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JM Liquid Fund - Direct (G)

Liquid Fund
  • NAV

    72.18(0.02%)
  • Fund Size (CR)

    ₹1,908.97
  • Expense Ratio

    0.16
  • Scheme Type

    Active Fund
  • Value Research

  • Min. investment

    ₹1,000
  • Minimum Additional Investment

    ₹100
  • Minimum SIP Investment

    ₹100
  • Minimum Withdrawal

    ₹500
  • Exit Load 0.0070% - If redemption/switch out within 1 days from the date of allotment. 0.0065% - If redemption/switch out within 2 days from the date of allotment. 0.0060% - If redemption/switch out within 3 days from the date of allotment. 0.0055% - If redemption/switch out within 4 days from the date of allotment. 0.0050% - If redemption/switch out within 5 days from the date of allotment. 0.0045% - If redemption/switch out within 6 days from the date of allotment. Nil - If redemption/switch out within 7 days from the date of allotment.

    0.007%
  • Return Since Launch

    6.89%
  • 3M
  • 6M
  • 1Y
  • 3Y
  • All
Absolute Return: 1.59%
Annualized Return: 0% [object Object]

Basic Details

Scheme Manager

Killol Pandya

Bench Mark

CRISIL Liquid Debt A-I Index

Type

OPEN

Lumpsum Returns

Period Invested For₹10,000 Invested onLatest ValueAbsolute ReturnsAnnualised ReturnsCategory AvgRank within Category
1 Week 4 July 202510010.200.10%-0.09%134/379
1 Month11 June 202510047.600.48%-53.24%219/377
3 Month11 April 202510158.841.59%-1.48%101/375
6 Month10 January 202510350.753.51%-3.31%117/371
1 Year11 July 202410714.167.14%7.14%6.76%144/369
3 Year11 July 202212249.6222.50%6.99%6.68%115/349
5 Year10 July 202013125.8331.26%5.58%5.30%103/337
Since Inception1 January 201323034.80130.35%6.89%58.77%114/379

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For₹10,000 Invested onInvestmentsLatest ValueAbsolute ReturnsAnnualised Returns
1 Year1 August 20241,20,000124117.083.43% 3.43%
3 Year1 August 20223,60,000399949.5411.10% 3.57%
5 Year2 August 20206,00,000704838.4117.47% 3.27%
10 Year1 August 201512,00,0001632491.9136.04% 3.13%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

  • Investment type
  • Scheme based
  • SIP
  • Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

  • Invested Amount

    25,000

  • Estimated Returns

    19,059

76%

Returns

Future value of your investment

44,059

Risk Ratios

0.06%

Standard Deviation

-0.00%

Beta

3.22%

Sharpe Ratio

0%

Treynor's Ratio

0.67%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in% of Total HoldingsQuantityValue (Cr)Asset TypeSegment
There's no data available of Stock Holdings

Peer Comparison

Scheme NameValue ResearchAsset Size (Cr)1M3M6M1Y3Y
JM Liquid Fund - Direct (G)
1908.970.48%1.59%3.51%7.14%6.99%
Bandhan Liquid Fund - Direct (IDCW-D)
12298.330.60%2.04%4.63%9.38%9.23%
TRUSTMF Liquid Fund - Direct (IDCW-D) RI
571.750.65%2.08%4.34%9.32%9.03%
Union Liquid Fund - Direct (IDCW-W)
3359.471.38%2.49%4.39%8.14%7.38%
TRUSTMF Liquid Fund - Direct (IDCW-W)
571.750.49%1.77%3.76%7.85%8.19%
AXIS Liquid Fund - Direct (IDCW-M)
33529.100.49%1.60%3.56%7.58%7.19%

List of Schemes under JM Financial Mutual Fund

Fund NameCategoryRisk1Y ReturnsRatingsFund Size (Cr)
JM Aggressive Hybrid FundHybridVery High-1.29%5₹861.79
JM Liquid FundDebtModerately Low0%0₹1,908.97
JM Liquid FundDebtModerately Low0%0₹1,908.97
JM Liquid FundDebtModerately Low7.14%2₹1,908.97
JM Large Cap FundEquityVery High-4.85%4₹539.68
JM Arbitrage FundHybridLow7.07%2₹196.16
JM Small Cap FundEquityVery High0.64%0₹763.09
JM Medium to Long Duration FundDebtModerate10.05%3₹32.45
JM Value FundEquityVery High-5.63%3₹1,109.58
JM Focused FundEquityVery High-2.16%3₹290.36
JM Large & Mid Cap FundEquityVery High0%0₹0.00
JM Midcap FundEquityVery High-1.72%0₹1,443.94
JM Overnight FundDebtLow6.27%2₹123.39
JM Overnight FundDebtLow6.49%0₹123.39
JM ELSS Tax Saver FundEquityVery High-1.19%4₹208.81
JM Flexicap FundEquityVery High-6.44%4₹6,143.77
JM Overnight FundDebtLow0%0₹123.39
JM Overnight FundDebtLow6.27%0₹123.39
JM Overnight FundDebtLow0%0₹123.39
JM Low Duration FundDebtModerately Low8.37%3₹243.92
JM Short Duration FundDebtModerate9.36%2₹119.89
JM Dynamic Bond FundDebtModerate10.1%3₹60.60

News

  • JM Financial MF announces change in Fund Management responsibilities of the following schemes

    JM Financial Mutual Fund has announced change in Fund Management responsibilities of the following schemes with effect from: 11 April 2025

    Change in Fund Manager Management responsibilities:

    Fund Manager:
    Name of the Scheme(s) Existing Fund Manager(s) Fund Managers & Co-Fund Manager(s)
    JM Flexicap Fund Fund Manager: Mr. Satish Ramanathan

    Co-Fund Managers:
    Mr. Asit Bhandarkar
    Mr. Chaitanya Choksi
    Ms. Ruchi Fozdar (Debt Portion)

    Fund Manager:

    Mr. Satish Ramanathan

    Co-Fund Managers:

    Mr. Asit Bhandarkar
    Mr. Deepak Gupta
    Ms. Ruchi Fozdar (Debt Portion)

    JM Large Cap Fund Fund Managers:
    Mr. Satish Ramanathan

    Co-Fund Managers:
    Mr. Asit Bhandarkar
    Mr. Deepak Gupta
    Ms. Ruchi Fozdar (Debt Portion)

    Fund Manager:
    Mr. Deepak Gupta

    Co-Fund Managers:

    Mr. Asit Bhandarkar
    Mr. Satish Ramanathan
    Ms. Ruchi Fozdar (Debt Portion)

    JM Value Fund Fund Manager
    : Mr. Satish Ramanathan

    Co-Fund Managers:
    Mr. Asit Bhandarkar
    Mr. Chaitanya Choksi
    Ms. Ruchi Fozdar (Debt Portion)

    Fund Manager
    : Mr. Satish Ramanathan

    Co-Fund Managers:
    Mr. Asit Bhandarkar
    Mr. Deepak Gupta
    Ms. Ruchi Fozdar (Debt Portion)

    JM Focused Fund Fund Manager
    : Mr. Asit Bhandarkar

    Co-Fund Managers:
    Mr. Satish Ramanathan
    Mr. Chaitanya Choksi
    Ms. Ruchi Fozdar (Debt Portion)

    Fund Manager
    : Mr. Asit Bhandarkar

    Co-Fund Managers:
    Mr. Satish Ramanathan
    Mr. Deepak Gupta
    Ms. Ruchi Fozdar (Debt Portion)

    JM ELSS Tax Saver Fund Fund Manager
    : Mr. Chaitanya Choksi

    Co-Fund Managers:
    Mr. Satish Ramanathan
    Mr. Asit Bhandarkar
    Ms. Ruchi Fozdar (Debt Portion)

    Fund Manager
    : Mr. Deepak Gupta

    Co-Fund Managers:
    Mr. Satish Ramanathan
    Mr. Asit Bhandarkar
    Ms. Ruchi Fozdar (Debt Portion)

    JM Aggressive Hybrid Fund Fund Manager
    : Mr. Asit Bhandarkar

    Co-Fund Managers:
    Mr. Satish Ramanathan
    Mr. Chaitanya Choksi
    Ms. Ruchi Fozdar (Debt Portion)

    Fund Manager
    : Mr. Asit Bhandarkar

    Co-Fund Managers:
    Mr. Satish Ramanathan
    Mr. Deepak Gupta
    Ms. Ruchi Fozdar (Debt Portion)

    JM Arbitrage Fund Fund Manager
    : Mr. Asit Bhandarkar

    Co-Fund Managers:
    Mr. Satish Ramanathan
    Mr. Chaitanya Choksi
    Ms. Ruchi Fozdar (Debt Portion)

    Fund Manager
    : Mr. Asit Bhandarkar

    Co-Fund Managers:
    Mr. Satish Ramanathan
    Mr. Deepak Gupta
    Ms. Ruchi Fozdar (Debt Portion)

    JM Midcap Fund Fund Manager
    : Mr. Satish Ramanathan

    Co-Fund Managers:
    Mr. Asit Bhandarkar
    Mr. Chaitanya Choksi
    Ms. Ruchi Fozdar (Debt Portion)

    Fund Manager
    : Mr. Satish Ramanathan

    Co-Fund Managers:
    Mr. Asit Bhandarkar
    Mr. Deepak Gupta
    Ms. Ruchi Fozdar (Debt Portion)

    JM Small Cap Fund Fund Manager
    : Mr. Asit Bhandarkar

    Co-Fund Managers:
    Mr. Satish Ramanathan
    Mr. Chaitanya Choksi
    Ms. Ruchi Fozdar (Debt Portion)

    Fund Manager
    : Mr. Asit Bhandarkar

    Co-Fund Managers:
    Mr. Satish Ramanathan
    Mr. Deepak Gupta
    Ms. Ruchi Fozdar (Debt Portion)

    Powered by Capital Market - Live News

  • JM Financial MF announces change in Fund Manager of the following scheme

    JM Financial Mutual Fund has announced change in Fund Manager of the following scheme with effect from: 27 January 2025

    Change in Fund Manager of the Scheme:

    Scheme Name Existing Fund Manager New Fund Manager
    JM Large Cap Fund Mr. Satish Ramanathan

    Co-Fund Managers: Mr. Chaitanya Choksi, Mr. Asit Bhandarkar & & Ms. Ruchi Fozdar (Debt Portion)

    Mr. Satish Ramanathan

    Co-Fund Managers: Mr. Asit Bhandarkar , Mr. Deepak Gupta & Ms. Ruchi Fozdar (Debt Portion)

    Powered by Capital Market - Live News

Fund House Details & Investment Objective

Date of Incorporation

1 January 2013

Total AUM (Cr)

₹1908.97

JM Liquid Fund - Direct (G) is an Liquid Fund-oriented fund from the renowned AMC, JM Financial Mutual Fund. Launched in 1 January 2013, this fund is managed by Killol Pandya. With assets under management (AUM) worth ₹1,908.97 (Cr), as of 14 July 2025, JM Liquid Fund - Direct (G) is categorized as a Liquid Fund within its segment. The fund has generated a return of 6.89% since its launch.
The current NAV of JM Liquid Fund - Direct (G) is ₹72.18, as on 14 July 2025. The fund's benchmark index is CRISIL Liquid Debt A-I Index. You can invest in JM Liquid Fund - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹1,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
0.0070% - If redemption/switch out within 1 days from the date of allotment. 0.0065% - If redemption/switch out within 2 days from the date of allotment. 0.0060% - If redemption/switch out within 3 days from the date of allotment. 0.0055% - If redemption/switch out within 4 days from the date of allotment. 0.0050% - If redemption/switch out within 5 days from the date of allotment. 0.0045% - If redemption/switch out within 6 days from the date of allotment. Nil - If redemption/switch out within 7 days from the date of allotment. The fund has generated 6.99% and 5.58% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 101.92% in Debt and -1.92% in cash and cash equivalents.

FAQs

How to Invest in JM Liquid Fund - Direct (G) Direct Growth?

JM Liquid Fund - Direct (G) is a popular fund in the Liquid Fund segment. The fund has generated a return of 6.89% since inception. Looking to invest in JM Liquid Fund - Direct (G) How about earning 1% extra return? All this is possible with m.Stock! Investing in JM Liquid Fund - Direct (G) is super easy and convenient with m.Stock. Here’s how you can begin:

  • Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
  • In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
  • In the search bar, enter the fund name, in this case, JM Liquid Fund - Direct (G)
  • On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
  • If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
  • If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in JM Liquid Fund - Direct (G) today and reap the benefits of this Liquid Fund fund!

How much returns has JM Liquid Fund - Direct (G) Direct Growth generated?

In the short term, i.e., 1 year, JM Liquid Fund - Direct (G) has generated annualised return of 7.14%. In the long-term, the fund has generated 6.99% and 5.58% in 3 and 5 years respectively. Since its inception, the fund has generated 6.89% returns.

What is the expense ratio of JM Liquid Fund - Direct (G) Direct Growth?

The expense ratio of JM Liquid Fund - Direct (G) Direct Growth is 0.16%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of JM Liquid Fund - Direct (G) Fund Direct Growth?

The Assets Under Management (AUM) of JM Liquid Fund - Direct (G) is ₹1,908.97 (Cr) as of 2025-07-14 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from JM Liquid Fund - Direct (G) Direct Growth?

Redeeming or selling units of JM Liquid Fund - Direct (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.


To redeem from JM Liquid Fund - Direct (G):
  • Login to your m.Stock account
  • In portfolio, your mutual fund investments will be visible under ‘MF’
  • Select the fund you wish to redeem from (in this case JM Liquid Fund - Direct (G)).
  • Click on ‘Redeem’ button
  • You have 2 options – redeem by units and redeem by value (you can only redeem free units)
  • Select units to be redeemed and click on submit.
  • Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).