What is the expense ratio of HSBC Overnight Fund-Unclaimed IDCW Above three years Direct Growth?

The expense ratio of HSBC Overnight Fund-Unclaimed IDCW Above three years Direct Growth is 0.14%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

How to redeem or withdraw money from HSBC Overnight Fund-Unclaimed IDCW Above three years Direct Growth?

Redeeming or selling units of HSBC Overnight Fund-Unclaimed IDCW Above three years is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load . To redeem from HSBC Overnight Fund-Unclaimed IDCW Above three years: Login to your m.Stock account In portfolio, your mutual fund investments will be visible under ‘MF’ Select the fund you wish to redeem from (in this case HSBC Overnight Fund-Unclaimed IDCW Above three years). Click on ‘Redeem’ button You have 2 options – redeem by units and redeem by value (you can only redeem free units) Select units to be redeemed and click on submit. Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).

Can I invest in SIP and Lumpsum in HSBC Overnight Fund-Unclaimed IDCW Above three years Direct Growth?

Yes, you can invest both lumpsum and SIP in HSBC Overnight Fund-Unclaimed IDCW Above three years. Minimum lumpsum investment HSBC Overnight Fund-Unclaimed IDCW Above three years is ₹5,000 and minimum SIP amount is ₹500 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

Which are the biggest stock holdings of HSBC Overnight Fund-Unclaimed IDCW Above three years?

The 5 biggest stock holdings of HSBC Overnight Fund-Unclaimed IDCW Above three years are: TBILL-182D (1.73%), TBILL-91D (0.86%), TBILL-91D (0.43%), Reverse Repo (80.68%), TREPS (16.13%)

What are the top sectors HSBC Overnight Fund-Unclaimed IDCW Above three years invests in?

A majority of HSBC Overnight Fund-Unclaimed IDCW Above three years 's AUM worth ₹5,780.94 (Cr) is invested in these 3 top sectors: There is no data for Top 3 sector holdings in the portfolio!

HSBC Overnight Fund-Unclaimed IDCW Above three years

Q: How much returns has HSBC Overnight Fund-Unclaimed IDCW Above three years Direct Growth generated?

In the short term, i.e., 1 year, HSBC Overnight Fund-Unclaimed IDCW Above three years has generated annualised return of 0%. In the long-term, the fund has generated 0% and - in 3 and 5 years respectively. Since its inception, the fund has generated 0% returns.

Q: What is the AUM of HSBC Overnight Fund-Unclaimed IDCW Above three years Fund Direct Growth?

The Assets Under Management (AUM) of HSBC Overnight Fund-Unclaimed IDCW Above three years is ₹5,780.94 (Cr) as of 2026-11-05 AUM shows the fund’s popularity and is often indicative of fund strength.

Q: What is the NAV of HSBC Overnight Fund-Unclaimed IDCW Above three years Direct Growth?

The latest NAV ( Net Asset Value ) of HSBC Overnight Fund-Unclaimed IDCW Above three years is HSBC Overnight Fund-Unclaimed IDCW Above three years is ₹1000.00 as on 2026-11-05.

Overnight Fund

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NAV
1000.00(0.00%)
Fund Size (CR)
₹4,804.9
Expense Ratio
0.14
Scheme Type
Active Fund
Value Research
-

Min. investment
₹5,000
Minimum Additional Investment
₹0
Minimum SIP Investment
₹500
Minimum Withdrawal
₹1,000
Exit Load
0%
Return Since Launch
0.00%

There is no Asset Allocation data

Basic Details

Scheme Manager

Abhishek Iyer

Bench Mark

Nifty 1D Rate TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	October 28, 2026	10000.00	0%	-	0.07%	238/285
1 Month	October 4, 2026	10000.00	0%	-	0.35%	257/285
3 Month	August 4, 2026	10000.00	0%	-	1.11%	256/277
6 Month	May 4, 2026	10000.00	0%	-	2.36%	266/271
1 Year	November 4, 2025	10000.00	0%	0%	4.86%	257/260
3 Year	November 4, 2023	10000.00	0%	0%	5.42%	243/251
5 Year	-	-	-	-	-	-/-
Since Inception	July 25, 2022	10000.00	0%	0%	5.41%	280/283

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	December 1, 2025	1,20,000	120000.00	0%	0%
3 Year	December 1, 2023	3,60,000	360000.00	0%	0%
5 Year	-	-	-	-	-
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Risk Ratios

Standard Deviation

Beta

Sharpe Ratio

Treynor's Ratio

-5.14%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
There's no data available of Stock Holdings

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Groww Overnight Fund - Direct (IDCW-D) RI	62.93	0.71%	2.06%	4.63%	9.10%	7.21%
Franklin India Overnight Fund - Direct (IDCW-W)	874.27	2.26%	3.89%	5.26%	8.87%	7.18%
TRUSTMF Overnight Fund - Direct (IDCW-D) RI	73.86	0.75%	2.10%	4.30%	8.20%	8.04%
DSP Overnight Fund - Direct (IDCW-D) RI	3194.12	0.42%	1.20%	5.35%	7.99%	6.65%
Aditya Birla SL Overnight Fund - Dir (IDCW-W)RI	11386.73	0.46%	1.29%	2.79%	7.05%	6.59%

List of Schemes under HSBC Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
HSBC Dynamic Term Fund	Debt	Moderate	3.07%	3	₹117.46
HSBC Money Market Fund	Debt	Moderately Low	6.34%	3	₹7,627.76
HSBC Gilt Fund	Debt	Moderate	2.57%	3	₹148.79
HSBC Balanced Advantage Fund	Hybrid	Moderately High	0.79%	3	₹1,474.15
HSBC Aggressive Hybrid Fund	Hybrid	Very High	3.47%	2	₹5,651.50
HSBC Value Fund	Equity	Very High	-1.66%	4	₹14,659.74
HSBC Infrastructure Fund	Equity	Very High	5.16%	3	₹2,379.27
HSBC Banking and PSU Debt Fund	Debt	Moderate	4.01%	3	₹3,698.78
HSBC Midcap Fund	Equity	Very High	13.76%	3	₹16,799.59
HSBC Ultra Short to Short Term Fund	Debt	Moderately Low	5.95%	4	₹806.40
HSBC Short Term Fund	Debt	Moderately Low	4.38%	2	₹3,821.33
HSBC ELSS Tax Saver Fund	Equity	Very High	0.95%	3	₹3,973.53
HSBC Corporate Bond Fund	Debt	Moderate	4.17%	1	₹5,800.76
HSBC Credit Risk Fund	Debt	Moderately High	5.84%	3	₹437.16
HSBC Equity Saving Fund	Hybrid	Moderate	7.87%	3	₹1,557.92
HSBC Global Emerging Markets Fund	Other	Very High	17.66%	0	₹513.39
HSBC Brazil Fund	Other	Very High	4.86%	0	₹352.83
HSBC Liquid Fund	Debt	Moderately Low	6.45%	4	₹22,960.76
HSBC Large Cap Fund	Equity	Very High	-1.34%	3	₹1,754.73
HSBC Flexi Cap Fund	Equity	Very High	2.8%	4	₹5,748.74
HSBC Medium to Long Term Fund	Debt	Moderate	2.95%	3	₹47.99
HSBC Conservative Hybrid Fund	Hybrid	Moderately High	1.92%	3	₹151.68
HSBC Asia Pacific (Ex Japan) DYF	Other	Very High	17.28%	0	₹86.47
HSBC Aggressive Hybrid Active FOF	Other	Very High	3.02%	3	₹46.99
HSBC Multi Asset Active FOF	Other	Very High	5.33%	2	₹114.79
HSBC Income Plus Arbitrage Active FOF	Other	Moderately Low	4.77%	0	₹528.40
HSBC Small Cap Fund	Equity	Very High	7.36%	3	₹18,512.70
HSBC Arbitrage Fund	Hybrid	Low	6.51%	3	₹3,633.25
HSBC Business Cycles Fund	Equity	Very High	-0.33%	0	₹1,178.73
HSBC Medium Term Fund	Debt	Moderate	4.77%	4	₹665.76
HSBC Large and Mid Cap Fund	Equity	Very High	7.72%	3	₹5,783.61
HSBC Overnight Fund	Debt	Low	5.26%	4	₹5,780.94
HSBC Ultra Short Term Fund	Debt	Moderately Low	6.34%	3	₹2,705.33
HSBC Nifty 50 Index Fund	Other	Very High	-5.55%	3	₹370.88
HSBC Nifty Next 50 Index Fund	Other	Very High	1.2%	1	₹184.32
HSBC Focused Fund	Equity	Very High	4.48%	2	₹1,750.52
HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund	Other	Moderate	4.81%	0	₹1,734.45
HSBC Multi Cap Fund	Equity	Very High	3.18%	0	₹6,380.17
HSBC CRISIL IBX Gilt June 2027 Index Fund	Other	Moderate	5.13%	0	₹172.20
HSBC Consumption Fund	Equity	Very High	0.33%	0	₹1,697.52
HSBC Multi Asset Allocation Fund	Hybrid	Very High	8.05%	0	₹3,140.77
HSBC India Export Opportunities Fund	Equity	Very High	18.73%	0	₹1,302.87
HSBC Financial Services Fund	Equity	Very High	1.83%	0	₹902.72
HSBC GOLD ETF Fund of Fund	Other	High	0%	0	₹382.18

News

There are no new Updates!

Fund House Details & Investment Objective

Date of Incorporation

July 24, 2022

Total AUM (Cr)

₹5780.94

HSBC Overnight Fund-Unclaimed IDCW Above three years is an Overnight Fund-oriented fund from the renowned AMC, HSBC Mutual Fund. Launched in July 24, 2022, this fund is managed by Abhishek Iyer. With assets under management (AUM) worth ₹5,780.94 (Cr), as of November 5, 2026, HSBC Overnight Fund-Unclaimed IDCW Above three years is categorized as a Overnight Fund within its segment. The fund has generated a return of 0% since its launch.
The current NAV of HSBC Overnight Fund-Unclaimed IDCW Above three years is ₹1,000, as on November 5, 2026. The fund's benchmark index is Nifty 1D Rate TRI. You can invest in HSBC Overnight Fund-Unclaimed IDCW Above three years via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 0% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 99.83% in Debt and 0.17% in cash and cash equivalents.

Mutual Fund Categories

Types of Mutual Funds

Debt Funds

Access debt markets and enjoy interest income from bonds and debentures. Ideal for conservative short-term investors

Hybrid Funds

Enjoy best of both the worlds - equity and debt. Ideal for beginners with medium-term investment horizon

Equity Funds

Invest in large, mid, and small cap sector stocks to enjoy capital appreciation. Ideal for aggressive, long-term investors

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SWP Calculator

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FAQs

HSBC Overnight Fund-Unclaimed IDCW Above three years is a popular fund in the Overnight Fund segment. The fund has generated a return of 0% since inception. Looking to invest in HSBC Overnight Fund-Unclaimed IDCW Above three years How about earning 1% extra return? All this is possible with m.Stock! Investing in HSBC Overnight Fund-Unclaimed IDCW Above three years is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, HSBC Overnight Fund-Unclaimed IDCW Above three years
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in HSBC Overnight Fund-Unclaimed IDCW Above three years today and reap the benefits of this Overnight Fund fund!

Redeeming or selling units of HSBC Overnight Fund-Unclaimed IDCW Above three years is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from HSBC Overnight Fund-Unclaimed IDCW Above three years:

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case HSBC Overnight Fund-Unclaimed IDCW Above three years).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).

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