HDFC Credit Risk Debt Fund (G)
Credit Risk FundNAV
24.39(0.04%)Fund Size (CR)
₹6,972.32Expense Ratio
1.41Scheme Type
Active FundValue Research
Min. investment
₹100Minimum Additional Investment
₹100Minimum SIP Investment
₹100Minimum Withdrawal
₹100Exit Load
1%Return Since Launch
8.07%
- 3M
- 6M
- 1Y
- 3Y
- All
Basic Details
Scheme Manager
Shobhit Mehrotra
Bench Mark
NIFTY Credit Risk Bond Index B-II
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 5 September 2025 | 10014.87 | 0.15% | - | 0.12% | 27/92 |
| 1 Month | 12 August 2025 | 10058.61 | 0.59% | - | 0.57% | 40/92 |
| 3 Month | 12 June 2025 | 10150.73 | 1.51% | - | 1.44% | 42/92 |
| 6 Month | 12 March 2025 | 10448.79 | 4.49% | - | 5.48% | 57/92 |
| 1 Year | 12 September 2024 | 10788.61 | 7.89% | 7.89% | 11.35% | 72/92 |
| 3 Year | 12 September 2022 | 12377.61 | 23.78% | 7.36% | 9.09% | 74/91 |
| 5 Year | 11 September 2020 | 14130.21 | 41.30% | 7.15% | 8.84% | 68/92 |
| Since Inception | 25 March 2014 | 24360.17 | 143.60% | 8.07% | 7.06% | 30/92 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 1 October 2024 | 1,20,000 | 124517.71 | 3.76% | 3.76% |
| 3 Year | 3 October 2022 | 3,60,000 | 404028.80 | 12.23% | 3.92% |
| 5 Year | 1 October 2020 | 6,00,000 | 716045.38 | 19.34% | 3.60% |
| 10 Year | 1 October 2015 | 12,00,000 | 1745863.89 | 45.49% | 3.82% |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
- Investment type
- Scheme based
- SIP
- Lumpsum
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
0.27%
Standard Deviation
0.03%
Beta
1.68%
Sharpe Ratio
0.90%
Treynor's Ratio
1.42%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| There's no data available of Stock Holdings | |||||
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| DSP Credit Risk Fund - Direct (IDCW-W) | 207.38 | 0.49% | 1.17% | 4.68% | 22.88% | 15.50% | |
| DSP Credit Risk Fund - Direct (IDCW-D) | 207.38 | 0.46% | 1.13% | 4.78% | 22.79% | 15.52% | |
| DSP Credit Risk Fund - Direct (G) | 207.38 | 0.48% | 1.16% | 4.82% | 22.79% | 15.49% | |
| HSBC Credit Risk Fund - Direct (IDCW-M) | 584.01 | 0.52% | 1.36% | 17.27% | 21.53% | 11.80% | |
| HSBC Credit Risk Fund - Direct (IDCW-A) | 584.01 | 0.51% | 1.36% | 17.26% | 21.52% | 9.86% |
List of Schemes under HDFC Mutual Fund
News
HDFC Mutual Fund announces change in fund manager under its scheme
HDFC Mutual Fund has announced change in fund manager under the following scheme, With effect from 01 September 2025Change in Fund Manager:
Scheme Name Existing Fund Manager New Fund Manager HDFC Multi Cap Fund* Mr. Gopal Agrawal Mr. Amar Kalkundrikar *Mr. Dhruv Muchhal is the dedicated Fund Manager for Overseas Investments.
Powered by Capital Market - Live News
HDFC MF announces change in benchmark index under its scheme
HDFC Mutual Fund has announced change in the benchmark of HDFC Income Plus Arbitrage Active FOF with effect from, 30 August 2025Change in name of Benchmark of DSP Income Plus Arbitrage Fund of Fund
Scheme Name Existing Benchmark Revised Benchmark HDFC Income Plus Arbitrage Active FOF 35% NIFTY 50 Arbitrage Index + 60% NIFTY Composite Debt Index A-III + 5% NIFTY 1D Rate Index 40% NIFTY 50 Arbitrage Index + 60% NIFTY Composite Debt Index Powered by Capital Market - Live News
HDFC Mutual Fund announces change in scheme name
HDFC Mutual Fund has announced change in scheme name under the following scheme, With effect from 30 August 2025.Change in the name of the Scheme:
Existing Scheme Name Revised Scheme Name HDFC Developed World Equity Passive FOF HDFC Developed World Overseas Equity Passive FOF Powered by Capital Market - Live News
Fund House Details & Investment Objective
Date of Incorporation
6 March 2014
Total AUM (Cr)
₹6972.32
HDFC Credit Risk Debt Fund (G) is an Credit Risk Fund-oriented fund from the renowned AMC, HDFC Mutual Fund. Launched in 6 March 2014, this fund is managed by Shobhit Mehrotra. With assets under management (AUM) worth ₹6,972.32 (Cr), as of 12 September 2025, HDFC Credit Risk Debt Fund (G) is categorized as a Credit Risk Fund within its segment. The fund has generated a return of 8.07% since its launch.
The current NAV of HDFC Credit Risk Debt Fund (G) is ₹24.39, as on 12 September 2025. The fund's benchmark index is NIFTY Credit Risk Bond Index B-II. You can invest in HDFC Credit Risk Debt Fund (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹100.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
In respect of each purchase/switch-in of Units, 15% of the units (the limit) may be redeemed witout any exit load from the date of allotment. 1.00% - If redeemed/switched out within 12 months from the date of allotment. 0.50% - If redeemed/switched out after 12 months but within 18 months from the date of allotment. Nil - If redeemed/switched out after 18 months from the date of allotment. The fund has generated 7.36% and 7.15% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 3.81% in Equity, 93.47% in Debt and 2.72% in cash and cash equivalents.