | 11.48% | 8.10% | 14.18% | |
| WhiteOak Capital Balanced Advantage Fund - Dir (G) | 1811.88 | 0.91% | 0.43% | 11.68% | 7.83% | - | |
| Helios Balanced Advantage Fund - Direct (G) | 294.53 | 3.07% | 1.82% | 11.39% | 6.73% | - |
List of Schemes under HDFC Mutual Fund
News
HDFC Mutual Fund announces change in fund manager under its schemes
HDFC Mutual Fund has announced change in fund manager under the following schemes, With effect from 01 October 2025.Change in Fund Manager:
Scheme Name Existing Fund Managers Revised Fund Managers HDFC Liquid Fund* Mr. Anupam Joshi and Mr. Swapnil Jangam Mr. Rohan Pillai and Mr. Swapnil Jangam HDFC Overnight Fund, HDFC NIFTY 1D Rate Liquid ETF - Growth Mr. Swapnil Jangam Mr. Swapnil Jangam and Mr. Rohan Pillai * Mr. Dhruv Muchhal is the dedicated Fund Manager for Overseas Investments.
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HDFC Mutual Fund announces change in Key Personnel
HDFC Mutual Fund has announced Mr. Anupam Gupta has been appointed as Senior Equity Analyst of HDFC Asset Management Company Limited ('HDFC AMC') with effect from September 23, 2025 and is designated as a Key Personnel of HDFC AMC.Details of Mr. Anupam Gupta
Age: 44 years
Designation: Senior Equity Analyst
Qualification: B.E. in Mechanical Engineering (NIT, Bhopal) PGDBM (IIM Lucknow) CFA (CFA Institute)
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HDFC MF announces Income Distribution cum capital withdrawal (IDCW) under its schemes
HDFC Mutual Fund has announced 25 September 2025 as the record date for declaration of IDCW in the following schemes. The proposed IDCW on the face value of Rs 10 per unit will be:HDFC Hybrid Equity Fund:
Regular Plan ' IDCW: 0.250
Direct Plan ' IDCW: 0.250
HDFC Equity Savings Fund:
Regular Plan ' IDCW: 0.220
Direct Plan ' IDCW: 0.220
HDFC Balanced Advantage Fund:
Regular Plan ' IDCW: 0.250
Direct Plan ' IDCW: 0.250
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Fund House Details & Investment Objective
Date of Incorporation
1 January 2013
Total AUM (Cr)
₹103041.30
HDFC Balanced Advantage Fund - Direct (IDCW) is an Dynamic Asset Allocation or Balanced Advantage-oriented fund from the renowned AMC, HDFC Mutual Fund. Launched in 1 January 2013, this fund is managed by Gopal Agrawal. With assets under management (AUM) worth ₹1,03,041.31 (Cr), as of 8 October 2025, HDFC Balanced Advantage Fund - Direct (IDCW) is categorized as a Dynamic Asset Allocation or Balanced Advantage within its segment. The fund has generated a return of 14.54% since its launch.
The current NAV of HDFC Balanced Advantage Fund - Direct (IDCW) is ₹45.27, as on 8 October 2025. The fund's benchmark index is Nifty 50 Hybrid Composite Debt 50:50 Index. You can invest in HDFC Balanced Advantage Fund - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹100.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
1.00% - If Units are redeemed / switched-out within 1 years from the date of allotment. Nil - If Units are redeemed / switched-out after 1 years from the date of allotment. The fund has generated 19.37% and 24.49% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 68.80% in Equity, 30.12% in Debt and 1.13% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 32.19% in Debt, 17.02% in Banks, 5.83% in IT-Software, 4.71% in Petroleum Products, 3.88% in Pharmaceuticals & Biotech