How to Invest in PGIM India Gilt Fund (G) Direct Growth?

PGIM India Gilt Fund (G) is a popular fund in the Gilt Fund segment. The fund has generated a return of 6.40% since inception. Looking to invest in PGIM India Gilt Fund (G) How about earning 1% extra return? All this is possible with m.Stock ! Investing in PGIM India Gilt Fund (G) is super easy and convenient with m.Stock. Here’s how you can begin: Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO. In the ‘Menu’ section, under ‘Products’ , select ‘Mutual Funds’ . In the search bar, enter the fund name, in this case, PGIM India Gilt Fund (G) On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus. If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete. If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility. So, why wait? Invest in PGIM India Gilt Fund (G) today and reap the benefits of this Gilt Fund fund!

How much returns has PGIM India Gilt Fund (G) Direct Growth generated?

In the short term, i.e., 1 year, PGIM India Gilt Fund (G) has generated annualised return of 1.42%. In the long-term, the fund has generated 5.21% and 4.50% in 3 and 5 years respectively. Since its inception, the fund has generated 6.40% returns.

What is the expense ratio of PGIM India Gilt Fund (G) Direct Growth?

The expense ratio of PGIM India Gilt Fund (G) Direct Growth is 1.42%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of PGIM India Gilt Fund (G) Fund Direct Growth?

The Assets Under Management (AUM) of PGIM India Gilt Fund (G) is ₹84.06 (Cr) as of 2026-11-05 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from PGIM India Gilt Fund (G) Direct Growth?

Redeeming or selling units of PGIM India Gilt Fund (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load . To redeem from PGIM India Gilt Fund (G): Login to your m.Stock account In portfolio, your mutual fund investments will be visible under ‘MF’ Select the fund you wish to redeem from (in this case PGIM India Gilt Fund (G)). Click on ‘Redeem’ button You have 2 options – redeem by units and redeem by value (you can only redeem free units) Select units to be redeemed and click on submit. Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).

Can I invest in SIP and Lumpsum in PGIM India Gilt Fund (G) Direct Growth?

Yes, you can invest both lumpsum and SIP in PGIM India Gilt Fund (G). Minimum lumpsum investment PGIM India Gilt Fund (G) is ₹5,000 and minimum SIP amount is ₹1,000 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of PGIM India Gilt Fund (G) Direct Growth?

The latest NAV ( Net Asset Value ) of PGIM India Gilt Fund (G) is PGIM India Gilt Fund (G) is ₹30.73 as on 2026-11-05.

Which are the biggest stock holdings of PGIM India Gilt Fund (G)?

The 5 biggest stock holdings of PGIM India Gilt Fund (G) are: Gsec (26.63%), GSEC (22.21%), GSEC (11.35%), GSEC (3.69%), GSEC (2.80%)

What are the top sectors PGIM India Gilt Fund (G) invests in?

A majority of PGIM India Gilt Fund (G) 's AUM worth ₹84.06 (Cr) is invested in these 3 top sectors: There is no data for Top 3 sector holdings in the portfolio!

PGIM India Gilt Fund (G)

Gilt Fund

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NAV
30.73(0.33%)
Fund Size (CR)
₹85.02
Expense Ratio
1.42
Scheme Type
Active Fund
Value Research
-

Min. investment
₹5,000
Minimum Additional Investment
₹0
Minimum SIP Investment
₹1,000
Minimum Withdrawal
₹1,000
Exit Load
0%
Return Since Launch
6.40%

There is no Asset Allocation data

Basic Details

Scheme Manager

Puneet Pal

Bench Mark

CRISIL Dynamic Gilt Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	October 28, 2026	10114.49	1.14%	-	1.31%	101/139
1 Month	October 1, 2026	10057.80	0.58%	-	0.62%	92/139
3 Month	August 4, 2026	9935.99	-0.64%	-	-0.08%	108/139
6 Month	May 4, 2026	10190.92	1.91%	-	2.64%	117/139
1 Year	November 4, 2025	10142.19	1.42%	1.42%	3.13%	128/138
3 Year	November 3, 2023	11648.55	16.49%	5.21%	6.06%	107/129
5 Year	November 3, 2021	12463.93	24.64%	4.50%	5.41%	104/119
Since Inception	October 27, 2008	30628.00	206.28%	6.40%	6.84%	102/139

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	December 1, 2025	1,20,000	121717.04	1.43%	1.43%
3 Year	December 1, 2023	3,60,000	378001.36	5.00%	1.64%
5 Year	December 1, 2021	6,00,000	671221.85	11.87%	2.27%
10 Year	December 1, 2016	12,00,000	1558659.45	29.89%	2.65%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Risk Ratios

1.03%

Standard Deviation

0.15%

Beta

-0.03%

Sharpe Ratio

-0.12%

Treynor's Ratio

0.03%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
There's no data available of Stock Holdings

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Edelweiss Gilt Fund - Dir (IDCW-M)	118.93	0.72%	-0.74%	12.50%	12.19%	8.70%
Bandhan Gilt Fund - Direct (G)	1686.14	0.46%	0.89%	4.78%	7.31%	8.24%
Bandhan Gilt Fund - Direct (IDCW-A)	1686.14	0.46%	0.88%	4.78%	7.31%	8.24%
Bandhan Gilt Fund - Direct (IDCW)	1686.14	0.46%	0.88%	4.78%	7.31%	8.24%
Bandhan Gilt Fund - Direct (Periodic)	1686.14	0.46%	0.88%	4.78%	7.31%	8.24%

List of Schemes under PGIM India Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
PGIM India Large Cap Fund	Equity	Very High	-3.08%	3	₹502.43
PGIM India Gilt Fund	Debt	Moderate	2.28%	4	₹84.06
PGIM India Global Equity Opportunities Fund of Fund	Other	Very High	-7.33%	0	₹1,676.93
PGIM India Emerging Markets Equity Fund of Fund	Other	Very High	3.76%	0	₹1,414.91
PGIM India Liquid Fund	Debt	Moderately Low	6.53%	4	₹2,267.86
PGIM India Aggressive Hybrid Equity Fund	Hybrid	Very High	-1.84%	3	₹193.09
PGIM India Corporate Bond Fund	Debt	Moderately Low	3.71%	3	₹84.15
PGIM India Equity Savings Fund	Hybrid	Moderately Low	3.14%	4	₹56.50
PGIM India Ultra Short Term Fund	Debt	Moderately Low	6.16%	5	₹245.53
PGIM India Dynamic Term Fund	Debt	Moderately Low	2.73%	3	₹75.25
PGIM India Midcap Fund	Equity	Very High	-0.32%	2	₹10,537.31
PGIM India Arbitrage Fund	Hybrid	Low	6.56%	2	₹98.01
PGIM India Flexi Cap Fund	Equity	Very High	0.09%	3	₹5,595.47
PGIM India Elss Tax Saver Fund	Equity	Very High	-1.26%	3	₹680.41
PGIM India Overnight Fund	Debt	Low	5.13%	3	₹99.01
PGIM India Money Market Fund	Debt	Moderately Low	6.2%	2	₹123.99
PGIM India Balanced Advantage Fund	Hybrid	Very High	-2.43%	2	₹680.57
PGIM India Small Cap Fund	Equity	Very High	9.51%	1	₹1,739.29
PGIM India Global Select Real Estate Securities Fund of Fund	Other	Very High	13.31%	0	₹56.87
PGIM India CRISIL IBX Gilt Index - Apr 2028 Fund	Other	Moderate	4.44%	0	₹20.50
PGIM India Large and Mid Cap Fund	Equity	Very High	0.15%	0	₹777.32
PGIM India Retirement Fund	Solution Oriented	Very High	1.12%	0	₹103.72
PGIM India Multi Cap Fund	Equity	Very High	6.04%	0	₹459.87
PGIM India Healthcare Fund	Equity	Very High	20.02%	0	₹130.33
PGIM India Multi Asset Allocation Fund	Hybrid	Very High	0%	0	₹323.57

News

PGIM India Mutual Fund announces Monthly Income Distribution cum Capital Withdrawal (IDCW) under its schemes
PGIM India Mutual Fund has announced 17 July 2026 as the record date for declaration of IDCW under the following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
PGIM India Arbitrage Fund:
Regular Plan ' Monthly IDCW Option: 0.0455
Direct Plan ' Monthly IDCW Option: 0.0464
PGIM India Aggressive Hybrid Equity Fund:
Regular Plan ' Monthly IDCW Option: 0.1528
Direct Plan ' Monthly IDCW Option: 0.1728
PGIM India Equity Savings Fund:
Regular Plan ' Monthly IDCW Option: 0.0640
Direct Plan ' Monthly IDCW Option: 0.0707
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Fund House Details & Investment Objective

Date of Incorporation

October 7, 2008

Total AUM (Cr)

₹84.06

PGIM India Gilt Fund (G) is an Gilt Fund-oriented fund from the renowned AMC, PGIM India Mutual Fund. Launched in October 7, 2008, this fund is managed by Puneet Pal. With assets under management (AUM) worth ₹84.06 (Cr), as of November 5, 2026, PGIM India Gilt Fund (G) is categorized as a Gilt Fund within its segment. The fund has generated a return of 6.40% since its launch.
The current NAV of PGIM India Gilt Fund (G) is ₹30.73, as on November 5, 2026. The fund's benchmark index is CRISIL Dynamic Gilt Index. You can invest in PGIM India Gilt Fund (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹1,000 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 5.21% and 4.50% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 97.76% in Debt and 2.24% in cash and cash equivalents.

Mutual Fund Categories

Types of Mutual Funds

Debt Funds

Access debt markets and enjoy interest income from bonds and debentures. Ideal for conservative short-term investors

Hybrid Funds

Enjoy best of both the worlds - equity and debt. Ideal for beginners with medium-term investment horizon

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Invest in large, mid, and small cap sector stocks to enjoy capital appreciation. Ideal for aggressive, long-term investors

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Compute the future value of your SIP investments

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FAQs

PGIM India Gilt Fund (G) is a popular fund in the Gilt Fund segment. The fund has generated a return of 6.40% since inception. Looking to invest in PGIM India Gilt Fund (G) How about earning 1% extra return? All this is possible with m.Stock! Investing in PGIM India Gilt Fund (G) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, PGIM India Gilt Fund (G)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in PGIM India Gilt Fund (G) today and reap the benefits of this Gilt Fund fund!

Redeeming or selling units of PGIM India Gilt Fund (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from PGIM India Gilt Fund (G):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case PGIM India Gilt Fund (G)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).

View all