LIC MF Equity Savings Fund - Regular (IDCW-Q)

Equity Savings

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NAV
20.93(0.18%)
Fund Size (CR)
₹33.91
Expense Ratio
7.58
Scheme Type
Active Fund
Value Research
-

Min. investment
₹5,000
Minimum Additional Investment
₹500
Minimum SIP Investment
₹100
Minimum Withdrawal
₹500
Exit Load
0%
Return Since Launch
7.36%

Absolute Return: 1.46%

Annualized Return: 0%

Basic Details

Scheme Manager

Sumit Bhatnagar

Bench Mark

NIFTY Equity Savings Index TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	May 13, 2026	10017.30	0.17%	-	0.28%	117/131
1 Month	April 20, 2026	10047.36	0.47%	-	-0.38%	15/131
3 Month	February 20, 2026	10126.15	1.26%	-	-0.55%	14/131
6 Month	November 20, 2025	9919.25	-0.81%	-	-0.35%	84/131
1 Year	May 20, 2025	10269.57	2.70%	2.70%	4.13%	90/123
3 Year	May 19, 2023	13039.47	30.39%	9.23%	9.47%	63/121
5 Year	May 20, 2021	14335.02	43.35%	7.46%	8.62%	93/121
Since Inception	March 7, 2011	29467.50	194.68%	7.36%	7.95%	95/131

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	June 2, 2025	1,20,000	171589.21	42.99%	42.99%
3 Year	June 1, 2023	3,60,000	558847.13	55.24%	15.79%
5 Year	June 1, 2021	6,00,000	1014184.99	69.03%	11.07%
10 Year	June 1, 2016	12,00,000	2369784.93	97.48%	7.04%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

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Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

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Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

1.98%

Standard Deviation

0.45%

Beta

0.16%

Sharpe Ratio

-0.02%

Treynor's Ratio

0.86%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
Tata Steel	3.08%	49500	1.05	Equity	Steel
Natl. Aluminium	2.65%	22500	0.90	Equity	Non Ferrous Metals
Bank of Baroda	2.27%	29250	0.77	Equity	Banks
Ashok Leyland	1.91%	40000	0.65	Equity	Automobile
Bajaj Auto	1.77%	600	0.60	Equity	Automobile
Eternal	1.77%	24250	0.60	Equity	E-Commerce/App based Aggregator
UltraTech Cem.	1.71%	500	0.58	Equity	Cement
Hindalco Inds.	1.71%	5600	0.58	Equity	Non Ferrous Metals
SBI	1.58%	5011	0.54	Equity	Banks
TCS	1.53%	2100	0.52	Equity	IT - Software

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
ICICI Pru Equity Savings Fund - Dir (IDCW-Q)	16868.08	-0.19%	-0.81%	-0.81%	14.99%	16.61%
HSBC Equity Savings Fund - Direct (IDCW-Q)	904.50	0.92%	3.01%	3.12%	11.64%	14.21%
HSBC Equity Savings Fund - Direct (G)	904.50	0.92%	3.01%	3.12%	11.63%	14.21%
HSBC Equity Savings Fund - Direct (IDCW-M)	904.50	0.92%	3.01%	3.11%	11.61%	13.78%
WhiteOak Capital Equity Savings Fund - Direct (G)	242.08	-0.20%	-0.52%	0.21%	9.03%	-

List of Schemes under LIC Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
LIC MF Equity Hybrid Fund	Hybrid	Very High	1.03%	2	₹508.75
LIC MF Medium to Long Duration Fund	Debt	Moderate	1.77%	4	₹185.18
LIC MF Flexi Cap Fund	Equity	Very High	5.76%	2	₹973.28
LIC MF Large Cap Fund	Equity	Very High	-5.51%	2	₹1,352.11
LIC MF Gilt Fund	Debt	Moderately Low	-3.27%	2	₹44.55
LIC MF Banking & PSU Fund	Debt	Moderate	3.78%	3	₹1,847.53
LIC MF Nifty 50 Index Fund	Other	Very High	-3.61%	2	₹360.09
LIC MF Infrastructure Fund	Equity	Very High	11.95%	4	₹1,046.65
LIC MF Liquid Fund	Debt	Moderately Low	6.25%	3	₹18,897.89
LIC MF Low Duration Fund	Debt	Moderately Low	5.95%	5	₹1,753.10
LIC MF ELSS Tax Saver	Equity	Very High	-5.86%	2	₹993.77
LIC MF BSE Sensex Index Fund	Other	Very High	-6.73%	2	₹90.99
LIC MF Equity Savings Fund	Hybrid	Moderately High	3.82%	1	₹33.91
LIC MF Nifty Next 50 Index Fund	Other	Very High	5.66%	1	₹103.38
LIC MF Gold Fund	Other	High	65.31%	3	₹779.49
LIC MF Conservative Hybrid Fund	Hybrid	Moderately High	1.26%	1	₹45.99
LIC MF Children's Fund	Solution Oriented	Very High	1.76%	1	₹14.85
LIC MF Large & Mid Cap Fund	Equity	Very High	-0.88%	2	₹2,958.49
LIC MF Banking & Fina Serv Fund	Equity	Very High	2.19%	1	₹262.05
LIC MF Midcap Fund	Equity	Very High	4.4%	2	₹346.56
LIC MF Small Cap Fund	Equity	Very High	7.93%	2	₹660.05
LIC MF Focused Fund	Equity	Very High	-4.62%	0	₹157.70
LIC MF Long Term Value Fund	Equity	Very High	12.87%	1	₹207.81
LIC MF Dividend Yield Fund	Equity	Very High	3.93%	0	₹661.28
LIC MF Arbitrage Fund	Hybrid	Low	6.43%	2	₹244.46
LIC MF Short Duration Fund	Debt	Moderate	4.22%	3	₹137.33
LIC MF Healthcare Fund	Equity	Very High	13.03%	2	₹84.53
LIC MF Overnight Fund	Debt	Moderately Low	5.38%	4	₹1,058.36
LIC MF Ultra Short Term Fund	Debt	Low	6.28%	5	₹409.64
LIC MF Balanced Advantage Fund	Hybrid	Very High	-2.81%	2	₹681.03
LIC MF Money Market Fund	Debt	Moderately Low	6.24%	1	₹5,604.30
LIC MF Multi Cap Fund	Equity	Very High	5.83%	0	₹1,849.35
LIC MF Manufacturing Fund	Equity	Very High	15.69%	0	₹750.93
LIC MF Multi Asset Allocation Fund	Hybrid	Very High	12.19%	0	₹940.47
LIC MF Consumption Fund	Equity	Very High	0%	0	₹472.32
LIC MF Technology Fund	Equity	Very High	0%	0	₹82.18

News

LIC Mutual Fund announces Income Distribution cum Capital Withdrawal (IDCW) under its scheme
LIC Mutual Fund has announced 25 May 2026 as the record date for the declaration of Income Distribution cum Capital Withdrawal (IDCW) on the face value of Rs 10 per unit under the following scheme. The amount of IDCW (Rs per unit) will be:
LIC MF Aggressive Hybrid Fund ' Regular Plan - IDCW Option: 0.12
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LIC Mutual Fund announces Appointment of Key Personnel
LIC Mutual Fund has announced that Mr. Ashis Kumar has been appointed as the Chief Operating Officer (COO) and designated as a Key Personnel for the Schemes of LIC Mutual Fund with effect from 22(nd) April 2026.
Name: Mr. Ashis Kumar
Age: 56 years
Designation: Chief Operating Officer
Qualification: ' B.A (Honors) ' St Xavier's College, Ranchi
' Post Graduate Executive Program ' IIM Ahmedabad
' Fellow of Insurance Institute of India ' Insurance Institute of India .
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LIC Mutual Fund announces Income Distribution cum Capital Withdrawal (IDCW) under its scheme
LIC Mutual Fund has announced 27 April 2026 as the record date for the declaration of Income Distribution cum Capital Withdrawal (IDCW) on the face value of Rs 10 per unit under the following scheme. The amount of IDCW (Rs per unit) will be:
LIC MF Aggressive Hybrid Fund ' Regular Plan - IDCW Option: 0.12

Fund House Details & Investment Objective

Date of Incorporation

February 14, 2011

Total AUM (Cr)

₹33.91

LIC MF Equity Savings Fund - Regular (IDCW-Q) is an Equity Savings-oriented fund from the renowned AMC, LIC Mutual Fund. Launched in February 14, 2011, this fund is managed by Sumit Bhatnagar. With assets under management (AUM) worth ₹33.91 (Cr), as of May 21, 2026, LIC MF Equity Savings Fund - Regular (IDCW-Q) is categorized as a Equity Savings within its segment. The fund has generated a return of 7.36% since its launch.
The current NAV of LIC MF Equity Savings Fund - Regular (IDCW-Q) is ₹20.93, as on May 21, 2026. The fund's benchmark index is NIFTY Equity Savings Index TRI. You can invest in LIC MF Equity Savings Fund - Regular (IDCW-Q) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 9.23% and 7.46% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 66.53% in Equity, 20.25% in Debt and 13.23% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 18.69% in Debt, 11.30% in Others, 7.22% in Banks, 5.29% in Automobiles, 4.44% in Pharmaceuticals & Biotech

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