HSBC Credit Risk Fund - Regular (IDCW-M)
Credit Risk FundNAV
11.15(0.09%)Fund Size (CR)
₹456.92Expense Ratio
1.66Scheme Type
Active FundValue Research
-
Min. investment
₹5,000Minimum Additional Investment
₹0Minimum SIP Investment
₹500Minimum Withdrawal
₹500Exit Load
0%Return Since Launch
7.16%
Basic Details
Scheme Manager
Shriram Ramanathan
Bench Mark
NIFTY Credit Risk Bond Index B-II
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | September 22, 2026 | 9995.34 | -0.05% | - | -0.15% | 6/87 |
| 1 Month | August 28, 2026 | 10023.75 | 0.24% | - | 0.12% | 28/87 |
| 3 Month | June 29, 2026 | 10113.72 | 1.14% | - | 1.12% | 49/87 |
| 6 Month | March 27, 2026 | 10329.29 | 3.29% | - | 4.69% | 69/86 |
| 1 Year | September 29, 2025 | 10499.62 | 5.00% | 5.00% | 8.18% | 78/86 |
| 3 Year | September 29, 2023 | 13532.13 | 35.32% | 10.60% | 9.59% | 24/86 |
| 5 Year | September 29, 2021 | 15031.62 | 50.32% | 8.49% | 8.45% | 24/86 |
| Since Inception | October 8, 2009 | 32372.10 | 223.72% | 7.16% | 7.26% | 51/87 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | October 1, 2025 | 1,20,000 | 345428.57 | 187.86% | 187.86% |
| 3 Year | October 3, 2023 | 3,60,000 | 1090099.17 | 202.81% | 44.67% |
| 5 Year | October 1, 2021 | 6,00,000 | 1853956.19 | 208.99% | 25.31% |
| 10 Year | October 3, 2016 | 12,00,000 | 3690353.76 | 207.53% | 11.89% |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Risk Ratios
2.00%
Standard Deviation
0.11%
Beta
0.75%
Sharpe Ratio
0.24%
Treynor's Ratio
5.01%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| There's no data available of Stock Holdings | |||||
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| Aditya Birla SL Credit Risk Fund - Dir (IDCW) | 1599.91 | 0.33% | 1.52% | 5.21% | 72.80% | 30.46% | |
| Bank of India Credit Risk Fund - Direct | 68.71 | 0.48% | 1.52% | 9.03% | 17.82% | 10.04% | |
| DSP Credit Risk Fund - Direct (IDCW-D) | 309.74 | 0.31% | 1.12% | 9.44% | 12.42% | 17.24% | |
| Aditya Birla SL Credit Risk Fund - Dir (Bonus) | 1599.91 | 0.33% | 1.52% | 5.21% | 12.30% | 13.05% | |
| Aditya Birla SL Credit Risk Fund - Dir (G) | 1599.91 | 0.33% | 1.52% | 5.21% | 12.30% | 13.05% |
List of Schemes under HSBC Mutual Fund
News
There are no new Updates!
Fund House Details & Investment Objective
Date of Incorporation
September 29, 2009
Total AUM (Cr)
₹455.14
HSBC Credit Risk Fund - Regular (IDCW-M) is an Credit Risk Fund-oriented fund from the renowned AMC, HSBC Mutual Fund. Launched in September 29, 2009, this fund is managed by Shriram Ramanathan. With assets under management (AUM) worth ₹455.14 (Cr), as of September 30, 2026, HSBC Credit Risk Fund - Regular (IDCW-M) is categorized as a Credit Risk Fund within its segment. The fund has generated a return of 7.16% since its launch.
The current NAV of HSBC Credit Risk Fund - Regular (IDCW-M) is ₹11.15, as on September 30, 2026. The fund's benchmark index is NIFTY Credit Risk Bond Index B-II. You can invest in HSBC Credit Risk Fund - Regular (IDCW-M) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 10.60% and 8.49% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 3.80% in Equity, 95.92% in Debt and 0.28% in cash and cash equivalents.
Mutual Fund Categories
Types of Mutual Funds
Debt Funds
Access debt markets and enjoy interest income from bonds and debentures. Ideal for conservative short-term investors
Hybrid Funds
Enjoy best of both the worlds - equity and debt. Ideal for beginners with medium-term investment horizon
Equity Funds
Invest in large, mid, and small cap sector stocks to enjoy capital appreciation. Ideal for aggressive, long-term investors