Tata Balanced Advantage Fund - Direct (IDCW) RI

Dynamic Asset Allocation or Balanced Advantage

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NAV
23.05(0.34%)
Fund Size (CR)
₹8,725.14
Expense Ratio
0.5
Scheme Type
Active Fund
Value Research
-

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹100
Minimum Withdrawal
₹500
Exit Load
0.5%
Return Since Launch
12.15%

Absolute Return: 0.10%

Annualized Return: 0%

Basic Details

Scheme Manager

RahulSingh

Bench Mark

CRISIL Hybrid 50+50 - Moderate Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	April 21, 2026	9914.89	-0.85%	-	-1.04%	41/151
1 Month	March 27, 2026	10465.09	4.65%	-	4.51%	60/151
3 Month	January 28, 2026	9996.39	-0.04%	-	-0.64%	43/147
6 Month	October 28, 2025	9889.15	-1.11%	-	-2.51%	43/147
1 Year	April 28, 2025	10454.37	4.54%	4.54%	3.24%	45/147
3 Year	April 28, 2023	13711.91	37.12%	11.09%	11.51%	76/121
5 Year	April 28, 2021	16781.51	67.82%	10.90%	9.84%	28/91
Since Inception	January 28, 2019	22971.70	129.72%	12.15%	9.16%	23/151

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	May 2, 2025	1,20,000	121755.91	1.46%	1.46%
3 Year	May 2, 2023	3,60,000	399319.06	10.92%	3.52%
5 Year	May 3, 2021	6,00,000	758783.40	26.46%	4.81%
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

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Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

2.30%

Standard Deviation

0.58%

Beta

0.35%

Sharpe Ratio

-0.02%

Treynor's Ratio

2.48%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	4.86%	5796028	424.01	Equity	Banks
Reliance Industr	4.85%	3146730	422.89	Equity	Refineries
ICICI Bank	2.96%	2140650	258.14	Equity	Banks
Bharti Airtel	2.88%	1410336	251.38	Equity	Telecom-Service
Larsen & Toubro	2.33%	580842	203.53	Equity	Infrastructure Developers & Operators
SBI	1.69%	1501650	147.07	Equity	Banks
Apollo Hospitals	1.67%	196200	145.56	Equity	Healthcare
Shriram Finance	1.52%	1520898	132.64	Equity	Finance
M & M	1.49%	439075	129.73	Equity	Automobile
Infosys	1.41%	984746	123.15	Equity	IT - Software

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Tata Balanced Advantage Fund - Direct (IDCW) RI	8725.14	4.65%	-0.04%	-1.11%	4.54%	11.09%
Bank of India Balanced Advantage Fund - Direct (G)	139.84	4.37%	1.68%	1.95%	9.09%	12.13%
Bank of India Balanced Advantage Fund - Direct (IDCW)	139.84	4.37%	1.66%	1.92%	9.03%	12.06%
Baroda BNP Paribas Balanced Advantage Fund-Dir (IDCW)	4365.23	6.87%	1.28%	0.23%	8.91%	14.70%
Baroda BNP Paribas Balanced Advantage Fund-Dir (G)	4365.23	6.87%	1.27%	0.22%	8.90%	14.70%
Unifi Dynamic Asset Allocation Fund - Direct (G)	1150.26	0.83%	1.87%	3.86%	7.63%	-

List of Schemes under Tata Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
Tata Nifty G-Sec Dec 2029 Index Fund	Other	Moderate	5.22%	0	₹135.35
Tata Nifty MidSmall Healthcare Index Fund	Other	Very High	9.72%	0	₹152.59
Tata Nifty Next 50 Index Fund	Other	Very High	0%	0	₹98.58
Tata Nifty Auto Index Fund	Other	Very High	15.84%	0	₹85.90
Tata Corporate Bond Fund	Debt	Moderately Low	4.6%	3	₹3,649.17
Tata Nifty Capital Markets Index Fund	Other	Very High	38.55%	0	₹490.44
Tata BSE Sensex Index Fund	Other	Very High	-3.39%	2	₹357.32
Tata India Pharma & Healthcare Fund	Equity	Very High	2.73%	3	₹1,229.42
Tata Large Cap Fund	Equity	Very High	3.74%	4	₹2,448.18
Tata Nifty G-Sec Dec 2026 Index Fund	Other	Moderate	6.2%	0	₹70.96
Tata Housing Opportunities Fund	Equity	Very High	5.23%	0	₹419.09
Tata India Consumer Fund	Equity	Very High	5.2%	3	₹2,261.07
Tata Small Cap Fund	Equity	Very High	-3.42%	4	₹9,620.55
Tata Nifty500 Multicap India Manufacturing 50:30:20 Index Fund	Other	Very High	12.33%	0	₹113.54
Tata BSE Multicap Consumption 50:30:20 Index Fund	Other	Very High	0%	0	₹40.65
Tata Gold ETF Fund of Fund	Other	High	53.01%	5	₹1,289.51
Tata Resources & Energy Fund	Equity	Very High	16.29%	0	₹1,163.11
Tata Infrastructure Fund	Equity	Very High	12.47%	1	₹1,790.38
Tata Banking & Financial Services Fund	Equity	Very High	3.03%	3	₹2,742.60
Tata Silver ETF Fund of Fund	Other	Very High	133.99%	0	₹997.31
Tata Mid Cap Fund	Equity	Very High	12.63%	3	₹4,992.84
Tata Nifty Midcap 150 Index Fund	Other	Very High	0%	0	₹221.27
Tata BSE Quality Index Fund	Other	Very High	10.96%	0	₹50.96
Tata Retirement Savings Fund - Moderate	Solution Oriented	Very High	6.5%	2	₹1,887.73
Tata Large & Mid Cap Fund	Equity	Very High	-3.2%	2	₹7,039.90
Tata Retirement Savings Fund - Conservative	Solution Oriented	Moderately High	4.29%	2	₹163.35
Tata Balanced Advantage Fund	Hybrid	Moderately High	4.54%	4	₹8,725.14
Tata Income Plus Arbitrage Active FOF	Other	Moderately Low	0%	0	₹270.29
Tata Nifty India Tourism Index Fund	Other	Very High	-18.64%	0	₹214.75
Tata Nifty Financial Services Index Fund	Other	Very High	-1.1%	0	₹60.41
Tata Gilt Securities Fund	Debt	Moderately Low	0.01%	4	₹1,075.78
Tata Overnight Fund	Debt	Low	5.44%	4	₹4,860.65
Tata BSE Select Business Groups Index Fund	Other	Very High	10.07%	0	₹207.48
Tata Aggressive Hybrid Fund	Hybrid	Very High	1.79%	2	₹3,608.23
Tata Ultra Short Term Fund	Debt	Moderately Low	6.87%	5	₹4,123.71
Tata Multi Asset Allocation Fund	Hybrid	Very High	11.67%	3	₹4,668.60
Tata Money Market Fund	Debt	Moderately Low	6.66%	5	₹36,492.73
Tata Nifty Realty Index Fund	Other	Very High	-9.11%	0	₹37.90
Tata Nifty 50 Index Fund	Other	Very High	-0.55%	3	₹1,379.88
Tata Liquid Fund - Rgular	Debt	Moderately Low	6.33%	4	₹34,164.45
Tata Business Cycle Fund	Equity	Very High	4.07%	0	₹2,366.34
Tata Nifty India Digital ETF Fund of Fund	Other	Very High	-6.92%	0	₹102.61
Tata Retirement Savings Fund - Progressive	Solution Oriented	Very High	6.53%	3	₹1,824.25
Tata Value Fund	Equity	Very High	5.46%	2	₹7,908.85
Tata Dividend Yield	Equity	Very High	14.12%	0	₹916.45
Tata Flexi Cap Fund	Equity	Very High	1.86%	3	₹3,309.74
Tata Treasury Advantage Fund	Debt	Moderately Low	6.37%	4	₹2,873.63
Tata Children's Fund (After 7 Years)	Solution Oriented	Very High	-5.17%	3	₹301.63
Tata ELSS Fund	Equity	Very High	8.81%	2	₹4,090.85
Tata Focused Fund	Equity	Very High	2.93%	3	₹1,600.99
Tata Nifty200 Alpha 30 Index Fund	Other	Very High	7.49%	0	₹169.78
Tata Nifty500 Multicap Infrastructure 50:30:20 Index Fund	Other	Very High	7.82%	0	₹64.47
Tata India Innovation Fund	Equity	Very High	2.78%	0	₹1,248.44
Tata Nifty Midcap 150 Momentum 50 Index Fund	Other	Very High	6.32%	2	₹963.63
Tata Short Term Bond Fund	Debt	Moderately Low	5.09%	3	₹3,163.93
Tata Floating Rate Fund	Debt	Moderately Low	5.9%	2	₹110.36
Tata Multicap Fund	Equity	Very High	11.96%	0	₹2,853.95
Tata Nifty SDL Plus AAA PSU Bond Dec 2027 60:40 Index Fund	Other	Moderate	5.88%	0	₹709.81
Tata Digital India Fund	Equity	Very High	-11.05%	0	₹9,238.58
Tata Arbitrage Fund	Hybrid	Low	6.79%	5	₹20,686.40
Tata Ethical Fund	Equity	Very High	-1.42%	0	₹3,391.16

News

Tata Mutual Fund announces Appointment of Key Personnel
Tata Mutual Fund has announced that Ms. Vaishali Koppiker Head has been appointed as Head ' Investor Services & hence she will be a Key Personnel at Tata Asset Management Pvt. Ltd, with effect from 25-04-2026.
Name: Ms. Vaishali Koppiker
Age: 52 years
Designation: Head ' Investor Services
Qualification: Diploma in Computer Commercial Applications from Computer Station Inc, Mumbai & completed graduation from Gokhale College, Mumbai .

Tata MF announces Income Distribution cum capital withdrawal (IDCW) under its schemes
Tata Mutual Fund has announced 23 April 2026 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under the monthly IDCW option and under the Periodic IDCW Periodic-Payout/Reinvestment) of following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
Tata Banking & Financial Services Fund ' Regular Plan & Direct Plan: 1.59 each.
Tata Ethical Fund ' Regular Plan & Direct Plan: 5.85 each.
Tata India Consumer Fund ' Regular Plan & Direct Plan: 1.56 each.
Tata Large & Mid Cap Fund ' Regular Plan & Direct Plan: 6.14 each.
Tata Large Cap Fund ' Regular Plan & Direct Plan: 8.64 each.
Tata Mid Cap Fund ' Regular Plan & Direct Plan: 4.83 each.
Tata Resources & Energy Fund ' Regular Plan & Direct Plan: 1.74 each.

Tata Mutual Fund has announced the resumption of subscriptions in its Tata Small Cap Fund
Tata Mutual Fund has announced the resumption of subscriptions in its Tata Small Cap Fund effective April 06, 2026, allowing investors to invest through lumpsum and switch-ins.

Fund House Details & Investment Objective

Date of Incorporation

January 9, 2019

Total AUM (Cr)

₹8725.14

Tata Balanced Advantage Fund - Direct (IDCW) RI is an Dynamic Asset Allocation or Balanced Advantage-oriented fund from the renowned AMC, Tata Mutual Fund. Launched in January 9, 2019, this fund is managed by RahulSingh. With assets under management (AUM) worth ₹8,725.14 (Cr), as of April 29, 2026, Tata Balanced Advantage Fund - Direct (IDCW) RI is categorized as a Dynamic Asset Allocation or Balanced Advantage within its segment. The fund has generated a return of 12.15% since its launch.
The current NAV of Tata Balanced Advantage Fund - Direct (IDCW) RI is ₹23.05, as on April 29, 2026. The fund's benchmark index is CRISIL Hybrid 50+50 - Moderate Index. You can invest in Tata Balanced Advantage Fund - Direct (IDCW) RI via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 11.09% and 10.90% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 69.17% in Equity, 29.35% in Debt and 1.49% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 28.62% in Debt, 12.84% in Banks, 5.51% in Finance, 5.51% in Petroleum Products, 3.79% in Insurance

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