JM Liquid Fund - Direct (IDCW-W)
Liquid FundNAV
11.01(0.02%)Fund Size (CR)
₹2,146.56Expense Ratio
0.16Scheme Type
Active FundValue Research
-
Min. investment
₹1,000Minimum Additional Investment
₹100Minimum SIP Investment
₹100Minimum Withdrawal
₹500Exit Load
0.007%Return Since Launch
6.72%
Basic Details
Scheme Manager
Killol Pandya
Bench Mark
CRISIL Liquid Debt A-I Index
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | June 17, 2026 | 10011.81 | 0.12% | - | 3.42% | 81/397 |
| 1 Month | May 24, 2026 | 10061.92 | 0.62% | - | 0.53% | 150/397 |
| 3 Month | March 24, 2026 | 10179.89 | 1.80% | - | 1.66% | 193/397 |
| 6 Month | December 24, 2025 | 10323.89 | 3.24% | - | 3.01% | 182/394 |
| 1 Year | June 24, 2025 | 10621.15 | 6.21% | 6.21% | 5.77% | 161/371 |
| 3 Year | June 23, 2023 | 12168.71 | 21.69% | 6.75% | 6.53% | 229/345 |
| 5 Year | June 24, 2021 | 13380.74 | 33.81% | 5.99% | 5.85% | 227/344 |
| Since Inception | January 1, 2013 | 24043.26 | 140.43% | 6.72% | 6.13% | 158/397 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | July 1, 2025 | 1,20,000 | 288351.73 | 140.29% | 140.29% |
| 3 Year | July 2, 2023 | 3,60,000 | 864995.24 | 140.28% | 33.94% |
| 5 Year | July 1, 2021 | 6,00,000 | 1441774.67 | 140.30% | 19.17% |
| 10 Year | July 1, 2016 | 12,00,000 | 2883582.29 | 140.30% | 9.16% |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Risk Ratios
0.07%
Standard Deviation
0.00%
Beta
4.33%
Sharpe Ratio
-1.26%
Treynor's Ratio
1.00%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| There's no data available of Stock Holdings | |||||
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| JM Liquid Fund - Direct (IDCW-W) | 2146.56 | 0.62% | 1.80% | 3.24% | 6.21% | 6.75% | |
| Groww Liquid Fund - Direct (IDCW-D) | 262.10 | 3.99% | 5.25% | 6.74% | 9.91% | 8.13% | |
| Union Liquid Fund - Direct (IDCW-Frt) | 8781.92 | 0.29% | 1.49% | 8.98% | 8.99% | 4.32% | |
| Bandhan Liquid Fund - Direct (IDCW-D) | 17285.70 | 0.76% | 2.37% | 4.38% | 8.31% | 9.16% | |
| Motilal Oswal Liquid Fund - Direct (IDCW-F) RI | 936.92 | 0.37% | 1.26% | 2.66% | 7.67% | 7.18% | |
| TRUSTMF Liquid Fund - Direct (IDCW-D) RI | 1020.14 | 0.71% | 2.14% | 3.82% | 7.67% | 8.85% |
List of Schemes under JM Financial Mutual Fund
| Fund Name | Category | Risk | 1Y Returns | Ratings | Fund Size (Cr) |
|---|---|---|---|---|---|
| JM Arbitrage Fund | Hybrid | Low | 6.28% | 2 | ₹369.07 |
| JM Aggressive Hybrid Fund | Hybrid | Very High | -2.89% | 5 | ₹691.85 |
| JM Value Fund | Equity | Very High | -1.08% | 3 | ₹805.10 |
| JM Focused Fund | Equity | Very High | 2.19% | 3 | ₹278.72 |
| JM Large Cap Fund | Equity | Very High | 0.25% | 4 | ₹415.75 |
| JM Dynamic Bond Fund | Debt | Moderate | 3.48% | 3 | ₹53.36 |
| JM Liquid Fund | Debt | Moderate | 6.21% | 2 | ₹1,895.66 |
| JM Medium to Long Duration Fund | Debt | Moderate | 3.34% | 3 | ₹30.12 |
| JM Low Duration Fund | Debt | Moderately Low | 6.16% | 3 | ₹232.79 |
| JM Flexicap Fund | Equity | Very High | 1.76% | 4 | ₹5,068.70 |
| JM ELSS Tax Saver Fund | Equity | Very High | 5.96% | 4 | ₹222.93 |
| JM Overnight Fund | Debt | Low | 5.19% | 2 | ₹103.76 |
| JM Liquid Fund | Debt | Moderate | 0% | 0 | ₹1,895.66 |
| JM Liquid Fund | Debt | Moderate | 0% | 0 | ₹1,895.66 |
| JM Overnight Fund | Debt | Low | 4.95% | 0 | ₹103.76 |
| JM Overnight Fund | Debt | Low | 0% | 0 | ₹103.76 |
| JM Overnight Fund | Debt | Low | 5.19% | 0 | ₹103.76 |
| JM Overnight Fund | Debt | Low | 0% | 0 | ₹103.76 |
| JM Short Duration Fund | Debt | Moderate | 5.28% | 2 | ₹80.03 |
| JM Midcap Fund | Equity | Very High | 11.57% | 0 | ₹1,217.01 |
| JM Small Cap Fund | Equity | Very High | 13.3% | 0 | ₹729.63 |
| JM Large & Mid Cap Fund | Equity | Very High | 0% | 0 | ₹419.59 |
News
There are no new Updates!
Fund House Details & Investment Objective
Date of Incorporation
January 1, 2013
Total AUM (Cr)
₹1895.66
JM Liquid Fund - Direct (IDCW-W) is an Liquid Fund-oriented fund from the renowned AMC, JM Financial Mutual Fund. Launched in January 1, 2013, this fund is managed by Killol Pandya. With assets under management (AUM) worth ₹1,895.66 (Cr), as of June 25, 2026, JM Liquid Fund - Direct (IDCW-W) is categorized as a Liquid Fund within its segment. The fund has generated a return of 6.72% since its launch.
The current NAV of JM Liquid Fund - Direct (IDCW-W) is ₹11.01, as on June 25, 2026. The fund's benchmark index is CRISIL Liquid Debt A-I Index. You can invest in JM Liquid Fund - Direct (IDCW-W) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹1,000.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 6.75% and 5.99% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 96.59% in Debt and 3.41% in cash and cash equivalents.
Mutual Fund Categories
Types of Mutual Funds
Debt Funds
Access debt markets and enjoy interest income from bonds and debentures. Ideal for conservative short-term investors
Hybrid Funds
Enjoy best of both the worlds - equity and debt. Ideal for beginners with medium-term investment horizon
Equity Funds
Invest in large, mid, and small cap sector stocks to enjoy capital appreciation. Ideal for aggressive, long-term investors