HSBC Banking and PSU Debt Fund (IDCW-W)

Banking and PSU Debt Fund

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NAV
10.31(0.03%)
Fund Size (CR)
₹3,777.23
Expense Ratio
0.61
Scheme Type
Active Fund
Value Research
-

Min. investment
₹5,000
Minimum Additional Investment
₹0
Minimum SIP Investment
₹500
Minimum Withdrawal
₹500
Exit Load
0%
Return Since Launch
7.11%

Absolute Return: -0.20%

Annualized Return: 0%

Basic Details

Scheme Manager

Mahesh A Chhabria

Bench Mark

Nifty Banking & PSU Debt Index A-II

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	September 11, 2026	10001.16	0.01%	-	0.04%	108/143
1 Month	August 21, 2026	10021.38	0.21%	-	0.27%	89/143
3 Month	June 19, 2026	10088.07	0.88%	-	1.39%	140/143
6 Month	March 20, 2026	10253.55	2.54%	-	2.96%	122/143
1 Year	September 19, 2025	10497.56	4.98%	4.98%	5.29%	84/143
3 Year	September 21, 2023	12249.04	22.49%	6.99%	6.90%	59/137
5 Year	September 21, 2021	12973.87	29.74%	5.34%	6.03%	125/133
Since Inception	September 20, 2007	36930.00	269.30%	7.11%	7.13%	93/143

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	October 1, 2025	1,20,000	429892.46	258.24%	258.24%
3 Year	October 3, 2023	3,60,000	1288228.96	257.84%	52.95%
5 Year	October 1, 2021	6,00,000	2133574.27	255.60%	28.88%
10 Year	October 3, 2016	12,00,000	4223292.88	251.94%	13.41%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Risk Ratios

0.42%

Standard Deviation

0.05%

Beta

1.09%

Sharpe Ratio

0.13%

Treynor's Ratio

1.53%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
There's no data available of Stock Holdings

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Kotak Banking and PSU Debt Fund - Direct (IDCW)	4936.81	0.24%	19.82%	20.09%	19.95%	6.30%
HSBC Banking and PSU Debt Fund - Direct (IDCW-D)	3777.23	0.24%	1.11%	2.85%	6.86%	7.67%
Bandhan Banking and PSU Debt Fund - Direct (IDCW-D)	12013.52	0.35%	1.40%	4.26%	6.78%	7.66%
Franklin India Banking & PSU Debt Fund-Direct(G)	567.02	0.42%	1.67%	3.18%	6.43%	7.49%
UTI-Banking & PSU Debt Fund - Direct (IDCW-A)	1508.42	0.60%	1.85%	3.50%	6.18%	7.41%

List of Schemes under HSBC Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
HSBC Consumption Fund	Equity	Very High	1.55%	0	₹1,816.62
HSBC Small Cap Fund	Equity	Very High	11.57%	3	₹19,076.35
HSBC Corporate Bond Fund	Debt	Moderate	5.43%	1	₹6,058.07
HSBC Multi Asset Allocation Fund	Hybrid	Very High	11.63%	0	₹3,259.66
HSBC Multi Asset Active FOF	Other	Very High	12.85%	2	₹114.99
HSBC Brazil Fund	Other	Very High	29.09%	0	₹337.53
HSBC Financial Services Fund	Equity	Very High	10.31%	0	₹962.92
HSBC Aggressive Hybrid Active FOF	Other	Very High	6.38%	3	₹48.26
HSBC Global Emerging Markets Fund	Other	Very High	42.8%	0	₹519.19
HSBC Conservative Hybrid Fund	Hybrid	Moderately High	2.02%	3	₹156.36
HSBC Asia Pacific (Ex Japan) DYF	Other	Very High	32.74%	0	₹85.73
HSBC Arbitrage Fund	Hybrid	Low	6.6%	3	₹3,288.17
HSBC GOLD ETF Fund of Fund	Other	High	0%	0	₹394.69
HSBC Balanced Advantage Fund	Hybrid	Moderately High	1.56%	3	₹1,522.18
HSBC Large Cap Fund	Equity	Very High	-1.51%	3	₹1,855.01
HSBC Medium to Long Term Fund	Debt	Moderate	3.37%	3	₹48.71
HSBC Gilt Fund	Debt	Moderate	2.58%	3	₹155.52
HSBC Aggressive Hybrid Fund	Hybrid	Very High	4.57%	2	₹5,869.76
HSBC CRISIL IBX Gilt June 2027 Index Fund	Other	Moderate	5.58%	0	₹180.79
HSBC Equity Saving Fund	Hybrid	Moderate	7.16%	3	₹1,475.34
HSBC Overnight Fund	Debt	Low	5.27%	4	₹4,535.24
HSBC Dynamic Term Fund	Debt	Moderate	3.72%	3	₹121.14
HSBC Income Plus Arbitrage Active FOF	Other	Moderately Low	5.37%	0	₹530.20
HSBC Banking and PSU Debt Fund	Debt	Moderate	5.19%	3	₹3,777.23
HSBC Ultra Short to Short Term Fund	Debt	Moderately Low	6.44%	4	₹875.45
HSBC Midcap Fund	Equity	Very High	18.64%	3	₹17,188.24
HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund	Other	Moderate	5.61%	0	₹1,749.49
HSBC Nifty 50 Index Fund	Other	Very High	-6.74%	3	₹392.17
HSBC Flexi Cap Fund	Equity	Very High	4.65%	4	₹5,999.67
HSBC ELSS Tax Saver Fund	Equity	Very High	3.34%	3	₹4,228.75
HSBC India Export Opportunities Fund	Equity	Very High	18.64%	0	₹1,325.79
HSBC Business Cycles Fund	Equity	Very High	1.72%	0	₹1,229.28
HSBC Value Fund	Equity	Very High	1.76%	4	₹15,372.81
HSBC Focused Fund	Equity	Very High	7.55%	2	₹1,843.06
HSBC Large and Mid Cap Fund	Equity	Very High	9.2%	3	₹5,931.25
HSBC Short Term Fund	Debt	Moderately Low	5.37%	2	₹3,869.86
HSBC Multi Cap Fund	Equity	Very High	7.24%	0	₹6,502.58
HSBC Infrastructure Fund	Equity	Very High	6.66%	3	₹2,466.09
HSBC Liquid Fund	Debt	Moderately Low	6.48%	4	₹20,974.67
HSBC Medium Term Fund	Debt	Moderate	5.67%	4	₹683.93
HSBC Money Market Fund	Debt	Moderately Low	6.55%	3	₹6,992.96
HSBC Ultra Short Term Fund	Debt	Moderately Low	6.63%	3	₹3,628.23
HSBC Credit Risk Fund	Debt	Moderately High	6.59%	3	₹456.92
HSBC Nifty Next 50 Index Fund	Other	Very High	3.6%	1	₹182.49

News

There are no new Updates!

Fund House Details & Investment Objective

Date of Incorporation

September 19, 2007

Total AUM (Cr)

₹3777.23

HSBC Banking and PSU Debt Fund (IDCW-W) is an Banking and PSU Debt Fund-oriented fund from the renowned AMC, HSBC Mutual Fund. Launched in September 19, 2007, this fund is managed by Mahesh A Chhabria. With assets under management (AUM) worth ₹3,777.23 (Cr), as of September 22, 2026, HSBC Banking and PSU Debt Fund (IDCW-W) is categorized as a Banking and PSU Debt Fund within its segment. The fund has generated a return of 7.11% since its launch.
The current NAV of HSBC Banking and PSU Debt Fund (IDCW-W) is ₹10.31, as on September 22, 2026. The fund's benchmark index is Nifty Banking & PSU Debt Index A-II. You can invest in HSBC Banking and PSU Debt Fund (IDCW-W) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 6.99% and 5.34% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 99.01% in Debt and 0.99% in cash and cash equivalents.

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