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DSP Regular Savings Fund - Direct (IDCW-Q)

Conservative Hybrid Fund
  • NAV

    14.31(-0.03%)
  • Fund Size (CR)

    ₹173.25
  • Expense Ratio

    0.5
  • Scheme Type

    Active Fund
  • Value Research

  • Min. investment

    ₹100
  • Minimum Additional Investment

    ₹100
  • Minimum SIP Investment

    ₹100
  • Minimum Withdrawal

    ₹500
  • Exit Load Nil

    0%
  • Return Since Launch

    8.65%
  • 3M
  • 6M
  • 1Y
  • 3Y
  • All
Absolute Return: 1.62%
Annualized Return: 0% [object Object]

Basic Details

Scheme Manager

Abhishek Singh

Bench Mark

CRISIL Hybrid 85+15 - Conservative Index

Type

OPEN

Lumpsum Returns

Period Invested For₹10,000 Invested onLatest ValueAbsolute ReturnsAnnualised ReturnsCategory AvgRank within Category
1 Week 2 July 202510014.680.15%-0.15%66/116
1 Month9 June 202510033.750.34%-0.37%66/116
3 Month9 April 202510379.623.80%-4.37%87/116
6 Month9 January 202510563.235.63%-4.75%16/116
1 Year9 July 202410945.259.45%9.45%7.40%9/116
3 Year8 July 202213803.8038.04%11.32%10.26%33/116
5 Year9 July 202016168.2761.68%10.08%10.14%55/112
Since Inception3 January 201328256.90182.57%8.65%8.93%71/116

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For₹10,000 Invested onInvestmentsLatest ValueAbsolute ReturnsAnnualised Returns
1 Year1 August 20241,20,000295534.51146.28% 146.28%
3 Year1 August 20223,60,000933291.82159.25% 37.37%
5 Year3 August 20206,00,0001576654.09162.78% 21.32%
10 Year3 August 201512,00,0003173976.48164.50% 10.22%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

  • Investment type
  • Scheme based
  • SIP
  • Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

  • Invested Amount

    25,000

  • Estimated Returns

    19,059

76%

Returns

Future value of your investment

44,059

Risk Ratios

0.99%

Standard Deviation

0.26%

Beta

1.51%

Sharpe Ratio

0.11%

Treynor's Ratio

2.64%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in% of Total HoldingsQuantityValue (Cr)Asset TypeSegment
HDFC Bank1.81%157553.15EquityBanks
ICICI Bank1.27%153272.22EquityBanks
Kotak Mah. Bank0.96%77341.67EquityBanks
SBI Life Insuran0.73%68951.27EquityInsurance
M & M0.70%38351.22EquityAutomobile
Cipla0.68%79101.19EquityPharmaceuticals
Hero Motocorp0.62%25611.09EquityAutomobile
ITC0.61%256261.07EquityTobacco Products
Samvardh. Mothe.0.57%640820.99EquityAuto Ancillaries
NTPC0.57%298811.00EquityPower Generation & Distribution

Peer Comparison

Scheme NameValue ResearchAsset Size (Cr)1M3M6M1Y3Y
DSP Regular Savings Fund - Direct (IDCW-Q)
173.250.34%3.80%5.63%9.45%11.32%
Aditya Birla SL Regular Savings Fund-Dir (G)
1384.520.90%5.22%5.96%10.02%11.16%
Aditya Birla SL Regular Savings Fund-Dir (Payment)
1384.520.90%5.22%5.96%10.02%11.16%
Aditya Birla SL Regular Savings Fund-Dir (IDCW-M)
1384.520.90%5.21%5.95%10.00%10.21%
Nippon India Conservative Hybrid Fund - Dir (IDCW-Q)
885.650.84%4.39%6.10%9.50%9.86%
Nippon India Conservative Hybrid Fund - Dir (G)
885.650.84%4.39%6.10%9.50%10.15%

List of Schemes under DSP Mutual Fund

Fund NameCategoryRisk1Y ReturnsRatingsFund Size (Cr)
DSP Aggressive Hybrid FundHybridVery High10.12%4₹11,417.61
DSP Bond FundDebtModerate10.07%3₹314.71
DSP Flexi Cap FundEquityVery High4.64%3₹12,187.76
DSP Focused FundEquityVery High5.95%3₹2,627.60
DSP Gilt FundDebtModerately High8.26%3₹1,852.40
DSP Credit Risk FundDebtModerately High24%0₹208.95
DSP India T.I.G.E.R. FundEquityVery High-5.21%3₹5,516.90
DSP Liquidity FundDebtModerate7.27%4₹16,925.87
DSP Small Cap FundEquityVery High6.76%2₹17,125.76
DSP Regular Savings FundHybridModerately High9.48%3₹174.09
DSP Ultra Short FundDebtModerately Low8.12%3₹3,881.91
DSP Natural Resources & New Energy FundEquityVery High-2.95%0₹1,315.70
DSP Large & Mid Cap FundEquityVery High4.29%4₹15,663.38
DSP Short Term FundDebtModerately Low9.72%3₹3,862.00
DSP Midcap FundEquityVery High2.86%1₹19,559.23
DSP Strategic Bond FundDebtModerately Low8.31%2₹1,545.37
DSP ELSS Tax Saver FundEquityVery High6.01%4₹17,427.57
DSP Large Cap FundEquityVery High8.2%5₹6,323.27
DSP Savings FundDebtModerate7.87%2₹4,623.02
DSP US Flexible Equity Fund of FundOtherVery High16.19%0₹935.23
DSP Global Clean Energy Fund of FundOtherVery High7.05%0₹88.38
DSP World Gold Fund of FundOtherVery High54.18%0₹1,201.56
DSP World Mining Fund of FundOtherVery High7.41%0₹129.77
DSP Banking & Psu Debt FundDebtModerately Low9.24%2₹4,218.69
DSP Dynamic Asset Allocation FundHybridModerately High8.66%3₹3,453.72
DSP Income Plus Arbitrage Fund of FundOtherModerate8.06%0₹1,038.19
DSP 10Y G-SecDebtModerate10.37%0₹56.51
DSP Low Duration FundDebtModerately Low8.3%3₹5,809.42
DSP Equity Savings FundHybridModerately High8.76%4₹3,191.95
DSP Nifty 50 Equal Weight Index FundOtherVery High4.17%5₹2,226.58
DSP Arbitrage FundHybridLow7.46%3₹6,433.70
DSP Corporate Bond FundDebtModerate9.18%2₹2,630.40
DSP Healthcare FundEquityVery High15.94%4₹3,056.90
DSP Overnight FundDebtLow6.37%3₹1,376.97
DSP Nifty 50 Index FundOtherVery High5.28%3₹809.64
DSP Nifty Next 50 Index FundOtherVery High-6.72%2₹1,057.35
DSP Quant FundEquityVery High3.2%0₹938.64
DSP Value FundEquityVery High8.77%4₹1,041.67
DSP Floater FundDebtModerately Low9.65%2₹569.07
DSP FMP - Series 264 - 60Mth - 17DDebtModerate8.68%0₹51.63
DSP Global Innovation Fund of FundOtherVery High13.71%0₹1,017.68
DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index FundOtherModerate9.56%0₹2,134.16
DSP Nifty Midcap 150 Quality 50 Index FundOtherVery High0.79%0₹463.53
DSP FMP - Series 267 - 1246DaysDebtModerate8.15%0₹692.01
DSP FMP - Series 268 - 1281DaysDebtModerately Low8.09%0₹127.66
DSP CRISIL-IBX 50:50 Gilt Plus SDL-April 2033 Index FundOtherModerately High10.91%0₹402.29
DSP Nifty SDL Plus G-Sec Sep 2027 50:50 Index FundOtherModerate9.18%0₹85.91
DSP FMP - Series 270 - 1144DaysDebtModerate8.14%0₹187.91
DSP FMP - Series 271 - 1147DaysDebtModerate0%0₹0.00
DSP Multi Asset Allocation FundHybridVery High13.29%0₹3,377.03
DSP Gold ETF Fund of FundOtherHigh30.05%2₹98.90
DSP Banking & Financial Services FundEquityVery High20.57%0₹1,353.88
DSP Nifty Smallcap250 Quality 50 Index FundOtherVery High-0.48%0₹280.69
DSP Multicap FundEquityVery High3.8%0₹2,388.03
DSP US Treasury Fund of FundOtherVery High6.98%0₹60.92
DSP Nifty Bank Index FundOtherVery High9.31%0₹53.64
DSP Nifty Top 10 Equal Weight Index FundOtherVery High0%0₹1,745.84
DSP Business Cycle FundEquityVery High0%0₹1,147.64
DSP BSE SENSEX Next 30 Index FundOtherVery High0%0₹10.91
DSP Nifty Private Bank Index FundOtherVery High0%0₹24.39
DSP Silver ETF Fund of FundOtherVery High0%0₹93.78
DSP CRISIL-IBX Financial Services 3-6 Months Debt Index FundOtherModerately Low0%0₹0.00
DSP Nifty IT Index FundOtherVery High0%0₹6.96
DSP Nifty Healthcare Index FundOtherVery High0%0₹8.31

News

  • DSP Mutual Fund announces change in fund manager under its schemes

    DSP Mutual Fund has announced change in fund manager under the following schemes, With effect from 01 July 2025

    Change in Fund Manager:

    Name of the Scheme(s) Existing Fund Manager(s) Fund Manager(s) from Effective Date
    DSP Small Cap Fund Mr. Vinit Sambre
    Mr. Resham Jain
    Mr. Vinit Sambre
    DSP Banking & Financial Services Fund Mr. Dhaval Gada Mr. Rohit Singhania
    DSP Strategic Bond Fund Mr. Sandeep Yadav
    Mr. Shantanu Godambe
    Mr. Sandeep Yadav
    Mr. Shantanu Godambe
    Mr. Kunal Khudania

    Powered by Capital Market - Live News

  • DSP MF announces change in benchmark index under its scheme

    DSP Mutual Fund has announced change in the benchmark of DSP CRISIL-IBX 50:50 Gilt Plus SDL ' April 2033 Index Fund with immediate effect

    Change in name of Benchmark of DSP CRISIL-IBX 50:50 Gilt Plus SDL ' April 2033 Index Fund

    Scheme Name Existing Benchmark Revised Benchmark
    DSP CRISIL-IBX 50:50 Gilt Plus SDL ' April 2033 Index Fund CRISIL SDL Plus G-Sec Apr 2033 50:50 Index CRISIL-IBX 50:50 Gilt Plus SDL Index ' April 2033

    Powered by Capital Market - Live News

  • DSP Mutual Fund announces change in scheme name

    DSP Mutual Fund has announced change in scheme name under the following scheme, with immediate effect

    Change in the name of the Scheme:

    Existing Scheme Name Revised Scheme Name
    DSP CRISIL SDL Plus G-Sec Apr 2033 50:50 Index Fund DSP CRISIL-IBX 50:50 Gilt Plus SDL ' April 2033 Index Fund

    Powered by Capital Market - Live News

Fund House Details & Investment Objective

Date of Incorporation

1 January 2013

Total AUM (Cr)

₹174.09

DSP Regular Savings Fund - Direct (IDCW-Q) is an Conservative Hybrid Fund-oriented fund from the renowned AMC, DSP Mutual Fund. Launched in 1 January 2013, this fund is managed by Abhishek Singh. With assets under management (AUM) worth ₹174.09 (Cr), as of 10 July 2025, DSP Regular Savings Fund - Direct (IDCW-Q) is categorized as a Conservative Hybrid Fund within its segment. The fund has generated a return of 8.65% since its launch.
The current NAV of DSP Regular Savings Fund - Direct (IDCW-Q) is ₹14.31, as on 10 July 2025. The fund's benchmark index is CRISIL Hybrid 85+15 - Conservative Index. You can invest in DSP Regular Savings Fund - Direct (IDCW-Q) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹100.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Nil The fund has generated 11.32% and 10.08% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 15.13% in Equity, 84.33% in Debt and 0.54% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 74.62% in Debt, 8.37% in Banks, 2.54% in Pharmaceuticals & Biotech, 1.85% in Automobiles, 1.48% in Insurance

FAQs

How to Invest in DSP Regular Savings Fund - Direct (IDCW-Q) Direct Growth?

DSP Regular Savings Fund - Direct (IDCW-Q) is a popular fund in the Conservative Hybrid Fund segment. The fund has generated a return of 8.65% since inception. Looking to invest in DSP Regular Savings Fund - Direct (IDCW-Q) How about earning 1% extra return? All this is possible with m.Stock! Investing in DSP Regular Savings Fund - Direct (IDCW-Q) is super easy and convenient with m.Stock. Here’s how you can begin:

  • Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
  • In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
  • In the search bar, enter the fund name, in this case, DSP Regular Savings Fund - Direct (IDCW-Q)
  • On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
  • If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
  • If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in DSP Regular Savings Fund - Direct (IDCW-Q) today and reap the benefits of this Conservative Hybrid Fund fund!

How much returns has DSP Regular Savings Fund - Direct (IDCW-Q) Direct Growth generated?

In the short term, i.e., 1 year, DSP Regular Savings Fund - Direct (IDCW-Q) has generated annualised return of 9.45%. In the long-term, the fund has generated 11.32% and 10.08% in 3 and 5 years respectively. Since its inception, the fund has generated 8.65% returns.

What is the expense ratio of DSP Regular Savings Fund - Direct (IDCW-Q) Direct Growth?

The expense ratio of DSP Regular Savings Fund - Direct (IDCW-Q) Direct Growth is 0.50%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of DSP Regular Savings Fund - Direct (IDCW-Q) Fund Direct Growth?

The Assets Under Management (AUM) of DSP Regular Savings Fund - Direct (IDCW-Q) is ₹174.09 (Cr) as of 2025-07-10 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from DSP Regular Savings Fund - Direct (IDCW-Q) Direct Growth?

Redeeming or selling units of DSP Regular Savings Fund - Direct (IDCW-Q) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.


To redeem from DSP Regular Savings Fund - Direct (IDCW-Q):
  • Login to your m.Stock account
  • In portfolio, your mutual fund investments will be visible under ‘MF’
  • Select the fund you wish to redeem from (in this case DSP Regular Savings Fund - Direct (IDCW-Q)).
  • Click on ‘Redeem’ button
  • You have 2 options – redeem by units and redeem by value (you can only redeem free units)
  • Select units to be redeemed and click on submit.
  • Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).