Mutual Funds
AMC
Tata Liquid Fund - Direct (IDCW-D)

Tata Liquid Fund - Direct (IDCW-D)

NAV
1001.52(0.00%)
Fund Size (CR)
₹18,946.33
Expense Ratio
0.2
Scheme Type
Active Fund
Value Research
-

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹150
Minimum Withdrawal
₹500
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0.007%
Return Since Launch
6.97%

Absolute Return: 0%

Annualized Return: 0%

1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment

Basic Details

Scheme Manager

Amit Somani

Bench Mark

CRISIL Liquid Debt A-I Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	27 January 2026	10011.59	0.12%	-	0.11%	295/395
1 Month	3 January 2026	10046.11	0.46%	-	0.41%	205/395
3 Month	3 November 2025	10148.55	1.49%	-	1.31%	26/382
6 Month	3 August 2025	10301.15	3.01%	-	2.64%	15/374
1 Year	3 February 2025	10655.15	6.55%	6.55%	5.95%	25/368
3 Year	3 February 2023	12228.96	22.29%	6.93%	6.59%	134/344
5 Year	3 February 2021	13331.86	33.32%	5.92%	5.58%	80/335
Since Inception	2 January 2013	24171.88	141.72%	6.97%	58.03%	64/395

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 March 2025	1,20,000	290208.00	141.84%	141.84%
3 Year	1 March 2023	3,60,000	870624.00	141.84%	34.23%
5 Year	1 March 2021	6,00,000	1451040.00	141.84%	19.32%
10 Year	1 March 2016	12,00,000	2902080.00	141.84%	9.23%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

0.07%

Standard Deviation

0.00%

Beta

4.47%

Sharpe Ratio

-32.15%

Treynor's Ratio

1.05%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
There's no data available of Stock Holdings

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Tata Liquid Fund - Direct (IDCW-D)	18946.33	0.46%	1.49%	3.01%	6.55%	6.93%
Bandhan Liquid Fund - Direct (IDCW-D)	14538.39	0.60%	1.92%	3.87%	8.57%	9.21%
Motilal Oswal Liquid Fund - Direct (IDCW-F) RI	1200.15	0.47%	1.42%	2.83%	8.24%	7.38%
TRUSTMF Liquid Fund - Direct (IDCW-D) RI	574.26	0.53%	1.71%	3.61%	8.00%	9.03%
Union Liquid Fund - Direct (IDCW-W)	5729.15	0.37%	1.37%	2.85%	7.32%	7.31%
Canara Robeco Liquid Fund - Direct (IDCW-M)	5148.57	0.47%	1.46%	2.94%	7.23%	7.03%

List of Schemes under Tata Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
Tata Retirement Savings Fund - Moderate	Solution Oriented	Very High	6.62%	2	₹2,165.77
Tata Nifty Next 50 Index Fund	Other	Very High	0%	0	₹108.64
Tata Nifty500 Multicap India Manufacturing 50:30:20 Index Fund	Other	Very High	11.95%	0	₹127.19
Tata BSE Multicap Consumption 50:30:20 Index Fund	Other	Very High	0%	0	₹56.75
Tata Multi Asset Allocation Fund	Hybrid	Very High	18.15%	3	₹4,804.69
Tata Nifty India Tourism Index Fund	Other	Very High	-9.44%	0	₹289.56
Tata Large & Mid Cap Fund	Equity	Very High	3.9%	2	₹8,683.19
Tata Aggressive Hybrid Fund	Hybrid	Very High	7.92%	2	₹4,179.49
Tata Nifty Auto Index Fund	Other	Very High	18.14%	0	₹100.53
Tata Gilt Securities Fund	Debt	Moderately Low	4.3%	4	₹1,226.29
Tata Corporate Bond Fund	Debt	Moderately Low	6.88%	3	₹4,121.80
Tata Nifty Capital Markets Index Fund	Other	Very High	40.27%	0	₹456.54
Tata Infrastructure Fund	Equity	Very High	5.03%	1	₹2,016.19
Tata Resources & Energy Fund	Equity	Very High	17.7%	0	₹1,222.10
Tata Housing Opportunities Fund	Equity	Very High	5.41%	0	₹514.65
Tata Silver ETF Fund of Fund	Other	Very High	165.49%	0	₹798.20
Tata Mid Cap Fund	Equity	Very High	12.88%	3	₹5,497.27
Tata Nifty Midcap 150 Index Fund	Other	Very High	0%	0	₹230.56
Tata India Consumer Fund	Equity	Very High	0.36%	3	₹2,671.26
Tata BSE Quality Index Fund	Other	Very High	0%	0	₹53.03
Tata Income Plus Arbitrage Active FOF	Other	Moderately Low	0%	0	₹304.25
Tata Nifty Financial Services Index Fund	Other	Very High	19.9%	0	₹87.07
Tata Nifty G-Sec Dec 2029 Index Fund	Other	Moderate	8.12%	0	₹146.11
Tata Banking & Financial Services Fund	Equity	Very High	22.64%	3	₹3,225.32
Tata Overnight Fund	Debt	Low	5.73%	4	₹7,566.09
Tata BSE Select Business Groups Index Fund	Other	Very High	13.1%	0	₹225.56
Tata Gold ETF Fund of Fund	Other	High	76.87%	5	₹812.92
Tata CRISIL-IBX Gilt Index-Apr 2026 Index Fund	Other	Moderately Low	6.7%	0	₹827.80
Tata India Pharma & Healthcare Fund	Equity	Very High	0.61%	3	₹1,310.50
Tata Balanced Advantage Fund	Hybrid	Moderately High	8.3%	4	₹9,690.76
Tata Retirement Savings Fund - Conservative	Solution Oriented	Moderately High	5.9%	2	₹171.20
Tata Liquid Fund - Rgular	Debt	Moderately Low	6.5%	4	₹24,753.06
Tata Equity Savings Fund	Hybrid	Moderately High	7.25%	3	₹278.37
Tata BSE Sensex Index Fund	Other	Very High	9.48%	2	₹422.37
Tata Large Cap Fund	Equity	Very High	11.8%	4	₹2,839.57
Tata Nifty Realty Index Fund	Other	Very High	-14.3%	0	₹48.01
Tata Nifty500 Multicap Infrastructure 50:30:20 Index Fund	Other	Very High	10.18%	0	₹75.57
Tata Nifty G-Sec Dec 2026 Index Fund	Other	Moderate	7.34%	0	₹77.34
Tata Arbitrage Fund	Hybrid	Low	7.17%	5	₹20,021.20
Tata Ultra Short Term Fund	Debt	Moderately Low	7.22%	5	₹5,690.52
Tata Money Market Fund	Debt	Moderately Low	7.41%	5	₹37,673.49
Tata Nifty MidSmall Healthcare Index Fund	Other	Very High	3.67%	0	₹158.82
Tata Ethical Fund	Equity	Very High	3.77%	0	₹3,817.44
Tata Nifty 50 Index Fund	Other	Very High	11.15%	3	₹1,544.83
Tata Business Cycle Fund	Equity	Very High	6.69%	0	₹2,829.57
Tata ELSS Fund	Equity	Very High	11.88%	2	₹4,748.03
Tata Focused Fund	Equity	Very High	9.47%	3	₹1,858.61
Tata Dividend Yield	Equity	Very High	16.27%	0	₹1,022.92
Tata Children's Fund (After 7 Years)	Solution Oriented	Very High	2.9%	3	₹364.80
Tata Flexi Cap Fund	Equity	Very High	10.47%	3	₹3,698.56
Tata India Innovation Fund	Equity	Very High	3.6%	0	₹1,614.91
Tata Retirement Savings Fund - Progressive	Solution Oriented	Very High	5.5%	3	₹2,107.80
Tata Value Fund	Equity	Very High	10.99%	2	₹9,060.58
Tata Nifty Midcap 150 Momentum 50 Index Fund	Other	Very High	7.95%	2	₹1,043.79
Tata Short Term Bond Fund	Debt	Moderately Low	6.98%	3	₹3,275.12
Tata Multicap Fund	Equity	Very High	14.07%	0	₹3,215.84
Tata Floating Rate Fund	Debt	Moderately Low	7.61%	2	₹134.75
Tata Nifty SDL Plus AAA PSU Bond Dec 2027 60:40 Index Fund	Other	Moderate	7.66%	0	₹746.66
Tata Digital India Fund	Equity	Very High	-4.58%	0	₹12,255.16
Tata Small Cap Fund	Equity	Very High	-3.44%	4	₹11,324.26
Tata Nifty India Digital ETF Fund of Fund	Other	Very High	1.75%	0	₹134.51
Tata Treasury Advantage Fund	Debt	Moderately Low	7.16%	4	₹3,782.13
Tata Nifty200 Alpha 30 Index Fund	Other	Very High	6.92%	0	₹197.77

News

Tata MF announces Income Distribution cum capital withdrawal (IDCW) under two schemes
Tata Mutual Fund has announced 04 February 2026 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under the monthly IDCW option and under the Periodic IDCW Periodic-Payout/Reinvestment) of following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
Tata Aggressive Hybrid Fund ' Regular Plan & Direct Plan: 0.36 each.
Tata Equity Savings Fund ' Regular Plan & Direct Plan: 0.059 each.
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Tata Mutual Fund hereby announces a change in Key Personnel. The details of the change are as under:
Tata Mutual Fund has announced that Mr. Nikunj Kumar Singhal has been designated as Key Personnel ' Fund Manager at Tata Asset Management Pvt. Ltd., effective from the above-mentioned date.
Details of Mr. Nikunj Kumar Singhal
Age: 35 years
Designation: Fund Manager
Qualification: M.Tech (Industrial Engineering & Management) and B.Tech (Manufacturing Science & Engineering)
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Tata Equity Savings Fund Merger into Tata Balanced Advantage Fund
Tata Mutual Fund has approved the merger of Tata Equity Savings Fund Merger into Tata Balanced Advantage Fund, with effect from 20 February 2026.
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Fund House Details & Investment Objective

Date of Incorporation

1 January 2013

Total AUM (Cr)

₹21437.63

Tata Liquid Fund - Direct (IDCW-D) is an Liquid Fund-oriented fund from the renowned AMC, Tata Mutual Fund. Launched in 1 January 2013, this fund is managed by Amit Somani. With assets under management (AUM) worth ₹21,437.63 (Cr), as of 4 February 2026, Tata Liquid Fund - Direct (IDCW-D) is categorized as a Liquid Fund within its segment. The fund has generated a return of 6.97% since its launch.
The current NAV of Tata Liquid Fund - Direct (IDCW-D) is ₹1,001.52, as on 4 February 2026. The fund's benchmark index is CRISIL Liquid Debt A-I Index. You can invest in Tata Liquid Fund - Direct (IDCW-D) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹150 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 6.93% and 5.92% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 100.70% in Debt and -0.70% in cash and cash equivalents.