JM Liquid Fund - Direct (IDCW-D)
Liquid FundNAV
10.43(0.00%)Fund Size (CR)
₹2,835.05Expense Ratio
0.16Scheme Type
Active FundValue Research
-
Min. investment
₹1,000Minimum Additional Investment
₹100Minimum SIP Investment
₹100Minimum Withdrawal
₹500Exit Load
0.007%Return Since Launch
7.06%
Basic Details
Scheme Manager
Killol Pandya
Bench Mark
CRISIL Liquid Debt A-I Index
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | May 27, 2026 | 10010.84 | 0.11% | - | 0.10% | 282/397 |
| 1 Month | May 3, 2026 | 10047.05 | 0.47% | - | 0.42% | 213/397 |
| 3 Month | March 3, 2026 | 10158.62 | 1.59% | - | 1.51% | 226/397 |
| 6 Month | December 3, 2025 | 10299.78 | 3.00% | - | 2.89% | 249/385 |
| 1 Year | June 3, 2025 | 10608.58 | 6.09% | 6.09% | 5.68% | 171/369 |
| 3 Year | June 2, 2023 | 12098.71 | 20.99% | 6.54% | 6.51% | 274/345 |
| 5 Year | June 3, 2021 | 13568.88 | 35.69% | 6.29% | 5.79% | 18/344 |
| Since Inception | January 1, 2013 | 24979.00 | 149.79% | 7.06% | 58.94% | 48/397 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | July 1, 2025 | 1,20,000 | 299796.00 | 149.83% | 149.83% |
| 3 Year | July 2, 2023 | 3,60,000 | 899388.00 | 149.83% | 35.69% |
| 5 Year | July 1, 2021 | 6,00,000 | 1498980.00 | 149.83% | 20.10% |
| 10 Year | July 1, 2016 | 12,00,000 | 2997960.00 | 149.83% | 9.59% |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
Monthly Investment (₹)
Expected Returns Rate (%)
Time Period (in Years)
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
0.07%
Standard Deviation
0.01%
Beta
-2.55%
Sharpe Ratio
2.32%
Treynor's Ratio
-0.61%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| There's no data available of Stock Holdings | |||||
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| JM Liquid Fund - Direct (IDCW-D) | 2835.05 | 0.47% | 1.59% | 3.00% | 6.09% | 6.54% | |
| Groww Liquid Fund - Direct (IDCW-D) | 277.54 | 3.94% | 5.17% | 6.69% | 9.89% | 8.13% | |
| Union Liquid Fund - Direct (IDCW-Frt) | 8162.69 | 0.07% | 1.24% | 8.50% | 8.48% | 4.26% | |
| Bandhan Liquid Fund - Direct (IDCW-D) | 17384.50 | 0.63% | 2.19% | 4.21% | 8.14% | 9.16% | |
| Motilal Oswal Liquid Fund - Direct (IDCW-F) RI | 974.39 | 0.46% | 1.54% | 2.98% | 8.02% | 7.30% | |
| TRUSTMF Liquid Fund - Direct (IDCW-D) RI | 893.00 | 0.58% | 1.99% | 3.68% | 7.64% | 8.85% |
List of Schemes under JM Financial Mutual Fund
| Fund Name | Category | Risk | 1Y Returns | Ratings | Fund Size (Cr) |
|---|---|---|---|---|---|
| JM Arbitrage Fund | Hybrid | Low | 6.08% | 2 | ₹366.72 |
| JM Aggressive Hybrid Fund | Hybrid | Very High | -2.31% | 5 | ₹701.44 |
| JM Value Fund | Equity | Very High | -5.7% | 3 | ₹825.66 |
| JM Focused Fund | Equity | Very High | 0.69% | 3 | ₹279.61 |
| JM Large Cap Fund | Equity | Very High | -0.35% | 4 | ₹421.65 |
| JM Dynamic Bond Fund | Debt | Moderate | 1.61% | 3 | ₹53.10 |
| JM Liquid Fund | Debt | Moderate | 6.13% | 2 | ₹2,643.90 |
| JM Medium to Long Duration Fund | Debt | Moderate | 1.45% | 3 | ₹29.81 |
| JM Low Duration Fund | Debt | Moderately Low | 5.78% | 3 | ₹225.19 |
| JM Flexicap Fund | Equity | Very High | -1.51% | 4 | ₹5,040.51 |
| JM ELSS Tax Saver Fund | Equity | Very High | 3.32% | 4 | ₹219.58 |
| JM Overnight Fund | Debt | Low | 5.2% | 2 | ₹106.12 |
| JM Liquid Fund | Debt | Moderate | 0% | 0 | ₹2,643.90 |
| JM Liquid Fund | Debt | Moderate | 0% | 0 | ₹2,643.90 |
| JM Overnight Fund | Debt | Low | 4.98% | 0 | ₹106.12 |
| JM Overnight Fund | Debt | Low | 0% | 0 | ₹106.12 |
| JM Overnight Fund | Debt | Low | 5.2% | 0 | ₹106.12 |
| JM Overnight Fund | Debt | Low | 0% | 0 | ₹106.12 |
| JM Short Duration Fund | Debt | Moderate | 4.23% | 2 | ₹81.61 |
| JM Midcap Fund | Equity | Very High | 8.04% | 0 | ₹1,161.71 |
| JM Small Cap Fund | Equity | Very High | 7.46% | 0 | ₹677.43 |
| JM Large & Mid Cap Fund | Equity | Very High | 0% | 0 | ₹419.16 |
News
There are no new Updates!
Fund House Details & Investment Objective
Date of Incorporation
January 1, 2013
Total AUM (Cr)
₹2643.90
JM Liquid Fund - Direct (IDCW-D) is an Liquid Fund-oriented fund from the renowned AMC, JM Financial Mutual Fund. Launched in January 1, 2013, this fund is managed by Killol Pandya. With assets under management (AUM) worth ₹2,643.9 (Cr), as of June 4, 2026, JM Liquid Fund - Direct (IDCW-D) is categorized as a Liquid Fund within its segment. The fund has generated a return of 7.06% since its launch.
The current NAV of JM Liquid Fund - Direct (IDCW-D) is ₹10.43, as on June 4, 2026. The fund's benchmark index is CRISIL Liquid Debt A-I Index. You can invest in JM Liquid Fund - Direct (IDCW-D) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹1,000.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 6.54% and 6.29% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 95.76% in Debt and 4.24% in cash and cash equivalents.
Mutual Fund Categories
Types of Mutual Funds
Debt Funds
Access debt markets and enjoy interest income from bonds and debentures. Ideal for conservative short-term investors
Hybrid Funds
Enjoy best of both the worlds - equity and debt. Ideal for beginners with medium-term investment horizon
Equity Funds
Invest in large, mid, and small cap sector stocks to enjoy capital appreciation. Ideal for aggressive, long-term investors