Invesco India Banking & PSU Fund - Direct (IDCW-D)

Banking and PSU Fund

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NAV
1057.82(-0.07%)
Fund Size (CR)
₹97.49
Expense Ratio
0.25
Scheme Type
Active Fund
Value Research
-

Min. investment
₹1,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹1,000
Minimum Withdrawal
₹1
Exit Load
0%
Return Since Launch
5.94%

Absolute Return: -0.63%

Annualized Return: 0%

Basic Details

Scheme Manager

Vikas Garg

Bench Mark

Nifty Banking & PSU Debt Index A-II

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	March 18, 2026	9952.47	-0.48%	-	-0.31%	129/146
1 Month	February 25, 2026	9952.45	-0.48%	-	-0.33%	124/146
3 Month	December 24, 2025	10030.93	0.31%	-	0.40%	96/146
6 Month	September 25, 2025	10157.46	1.57%	-	1.71%	105/146
1 Year	March 25, 2025	10588.18	5.88%	5.88%	5.84%	81/146
3 Year	March 24, 2023	12321.73	23.22%	7.19%	6.92%	43/140
5 Year	March 25, 2021	13180.03	31.80%	5.67%	5.92%	98/136
Since Inception	January 2, 2013	21451.34	114.51%	5.94%	7.14%	134/146

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	April 2, 2025	1,20,000	243338.08	102.78%	102.78%
3 Year	April 3, 2023	3,60,000	742944.74	106.37%	27.32%
5 Year	April 5, 2021	6,00,000	1247823.12	107.97%	15.77%
10 Year	March 28, 2016	10,00,000	2049003.86	104.90%	7.44%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

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Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

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Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

0.38%

Standard Deviation

0.05%

Beta

1.27%

Sharpe Ratio

0.43%

Treynor's Ratio

1.38%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
There's no data available of Stock Holdings

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Invesco India Banking & PSU Fund - Direct (IDCW-D)	97.49	-0.48%	0.31%	1.57%	5.88%	7.19%
UTI-Banking & PSU Fund - Direct (IDCW-A)	1098.92	0.08%	0.96%	2.40%	11.20%	7.45%
HSBC Banking and PSU Debt Fund - Direct (IDCW-D)	4431.12	-0.29%	0.44%	3.47%	7.55%	7.74%
Franklin India Banking & PSU Debt Fund-Direct(G)	479.38	0.00%	1.01%	2.77%	7.31%	7.58%
ICICI Pru Banking & PSU Debt Fund-Direct (IDCW-Q)	9489.48	-0.34%	0.45%	2.19%	7.17%	7.82%
AXIS Banking & PSU Debt Fund - Direct (IDCW-M)	12838.53	-0.27%	0.51%	1.95%	7.04%	7.15%

List of Schemes under Invesco Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
Invesco India Gilt Fund	Debt	Moderately Low	1.05%	3	₹252.16
Invesco India Infrastructure Fund	Equity	Very High	0.5%	3	₹1,369.78
Invesco India Gold ETF Fund of Fund	Other	High	61.46%	3	₹485.97
Invesco India Balanced Advantage Fund	Hybrid	Very High	0.2%	3	₹1,066.45
Invesco India Equity Savings Fund	Hybrid	Moderately High	0.99%	2	₹353.51
Invesco India Overnight Fund	Debt	Low	5.49%	3	₹626.66
Invesco India Large & Mid Cap Fund	Equity	Very High	6.14%	4	₹9,392.05
Invesco India Arbitrage Fund	Hybrid	Low	6.98%	5	₹28,526.70
Invesco India Midcap Fund	Equity	Very High	9.04%	4	₹10,771.90
Invesco India - Invesco EQQQ NASDAQ-100 ETF Fund of Fund	Other	Very High	31.51%	0	₹396.35
Invesco India - Invesco PEE Fund of Fund	Other	Very High	29.19%	0	₹168.18
Invesco India Corporate Bond Fund	Debt	Moderate	6.11%	3	₹5,816.10
Invesco India Short Duration Fund	Debt	Moderate	6.63%	3	₹1,058.06
Invesco India PSU Equity Fund	Equity	Very High	11.02%	0	₹1,510.76
Invesco India ESG Integration Strategy Fund	Equity	Very High	-6.96%	0	₹399.56
Invesco India Credit Risk Fund	Debt	Moderately Low	7.21%	3	₹160.87
Invesco India Consumption Fund	Equity	Very High	0%	0	₹540.47
Invesco India Contra Fund	Equity	Very High	-0.81%	3	₹19,948.05
Invesco India ELSS Tax Saver Fund	Equity	Very High	-4.12%	2	₹2,602.29
Invesco India Flexi Cap Fund	Equity	Very High	0.06%	5	₹4,679.85
Invesco India Focused Fund	Equity	Very High	-6.09%	5	₹4,916.54
Invesco India Financial Services Fund	Equity	Very High	10.06%	4	₹1,649.99
Invesco India Low Duration Fund	Debt	Moderately Low	6.7%	2	₹1,872.95
Invesco India Multi Asset Allocation Fund	Hybrid	Very High	17.75%	0	₹944.53
Invesco India Largecap Fund	Equity	Very High	2.63%	4	₹1,701.68
Invesco India Aggressive Hybrid Fund	Hybrid	Very High	-3.27%	3	₹789.15
Invesco India - Invesco GCT Fund of Fund	Other	Very High	28.03%	0	₹497.38
Invesco India Banking & PSU Fund	Debt	Moderate	5.97%	2	₹97.24
Invesco India Income Plus Arbitrage Active Fund of Fund	Other	Moderately Low	0%	0	₹228.17
Invesco India Nifty G-sec Sep 2032 Index Fund	Other	Moderate	5.6%	0	₹50.83
Invesco India - Invesco GEI Fund of Fund	Other	Very High	21.5%	0	₹226.87
Invesco India Multicap Fund	Equity	Very High	-4.89%	2	₹4,000.53
Invesco India Technology Fund	Equity	Very High	-3.43%	0	₹275.69
Invesco India Liquid Fund	Debt	Moderately Low	6.24%	3	₹14,698.04
Invesco India Medium Duration Fund	Debt	Moderate	5.68%	2	₹176.51
Invesco India Business Cycle Fund	Equity	Very High	12.56%	0	₹946.98
Invesco India Money Market Fund	Debt	Moderately Low	6.72%	2	₹5,872.48
Invesco India Ultra Short Duration Fund	Debt	Moderately Low	6.76%	3	₹1,136.67
Invesco India Nifty G-sec Jul 2027 Index Fund	Other	Moderate	7.1%	0	₹81.92
Invesco India Manufacturing Fund	Equity	Very High	4.4%	0	₹689.73
Invesco India Smallcap Fund	Equity	Very High	5.96%	5	₹9,716.40

News

Invesco Mutual Fund announces Income Distribution cum Capital Withdrawal (IDCW) under its scheme
Invesco Mutual Fund has announced 27 March 2026 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) on the face value of Rs 10 per unit under the IDCW option of following scheme. The amount of IDCW (Rs per unit) will be:
Invesco India PSU Equity Fund ' Regular IDCW Option: 3.00
Invesco India PSU Equity Fund ' Direct IDCW Option: 3.00
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Invesco Mutual Fund announces Income Distribution cum Capital Withdrawal (IDCW) under its schemes
Invesco Mutual Fund has announced 24 March 2026 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) on the face value of Rs 10 per unit under the IDCW option of following schemes. The amount of IDCW (Rs per unit) will be:
Invesco India Contra Fund ' Regular IDCW Option: 5.00
Invesco India Contra Fund ' Direct IDCW Option: 7.00
Invesco India Large & Mid Cap Fund ' Regular IDCW Option: 4.00
Invesco India Large & Mid Cap Fund ' Direct IDCW Option: 4.00
Invesco India Mid Cap Fund ' Regular IDCW Option: 5.00
Invesco India Mid Cap Fund ' Direct IDCW Option: 5.00
Invesco India Small Cap Fund ' Regular IDCW Option: 3.00
Invesco India Small Cap Fund ' Direct IDCW Option: 3.00
Invesco India Focused Fund ' Regular IDCW Option: 2.00
Invesco India Focused Fund ' Direct IDCW Option: 2.00
Invesco India Flexi Cap Fund ' Regular IDCW Option: 1.80
Invesco India Flexi Cap Fund ' Direct IDCW Option: 1.80
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Invesco Mutual Fund announces change in Key Personnel
Invesco Mutual Fund has announced that Mr. Raj Narain Bhardwaj, as an Independent Director has resigned from the Board of IAMI with effect from close of business hours on Thursday, March 12, 2026. Accordingly, all references of Mr. Raj Narain Bhardwaj will be deleted from the SAI of the Fund.
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Fund House Details & Investment Objective

Date of Incorporation

January 1, 2013

Total AUM (Cr)

₹97.24

Invesco India Banking & PSU Fund - Direct (IDCW-D) is an Banking and PSU Fund-oriented fund from the renowned AMC, Invesco Mutual Fund. Launched in January 1, 2013, this fund is managed by Vikas Garg. With assets under management (AUM) worth ₹97.24 (Cr), as of March 25, 2026, Invesco India Banking & PSU Fund - Direct (IDCW-D) is categorized as a Banking and PSU Fund within its segment. The fund has generated a return of 5.94% since its launch.
The current NAV of Invesco India Banking & PSU Fund - Direct (IDCW-D) is ₹1,057.82, as on March 25, 2026. The fund's benchmark index is Nifty Banking & PSU Debt Index A-II. You can invest in Invesco India Banking & PSU Fund - Direct (IDCW-D) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹1,000 while the minimum lumpsum investment is ₹1,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 7.19% and 5.67% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 96.34% in Debt and 3.66% in cash and cash equivalents.

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