JM Liquid Fund - Direct (IDCW-W)
Liquid FundNAV
11.01(0.02%)Fund Size (CR)
₹2,835.05Expense Ratio
0.16Scheme Type
Active FundValue Research
-
Min. investment
₹1,000Minimum Additional Investment
₹100Minimum SIP Investment
₹100Minimum Withdrawal
₹500Exit Load
0.007%Return Since Launch
6.72%
Basic Details
Scheme Manager
Killol Pandya
Bench Mark
CRISIL Liquid Debt A-I Index
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | May 20, 2026 | 10011.00 | 0.11% | - | 0.06% | 36/396 |
| 1 Month | April 27, 2026 | 10045.21 | 0.45% | - | 0.37% | 71/396 |
| 3 Month | February 27, 2026 | 10157.27 | 1.57% | - | 1.45% | 194/396 |
| 6 Month | November 27, 2025 | 10308.16 | 3.08% | - | 2.88% | 178/383 |
| 1 Year | May 27, 2025 | 10612.83 | 6.13% | 6.13% | 5.70% | 153/369 |
| 3 Year | May 26, 2023 | 12161.57 | 21.62% | 6.73% | 6.51% | 232/345 |
| 5 Year | May 27, 2021 | 13339.62 | 33.40% | 5.93% | 5.78% | 222/344 |
| Since Inception | January 1, 2013 | 23906.58 | 139.07% | 6.72% | 59.02% | 158/396 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | June 1, 2025 | 1,20,000 | 286702.61 | 138.92% | 138.92% |
| 3 Year | June 1, 2023 | 3,60,000 | 860046.73 | 138.90% | 33.68% |
| 5 Year | June 1, 2021 | 6,00,000 | 1433524.91 | 138.92% | 19.03% |
| 10 Year | June 1, 2016 | 12,00,000 | 2867050.89 | 138.92% | 9.10% |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
Monthly Investment (₹)
Expected Returns Rate (%)
Time Period (in Years)
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
0.07%
Standard Deviation
0.00%
Beta
-1.91%
Sharpe Ratio
-1.65%
Treynor's Ratio
-0.43%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| There's no data available of Stock Holdings | |||||
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| JM Liquid Fund - Direct (IDCW-W) | 2835.05 | 0.45% | 1.57% | 3.08% | 6.13% | 6.73% | |
| Union Liquid Fund - Direct (IDCW-Frt) | 8162.69 | 0.03% | 1.18% | 8.46% | 8.48% | 4.26% | |
| Bandhan Liquid Fund - Direct (IDCW-D) | 17384.50 | 0.59% | 2.13% | 4.15% | 8.14% | 9.14% | |
| Motilal Oswal Liquid Fund - Direct (IDCW-F) RI | 974.39 | 0.23% | 1.30% | 2.76% | 7.82% | 7.34% | |
| TRUSTMF Liquid Fund - Direct (IDCW-D) RI | 893.00 | 0.53% | 1.91% | 3.62% | 7.67% | 8.86% | |
| Union Liquid Fund - Direct (IDCW-W) | 8162.69 | 0.34% | 1.50% | 3.05% | 7.08% | 7.24% |
List of Schemes under JM Financial Mutual Fund
| Fund Name | Category | Risk | 1Y Returns | Ratings | Fund Size (Cr) |
|---|---|---|---|---|---|
| JM Arbitrage Fund | Hybrid | Low | 6.21% | 2 | ₹366.72 |
| JM Aggressive Hybrid Fund | Hybrid | Very High | -0.67% | 5 | ₹701.44 |
| JM Value Fund | Equity | Very High | -3.47% | 3 | ₹825.66 |
| JM Focused Fund | Equity | Very High | 1.96% | 3 | ₹279.61 |
| JM Large Cap Fund | Equity | Very High | 1.7% | 4 | ₹421.65 |
| JM Dynamic Bond Fund | Debt | Moderate | 1.48% | 3 | ₹53.10 |
| JM Liquid Fund | Debt | Moderate | 6.13% | 2 | ₹2,643.90 |
| JM Medium to Long Duration Fund | Debt | Moderate | 1.41% | 3 | ₹29.81 |
| JM Low Duration Fund | Debt | Moderately Low | 5.73% | 3 | ₹225.19 |
| JM Flexicap Fund | Equity | Very High | -0.42% | 4 | ₹5,040.51 |
| JM ELSS Tax Saver Fund | Equity | Very High | 4.85% | 4 | ₹219.58 |
| JM Overnight Fund | Debt | Low | 5.21% | 2 | ₹106.12 |
| JM Liquid Fund | Debt | Moderate | 0% | 0 | ₹2,643.90 |
| JM Liquid Fund | Debt | Moderate | 0% | 0 | ₹2,643.90 |
| JM Overnight Fund | Debt | Low | 5% | 0 | ₹106.12 |
| JM Overnight Fund | Debt | Low | 0% | 0 | ₹106.12 |
| JM Overnight Fund | Debt | Low | 5.21% | 0 | ₹106.12 |
| JM Overnight Fund | Debt | Low | 0% | 0 | ₹106.12 |
| JM Short Duration Fund | Debt | Moderate | 4.16% | 2 | ₹81.61 |
| JM Midcap Fund | Equity | Very High | 11.11% | 0 | ₹1,161.71 |
| JM Small Cap Fund | Equity | Very High | 8.14% | 0 | ₹677.43 |
| JM Large & Mid Cap Fund | Equity | Very High | 0% | 0 | ₹419.16 |
News
There are no new Updates!
Fund House Details & Investment Objective
Date of Incorporation
January 1, 2013
Total AUM (Cr)
₹2643.90
JM Liquid Fund - Direct (IDCW-W) is an Liquid Fund-oriented fund from the renowned AMC, JM Financial Mutual Fund. Launched in January 1, 2013, this fund is managed by Killol Pandya. With assets under management (AUM) worth ₹2,643.9 (Cr), as of May 28, 2026, JM Liquid Fund - Direct (IDCW-W) is categorized as a Liquid Fund within its segment. The fund has generated a return of 6.72% since its launch.
The current NAV of JM Liquid Fund - Direct (IDCW-W) is ₹11.01, as on May 28, 2026. The fund's benchmark index is CRISIL Liquid Debt A-I Index. You can invest in JM Liquid Fund - Direct (IDCW-W) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹1,000.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 6.73% and 5.93% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 95.76% in Debt and 4.24% in cash and cash equivalents.
Mutual Fund Categories
Types of Mutual Funds
Debt Funds
Access debt markets and enjoy interest income from bonds and debentures. Ideal for conservative short-term investors
Hybrid Funds
Enjoy best of both the worlds - equity and debt. Ideal for beginners with medium-term investment horizon
Equity Funds
Invest in large, mid, and small cap sector stocks to enjoy capital appreciation. Ideal for aggressive, long-term investors