AXIS Retirement Fund - AP - Direct (G)
Retirement FundNAV
20.69(0.29%)Fund Size (CR)
₹778.13Expense Ratio
1.06Scheme Type
Active FundValue Research
Min. investment
₹5,000Minimum Additional Investment
₹1,000Minimum SIP Investment
₹100Minimum Withdrawal
₹1Exit Load
0%Return Since Launch
13.01%
- 3M
- 6M
- 1Y
- 3Y
- All
Basic Details
Scheme Manager
Jayesh Sundar
Bench Mark
CRISIL Hybrid 25+75 - Aggressive Index
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 12 November 2025 | 9985.48 | -0.15% | - | 0.19% | 98/106 |
| 1 Month | 17 October 2025 | 10048.71 | 0.49% | - | 0.59% | 56/106 |
| 3 Month | 19 August 2025 | 10299.55 | 3.00% | - | 2.42% | 32/106 |
| 6 Month | 19 May 2025 | 10294.41 | 2.94% | - | 3.75% | 66/106 |
| 1 Year | 19 November 2024 | 10728.03 | 7.28% | 7.28% | 7.85% | 48/106 |
| 3 Year | 18 November 2022 | 15487.99 | 54.88% | 15.67% | 13.50% | 29/94 |
| 5 Year | 19 November 2020 | 19048.94 | 90.49% | 13.75% | 12.88% | 29/74 |
| Since Inception | 20 December 2019 | 20630.00 | 106.30% | 13.01% | 12.00% | 37/106 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 2 December 2024 | 1,20,000 | 126709.26 | 5.59% | 5.59% |
| 3 Year | 1 December 2022 | 3,60,000 | 446689.76 | 24.08% | 7.46% |
| 5 Year | 1 December 2020 | 6,00,000 | 828856.03 | 38.14% | 6.68% |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
- Investment type
- Scheme based
- SIP
- Lumpsum
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
3.01%
Standard Deviation
0.84%
Beta
0.89%
Sharpe Ratio
0.01%
Treynor's Ratio
4.43%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| HDFC Bank | 5.90% | 465080 | 45.92 | Equity | Banks |
| Reliance Industr | 5.50% | 288000 | 42.81 | Equity | Refineries |
| ICICI Bank | 4.38% | 253316 | 34.08 | Equity | Banks |
| Infosys | 3.69% | 193892 | 28.74 | Equity | IT - Software |
| Larsen & Toubro | 2.78% | 53626 | 21.62 | Equity | Infrastructure Developers & Operators |
| Bharti Airtel | 2.78% | 105391 | 21.65 | Equity | Telecom-Service |
| SBI | 2.72% | 226249 | 21.20 | Equity | Banks |
| M & M | 2.32% | 51675 | 18.02 | Equity | Automobile |
| Bajaj Finance | 2.31% | 172395 | 17.98 | Equity | Finance |
| Divi's Lab. | 2.13% | 24573 | 16.56 | Equity | Pharmaceuticals |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| AXIS Retirement Fund - AP - Direct (G) | 778.13 | 0.49% | 3.00% | 2.94% | 7.28% | 15.67% | |
| ICICI Pru Retirement Fund - Pure Equity - Dir (IDCW) | 1516.19 | 2.15% | 5.21% | 11.35% | 18.00% | 26.77% | |
| ICICI Pru Retirement Fund - Pure Equity - Dir (G) | 1516.19 | 2.15% | 5.21% | 11.35% | 17.99% | 26.78% | |
| ICICI Pru Retirement Fund - Hybrid AP - Dir (G) | 997.52 | 1.45% | 4.69% | 9.68% | 15.21% | 22.87% | |
| ICICI Pru Retirement Fund - Hybrid AP - Dir (IDCW) | 997.52 | 1.41% | 4.65% | 9.68% | 15.21% | 22.87% | |
| Aditya Birla SL Retirement-The 30s Plan-Dir (IDCW) | 427.16 | 2.21% | 3.86% | 8.46% | 12.33% | 17.10% |
List of Schemes under Axis Mutual Fund
News
Axis Mutual Fund announces change in Exit Load Structure
Axis Mutual Fund has announced change in exit load structure under following schemes stands revised with effect from November 20, 2025Change in Exit Load:
Name of the Scheme Existing Load Structure Revised Load Structure Axis India Manufacturing Fund Axis Consumption Fund
If redeemed / switched-out within 12 months from the date of allotment: For 10% of investment: Nil For remaining investment: 1%
If redeemed/switched out after 12 months from the date of allotment: Nil
If redeemed / switched-out within 90 days from the date of allotment: For 10% of investment: Nil For remaining investment: 1%
If redeemed/switched out after 90 days from the date of allotment: Nil
Powered by Capital Market - Live News
Axis Mutual Fund announces change in Exit Load Structure
Axis Mutual Fund has announced change in exit load structure under following scheme stands revised with effect from November 13, 2025Change in Exit Load:
Name of the Scheme Existing Load Structure Revised Load Structure Axis Strategic Bond Fund If redeemed / switched-out within 12 months from the date of allotment For 10% of investments: Nil For remaining investments: 1% If redeemed / switched out after 12 months from the date of allotment: Nil If redeemed/ switched out within 15 days from the date of allotment: 1% If redeemed/ switched out after 15 days from the date of allotment: Nil Powered by Capital Market - Live News
Axis Mutual Fund Change in Minimum Application Amount
Axis Mutual Fund announces that the Minimum Application Amount for Axis Ultra Short Duration stands modified as under with effect from November 14, 2025.Scheme Name(s) Existing Provisions Revised provisions effective from November 14, 2025 Axis Ultra Short Duration Fund Rs. 5000 and in multiples of Re. 1/- thereafter Rs. 100 and in multiples of Re. 1/- thereafter Axis Treasury Advantage Fund Axis Money Market Fund
Axis Short Duration Fund
Rs. 5000 and in multiples of Re. 1/- thereafter Rs.1000 and in multiples of Re. 1/- thereafter.
Rs. 100 and in multiples of Re. 1/- thereafter Powered by Capital Market - Live News
Fund House Details & Investment Objective
Date of Incorporation
29 November 2019
Total AUM (Cr)
₹778.13
AXIS Retirement Fund - AP - Direct (G) is an Retirement Fund-oriented fund from the renowned AMC, Axis Mutual Fund. Launched in 29 November 2019, this fund is managed by Jayesh Sundar. With assets under management (AUM) worth ₹778.13 (Cr), as of 20 November 2025, AXIS Retirement Fund - AP - Direct (G) is categorized as a Retirement Fund within its segment. The fund has generated a return of 13.01% since its launch.
The current NAV of AXIS Retirement Fund - AP - Direct (G) is ₹20.69, as on 20 November 2025. The fund's benchmark index is CRISIL Hybrid 25+75 - Aggressive Index. You can invest in AXIS Retirement Fund - AP - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹5,000.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Nil The fund has generated 15.67% and 13.75% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 79.06% in Equity, 20.60% in Debt and 0.35% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 21.18% in Debt, 15.11% in Banks, 6.25% in IT-Software, 5.62% in Petroleum Products, 5.15% in Finance