DSP Equity Savings Fund - Direct (IDCW-M)


Equity Savings
  • NAV 15.79 (0.36%)
  • Fund Size (Cr) ₹683.7
  • Expense Ratio 0.61
  • Scheme Type Active Fund
  • Value Research
  • Minimum investment ₹100
  • Minimum Additional Investment ₹100
  • Minimum SIP Investment ₹100
  • Minimum Withdrawal ₹0
  • Exit Load 0%
  • Return Since Launch 8.82%

Basic Details

Scheme Manager
Kedar Karnik
Bench Mark
NIFTY Equity Savings Index TRI
Type
OPEN

Lumpsum Returns

  • Period Invested For
  • ₹10000 Invested on
  • Latest Value
  • Absolute Returns
  • Annualised Returns
  • Category Avg
  • Rank within Category
  • 1 Week
  • 23-Nov-23
  • 10095.80
  • 0.96%
  • -
  • 0.66%
  • 27/140
  • 1 Month
  • 30-Oct-23
  • 10283.11
  • 2.83%
  • -
  • 2.27%
  • 48/140
  • 3 Month
  • 30-Aug-23
  • 10307.64
  • 3.08%
  • -
  • 2.98%
  • 70/140
  • 6 Month
  • 30-May-23
  • 10715.85
  • 7.16%
  • -
  • 6.81%
  • 62/140
  • 1 Year
  • 30-Nov-22
  • 11015.17
  • 10.15%
  • 10.15%
  • 9.47%
  • 61/140
  • 3 Year
  • 27-Nov-20
  • 13718.92
  • 37.19%
  • 11.12%
  • 9.60%
  • 45/140
  • 5 Year
  • 30-Nov-18
  • 15936.50
  • 59.36%
  • 9.77%
  • 8.71%
  • 40/117
  • Since Inception
  • 28-Mar-16
  • 19138.3
  • 91.38%
  • 8.82%
  • 7.68%
  • 48/140

SIP Returns

  • Period Invested For
  • ₹10000 Invested on
  • Investments
  • Latest Value
  • Absolute Returns
  • Annualised Returns
  • 1 Year
  • 01-Dec-22
  • 130000
  • 164715.88
  • 26.70%
  • 26.70%
  • 3 Year
  • 01-Dec-20
  • 370000
  • 482065.46
  • 30.29%
  • 9.22%
  • 5 Year
  • 03-Dec-18
  • 610000
  • 870396.38
  • 42.69%
  • 7.37%
  • 10 Year
  • 01-Apr-16
  • 930000
  • 1419186.02
  • 52.60%
  • 4.32%

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

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Risk Ratios

  • Standard Deviation
    1.35%
  • Beta
    0.28%
  • Sharpe Ratio
    2.55%
  • Treynor’s Ratio
    3.56%
  • Jension’s Alpha
    6.91%

Asset Allocation

There is no Asset Allocation data.

Sector Allocation

There is no Sector Allocation data.

Top 10 stock holding in portfolio

  • Stock Invested in
  • % of Total Holdings
  • Quantity
  • Value (Cr)
  • Asset Type
  • Segment
  • HDFC Bank
  • 6.76%
  • 313199
  • 46.24
  • Equity
  • Banks
  • Reliance Industr
  • 4.74%
  • 141500
  • 32.37
  • Equity
  • Refineries
  • ICICI Bank
  • 3.61%
  • 269456
  • 24.66
  • Equity
  • Banks
  • Axis Bank
  • 3.46%
  • 241247
  • 23.69
  • Equity
  • Banks
  • I D F C
  • 2.61%
  • 1560000
  • 17.86
  • Equity
  • Finance
  • Jindal Steel
  • 2.22%
  • 240000
  • 15.21
  • Equity
  • Steel
  • Indus Towers
  • 2.19%
  • 867000
  • 14.95
  • Equity
  • Telecomm Equipment & Infra Services
  • Sun Pharma.Inds.
  • 2.09%
  • 131010
  • 14.26
  • Equity
  • Pharmaceuticals
  • Ipca Labs.
  • 1.9%
  • 131706
  • 12.96
  • Equity
  • Pharmaceuticals
  • Zee Entertainmen
  • 1.83%
  • 483000
  • 12.52
  • Equity
  • Entertainment

Peer Comparison

  • Scheme Name
  • Value Research
  • Asset Size (Cr)
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • DSP Equity Savings Fund - Direct (IDCW-M)
  • 683.7
  • 2.83%
  • 3.08%
  • 7.16%
  • 10.15%
  • 11.12%
  • ICICI Pru Equity Savings Fund - Dir (IDCW-Q)
  • 7324.66
  • 1.23%
  • 15.42%
  • 20.39%
  • 23.93%
  • 14.68%
  • HSBC Equity Savings Fund - Direct (G)
  • 175.39
  • 3.66%
  • 4.54%
  • 9.10%
  • 15.16%
  • 12.89%
  • SBI Equity Savings Fund - Direct (G)
  • 3072.61
  • 2.63%
  • 3.26%
  • 11.11%
  • 15.06%
  • 12.04%
  • SBI Equity Savings Fund - Direct (IDCW-M)
  • 3072.61
  • 2.63%
  • 3.26%
  • 11.11%
  • 15.06%
  • 12.04%
  • SBI Equity Savings Fund - Direct (IDCW-Q)
  • 3072.61
  • 2.63%
  • 3.26%
  • 11.11%
  • 15.06%
  • 12.04%

News

  • DSP Mutual Fund Announces change in fund managers under Two schemes DSP Mutual Fund has announced change in fund managers under the following schemes, with effect from 01 December 2023.

    Change in Fund Manager(s):

    Name of the Scheme(s) Existing Fund Manager(s) New Fund Manager(s)
    DSP Flexi Cap Fund Mr. Atul Bhole

    Mr. Dhaval Gada

    Mr. Rohit Singhania

    Mr. Dhaval Gada

    DSP Equity & Bond Fund Mr. Atul Bhole

    Mr. Dhaval Gada

    Mr. Kedar Karnik

    Mr. Rohit Singhania

    Mr. Dhaval Gada

    Mr. Kedar Karnik

    Powered by Capital Market - Live News

  • DSP Nifty Smallcap250 Quality 50 Index Fund Floats On DSP Mutual Fund has launched a new fund named as DSP Nifty Smallcap250 Quality 50 Index Fund

    The New Fund Offer (NFO) price for the scheme is Rs 10 per unit.

    Category of Scheme: Index Fund

    The scheme has two plans: Regular plan and direct plan.

    The scheme has two plans: Regular plan and direct plan, each plan offers growth option and IDCW Payout.

    The minimum application amount is Rs 100 and in multiples of Re. 1/- thereafter.

    Load structure: Nil

    Benchmark Index for the scheme is Nifty Smallcap250 Quality 50 TRI

    The fund manager of the scheme is Mr. Anil Ghelani and Mr. Diipesh Shah

    Powered by Capital Market - Live News

  • DSP Mutual Fund Announces Income Distribution cum Capital Withdrawal (IDCW) DSP Mutual Fund has announced 23 November 2023 as the record date for declaration of IDCW under the following scheme. The proposed IDCW on the face value of Rs 10 per unit will be:

    DSP Tax Saver Fund - Regular Plan ? IDCW Option: 0.510

    DSP Tax Saver Fund - Direct Plan ? IDCW Option: 0.510

    Powered by Capital Market - Live News

Fund House Details & Investment Objective

  • Date of Incorporation 08-Mar-2016
  • Total AUM (Cr) ₹683.70

DSP Equity Savings Fund - Direct (IDCW-M) is an Equity Savings-oriented fund from the renowned AMC, DSP Mutual Fund. Launched in Mar 2016, this fund is managed by Kedar Karnik. With assets under management (AUM) worth ₹683.70 (Cr), as of 01-Dec-2023, DSP Equity Savings Fund - Direct (IDCW-M) is categorized as a Equity Savings within its segment. The fund has generated a return of 8.82% since its launch.
The current NAV of DSP Equity Savings Fund - Direct (IDCW-M) is ₹15.79, as on 01-Dec-2023. The fund’s benchmark index is NIFTY Equity Savings Index TRI. You can invest in DSP Equity Savings Fund - Direct (IDCW-M) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹100.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Exit load is not applicable
The fund has generated 11.12% and 9.77% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 65.87% in Equity, 33.33% in Debt and 0.8% in cash and cash equivalents
The top 5 sectors the fund invests in are: 30.98% in Debt, 16.83% in Banks, 8.95% in Pharmaceuticals & Biotechnology, 6.28% in Finance and 3.85% in Petroleum Products.

FAQs on DSP Equity Savings Fund - Direct (IDCW-M)

DSP Equity Savings Fund - Direct (IDCW-M) is a popular fund in the Equity Savings segment. The fund has generated a return of 8.82% since inception. Looking to invest in DSP Equity Savings Fund - Direct (IDCW-M)? How about earning 1% extra return? All this is possible with m.Stock! Investing in DSP Equity Savings Fund - Direct (IDCW-M) is super easy and convenient with m.Stock. Here’s how you can begin:

  • Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
  • In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
  • In the search bar, enter the fund name, in this case, DSP Equity Savings Fund - Direct (IDCW-M)
  • On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
  • If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
  • If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in DSP Equity Savings Fund - Direct (IDCW-M) today and reap the benefits of this Equity Savings fund!

In the short term, i.e., 1 year, DSP Equity Savings Fund - Direct (IDCW-M) has generated annualised return of 10.15%. In the long-term, the fund has generated 11.12% and 9.77% in 3 and 5 years respectively. Since its inception, the fund has generated 8.82% returns.

The expense ratio of DSP Equity Savings Fund - Direct (IDCW-M) Direct Growth is 0.61%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

The Assets Under Management (AUM) of DSP Equity Savings Fund - Direct (IDCW-M) is ₹683.70 (Cr) as of 01 December 2023. AUM shows the fund’s popularity and is often indicative of fund strength.

Redeeming or selling units of DSP Equity Savings Fund - Direct (IDCW-M) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from DSP Equity Savings Fund - Direct (IDCW-M):

  • Login to your m.Stock account
  • In portfolio, your mutual fund investments will be visible under ‘MF’
  • Select the fund you wish to redeem from (in this case DSP Equity Savings Fund - Direct (IDCW-M)).
  • Click on ‘Redeem’ button
  • You have 2 options – redeem by units and redeem by value (you can only redeem free units)
  • Select units to be redeemed and click on submit.
  • Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).

Yes, you can invest both lumpsum and SIP in DSP Equity Savings Fund - Direct (IDCW-M). Minimum lumpsum investment DSP Equity Savings Fund - Direct (IDCW-M) is ₹100 and minimum SIP amount is ₹100. Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

The latest NAV (Net Asset Value) of DSP Equity Savings Fund - Direct (IDCW-M) is ₹15.79 as on 01 December 2023.

The 5 biggest stock holdings of DSP Equity Savings Fund - Direct (IDCW-M) are:
HDFC Bank (6.76%), Reliance Industr (4.74%), ICICI Bank (3.61%), Axis Bank (3.46%), I D F C (2.61%)

A majority of DSP Equity Savings Fund - Direct (IDCW-M) 's AUM worth ₹683.70 (Cr) is invested in these 3 top sectors:

  • Debt: 30.98%
  • Banks: 16.83%
  • Pharmaceuticals & Biotechnology: 8.95%

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