HSBC Banking and PSU Debt Fund (IDCW-W)

Banking and PSU Debt Fund

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NAV
10.29(0.01%)
Fund Size (CR)
₹3,785.46
Expense Ratio
0.59
Scheme Type
Active Fund
Value Research
-

Min. investment
₹5,000
Minimum Additional Investment
₹0
Minimum SIP Investment
₹500
Minimum Withdrawal
₹500
Exit Load
0%
Return Since Launch
7.12%

Absolute Return: -0.17%

Annualized Return: 0%

Basic Details

Scheme Manager

Mahesh A Chhabria

Bench Mark

Nifty Banking & PSU Debt Index A-II

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	August 24, 2026	9996.61	-0.03%	-	-0.02%	88/143
1 Month	July 31, 2026	10001.30	0.01%	-	0.09%	89/143
3 Month	May 29, 2026	10198.54	1.99%	-	2.27%	124/143
6 Month	February 27, 2026	10219.61	2.20%	-	2.63%	117/143
1 Year	August 29, 2025	10518.42	5.18%	5.18%	5.47%	73/143
3 Year	August 31, 2023	12263.59	22.64%	7.03%	6.93%	55/137
5 Year	August 31, 2021	12965.19	29.65%	5.33%	6.06%	128/133
Since Inception	September 20, 2007	36851.60	268.52%	7.12%	7.14%	93/143

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	September 1, 2025	1,30,000	464716.19	257.47%	257.47%
3 Year	September 1, 2023	3,70,000	1320984.97	257.02%	52.84%
5 Year	September 1, 2021	6,10,000	2162677.55	254.54%	28.80%
10 Year	September 1, 2016	12,10,000	4248765.12	251.14%	13.38%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Risk Ratios

0.41%

Standard Deviation

0.04%

Beta

1.10%

Sharpe Ratio

0.13%

Treynor's Ratio

1.53%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
There's no data available of Stock Holdings

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Kotak Banking and PSU Debt Fund - Direct (IDCW)	4991.20	-0.06%	19.88%	19.32%	19.73%	6.37%
HSBC Banking and PSU Debt Fund - Direct (IDCW-D)	3785.46	0.04%	2.21%	2.52%	7.07%	7.71%
Bandhan Banking and PSU Debt Fund - Direct (IDCW-D)	12121.96	0.25%	2.86%	4.02%	7.00%	7.70%
Franklin India Banking & PSU Debt Fund-Direct(G)	585.13	0.44%	2.19%	3.13%	6.71%	7.53%
ICICI Pru Banking and PSU Debt Fund-Direct (IDCW-Q)	8849.66	0.14%	2.27%	2.65%	6.70%	7.55%

List of Schemes under HSBC Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
HSBC Corporate Bond Fund	Debt	Moderate	5.57%	1	₹6,109.77
HSBC Conservative Hybrid Fund	Hybrid	Moderately High	4.95%	3	₹156.51
HSBC Gilt Fund	Debt	Moderate	3.94%	3	₹158.19
HSBC Equity Saving Fund	Hybrid	Moderate	10.92%	3	₹1,326.06
HSBC Aggressive Hybrid Fund	Hybrid	Very High	10.94%	2	₹5,690.54
HSBC CRISIL IBX Gilt June 2027 Index Fund	Other	Moderate	5.81%	0	₹181.07
HSBC Aggressive Hybrid Active FOF	Other	Very High	11.44%	3	₹47.09
HSBC Financial Services Fund	Equity	Very High	18.91%	0	₹928.80
HSBC Midcap Fund	Equity	Very High	28.36%	3	₹15,578.18
HSBC Large and Mid Cap Fund	Equity	Very High	17.96%	3	₹5,479.11
HSBC Short Term Fund	Debt	Moderately Low	5.57%	2	₹4,197.28
HSBC Asia Pacific (Ex Japan) DYF	Other	Very High	42.29%	0	₹74.21
HSBC Ultra Short to Short Term Fund	Debt	Moderately Low	6.39%	4	₹976.38
HSBC Consumption Fund	Equity	Very High	0%	0	₹1,761.84
HSBC Credit Risk Fund	Debt	Moderately High	6.75%	3	₹460.33
HSBC Brazil Fund	Other	Very High	27.87%	0	₹365.29
HSBC Overnight Fund	Debt	Low	5.3%	4	₹4,713.55
HSBC Multi Asset Allocation Fund	Hybrid	Very High	19.64%	0	₹3,098.03
HSBC Multi Asset Active FOF	Other	Very High	19.46%	2	₹106.68
HSBC Global Emerging Markets Fund	Other	Very High	56.41%	0	₹472.44
HSBC Large Cap Fund	Equity	Very High	5.05%	3	₹1,839.33
HSBC Income Plus Arbitrage Active FOF	Other	Moderately Low	5.5%	0	₹533.46
HSBC Money Market Fund	Debt	Moderately Low	6.48%	3	₹7,142.92
HSBC Ultra Short Term Fund	Debt	Moderately Low	6.54%	3	₹4,018.32
HSBC Banking and PSU Debt Fund	Debt	Moderate	5.4%	3	₹3,799.26
HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund	Other	Moderate	6.13%	0	₹1,755.53
HSBC Nifty 50 Index Fund	Other	Very High	-0.56%	3	₹395.67
HSBC Focused Fund	Equity	Very High	14.86%	2	₹1,772.71
HSBC Value Fund	Equity	Very High	8.73%	4	₹14,987.50
HSBC Business Cycles Fund	Equity	Very High	0%	0	₹1,182.34
HSBC India Export Opportunities Fund	Equity	Very High	0%	0	₹1,233.48
HSBC ELSS Tax Saver Fund	Equity	Very High	12.28%	3	₹4,114.68
HSBC Flexi Cap Fund	Equity	Very High	12.79%	4	₹5,717.88
HSBC Nifty Next 50 Index Fund	Other	Very High	12.44%	1	₹175.96
HSBC Dynamic Term Fund	Debt	Moderate	4.61%	3	₹122.88
HSBC Arbitrage Fund	Hybrid	Low	6.46%	3	₹2,997.62
HSBC Small Cap Fund	Equity	Very High	18.97%	3	₹17,783.74
HSBC GOLD ETF Fund of Fund	Other	High	0%	0	₹355.02
HSBC Balanced Advantage Fund	Hybrid	Moderately High	4.87%	3	₹1,527.05
HSBC Medium to Long Term Fund	Debt	Moderate	4.09%	3	₹49.40
HSBC Infrastructure Fund	Equity	Very High	0%	3	₹2,362.47
HSBC Multi Cap Fund	Equity	Very High	14.69%	0	₹6,067.77
HSBC Liquid Fund	Debt	Moderately Low	6.44%	4	₹21,711.33
HSBC Medium Term Fund	Debt	Moderate	6.17%	4	₹688.99

News

There are no new Updates!

Fund House Details & Investment Objective

Date of Incorporation

September 19, 2007

Total AUM (Cr)

₹3799.26

HSBC Banking and PSU Debt Fund (IDCW-W) is an Banking and PSU Debt Fund-oriented fund from the renowned AMC, HSBC Mutual Fund. Launched in September 19, 2007, this fund is managed by Mahesh A Chhabria. With assets under management (AUM) worth ₹3,799.26 (Cr), as of September 1, 2026, HSBC Banking and PSU Debt Fund (IDCW-W) is categorized as a Banking and PSU Debt Fund within its segment. The fund has generated a return of 7.12% since its launch.
The current NAV of HSBC Banking and PSU Debt Fund (IDCW-W) is ₹10.29, as on September 1, 2026. The fund's benchmark index is Nifty Banking & PSU Debt Index A-II. You can invest in HSBC Banking and PSU Debt Fund (IDCW-W) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 7.03% and 5.33% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 99.14% in Debt and 0.86% in cash and cash equivalents.

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