Bank of India Flexi Cap Fund (IDCW)

Flexi Cap Fund

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NAV
30.45(0.86%)
Fund Size (CR)
₹2,186.49
Expense Ratio
1.92
Scheme Type
Active Fund
Value Research
-

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹1,000
Minimum Withdrawal
₹1,000
Exit Load
1%
Return Since Launch
23.36%

Absolute Return: -3.58%

Annualized Return: 0%

Basic Details

Scheme Manager

Alok Singh

Bench Mark

BSE 500 TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	March 10, 2026	9827.48	-1.73%	-	-2.86%	15/183
1 Month	February 17, 2026	9434.38	-5.66%	-	-7.87%	13/179
3 Month	December 17, 2025	9559.86	-4.40%	-	-7.65%	5/175
6 Month	September 17, 2025	9416.73	-5.83%	-	-8.56%	36/168
1 Year	March 17, 2025	11202.23	12.02%	12.02%	6.97%	8/164
3 Year	March 17, 2023	17634.31	76.34%	20.79%	15.60%	5/144
5 Year	March 17, 2021	22524.61	125.25%	17.62%	12.89%	11/104
Since Inception	June 29, 2020	33221.10	232.21%	23.36%	11.35%	3/183

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	April 1, 2025	1,20,000	129987.77	8.32%	8.32%
3 Year	April 3, 2023	3,60,000	449713.50	24.92%	7.70%
5 Year	April 1, 2021	6,00,000	921765.29	53.63%	8.97%
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

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Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

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Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

4.91%

Standard Deviation

1.18%

Beta

0.88%

Sharpe Ratio

0.02%

Treynor's Ratio

7.68%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
SBI	4.78%	870000	104.55	Equity	Banks
ICICI Bank	3.44%	545000	75.15	Equity	Banks
HDFC Bank	3.15%	775000	68.80	Equity	Banks
Bharti Airtel	3.11%	362000	68.03	Equity	Telecom-Service
Hind.Aeronautics	3.04%	170000	66.52	Equity	Aerospace & Defence
ITC	2.95%	2060000	64.60	Equity	Tobacco Products
Lloyds Metals	2.69%	476453	58.75	Equity	Mining & Mineral products
Britannia Inds.	2.61%	95000	57.02	Equity	FMCG
Sky Gold & Diam.	2.53%	1532000	55.36	Equity	Diamond, Gems and Jewellery
Quality Power El	2.52%	636000	55.17	Equity	Capital Goods - Electrical Equipment

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Bank of India Flexi Cap Fund - Direct (IDCW)	2186.49	-5.57%	-4.08%	-5.16%	13.66%	22.49%
Bank of India Flexi Cap Fund - Direct (G)	2186.49	-5.56%	-4.07%	-5.17%	13.64%	22.49%
ITI Flexi Cap Fund - Direct (G)	1266.92	-6.86%	-5.72%	-6.35%	13.00%	21.58%
ITI Flexi Cap Fund - Direct (IDCW)	1266.92	-6.86%	-5.72%	-6.36%	13.00%	21.58%
Mirae Asset Flexi Cap Fund - Direct (G)	3655.79	-7.10%	-6.61%	-5.39%	12.73%	17.15%

List of Schemes under Bank of India Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
Bank of India Multi Cap Fund	Equity	Very High	14.22%	0	₹1,012.41
Bank of India Large Cap Fund	Equity	Very High	13.54%	3	₹211.62
Bank of India Large & Mid Cap Fund	Equity	Very High	13.41%	2	₹455.73
Bank of India Mid Cap Fund	Equity	Very High	0%	0	₹677.34
Bank of India Small Cap Fund	Equity	Very High	7%	3	₹1,903.70
Bank of India Manufacturing & Infrastructure Fund	Equity	Very High	21.79%	4	₹689.06
Bank of India Business Cycle Fund	Equity	Very High	7.54%	0	₹464.98
Bank of India Consumption Fund	Equity	Very High	11.01%	0	₹380.73
Bank of India Banking & Financial Services Fund	Equity	Very High	0%	0	₹286.20
Bank of India ELSS Tax Saver	Equity	Very High	9.72%	2	₹1,384.21
Bank of India Midcap Tax Fund - Series 1	Equity	Very High	13.15%	0	₹60.41
Bank of India Midcap Tax Fund - Series 2	Equity	Very High	9.7%	0	₹30.82
Bank of India Overnight Fund	Debt	Low	5.61%	5	₹81.70
Bank of India Liquid Fund	Debt	Moderately Low	6.36%	3	₹1,914.91
Bank of India Ultra Short Duration Fund	Debt	Moderate	6.61%	1	₹165.18
Bank of India Money Market Fund	Debt	Moderately Low	7.11%	0	₹400.65
Bank of India Short Term Income Fund	Debt	Moderately Low	6.82%	0	₹279.29
Bank of India Credit Risk Fund	Debt	Moderately High	11.99%	2	₹105.46
Bank of India Conservative Hybrid Fund	Hybrid	Moderate	7.19%	3	₹65.43
Bank of India Mid & Small Cap Equity & Debt Fund	Hybrid	Very High	12.33%	4	₹1,360.45
Bank of India Balanced Advantage Fund	Hybrid	Very High	12.25%	2	₹147.86
Bank of India Multi Asset Allocation Fund	Hybrid	Very High	17.4%	0	₹357.47
Bank of India Arbitrage Fund	Hybrid	Low	6.41%	1	₹49.11
Bank of India Flexi Cap Fund	Equity	Very High	13.64%	4	₹2,186.49

News

Bank of India Mutual Fund announces change in Key Personnel
Bank of India Mutual Fund has announced that Mr. Arun Thukral has been appointed as an Independent Director with effect from February 11, 2026 ('Effective Date').
Details of Mr. Arun Thukral
Age: 62 years
Designation: Independent Director
Qualification: ' M.Com ' LLB ' MBA (Finance) ' IICA registered as Independent Director
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Bank of India Mutual Fund announces change in Key Personnel
Bank of India Mutual Fund Mr. Anand Padavale has been appointed as CISO and designed as Key Personnel of the Company with effect from December 09, 2025. Accordingly, the following details of Mr. Anand Padavale shall be added under section titled 'Information of Key Personnel' in Section II (F) of SAI:
Details of Mr. Anand Padavale
Age: 38 years
Designation: Chief Information Security Officer
Qualification: ' Bachelor of Computer Applications
' Diploma in Computer Engineering
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Fund House Details & Investment Objective

Date of Incorporation

June 10, 2020

Total AUM (Cr)

₹2186.49

Bank of India Flexi Cap Fund (IDCW) is an Flexi Cap Fund-oriented fund from the renowned AMC, Bank of India Mutual Fund. Launched in June 10, 2020, this fund is managed by Alok Singh. With assets under management (AUM) worth ₹2,186.49 (Cr), as of March 18, 2026, Bank of India Flexi Cap Fund (IDCW) is categorized as a Flexi Cap Fund within its segment. The fund has generated a return of 23.36% since its launch.
The current NAV of Bank of India Flexi Cap Fund (IDCW) is ₹30.45, as on March 18, 2026. The fund's benchmark index is BSE 500 TRI. You can invest in Bank of India Flexi Cap Fund (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹1,000 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 20.79% and 17.62% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 78.05% in Equity, 19.37% in Debt and 2.58% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 19.26% in Banks, 7.26% in Cash & Others, 6.13% in Aerospace & Defense, 4.48% in Debt, 4.47% in Pharmaceuticals & Biotech

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