Can I invest in SIP and Lumpsum in JM Midcap Fund - Regular (IDCW) Direct Growth?

Yes, you can invest both lumpsum and SIP in JM Midcap Fund - Regular (IDCW). Minimum lumpsum investment JM Midcap Fund - Regular (IDCW) is ₹1,000 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of JM Midcap Fund - Regular (IDCW) Direct Growth?

The latest NAV ( Net Asset Value ) of JM Midcap Fund - Regular (IDCW) is JM Midcap Fund - Regular (IDCW) is ₹19.07 as on 2025-06-26.

Which are the biggest stock holdings of JM Midcap Fund - Regular (IDCW)?

The 5 biggest stock holdings of JM Midcap Fund - Regular (IDCW) are: Godfrey Phillips (4.26%), B H E L (3.72%), J K Cements (3.54%), H P C L (3.00%), Jubilant Food. (2.99%)

What are the top sectors JM Midcap Fund - Regular (IDCW) invests in?

A majority of JM Midcap Fund - Regular (IDCW) 's AUM worth ₹1,396.31 (Cr) is invested in these 3 top sectors: Banks : 11.72% Pharmaceuticals & Biotech : 11.63% Electrical Equipments : 8.01%

Mutual Funds
AMC
JM Midcap Fund - Regular (IDCW)

JM Midcap Fund - Regular (IDCW)

Mid Cap Fund

Invest Now

NAV
19.07(0.54%)
Fund Size (CR)
₹1,396.31
Expense Ratio
2.05
Scheme Type
Active Fund
Value Research

Min. investment
₹1,000
Minimum Additional Investment
₹100
Minimum SIP Investment
₹100
Minimum Withdrawal
₹1
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
1%
Return Since Launch
27.97%

Absolute Return: 10.32%

Annualized Return: 0%

Basic Details

Scheme Manager

Satish Ramanathan

Bench Mark

Nifty Midcap 150 TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	18 June 2025	10143.24	1.43%	-	1.58%	83/123
1 Month	23 May 2025	10323.18	3.23%	-	4.20%	101/123
3 Month	25 March 2025	10990.36	9.90%	-	11.98%	105/123
6 Month	24 December 2024	9817.16	-1.83%	-	1.11%	107/119
1 Year	25 June 2024	9949.48	-0.51%	-0.51%	5.09%	107/119
3 Year	-	-	0%	-	27.80%	-/-
5 Year	-	-	0%	-	29.49%	-/-
Since Inception	21 November 2022	18964.30	89.64%	27.97%	20.29%	10/123

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 July 2024	1,20,000	122348.00	1.96%	1.96%
3 Year	1 December 2022	3,10,000	416226.30	34.27%	10.32%
5 Year	-	-	-	-	-
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

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Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

5.16%

Standard Deviation

1.01%

Beta

1.14%

Sharpe Ratio

-0.00%

Treynor's Ratio

1.93%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
Godfrey Phillips	4.26%	68369	59.50	Equity	Tobacco Products
B H E L	3.72%	2000000	51.97	Equity	Capital Goods - Electrical Equipment
J K Cements	3.54%	90000	49.48	Equity	Cement
H P C L	3.00%	1017556	41.83	Equity	Refineries
Jubilant Food.	2.99%	636388	41.72	Equity	Quick Service Restaurant
Motil.Oswal.Fin.	2.92%	502768	40.72	Equity	Stock/ Commodity Brokers
Aurobindo Pharma	2.91%	353722	40.60	Equity	Pharmaceuticals
Arvind Ltd	2.65%	1033430	36.99	Equity	Textiles
HDFC AMC	2.64%	77000	36.83	Equity	Finance
Bank of Maha	2.63%	6815957	36.79	Equity	Banks

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Invesco India Midcap Fund - Direct (G)	6641.11	7.46%	19.29%	4.35%	18.40%	34.73%
Invesco India Midcap Fund - Direct (IDCW)	6641.11	7.46%	19.28%	4.30%	18.32%	34.71%
WhiteOak Capital Mid Cap Fund - Direct (G)	3190.59	4.94%	14.26%	1.65%	13.80%	-
WhiteOak Capital Mid Cap Fund - Direct (IDCW)	3190.59	4.94%	14.26%	1.65%	13.80%	-
Edelweiss Mid Cap Fund - Direct (G)	10027.89	4.98%	13.99%	2.58%	12.66%	33.59%

List of Schemes under JM Financial Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
JM Overnight Fund	Debt	Low	0%	0	₹63.21
JM Overnight Fund	Debt	Low	6.33%	0	₹63.21
JM Overnight Fund	Debt	Low	6.33%	2	₹63.21
JM Overnight Fund	Debt	Low	6.55%	0	₹63.21
JM Overnight Fund	Debt	Low	0%	0	₹63.21
JM Arbitrage Fund	Hybrid	Low	6.96%	2	₹194.57
JM Midcap Fund	Equity	Very High	1.13%	0	₹1,396.31
JM Large Cap Fund	Equity	Very High	-0.94%	4	₹525.71
JM Small Cap Fund	Equity	Very High	3.81%	0	₹720.48
JM Aggressive Hybrid Fund	Hybrid	Very High	1.48%	5	₹822.48
JM ELSS Tax Saver Fund	Equity	Very High	1.48%	4	₹198.58
JM Flexicap Fund	Equity	Very High	-2.74%	4	₹5,917.33
JM Focused Fund	Equity	Very High	1.16%	3	₹278.87
JM Value Fund	Equity	Very High	-1.62%	3	₹1,089.00
JM Medium to Long Duration Fund	Debt	Moderate	10.1%	2	₹35.74
JM Liquid Fund	Debt	Moderately Low	0%	0	₹2,434.16
JM Liquid Fund	Debt	Moderately Low	0%	0	₹2,434.16
JM Liquid Fund	Debt	Moderately Low	7.2%	2	₹2,434.16
JM Low Duration Fund	Debt	Moderately Low	8.36%	3	₹237.99
JM Short Duration Fund	Debt	Moderate	9.37%	2	₹120.76
JM Dynamic Bond Fund	Debt	Moderate	10.1%	3	₹60.30
JM Large & Mid Cap Fund	Equity	Very High	0%		₹0.00

News

JM Financial MF announces change in Fund Management responsibilities of the following schemes

JM Financial Mutual Fund has announced change in Fund Management responsibilities of the following schemes with effect from: 11 April 2025

Change in Fund Manager Management responsibilities:

Fund Manager:

Name of the Scheme(s)	Existing Fund Manager(s)	Fund Managers & Co-Fund Manager(s)
JM Flexicap Fund	Fund Manager: Mr. Satish Ramanathan Co-Fund Managers: Mr. Asit Bhandarkar Mr. Chaitanya Choksi Ms. Ruchi Fozdar (Debt Portion)	Fund Manager: Mr. Satish Ramanathan Co-Fund Managers: Mr. Asit Bhandarkar Mr. Deepak Gupta Ms. Ruchi Fozdar (Debt Portion)
JM Large Cap Fund	Fund Managers: Mr. Satish Ramanathan Co-Fund Managers: Mr. Asit Bhandarkar Mr. Deepak Gupta Ms. Ruchi Fozdar (Debt Portion)	Fund Manager: Mr. Deepak Gupta Co-Fund Managers: Mr. Asit Bhandarkar Mr. Satish Ramanathan Ms. Ruchi Fozdar (Debt Portion)
JM Value Fund	Fund Manager : Mr. Satish Ramanathan Co-Fund Managers: Mr. Asit Bhandarkar Mr. Chaitanya Choksi Ms. Ruchi Fozdar (Debt Portion)	Fund Manager : Mr. Satish Ramanathan Co-Fund Managers: Mr. Asit Bhandarkar Mr. Deepak Gupta Ms. Ruchi Fozdar (Debt Portion)
JM Focused Fund	Fund Manager : Mr. Asit Bhandarkar Co-Fund Managers: Mr. Satish Ramanathan Mr. Chaitanya Choksi Ms. Ruchi Fozdar (Debt Portion)	Fund Manager : Mr. Asit Bhandarkar Co-Fund Managers: Mr. Satish Ramanathan Mr. Deepak Gupta Ms. Ruchi Fozdar (Debt Portion)
JM ELSS Tax Saver Fund	Fund Manager : Mr. Chaitanya Choksi Co-Fund Managers: Mr. Satish Ramanathan Mr. Asit Bhandarkar Ms. Ruchi Fozdar (Debt Portion)	Fund Manager : Mr. Deepak Gupta Co-Fund Managers: Mr. Satish Ramanathan Mr. Asit Bhandarkar Ms. Ruchi Fozdar (Debt Portion)
JM Aggressive Hybrid Fund	Fund Manager : Mr. Asit Bhandarkar Co-Fund Managers: Mr. Satish Ramanathan Mr. Chaitanya Choksi Ms. Ruchi Fozdar (Debt Portion)	Fund Manager : Mr. Asit Bhandarkar Co-Fund Managers: Mr. Satish Ramanathan Mr. Deepak Gupta Ms. Ruchi Fozdar (Debt Portion)
JM Arbitrage Fund	Fund Manager : Mr. Asit Bhandarkar Co-Fund Managers: Mr. Satish Ramanathan Mr. Chaitanya Choksi Ms. Ruchi Fozdar (Debt Portion)	Fund Manager : Mr. Asit Bhandarkar Co-Fund Managers: Mr. Satish Ramanathan Mr. Deepak Gupta Ms. Ruchi Fozdar (Debt Portion)
JM Midcap Fund	Fund Manager : Mr. Satish Ramanathan Co-Fund Managers: Mr. Asit Bhandarkar Mr. Chaitanya Choksi Ms. Ruchi Fozdar (Debt Portion)	Fund Manager : Mr. Satish Ramanathan Co-Fund Managers: Mr. Asit Bhandarkar Mr. Deepak Gupta Ms. Ruchi Fozdar (Debt Portion)
JM Small Cap Fund	Fund Manager : Mr. Asit Bhandarkar Co-Fund Managers: Mr. Satish Ramanathan Mr. Chaitanya Choksi Ms. Ruchi Fozdar (Debt Portion)	Fund Manager : Mr. Asit Bhandarkar Co-Fund Managers: Mr. Satish Ramanathan Mr. Deepak Gupta Ms. Ruchi Fozdar (Debt Portion)

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JM Financial MF announces change in Fund Manager of the following scheme

JM Financial Mutual Fund has announced change in Fund Manager of the following scheme with effect from: 27 January 2025

Change in Fund Manager of the Scheme:

Scheme Name	Existing Fund Manager	New Fund Manager
JM Large Cap Fund	Mr. Satish Ramanathan Co-Fund Managers: Mr. Chaitanya Choksi, Mr. Asit Bhandarkar & & Ms. Ruchi Fozdar (Debt Portion)	Mr. Satish Ramanathan Co-Fund Managers: Mr. Asit Bhandarkar , Mr. Deepak Gupta & Ms. Ruchi Fozdar (Debt Portion)

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Fund House Details & Investment Objective

Date of Incorporation

31 October 2022

Total AUM (Cr)

₹1396.31

JM Midcap Fund - Regular (IDCW) is an Mid Cap Fund-oriented fund from the renowned AMC, JM Financial Mutual Fund. Launched in 31 October 2022, this fund is managed by Satish Ramanathan. With assets under management (AUM) worth ₹1,396.31 (Cr), as of 26 June 2025, JM Midcap Fund - Regular (IDCW) is categorized as a Mid Cap Fund within its segment. The fund has generated a return of 27.97% since its launch.
The current NAV of JM Midcap Fund - Regular (IDCW) is ₹19.07, as on 26 June 2025. The fund's benchmark index is Nifty Midcap 150 TRI. You can invest in JM Midcap Fund - Regular (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹1,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
1.00% - If redeemed / switched out within 180 days from the date of allotment. Nil - If redeemed/switched out after 180 days from the date of allotment. The fund has generated undefined% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 98.28% in Equity, 1.25% in Debt and 0.47% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 11.72% in Banks, 11.63% in Pharmaceuticals & Biotech, 8.01% in Electrical Equipments, 6.83% in Healthcare Services, 5.23% in Leisure Services

FAQs

How to Invest in JM Midcap Fund - Regular (IDCW) Direct Growth?

JM Midcap Fund - Regular (IDCW) is a popular fund in the Mid Cap Fund segment. The fund has generated a return of 27.97% since inception. Looking to invest in JM Midcap Fund - Regular (IDCW) How about earning 1% extra return? All this is possible with m.Stock! Investing in JM Midcap Fund - Regular (IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, JM Midcap Fund - Regular (IDCW)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in JM Midcap Fund - Regular (IDCW) today and reap the benefits of this Mid Cap Fund fund!

How much returns has JM Midcap Fund - Regular (IDCW) Direct Growth generated?

In the short term, i.e., 1 year, JM Midcap Fund - Regular (IDCW) has generated annualised return of -0.51%. In the long-term, the fund has generated undefined% and - in 3 and 5 years respectively. Since its inception, the fund has generated 27.97% returns.

What is the expense ratio of JM Midcap Fund - Regular (IDCW) Direct Growth?

The expense ratio of JM Midcap Fund - Regular (IDCW) Direct Growth is 2.05%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of JM Midcap Fund - Regular (IDCW) Fund Direct Growth?

The Assets Under Management (AUM) of JM Midcap Fund - Regular (IDCW) is ₹1,396.31 (Cr) as of 2025-06-26 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from JM Midcap Fund - Regular (IDCW) Direct Growth?

Redeeming or selling units of JM Midcap Fund - Regular (IDCW) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from JM Midcap Fund - Regular (IDCW):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case JM Midcap Fund - Regular (IDCW)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).