Mutual Funds
AMC
JM Focused Fund - Direct (G)

JM Focused Fund - Direct (G)

NAV
23.72(-0.09%)
Fund Size (CR)
₹164.83
Expense Ratio
0.74
Scheme Type
Active Fund
Value Research

Min. investment
₹1,000
Minimum Additional Investment
₹100
Minimum SIP Investment
₹100
Minimum Withdrawal
₹500
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
1%
Return Since Launch
14.91%

Absolute Return: 3.27%

Annualized Return: 0%

1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment

Basic Details

Scheme Manager

Asit Bhandarkar

Bench Mark

BSE 500 TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	26 November 2025	9849.41	-1.51%	-	-0.92%	103/114
1 Month	3 November 2025	9809.08	-1.91%	-	-0.61%	91/114
3 Month	3 September 2025	10328.27	3.28%	-	2.96%	47/114
6 Month	3 June 2025	10665.15	6.65%	-	4.60%	25/114
1 Year	3 December 2024	9938.34	-0.62%	-0.62%	1.97%	86/114
3 Year	2 December 2022	16602.82	66.03%	18.38%	14.85%	19/106
5 Year	3 December 2020	22604.47	126.04%	17.71%	17.03%	45/94
Since Inception	2 January 2013	60259.65	502.60%	14.91%	14.72%	65/114

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 January 2025	1,20,000	126069.59	5.06%	5.06%
3 Year	2 January 2023	3,60,000	444636.20	23.51%	7.29%
5 Year	1 January 2021	6,00,000	904529.79	50.75%	8.56%
10 Year	1 January 2016	12,00,000	2639520.98	119.96%	8.20%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

4.00%

Standard Deviation

0.94%

Beta

1.02%

Sharpe Ratio

0.00%

Treynor's Ratio

8.68%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
One 97	5.47%	130000	16.94	Equity	E-Commerce/App based Aggregator
Larsen & Toubro	5.01%	38507	15.52	Equity	Infrastructure Developers & Operators
Amber Enterp.	4.95%	19048	15.31	Equity	Consumer Durables
Eicher Motors	4.75%	21000	14.71	Equity	Automobile
Maruti Suzuki	4.71%	9000	14.57	Equity	Automobile
Titan Company	4.55%	37560	14.07	Equity	Diamond, Gems and Jewellery
Ujjivan Small	4.40%	2626723	13.62	Equity	Banks
Bajaj Finance	4.28%	127000	13.24	Equity	Finance
HDFC Bank	4.27%	134000	13.23	Equity	Banks
Bharti Airtel	4.05%	61000	12.53	Equity	Telecom-Service

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
JM Focused Fund - Direct (G)	164.83	-1.91%	3.28%	6.65%	-0.62%	18.38%
SBI Focused Fund - Direct (G)	35570.57	2.23%	7.51%	11.02%	14.72%	17.90%
SBI Focused Fund - Direct (IDCW)	35570.57	2.23%	7.51%	11.02%	14.72%	17.90%
ICICI Pru Focused Equity Fund - Direct (IDCW)	10093.43	1.64%	5.59%	9.12%	12.59%	22.98%
ICICI Pru Focused Equity Fund - Direct (G)	10093.43	1.65%	5.59%	9.11%	12.59%	22.99%
HDFC Focused Fund - Direct (IDCW)	14329.60	-0.00%	3.28%	7.23%	9.67%	21.54%

List of Schemes under JM Financial Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
JM Large Cap Fund	Equity	Very High	0.44%	4	₹486.91
JM Large & Mid Cap Fund	Equity	Very High	0%	0	₹372.87
JM Midcap Fund	Equity	Very High	-0.93%	0	₹1,477.25
JM Small Cap Fund	Equity	Very High	-6.17%	0	₹759.87
JM Value Fund	Equity	Very High	-5.56%	3	₹1,012.04
JM Focused Fund	Equity	Very High	-1.32%	3	₹309.55
JM ELSS Tax Saver Fund	Equity	Very High	1.65%	4	₹224.19
JM Overnight Fund	Debt	Low	5.81%	2	₹91.98
JM Overnight Fund	Debt	Low	5.71%	0	₹91.98
JM Overnight Fund	Debt	Low	0%	0	₹91.98
JM Overnight Fund	Debt	Low	5.81%	0	₹91.98
JM Overnight Fund	Debt	Low	0%	0	₹91.98
JM Liquid Fund	Debt	Moderately Low	6.58%	2	₹1,254.71
JM Liquid Fund	Debt	Moderately Low	0%	0	₹1,254.71
JM Liquid Fund	Debt	Moderately Low	0%	0	₹1,254.71
JM Low Duration Fund	Debt	Moderately Low	7.74%	3	₹194.18
JM Short Duration Fund	Debt	Moderate	8.07%	2	₹87.18
JM Medium to Long Duration Fund	Debt	Moderate	6.98%	3	₹30.96
JM Dynamic Bond Fund	Debt	Moderate	7.44%	3	₹59.77
JM Aggressive Hybrid Fund	Hybrid	Very High	-2.48%	5	₹815.80
JM Arbitrage Fund	Hybrid	Low	6.49%	2	₹390.54
JM Flexicap Fund	Equity	Very High	-6.91%	4	₹6,080.39

News

JM Mutual Fund announces change in fund manager under its schemes

JM Mutual Fund has announced change in fund manager under the following schemes, With effect from 01 August 2025

Change in Fund Manager:

Name of the Scheme(s)	Existing Fund Managers	Fund Manager(s) & Co - Fund Manager(s)
JM Dynamic Bond Fund	Fund Manager: Mr. Killol Pandya Co-Fund Managers: Ms. Naghma Khoja Ms. Ruchi Fozdar	Fund Manager: Mr. Killol Pandya Co-Fund Managers: Ms. Ruchi Fozdar Mr. Jayant Dhoot
JM Medium to Long Duration Fund	Fund Manager: Mr. Killol Pandya Co-Fund Managers: Ms. Naghma Khoja Ms. Ruchi Fozdar	Fund Manager: Mr. Killol Pandya Co-Fund Managers: Ms. Ruchi Fozdar Mr. Jayant Dhoot
JM Low Duration Fund	Fund Manager: Mr. Killol Pandya Co-Fund Managers: Ms. Naghma Khoja Ms. Ruchi Fozdar	Fund Manager: Mr. Killol Pandya Co-Fund Managers: Ms. Ruchi Fozdar Mr. Jayant Dhoot
JM Short Duration Fund	Fund Manager: Mr. Killol Pandya Co-Fund Managers: Ms. Naghma Khoja Ms. Ruchi Fozdar	Fund Manager: Mr. Killol Pandya Co-Fund Managers: Ms. Ruchi Fozdar Mr. Jayant Dhoot
JM Liquid Fund	Fund Manager: Mr. Killol Pandya Co-Fund Managers: Ms. Naghma Khoja Ms. Ruchi Fozdar	Fund Manager: Mr. Killol Pandya Co-Fund Managers: Ms. Ruchi Fozdar Mr. Jayant Dhoot
JM Overnight Fund	Fund Manager: Mr. Killol Pandya Co-Fund Managers: Ms. Naghma Khoja Ms. Ruchi Fozdar	Fund Manager: Mr. Killol Pandya Co-Fund Managers: Ms. Ruchi Fozdar Mr. Jayant Dhoot

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Fund House Details & Investment Objective

Date of Incorporation

1 January 2013

Total AUM (Cr)

₹309.55

JM Focused Fund - Direct (G) is an Focused Fund-oriented fund from the renowned AMC, JM Financial Mutual Fund. Launched in 1 January 2013, this fund is managed by Asit Bhandarkar. With assets under management (AUM) worth ₹309.55 (Cr), as of 4 December 2025, JM Focused Fund - Direct (G) is categorized as a Focused Fund within its segment. The fund has generated a return of 14.91% since its launch.
The current NAV of JM Focused Fund - Direct (G) is ₹23.72, as on 4 December 2025. The fund's benchmark index is BSE 500 TRI. You can invest in JM Focused Fund - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹1,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 18.38% and 17.71% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 98.91% in Equity, 0.83% in Debt and 0.27% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 15.00% in Banks, 9.72% in Automobiles, 8.21% in Consumer Durables, 7.37% in Finance, 7.22% in Retailing