Mutual Funds
AMC
JM ELSS Tax Saver Fund - Direct (G)

JM ELSS Tax Saver Fund - Direct (G)

ELSS

Invest Now

NAV
57.79(0.37%)
Fund Size (CR)
₹212.85
Expense Ratio
1.05
Scheme Type
Active Fund
Value Research

Min. investment
₹500
Minimum Additional Investment
₹500
Minimum SIP Investment
₹500
Minimum Withdrawal
₹1
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
17.56%

Absolute Return: 6.54%

Annualized Return: 0%

Basic Details

Scheme Manager

Deepak Gupta

Bench Mark

BSE 500 TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	24 October 2025	10028.44	0.28%	-	0.13%	76/217
1 Month	30 September 2025	10489.75	4.90%	-	3.74%	17/217
3 Month	31 July 2025	10528.09	5.28%	-	2.72%	13/217
6 Month	30 April 2025	11190.97	11.91%	-	9.17%	41/217
1 Year	31 October 2024	10269.79	2.70%	2.70%	3.36%	132/213
3 Year	31 October 2022	17994.96	79.95%	21.61%	17.53%	18/207
5 Year	30 October 2020	29531.15	195.31%	24.15%	22.69%	65/203
Since Inception	2 January 2013	79742.28	697.42%	17.56%	15.59%	48/217

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	4 November 2024	1,30,000	139621.31	7.40%	7.40%
3 Year	1 December 2022	3,60,000	471826.00	31.06%	9.44%
5 Year	1 December 2020	6,00,000	959085.02	59.85%	9.84%
10 Year	1 December 2015	12,00,000	3166802.97	163.90%	10.19%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

4.10%

Standard Deviation

1.00%

Beta

1.04%

Sharpe Ratio

-0.04%

Treynor's Ratio

8.61%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	4.39%	98262	9.34	Equity	Banks
ICICI Bank	3.55%	56000	7.55	Equity	Banks
Reliance Industr	3.42%	53400	7.28	Equity	Refineries
Larsen & Toubro	3.38%	19647	7.19	Equity	Infrastructure Developers & Operators
Syrma SGS Tech.	2.59%	71957	5.52	Equity	Electronics
CreditAcc. Gram.	2.57%	40401	5.47	Equity	Finance
One 97	2.51%	47500	5.34	Equity	E-Commerce/App based Aggregator
Maruti Suzuki	2.49%	3306	5.30	Equity	Automobile
OneSource Speci.	2.44%	28195	5.19	Equity	Pharmaceuticals
Shaily Engineer.	2.43%	23737	5.17	Equity	Plastic products

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
JM ELSS Tax Saver Fund - Direct (G)	212.85	4.90%	5.28%	11.91%	2.70%	21.61%
SBI Long Term Advantage Fund - Series V -Dir (G)	382.22	1.86%	1.50%	11.37%	12.89%	22.93%
SBI Long Term Advantage Fund-Series V -Dir (IDCW)	382.22	1.86%	1.50%	11.37%	12.89%	22.93%
Mirae Asset ELSS Tax Saver Fund - Direct (G)	25910.64	4.83%	4.45%	10.94%	9.61%	18.86%
Mirae Asset ELSS Tax Saver Fund - Direct (IDCW)	25910.64	4.83%	4.45%	10.94%	9.61%	18.84%
HDFC ELSS Tax Saver Fund - Direct (G)	16644.54	3.50%	4.24%	7.24%	9.35%	22.07%

List of Schemes under JM Financial Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
JM Arbitrage Fund	Hybrid	Low	7.05%	2	₹196.16
JM Aggressive Hybrid Fund	Hybrid	Very High	-4.26%	5	₹861.79
JM Value Fund	Equity	Very High	-10.2%	3	₹1,109.58
JM Focused Fund	Equity	Very High	-5.76%	3	₹290.36
JM Large Cap Fund	Equity	Very High	-9.45%	4	₹539.68
JM Dynamic Bond Fund	Debt	Moderate	9.44%	3	₹61.24
JM Liquid Fund	Debt	Moderately Low	7.05%	2	₹2,664.40
JM Medium to Long Duration Fund	Debt	Moderate	9.28%	3	₹31.34
JM Low Duration Fund	Debt	Moderately Low	8.26%	3	₹245.07
JM Flexicap Fund	Equity	Very High	-10.25%	4	₹6,143.77
JM ELSS Tax Saver Fund	Equity	Very High	-5.91%	4	₹208.81
JM Overnight Fund	Debt	Low	6.2%	2	₹177.07
JM Liquid Fund	Debt	Moderately Low	0%	0	₹2,664.40
JM Liquid Fund	Debt	Moderately Low	0%	0	₹2,664.40
JM Overnight Fund	Debt	Low	6.37%	0	₹177.07
JM Overnight Fund	Debt	Low	0%	0	₹177.07
JM Overnight Fund	Debt	Low	6.2%	0	₹177.07
JM Overnight Fund	Debt	Low	0%	0	₹177.07
JM Short Duration Fund	Debt	Moderate	9.04%	2	₹113.92
JM Midcap Fund	Equity	Very High	-3.95%	0	₹1,443.94
JM Small Cap Fund	Equity	Very High	-3.61%	0	₹763.09
JM Large & Mid Cap Fund	Equity	Very High	0%	0	₹0.00

News

JM Mutual Fund announces change in fund manager under its schemes

JM Mutual Fund has announced change in fund manager under the following schemes, With effect from 01 August 2025

Change in Fund Manager:

Name of the Scheme(s)	Existing Fund Managers	Fund Manager(s) & Co - Fund Manager(s)
JM Dynamic Bond Fund	Fund Manager: Mr. Killol Pandya Co-Fund Managers: Ms. Naghma Khoja Ms. Ruchi Fozdar	Fund Manager: Mr. Killol Pandya Co-Fund Managers: Ms. Ruchi Fozdar Mr. Jayant Dhoot
JM Medium to Long Duration Fund	Fund Manager: Mr. Killol Pandya Co-Fund Managers: Ms. Naghma Khoja Ms. Ruchi Fozdar	Fund Manager: Mr. Killol Pandya Co-Fund Managers: Ms. Ruchi Fozdar Mr. Jayant Dhoot
JM Low Duration Fund	Fund Manager: Mr. Killol Pandya Co-Fund Managers: Ms. Naghma Khoja Ms. Ruchi Fozdar	Fund Manager: Mr. Killol Pandya Co-Fund Managers: Ms. Ruchi Fozdar Mr. Jayant Dhoot
JM Short Duration Fund	Fund Manager: Mr. Killol Pandya Co-Fund Managers: Ms. Naghma Khoja Ms. Ruchi Fozdar	Fund Manager: Mr. Killol Pandya Co-Fund Managers: Ms. Ruchi Fozdar Mr. Jayant Dhoot
JM Liquid Fund	Fund Manager: Mr. Killol Pandya Co-Fund Managers: Ms. Naghma Khoja Ms. Ruchi Fozdar	Fund Manager: Mr. Killol Pandya Co-Fund Managers: Ms. Ruchi Fozdar Mr. Jayant Dhoot
JM Overnight Fund	Fund Manager: Mr. Killol Pandya Co-Fund Managers: Ms. Naghma Khoja Ms. Ruchi Fozdar	Fund Manager: Mr. Killol Pandya Co-Fund Managers: Ms. Ruchi Fozdar Mr. Jayant Dhoot

Powered by Capital Market - Live News

Fund House Details & Investment Objective

Date of Incorporation

1 January 2013

Total AUM (Cr)

₹212.85

JM ELSS Tax Saver Fund - Direct (G) is an ELSS-oriented fund from the renowned AMC, JM Financial Mutual Fund. Launched in 1 January 2013, this fund is managed by Deepak Gupta. With assets under management (AUM) worth ₹212.85 (Cr), as of 3 November 2025, JM ELSS Tax Saver Fund - Direct (G) is categorized as a ELSS within its segment. The fund has generated a return of 17.56% since its launch.
The current NAV of JM ELSS Tax Saver Fund - Direct (G) is ₹57.79, as on 3 November 2025. The fund's benchmark index is BSE 500 TRI. You can invest in JM ELSS Tax Saver Fund - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹500.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Exit load is not applicable The fund has generated 21.61% and 24.15% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 99.01% in Equity, 0.23% in Debt and 0.76% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 11.81% in Banks, 9.20% in Industrial Products, 8.46% in Finance, 7.56% in IT-Software, 5.79% in Pharmaceuticals & Biotech