Mutual Funds
AMC
JM Overnight Fund - Regular (IDCW-W)

JM Overnight Fund - Regular (IDCW-W)

Overnight Fund

NAV
1000.14(0.01%)
Fund Size (CR)
₹113.01
Expense Ratio
0.15
Scheme Type
Active Fund
Value Research
-

Min. investment
₹1,000
Minimum Additional Investment
₹100
Minimum SIP Investment
₹100
Minimum Withdrawal
₹1
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
4.86%

Absolute Return: 0.01%

Annualized Return: 0%

1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment

Basic Details

Scheme Manager

Killol Pandya

Bench Mark

CRISIL Liquid Overnight Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	13 January 2026	10000.00	0%	-	0.07%	224/265
1 Month	20 December 2025	10033.52	0.34%	-	0.39%	231/265
3 Month	20 October 2025	10118.47	1.18%	-	1.21%	221/260
6 Month	20 July 2025	10251.34	2.51%	-	2.44%	216/260
1 Year	20 January 2025	10523.02	5.23%	5.23%	5.21%	220/252
3 Year	20 January 2023	11940.27	19.40%	6.08%	5.75%	165/231
5 Year	20 January 2021	12885.08	28.85%	5.20%	5.31%	140/169
Since Inception	3 December 2019	13377.00	33.77%	4.86%	5.72%	205/263

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	2 February 2025	1,20,000	160467.07	33.72%	33.72%
3 Year	1 February 2023	3,60,000	481369.41	33.71%	10.17%
5 Year	1 February 2021	6,00,000	802357.30	33.73%	5.98%
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

0.06%

Standard Deviation

0.00%

Beta

1.52%

Sharpe Ratio

1.97%

Treynor's Ratio

0.30%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
There's no data available of Stock Holdings

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Bandhan Overnight Fund - Direct (IDCW-W) RI	1032.01	0.46%	1.36%	2.78%	11.33%	8.53%
PGIM India Overnight Fund - Direct (IDCW-W)	38.42	0.48%	1.53%	2.90%	8.93%	9.53%
TRUSTMF Overnight Fund - Direct (IDCW-D) RI	41.45	0.58%	1.77%	3.63%	7.60%	7.59%
Groww Overnight Fund - Direct (IDCW-D) RI	15.42	0.73%	2.18%	4.27%	7.26%	6.49%
Bandhan Overnight Fund - Direct (IDCW-D) RI	1032.01	0.51%	1.65%	3.34%	7.23%	8.00%

List of Schemes under JM Financial Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
JM Large Cap Fund	Equity	Very High	5.55%	4	₹464.34
JM Large & Mid Cap Fund	Equity	Very High	0%	0	₹404.46
JM Midcap Fund	Equity	Very High	-0.98%	0	₹1,178.20
JM Small Cap Fund	Equity	Very High	-7.56%	0	₹702.76
JM Value Fund	Equity	Very High	-4.42%	3	₹957.01
JM Focused Fund	Equity	Very High	1.19%	3	₹298.94
JM ELSS Tax Saver Fund	Equity	Very High	2.56%	4	₹226.48
JM Overnight Fund	Debt	Low	5.62%	2	₹113.01
JM Overnight Fund	Debt	Low	5.5%	0	₹113.01
JM Overnight Fund	Debt	Low	0%	0	₹113.01
JM Overnight Fund	Debt	Low	5.62%	0	₹113.01
JM Overnight Fund	Debt	Low	0%	0	₹113.01
JM Liquid Fund	Debt	Moderate	6.39%	2	₹2,284.65
JM Liquid Fund	Debt	Moderate	0%	0	₹2,284.65
JM Liquid Fund	Debt	Moderate	0%	0	₹2,284.65
JM Low Duration Fund	Debt	Moderately Low	7.28%	3	₹170.19
JM Short Duration Fund	Debt	Moderate	7.38%	2	₹86.50
JM Medium to Long Duration Fund	Debt	Moderate	6.39%	3	₹30.60
JM Dynamic Bond Fund	Debt	Moderate	6.7%	3	₹58.47
JM Aggressive Hybrid Fund	Hybrid	Very High	0.87%	5	₹785.33
JM Arbitrage Fund	Hybrid	Low	6.57%	2	₹359.67
JM Flexicap Fund	Equity	Very High	-5.72%	4	₹5,463.07

News

There are no new Updates!

Fund House Details & Investment Objective

Date of Incorporation

3 December 2019

Total AUM (Cr)

₹113.01

JM Overnight Fund - Regular (IDCW-W) is an Overnight Fund-oriented fund from the renowned AMC, JM Financial Mutual Fund. Launched in 3 December 2019, this fund is managed by Killol Pandya. With assets under management (AUM) worth ₹113.01 (Cr), as of 21 January 2026, JM Overnight Fund - Regular (IDCW-W) is categorized as a Overnight Fund within its segment. The fund has generated a return of 4.86% since its launch.
The current NAV of JM Overnight Fund - Regular (IDCW-W) is ₹1,000.14, as on 21 January 2026. The fund's benchmark index is CRISIL Liquid Overnight Index. You can invest in JM Overnight Fund - Regular (IDCW-W) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹1,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 6.08% and 5.20% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 99.64% in Debt and 0.36% in cash and cash equivalents.