JM ELSS Tax Saver Fund - Direct (IDCW)
ELSSNAV
53.41(0.14%)Fund Size (CR)
₹219.58Expense Ratio
1.25Scheme Type
Active FundValue Research
-
Min. investment
₹500Minimum Additional Investment
₹500Minimum SIP Investment
₹500Minimum Withdrawal
₹1Exit Load
0%Return Since Launch
16.11%
Basic Details
Scheme Manager
Deepak Gupta
Bench Mark
BSE 500 TRI
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | May 13, 2026 | 10068.33 | 0.68% | - | 0.59% | 98/197 |
| 1 Month | April 20, 2026 | 10117.70 | 1.18% | - | -0.92% | 34/197 |
| 3 Month | February 20, 2026 | 9915.10 | -0.85% | - | -1.79% | 59/197 |
| 6 Month | November 20, 2025 | 9397.69 | -6.02% | - | -4.92% | 104/197 |
| 1 Year | May 20, 2025 | 10362.57 | 3.63% | 3.63% | 1.48% | 56/197 |
| 3 Year | May 19, 2023 | 16513.06 | 65.13% | 18.16% | 15.30% | 29/189 |
| 5 Year | May 20, 2021 | 21101.98 | 111.02% | 16.10% | 14.53% | 43/183 |
| Since Inception | January 2, 2013 | 73865.12 | 638.65% | 16.11% | 14.21% | 46/197 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | June 2, 2025 | 1,20,000 | 119774.77 | -0.19% | -0.19% |
| 3 Year | June 1, 2023 | 3,60,000 | 404417.09 | 12.34% | 3.95% |
| 5 Year | June 1, 2021 | 6,00,000 | 834708.38 | 39.12% | 6.83% |
| 10 Year | June 1, 2016 | 12,00,000 | 2763390.50 | 130.28% | 8.70% |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
Monthly Investment (₹)
Expected Returns Rate (%)
Time Period (in Years)
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
4.65%
Standard Deviation
1.04%
Beta
0.58%
Sharpe Ratio
-0.02%
Treynor's Ratio
8.77%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| Reliance Industr | 3.48% | 53400 | 7.64 | Equity | Refineries |
| HDFC Bank | 3.45% | 98262 | 7.58 | Equity | Banks |
| Bharti Airtel | 2.83% | 32950 | 6.22 | Equity | Telecom-Service |
| ICICI Bank | 2.79% | 48500 | 6.13 | Equity | Banks |
| Larsen & Toubro | 2.73% | 14947 | 6.00 | Equity | Infrastructure Developers & Operators |
| Karur Vysya Bank | 2.66% | 199000 | 5.84 | Equity | Banks |
| Lupin | 2.62% | 25000 | 5.76 | Equity | Pharmaceuticals |
| Syrma SGS Tech. | 2.60% | 59457 | 5.70 | Equity | Electronics |
| Adani Power | 2.52% | 249000 | 5.52 | Equity | Power Generation & Distribution |
| Travel Food | 2.39% | 41598 | 5.24 | Equity | Quick Service Restaurant |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| JM ELSS Tax Saver Fund - Direct (IDCW) | 219.58 | 1.18% | -0.85% | -6.02% | 3.63% | 18.16% | |
| Sundaram LT Tax Advantage Fund-Sr.IV-Dir (IDCW) | 22.63 | 3.10% | 5.96% | 2.09% | 11.79% | 18.49% | |
| Sundaram LT Tax Advantage Fund-Sr.IV-Dir (G) | 22.63 | 3.10% | 5.96% | 2.09% | 11.79% | 18.49% | |
| Sundaram LT Tax Advantage Fund-Sr.III-Dir (G) | 33.90 | 2.85% | 6.25% | 2.54% | 11.51% | 18.27% | |
| Sundaram LT Tax Advantage Fund-Sr.III-Dir (IDCW) | 33.90 | 2.85% | 6.25% | 2.54% | 11.51% | 18.27% | |
| Bank of India Midcap Tax Fund - Series 1 - Direct (G) | 63.23 | 1.60% | 6.75% | -0.24% | 10.54% | 18.15% |
List of Schemes under JM Financial Mutual Fund
| Fund Name | Category | Risk | 1Y Returns | Ratings | Fund Size (Cr) |
|---|---|---|---|---|---|
| JM Arbitrage Fund | Hybrid | Low | 6.36% | 2 | ₹366.72 |
| JM Aggressive Hybrid Fund | Hybrid | Very High | -0.66% | 5 | ₹701.44 |
| JM Value Fund | Equity | Very High | -4.9% | 3 | ₹825.66 |
| JM Focused Fund | Equity | Very High | 0.87% | 3 | ₹279.61 |
| JM Large Cap Fund | Equity | Very High | 0.74% | 4 | ₹421.65 |
| JM Dynamic Bond Fund | Debt | Moderate | 1.6% | 3 | ₹53.10 |
| JM Liquid Fund | Debt | Moderate | 6.16% | 2 | ₹2,643.90 |
| JM Medium to Long Duration Fund | Debt | Moderate | 1.41% | 3 | ₹29.81 |
| JM Low Duration Fund | Debt | Moderately Low | 5.82% | 3 | ₹225.19 |
| JM Flexicap Fund | Equity | Very High | -1.79% | 4 | ₹5,040.51 |
| JM ELSS Tax Saver Fund | Equity | Very High | 3.63% | 4 | ₹219.58 |
| JM Overnight Fund | Debt | Low | 5.23% | 2 | ₹106.12 |
| JM Liquid Fund | Debt | Moderate | 0% | 0 | ₹2,643.90 |
| JM Liquid Fund | Debt | Moderate | 0% | 0 | ₹2,643.90 |
| JM Overnight Fund | Debt | Low | 5.02% | 0 | ₹106.12 |
| JM Overnight Fund | Debt | Low | 0% | 0 | ₹106.12 |
| JM Overnight Fund | Debt | Low | 5.23% | 0 | ₹106.12 |
| JM Overnight Fund | Debt | Low | 0% | 0 | ₹106.12 |
| JM Short Duration Fund | Debt | Moderate | 4.3% | 2 | ₹81.61 |
| JM Midcap Fund | Equity | Very High | 9.13% | 0 | ₹1,161.71 |
| JM Small Cap Fund | Equity | Very High | 6.36% | 0 | ₹677.43 |
| JM Large & Mid Cap Fund | Equity | Very High | 0% | 0 | ₹419.16 |
News
There are no new Updates!
Fund House Details & Investment Objective
Date of Incorporation
January 1, 2013
Total AUM (Cr)
₹219.58
JM ELSS Tax Saver Fund - Direct (IDCW) is an ELSS-oriented fund from the renowned AMC, JM Financial Mutual Fund. Launched in January 1, 2013, this fund is managed by Deepak Gupta. With assets under management (AUM) worth ₹219.58 (Cr), as of May 21, 2026, JM ELSS Tax Saver Fund - Direct (IDCW) is categorized as a ELSS within its segment. The fund has generated a return of 16.11% since its launch.
The current NAV of JM ELSS Tax Saver Fund - Direct (IDCW) is ₹53.41, as on May 21, 2026. The fund's benchmark index is BSE 500 TRI. You can invest in JM ELSS Tax Saver Fund - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹500.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 18.16% and 16.10% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 97.64% in Equity, 1.38% in Debt and 0.98% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 13.59% in Banks, 8.45% in Finance, 6.42% in Pharmaceuticals & Biotech, 6.17% in IT-Software, 5.96% in Automobiles
Mutual Fund Categories
Types of Mutual Funds
Debt Funds
Access debt markets and enjoy interest income from bonds and debentures. Ideal for conservative short-term investors
Hybrid Funds
Enjoy best of both the worlds - equity and debt. Ideal for beginners with medium-term investment horizon
Equity Funds
Invest in large, mid, and small cap sector stocks to enjoy capital appreciation. Ideal for aggressive, long-term investors