Mutual Funds
AMC
JM Low Duration Fund - Direct (IDCW-D)

JM Low Duration Fund - Direct (IDCW-D)

NAV
10.85(0.01%)
Fund Size (CR)
₹181.11
Expense Ratio
0.35
Scheme Type
Active Fund
Value Research
-

Min. investment
₹1,000
Minimum Additional Investment
₹100
Minimum SIP Investment
₹100
Minimum Withdrawal
₹500
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
6.85%

Absolute Return: -0.01%

Annualized Return: 0%

1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment

Basic Details

Scheme Manager

Killol Pandya

Bench Mark

CRISIL Low Duration Debt A-I Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	31 December 2025	10009.71	0.10%	-	0.05%	21/228
1 Month	5 December 2025	10036.82	0.37%	-	0.32%	56/228
3 Month	7 October 2025	10134.08	1.34%	-	1.33%	108/228
6 Month	7 July 2025	10289.09	2.89%	-	2.79%	71/224
1 Year	7 January 2025	10745.29	7.45%	7.45%	7.28%	75/216
3 Year	6 January 2023	12283.74	22.84%	7.08%	7.30%	148/216
5 Year	7 January 2021	13262.82	32.63%	5.81%	6.08%	139/216
Since Inception	2 January 2013	23704.08	137.04%	6.85%	6.94%	158/228

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	3 February 2025	1,20,000	262336.56	118.61%	118.61%
3 Year	1 February 2023	3,60,000	787009.69	118.61%	29.79%
5 Year	1 February 2021	6,00,000	1311702.17	118.62%	16.93%
10 Year	1 February 2016	12,00,000	2754354.80	129.53%	8.66%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

0.13%

Standard Deviation

0.01%

Beta

2.79%

Sharpe Ratio

1.74%

Treynor's Ratio

1.15%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
There's no data available of Stock Holdings

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
JM Low Duration Fund - Direct (IDCW-D)	181.11	0.37%	1.34%	2.89%	7.45%	7.08%
JM Low Duration Fund - Direct (IDCW-F)	181.11	0.60%	3.80%	5.39%	10.08%	8.20%
HSBC Low Duration Fund - Direct (IDCW-A)	1269.89	0.37%	1.39%	2.94%	9.05%	5.70%
HSBC Low Duration Fund - Direct (IDCW-M)	1269.89	0.37%	1.39%	2.94%	9.05%	8.15%
HSBC Low Duration Fund - Direct (G)	1269.89	0.37%	1.39%	2.94%	9.04%	8.15%
Mahindra Manulife Low Duration Fund - Dir (IDCW-W)	616.96	0.78%	2.12%	3.44%	8.10%	8.14%

List of Schemes under JM Financial Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
JM Large Cap Fund	Equity	Very High	7.22%	4	₹464.34
JM Large & Mid Cap Fund	Equity	Very High	0%	0	₹404.46
JM Midcap Fund	Equity	Very High	-2.45%	0	₹1,178.20
JM Small Cap Fund	Equity	Very High	-6.63%	0	₹702.76
JM Value Fund	Equity	Very High	-2.95%	3	₹957.01
JM Focused Fund	Equity	Very High	0.69%	3	₹298.94
JM ELSS Tax Saver Fund	Equity	Very High	3.12%	4	₹226.48
JM Overnight Fund	Debt	Low	5.67%	2	₹113.01
JM Overnight Fund	Debt	Low	5.56%	0	₹113.01
JM Overnight Fund	Debt	Low	0%	0	₹113.01
JM Overnight Fund	Debt	Low	5.67%	0	₹113.01
JM Overnight Fund	Debt	Low	0%	0	₹113.01
JM Liquid Fund	Debt	Moderate	6.48%	2	₹2,284.65
JM Liquid Fund	Debt	Moderate	0%	0	₹2,284.65
JM Liquid Fund	Debt	Moderate	0%	0	₹2,284.65
JM Low Duration Fund	Debt	Moderately Low	7.54%	3	₹170.19
JM Short Duration Fund	Debt	Moderate	7.79%	2	₹86.50
JM Medium to Long Duration Fund	Debt	Moderate	6.85%	3	₹30.60
JM Dynamic Bond Fund	Debt	Moderate	7.18%	3	₹58.47
JM Aggressive Hybrid Fund	Hybrid	Very High	-0.17%	5	₹785.33
JM Arbitrage Fund	Hybrid	Low	6.56%	2	₹359.67
JM Flexicap Fund	Equity	Very High	-4.97%	4	₹5,463.07

News

There are no new Updates!

Fund House Details & Investment Objective

Date of Incorporation

1 January 2013

Total AUM (Cr)

₹170.19

JM Low Duration Fund - Direct (IDCW-D) is an Low Duration Fund-oriented fund from the renowned AMC, JM Financial Mutual Fund. Launched in 1 January 2013, this fund is managed by Killol Pandya. With assets under management (AUM) worth ₹170.19 (Cr), as of 8 January 2026, JM Low Duration Fund - Direct (IDCW-D) is categorized as a Low Duration Fund within its segment. The fund has generated a return of 6.85% since its launch.
The current NAV of JM Low Duration Fund - Direct (IDCW-D) is ₹10.85, as on 8 January 2026. The fund's benchmark index is CRISIL Low Duration Debt A-I Index. You can invest in JM Low Duration Fund - Direct (IDCW-D) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹1,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 7.08% and 5.81% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 97.14% in Debt and 2.86% in cash and cash equivalents.