HSBC Credit Risk Fund - Regular (IDCW-M)
Credit Risk FundNAV
11.21(-0.03%)Fund Size (CR)
₹459.98Expense Ratio
1.66Scheme Type
Active FundValue Research
-
Min. investment
₹5,000Minimum Additional Investment
₹0Minimum SIP Investment
₹500Minimum Withdrawal
₹500Exit Load
0%Return Since Launch
7.19%
Basic Details
Scheme Manager
Shriram Ramanathan
Bench Mark
NIFTY Credit Risk Bond Index B-II
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | September 2, 2026 | 10026.11 | 0.26% | - | 0.22% | 48/87 |
| 1 Month | August 7, 2026 | 10057.32 | 0.57% | - | 0.37% | 12/87 |
| 3 Month | June 9, 2026 | 10179.46 | 1.79% | - | 2.01% | 63/87 |
| 6 Month | March 9, 2026 | 10337.35 | 3.37% | - | 4.75% | 71/86 |
| 1 Year | September 9, 2025 | 10544.00 | 5.44% | 5.44% | 8.80% | 79/86 |
| 3 Year | September 8, 2023 | 13589.19 | 35.89% | 10.74% | 9.78% | 24/86 |
| 5 Year | September 9, 2021 | 14986.52 | 49.87% | 8.42% | 8.94% | 37/86 |
| Since Inception | October 8, 2009 | 32405.20 | 224.05% | 7.19% | 7.31% | 52/87 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | October 1, 2025 | 1,20,000 | 345347.59 | 187.79% | 187.79% |
| 3 Year | October 3, 2023 | 3,60,000 | 1089843.63 | 202.73% | 44.66% |
| 5 Year | October 1, 2021 | 6,00,000 | 1853521.60 | 208.92% | 25.31% |
| 10 Year | October 3, 2016 | 12,00,000 | 3689488.69 | 207.46% | 11.89% |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Risk Ratios
2.00%
Standard Deviation
0.11%
Beta
0.75%
Sharpe Ratio
0.24%
Treynor's Ratio
5.01%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| There's no data available of Stock Holdings | |||||
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| Aditya Birla SL Credit Risk Fund - Dir (IDCW) | 1532.33 | 0.46% | 2.60% | 5.04% | 73.98% | 30.61% | |
| Bank of India Credit Risk Fund - Direct | 92.49 | 0.66% | 1.84% | 9.09% | 17.99% | 10.12% | |
| Aditya Birla SL Credit Risk Fund - Dir (Bonus) | 1532.33 | 0.47% | 2.60% | 5.04% | 13.07% | 13.20% | |
| Aditya Birla SL Credit Risk Fund - Dir (G) | 1532.33 | 0.46% | 2.60% | 5.04% | 13.07% | 13.20% | |
| DSP Credit Risk Fund - Direct (IDCW-D) | 287.46 | 0.43% | 2.15% | 9.47% | 12.87% | 17.39% |
List of Schemes under HSBC Mutual Fund
News
There are no new Updates!
Fund House Details & Investment Objective
Date of Incorporation
September 29, 2009
Total AUM (Cr)
₹456.92
HSBC Credit Risk Fund - Regular (IDCW-M) is an Credit Risk Fund-oriented fund from the renowned AMC, HSBC Mutual Fund. Launched in September 29, 2009, this fund is managed by Shriram Ramanathan. With assets under management (AUM) worth ₹456.92 (Cr), as of September 10, 2026, HSBC Credit Risk Fund - Regular (IDCW-M) is categorized as a Credit Risk Fund within its segment. The fund has generated a return of 7.19% since its launch.
The current NAV of HSBC Credit Risk Fund - Regular (IDCW-M) is ₹11.21, as on September 10, 2026. The fund's benchmark index is NIFTY Credit Risk Bond Index B-II. You can invest in HSBC Credit Risk Fund - Regular (IDCW-M) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 10.74% and 8.42% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 3.82% in Equity, 95.97% in Debt and 0.21% in cash and cash equivalents.
Mutual Fund Categories
Types of Mutual Funds
Debt Funds
Access debt markets and enjoy interest income from bonds and debentures. Ideal for conservative short-term investors
Hybrid Funds
Enjoy best of both the worlds - equity and debt. Ideal for beginners with medium-term investment horizon
Equity Funds
Invest in large, mid, and small cap sector stocks to enjoy capital appreciation. Ideal for aggressive, long-term investors