HSBC Credit Risk Fund - Regular (IDCW-M)
Credit Risk FundNAV
11.18(0.01%)Fund Size (CR)
₹459.98Expense Ratio
1.66Scheme Type
Active FundValue Research
-
Min. investment
₹5,000Minimum Additional Investment
₹0Minimum SIP Investment
₹500Minimum Withdrawal
₹500Exit Load
0%Return Since Launch
7.18%
Basic Details
Scheme Manager
Shriram Ramanathan
Bench Mark
NIFTY Credit Risk Bond Index B-II
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | August 21, 2026 | 10004.99 | 0.05% | - | 0.05% | 55/93 |
| 1 Month | July 28, 2026 | 10044.10 | 0.44% | - | 0.44% | 51/93 |
| 3 Month | May 27, 2026 | 10228.12 | 2.28% | - | 2.55% | 66/93 |
| 6 Month | February 27, 2026 | 10301.79 | 3.02% | - | 4.39% | 74/92 |
| 1 Year | August 28, 2025 | 10526.77 | 5.27% | 5.27% | 8.62% | 85/92 |
| 3 Year | August 28, 2023 | 13564.99 | 35.65% | 10.69% | 9.61% | 24/92 |
| 5 Year | August 27, 2021 | 14983.62 | 49.84% | 8.41% | 8.92% | 42/92 |
| Since Inception | October 8, 2009 | 32295.40 | 222.95% | 7.18% | 7.35% | 60/93 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | September 1, 2025 | 1,20,000 | 343861.81 | 186.55% | 186.55% |
| 3 Year | September 1, 2023 | 3,60,000 | 1089094.46 | 202.53% | 44.63% |
| 5 Year | September 1, 2021 | 6,00,000 | 1850833.71 | 208.47% | 25.27% |
| 10 Year | September 1, 2016 | 12,00,000 | 3679225.29 | 206.60% | 11.86% |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Risk Ratios
2.00%
Standard Deviation
0.11%
Beta
0.73%
Sharpe Ratio
0.18%
Treynor's Ratio
4.95%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| There's no data available of Stock Holdings | |||||
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| Aditya Birla SL Credit Risk Fund - Dir (IDCW) | 1532.33 | 0.58% | 3.09% | 4.52% | 73.89% | 30.57% | |
| Bank of India Credit Risk Fund - Direct | 92.49 | 0.59% | 1.95% | 8.79% | 17.73% | 10.06% | |
| Aditya Birla SL Credit Risk Fund - Dir (Bonus) | 1532.33 | 0.58% | 3.09% | 4.52% | 13.00% | 13.15% | |
| Aditya Birla SL Credit Risk Fund - Dir (G) | 1532.33 | 0.58% | 3.09% | 4.52% | 13.00% | 13.15% | |
| DSP Credit Risk Fund - Direct (IDCW-D) | 287.46 | 0.29% | 2.90% | 9.69% | 12.67% | 17.32% |
List of Schemes under HSBC Mutual Fund
News
There are no new Updates!
Fund House Details & Investment Objective
Date of Incorporation
September 29, 2009
Total AUM (Cr)
₹460.33
HSBC Credit Risk Fund - Regular (IDCW-M) is an Credit Risk Fund-oriented fund from the renowned AMC, HSBC Mutual Fund. Launched in September 29, 2009, this fund is managed by Shriram Ramanathan. With assets under management (AUM) worth ₹460.33 (Cr), as of August 31, 2026, HSBC Credit Risk Fund - Regular (IDCW-M) is categorized as a Credit Risk Fund within its segment. The fund has generated a return of 7.18% since its launch.
The current NAV of HSBC Credit Risk Fund - Regular (IDCW-M) is ₹11.18, as on August 31, 2026. The fund's benchmark index is NIFTY Credit Risk Bond Index B-II. You can invest in HSBC Credit Risk Fund - Regular (IDCW-M) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 10.69% and 8.41% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 3.74% in Equity, 95.93% in Debt and 0.33% in cash and cash equivalents.
Mutual Fund Categories
Types of Mutual Funds
Debt Funds
Access debt markets and enjoy interest income from bonds and debentures. Ideal for conservative short-term investors
Hybrid Funds
Enjoy best of both the worlds - equity and debt. Ideal for beginners with medium-term investment horizon
Equity Funds
Invest in large, mid, and small cap sector stocks to enjoy capital appreciation. Ideal for aggressive, long-term investors