HSBC Banking and PSU Debt Fund (IDCW-M)
Banking and PSU Debt FundNAV
10.24(0.00%)Fund Size (CR)
₹3,777.23Expense Ratio
0.61Scheme Type
Active FundValue Research
-
Min. investment
₹5,000Minimum Additional Investment
₹0Minimum SIP Investment
₹500Minimum Withdrawal
₹500Exit Load
0%Return Since Launch
5.01%
Basic Details
Scheme Manager
Mahesh A Chhabria
Bench Mark
Nifty Banking & PSU Debt Index A-II
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | September 24, 2026 | 9933.26 | -0.67% | - | -0.02% | 143/143 |
| 1 Month | September 1, 2026 | 9943.85 | -0.56% | - | 0.13% | 143/143 |
| 3 Month | July 1, 2026 | 10029.42 | 0.29% | - | 0.69% | 103/143 |
| 6 Month | March 31, 2026 | 10216.54 | 2.17% | - | 3.12% | 141/143 |
| 1 Year | October 1, 2025 | 10369.73 | 3.70% | 3.70% | 4.90% | 139/143 |
| 3 Year | September 29, 2023 | 12002.39 | 20.02% | 6.26% | 6.83% | 130/137 |
| 5 Year | October 1, 2021 | 12842.36 | 28.42% | 5.13% | 6.04% | 131/133 |
| Since Inception | September 20, 2007 | 25360.20 | 153.60% | 5.01% | 7.10% | 142/143 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | October 1, 2025 | 1,30,000 | 316752.30 | 143.66% | 143.66% |
| 3 Year | October 3, 2023 | 3,70,000 | 890940.51 | 140.79% | 34.03% |
| 5 Year | October 1, 2021 | 6,10,000 | 1448892.53 | 137.52% | 18.89% |
| 10 Year | October 3, 2016 | 12,10,000 | 2856275.06 | 136.06% | 8.97% |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Risk Ratios
0.42%
Standard Deviation
0.05%
Beta
0.81%
Sharpe Ratio
0.08%
Treynor's Ratio
1.11%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| There's no data available of Stock Holdings | |||||
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| Kotak Banking and PSU Debt Fund - Direct (IDCW) | 4936.81 | 0.11% | 0.28% | 20.20% | 19.35% | 6.23% | |
| Bandhan Banking and PSU Debt Fund - Direct (IDCW-D) | 12013.52 | 0.30% | 0.75% | 4.32% | 6.65% | 7.62% | |
| HSBC Banking and PSU Debt Fund - Direct (IDCW-D) | 3777.23 | 0.10% | 0.40% | 2.99% | 6.47% | 7.59% | |
| Franklin India Banking & PSU Debt Fund-Direct(G) | 567.02 | 0.32% | 1.19% | 3.61% | 6.16% | 7.47% | |
| Franklin India Banking & PSU Debt Fund-Direct(IDCW) | 567.02 | 0.32% | 1.19% | 3.60% | 6.13% | 6.46% |
List of Schemes under HSBC Mutual Fund
News
There are no new Updates!
Fund House Details & Investment Objective
Date of Incorporation
September 19, 2007
Total AUM (Cr)
₹3732.78
HSBC Banking and PSU Debt Fund (IDCW-M) is an Banking and PSU Debt Fund-oriented fund from the renowned AMC, HSBC Mutual Fund. Launched in September 19, 2007, this fund is managed by Mahesh A Chhabria. With assets under management (AUM) worth ₹3,732.78 (Cr), as of October 1, 2026, HSBC Banking and PSU Debt Fund (IDCW-M) is categorized as a Banking and PSU Debt Fund within its segment. The fund has generated a return of 5.01% since its launch.
The current NAV of HSBC Banking and PSU Debt Fund (IDCW-M) is ₹10.24, as on October 1, 2026. The fund's benchmark index is Nifty Banking & PSU Debt Index A-II. You can invest in HSBC Banking and PSU Debt Fund (IDCW-M) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 6.26% and 5.13% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 98.98% in Debt and 1.02% in cash and cash equivalents.
Mutual Fund Categories
Types of Mutual Funds
Debt Funds
Access debt markets and enjoy interest income from bonds and debentures. Ideal for conservative short-term investors
Hybrid Funds
Enjoy best of both the worlds - equity and debt. Ideal for beginners with medium-term investment horizon
Equity Funds
Invest in large, mid, and small cap sector stocks to enjoy capital appreciation. Ideal for aggressive, long-term investors