How to Invest in AXIS Retirement Fund - AP - Direct (G) Direct Growth?

AXIS Retirement Fund - AP - Direct (G) is a popular fund in the Retirement Fund segment. The fund has generated a return of 10.65% since inception. Looking to invest in AXIS Retirement Fund - AP - Direct (G) How about earning 1% extra return? All this is possible with m.Stock ! Investing in AXIS Retirement Fund - AP - Direct (G) is super easy and convenient with m.Stock. Here’s how you can begin: Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO. In the ‘Menu’ section, under ‘Products’ , select ‘Mutual Funds’ . In the search bar, enter the fund name, in this case, AXIS Retirement Fund - AP - Direct (G) On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus. If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete. If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility. So, why wait? Invest in AXIS Retirement Fund - AP - Direct (G) today and reap the benefits of this Retirement Fund fund!

How much returns has AXIS Retirement Fund - AP - Direct (G) Direct Growth generated?

In the short term, i.e., 1 year, AXIS Retirement Fund - AP - Direct (G) has generated annualised return of -3.04%. In the long-term, the fund has generated 11.24% and 6.97% in 3 and 5 years respectively. Since its inception, the fund has generated 10.65% returns.

What is the expense ratio of AXIS Retirement Fund - AP - Direct (G) Direct Growth?

The expense ratio of AXIS Retirement Fund - AP - Direct (G) Direct Growth is 1.27%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of AXIS Retirement Fund - AP - Direct (G) Fund Direct Growth?

The Assets Under Management (AUM) of AXIS Retirement Fund - AP - Direct (G) is ₹665.98 (Cr) as of 2026-11-04 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from AXIS Retirement Fund - AP - Direct (G) Direct Growth?

Redeeming or selling units of AXIS Retirement Fund - AP - Direct (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load . To redeem from AXIS Retirement Fund - AP - Direct (G): Login to your m.Stock account In portfolio, your mutual fund investments will be visible under ‘MF’ Select the fund you wish to redeem from (in this case AXIS Retirement Fund - AP - Direct (G)). Click on ‘Redeem’ button You have 2 options – redeem by units and redeem by value (you can only redeem free units) Select units to be redeemed and click on submit. Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).

Can I invest in SIP and Lumpsum in AXIS Retirement Fund - AP - Direct (G) Direct Growth?

Yes, you can invest both lumpsum and SIP in AXIS Retirement Fund - AP - Direct (G). Minimum lumpsum investment AXIS Retirement Fund - AP - Direct (G) is ₹5,000 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of AXIS Retirement Fund - AP - Direct (G) Direct Growth?

The latest NAV ( Net Asset Value ) of AXIS Retirement Fund - AP - Direct (G) is AXIS Retirement Fund - AP - Direct (G) is ₹20.21 as on 2026-11-04.

Which are the biggest stock holdings of AXIS Retirement Fund - AP - Direct (G)?

The 5 biggest stock holdings of AXIS Retirement Fund - AP - Direct (G) are: Reliance Industr (5.16%), ICICI Bank (4.93%), HDFC Bank (4.66%), Bharti Airtel (2.73%), Kotak Mah. Bank (2.27%)

What are the top sectors AXIS Retirement Fund - AP - Direct (G) invests in?

A majority of AXIS Retirement Fund - AP - Direct (G) 's AUM worth ₹665.98 (Cr) is invested in these 3 top sectors: Debt : 25.88% Banks : 15.70% Petroleum Products : 5.16%

AXIS Retirement Fund - AP - Direct (G)

Retirement Fund

Invest Now

NAV
20.21(0.75%)
Fund Size (CR)
₹665.98
Expense Ratio
1.27
Scheme Type
Active Fund
Value Research
-

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹100
Minimum Withdrawal
₹1
Exit Load
0%
Return Since Launch
10.65%

There is no Asset Allocation data

Basic Details

Scheme Manager

Jayesh Sundar

Bench Mark

CRISIL Hybrid 25+75 - Aggressive Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	October 27, 2026	10329.56	3.30%	-	2.34%	24/106
1 Month	October 1, 2026	10313.62	3.14%	-	1.17%	5/106
3 Month	August 3, 2026	9704.89	-2.95%	-	-3.25%	52/106
6 Month	April 30, 2026	10229.47	2.29%	-	1.32%	20/106
1 Year	November 3, 2025	9695.51	-3.04%	-3.04%	-0.90%	88/106
3 Year	November 3, 2023	13768.02	37.68%	11.24%	9.30%	21/98
5 Year	November 3, 2021	14008.38	40.08%	6.97%	7.92%	49/90
Since Inception	December 20, 2019	20060.00	100.60%	10.65%	9.86%	37/106

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	December 1, 2025	1,20,000	121875.75	1.56%	1.56%
3 Year	December 1, 2023	3,60,000	381081.37	5.86%	1.92%
5 Year	December 1, 2021	6,00,000	740415.69	23.40%	4.30%
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Risk Ratios

3.63%

Standard Deviation

0.86%

Beta

0.42%

Sharpe Ratio

-0.03%

Treynor's Ratio

6.15%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
Reliance Industr	5.16%	289513	34.37	Equity	Refineries
ICICI Bank	4.93%	248294	32.82	Equity	Banks
HDFC Bank	4.66%	437589	31.01	Equity	Banks
Bharti Airtel	2.73%	103528	18.19	Equity	Telecom-Service
Kotak Mah. Bank	2.27%	362161	15.10	Equity	Banks
M & M	2.14%	48267	14.24	Equity	Automobile
SBI	2.12%	147332	14.14	Equity	Banks
Larsen & Toubro	2.01%	35670	13.41	Equity	Infrastructure Developers & Operators
Infosys	1.82%	121882	12.12	Equity	IT - Software
Bajaj Finance	1.69%	117127	11.24	Equity	Finance

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
AXIS Retirement Fund - AP - Direct (G)	665.98	3.14%	-2.95%	2.29%	-3.04%	11.24%
Aditya Birla SL Retirement-The 30s Plan-Dir (IDCW)	465.36	0.96%	-3.53%	7.06%	8.19%	16.34%
Aditya Birla SL Retirement-The 30s Plan-Dir (G)	465.36	0.96%	-3.53%	7.06%	8.19%	16.34%
ICICI Pru Retirement Fund - Pure Debt - Dir (IDCW)	79.47	-0.06%	-0.12%	2.09%	3.56%	6.34%
ICICI Pru Retirement Fund - Pure Debt - Dir (G)	79.47	-0.06%	-0.12%	2.09%	3.56%	6.34%
ICICI Pru Retirement Fund - Hybrid CP - Dir (G)	95.26	-0.02%	-1.93%	1.40%	2.87%	9.20%

List of Schemes under Axis Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
AXIS Quant Fund	Equity	Very High	-4.28%	0	₹768.06
AXIS Innovation Fund	Equity	Very High	9.19%	0	₹1,345.33
Axis Income Plus Arbitrage Passive FOF	Other	Moderately Low	0%	0	₹113.79
AXIS Nifty 500 Index Fund	Other	Very High	-4.89%	0	₹313.59
AXIS Focused Fund	Equity	Very High	-3.08%	1	₹10,476.42
AXIS Business Cycles Fund	Equity	Very High	-1.03%	0	₹2,039.20
AXIS Nifty IT Index Fund	Other	Very High	-7.51%	0	₹123.32
AXIS Large & Mid Cap Fund	Equity	Very High	1.52%	3	₹16,438.30
AXIS Multi Asset Allocation Fund	Hybrid	Very High	2.94%	1	₹2,616.47
AXIS Momentum Fund	Equity	Very High	-7.89%	0	₹841.17
AXIS Nifty 50 Index Fund	Other	Very High	-6.74%	3	₹992.71
AXIS ELSS - Tax Saver Fund	Equity	Very High	-1.93%	1	₹30,269.11
AXIS Midcap Fund	Equity	Very High	3.32%	2	₹33,527.80
AXIS Flexi Cap Fund	Equity	Very High	0.96%	2	₹13,241.73
AXIS Consumption Fund	Equity	Very High	-6.71%	0	₹2,360.37
AXIS Nifty Next 50 Index Fund	Other	Very High	-0.51%	2	₹532.33
Axis Services Opportunities Fund	Equity	Very High	-5.87%	0	₹1,308.23
AXIS Aggressive Hybrid Fund	Hybrid	Very High	-1.12%	1	₹1,405.96
AXIS Value Fund	Equity	Very High	3.42%	4	₹1,836.08
AXIS Multi Factor Passive FoF	Other	Very High	-5.15%	2	₹33.17
AXIS India Manufacturing Fund	Equity	Very High	10.58%	0	₹5,540.32
Axis Nifty Energy Index Fund	Other	Very High	0%	0	₹89.24
AXIS Crisil IBX SDL May 2027 Index Fund	Other	Moderate	5.65%	0	₹1,710.01
AXIS Retirement Fund - DP	Solution Oriented	Very High	-3.03%	2	₹268.84
AXIS Large Cap Fund	Equity	Very High	-2.8%	1	₹29,231.05
AXIS NASDAQ 100 US Specific Equity Passive FOF	Other	Very High	17.59%	0	₹224.68
AXIS Dynamic Term Fund	Debt	Moderate	5.07%	3	₹969.27
Axis US Specific Treasury Dynamic Debt Passive FOF	Other	Very High	5.6%	0	₹36.36
AXIS ESG Integration Strategy Fund	Equity	Very High	-7.62%	0	₹993.24
Axis CRISIL-IBX Financial Services 3-6 Months Debt Index Fund	Other	Moderately Low	6.58%	0	₹218.37
AXIS Balanced Advantage Fund	Hybrid	Very High	0.5%	3	₹3,651.14
AXIS Medium Term Fund	Debt	Moderately High	5.56%	4	₹1,972.32
AXIS Overnight Fund	Debt	Low	5.29%	5	₹10,854.78
AXIS Nifty Smallcap 50 Index Fund	Other	Very High	5.44%	3	₹777.66
AXIS Retirement Fund - AP	Solution Oriented	Very High	-3.04%	1	₹665.98
AXIS Small Cap Fund	Equity	Very High	2.3%	3	₹30,677.53
AXIS CRISIL-IBX AAA Bond NBFC - Jun 2027 Index Fund	Other	Moderate	6.09%	0	₹2,397.91
Axis BSE India Sector Leaders Index Fund	Other	Very High	0%	0	₹27.73
AXIS Ultra Short to Short Term Fund	Debt	Moderately Low	5.98%	3	₹4,563.39
AXIS Income Plus Arbitrage Omni FOF	Other	Moderately High	5.4%	0	₹2,222.05
AXIS Global Innovation Fund of Fund	Other	Very High	11.64%	0	₹929.11
AXIS CRISIL-IBX AAA Bond Financial Services-Sep 2027 Index Fund	Other	Moderate	0%	0	₹5.34
AXIS Equity Savings Fund	Hybrid	Moderately High	3.86%	2	₹854.90
AXIS Children's Fund - Lock in	Solution Oriented	Very High	-1.98%	1	₹862.61
AXIS CRISIL IBX 50:50 Gilt Plus SDL Sep 2027 Index Fund	Other	Moderate	5.22%	0	₹36.26
AXIS Nifty Bank Index Fund	Other	Very High	-4.03%	0	₹174.75
Axis Nifty50 Equal Weight Index Fund	Other	Very High	0%	0	₹86.55
AXIS Conservative Hybrid Fund	Hybrid	Moderately High	0.7%	2	₹217.15
AXIS Liquid Fund	Debt	Moderately Low	6.55%	5	₹53,470.17
Axis Nifty Capital Markets Index Fund	Other	Very High	0%	0	₹124.06
AXIS Nifty Midcap 50 Index Fund	Other	Very High	-1.06%	3	₹731.52
AXIS BSE Sensex Index Fund	Other	Very High	-7.49%	0	₹51.12
AXIS Nifty 100 Index Fund	Other	Very High	-5.74%	2	₹1,989.03
AXIS Global Equity Alpha Fund of Fund	Other	Very High	13.78%	0	₹2,485.86
Axis Nifty India Defence Index Fund	Other	Very High	0%	0	₹367.59
AXIS Children's Fund - Lock in	Solution Oriented	Very High	-1.98%	1	₹862.61
AXIS Ultra Short Term Fund	Debt	Moderately Low	6.59%	3	₹4,996.13
AXIS CRISIL-IBX AAA Bond NBFC-HFC-Jun 2027 Index Fund	Other	Moderate	0%	0	₹7.63
Axis Greater China Equity Fund Of Fund	Other	Very High	7.81%	0	₹3,987.55
AXIS CRISIL IBX 50:50 Gilt Plus SDL June 2028 Index Fund	Other	Moderate	4.65%	0	₹337.19
AXIS Gold Fund	Other	High	12.87%	4	₹3,133.74
AXIS Banking and PSU Debt Fund	Debt	Moderate	4.03%	4	₹11,962.14
AXIS Gilt Fund	Debt	Moderate	3.67%	4	₹336.40
AXIS Money Market Fund	Debt	Moderately Low	6.45%	5	₹19,012.30
Axis Nifty500 Low Volatility 50 Index Fund	Other	Very High	0%	0	₹29.13
AXIS Nifty SDL September 2026 Debt Index Fund	Other	Moderately Low	0%	0	₹65.66
AXIS Nifty500 Value 50 Index Fund	Other	Very High	-0.76%	0	₹233.67
Axis Multi-Asset Omni FoF	Other	Very High	0%	0	₹1,321.09
AXIS Retirement Fund - CP	Solution Oriented	High	-1.38%	1	₹44.70
AXIS Silver Fund of Fund	Other	Moderately High	17.22%	0	₹1,253.05
Axis Nifty500 Quality 50 Index Fund	Other	Very High	-3.67%	0	₹75.91
AXIS Arbitrage Fund	Hybrid	Low	6.84%	4	₹10,167.62
AXIS Multicap Fund	Equity	Very High	5.82%	4	₹11,972.26
AXIS Long Term Fund	Debt	Moderate	1.33%	0	₹154.44
AXIS Short Term Fund	Debt	Moderate	4.96%	4	₹7,424.52
Axis Gold and Silver Passive FoF	Other	Very High	0%	0	₹550.63
AXIS Floating Interest Rates Fund	Debt	Moderately Low	6.45%	1	₹149.18
AXIS Nifty500 Momentum 50 Index Fund	Other	Very High	-2.75%	0	₹175.36
AXIS Corporate Bond Fund	Debt	Moderate	4.41%	5	₹7,453.33
AXIS Credit Risk Fund	Debt	Moderately High	7.42%	4	₹378.33

News

Axis Mutual Fund announces Income Distribution cum capital withdrawal (IDCW)
Axis Mutual Fund has announced 27 July 2026 as the record date for declaration of IDCW Income Distribution cum Capital Withdrawal (IDCW) under the following schemes. The quantum of dividend (Rs per unit) on the face value of Rs 10 per unit will be:
Axis Arbitrage Fund ' Regular Plan ' Monthly IDCW Option: 0.05
Axis Arbitrage Fund ' Direct Plan ' Monthly IDCW Option: 0.05
AXIS Equity Savings Fund ' Regular Plan ' Monthly IDCW Option: 0.09
AXIS Equity Savings Fund ' Direct Plan ' Monthly IDCW Option: 0.09
AXIS Aggressive Hybrid Fund ' Direct Plan ' & Regular Plan Monthly IDCW Option: 0.10
AXIS Multi Asset Allocation Fund ' Regular Plan ' Monthly IDCW Option: 0.15
AXIS Multi Asset Allocation Fund ' Direct Plan ' Monthly IDCW Option: 0.15
Powered by Capital Market - Live News

Axis Mutual Fund announces Appointment of Key Personnel
Axis Mutual Fund has announced that Mr. Prateek Malhotra has been appointed as a Research Analyst - Equity for Mutual Fund business and is a Key Personnel at Axis Asset Management Company Ltd, with effect from July 02, 2026.
Name: Mr. Prateek Malhotra,
Age: 61 years
Designation: Research Analyst - Equity
Qualification: B.A. (Hons) Economics, PGDM (Business Management - Finance)
Powered by Capital Market - Live News

Axis Mutual Fund announces change in Exit Load Structure

Axis Mutual Fund has announced change in exit load structure under following scheme stands revised with effect from July 13, 2026.

Change in Exit Load:

Name of the Scheme	Existing Exit Load	Proposed exit load w.e.f July 13, 2026('Effective Date')
Axis Strategic Bond Fund	If redeemed / switched out within 15 days from the date of allotment: 1% If redeemed/ switched out after 15 days from the date of allotment: Nil	Nil

Powered by Capital Market - Live News

Fund House Details & Investment Objective

Date of Incorporation

November 29, 2019

Total AUM (Cr)

₹665.98

AXIS Retirement Fund - AP - Direct (G) is an Retirement Fund-oriented fund from the renowned AMC, Axis Mutual Fund. Launched in November 29, 2019, this fund is managed by Jayesh Sundar. With assets under management (AUM) worth ₹665.98 (Cr), as of November 4, 2026, AXIS Retirement Fund - AP - Direct (G) is categorized as a Retirement Fund within its segment. The fund has generated a return of 10.65% since its launch.
The current NAV of AXIS Retirement Fund - AP - Direct (G) is ₹20.21, as on November 4, 2026. The fund's benchmark index is CRISIL Hybrid 25+75 - Aggressive Index. You can invest in AXIS Retirement Fund - AP - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 11.24% and 6.97% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 73.48% in Equity, 25.88% in Debt and 0.64% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 25.88% in Debt, 15.70% in Banks, 5.16% in Petroleum Products, 4.92% in Finance, 4.38% in Pharmaceuticals & Biotech

Mutual Fund Categories

Types of Mutual Funds

Debt Funds

Access debt markets and enjoy interest income from bonds and debentures. Ideal for conservative short-term investors

Hybrid Funds

Enjoy best of both the worlds - equity and debt. Ideal for beginners with medium-term investment horizon

Equity Funds

Invest in large, mid, and small cap sector stocks to enjoy capital appreciation. Ideal for aggressive, long-term investors

Mutual Fund Calculators

View All

SIP Calculator

Compute the future value of your SIP investments

Lumpsum Calculator

Calculate lumpsum investment corpus

SWP Calculator

Calculate the future value of your SWP Investments

FAQs

AXIS Retirement Fund - AP - Direct (G) is a popular fund in the Retirement Fund segment. The fund has generated a return of 10.65% since inception. Looking to invest in AXIS Retirement Fund - AP - Direct (G) How about earning 1% extra return? All this is possible with m.Stock! Investing in AXIS Retirement Fund - AP - Direct (G) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, AXIS Retirement Fund - AP - Direct (G)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in AXIS Retirement Fund - AP - Direct (G) today and reap the benefits of this Retirement Fund fund!

Redeeming or selling units of AXIS Retirement Fund - AP - Direct (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from AXIS Retirement Fund - AP - Direct (G):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case AXIS Retirement Fund - AP - Direct (G)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).

View all