Can I invest in SIP and Lumpsum in Kotak Balanced Advantage Fund - Direct (G) Direct Growth?

Yes, you can invest both lumpsum and SIP in Kotak Balanced Advantage Fund - Direct (G). Minimum lumpsum investment Kotak Balanced Advantage Fund - Direct (G) is ₹100 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of Kotak Balanced Advantage Fund - Direct (G) Direct Growth?

The latest NAV ( Net Asset Value ) of Kotak Balanced Advantage Fund - Direct (G) is Kotak Balanced Advantage Fund - Direct (G) is ₹22.22 as on 2025-06-16.

Which are the biggest stock holdings of Kotak Balanced Advantage Fund - Direct (G)?

The 5 biggest stock holdings of Kotak Balanced Advantage Fund - Direct (G) are: ICICI Bank (4.25%), Reliance Industr (4.01%), HDFC Bank (3.56%), Infosys (3.23%), Interglobe Aviat (2.64%)

What are the top sectors Kotak Balanced Advantage Fund - Direct (G) invests in?

A majority of Kotak Balanced Advantage Fund - Direct (G) 's AUM worth ₹17,342.95 (Cr) is invested in these 3 top sectors: Debt : 29.44% Banks : 12.17% IT-Software : 8.45%

Mutual Funds
AMC
Kotak Balanced Advantage Fund - Direct (G)

Kotak Balanced Advantage Fund - Direct (G)

Dynamic Asset Allocation or Balanced Advantage

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NAV
22.22(0.56%)
Fund Size (CR)
₹17,342.95
Expense Ratio
0.57
Scheme Type
Active Fund
Value Research

Min. investment
₹100
Minimum Additional Investment
₹100
Minimum SIP Investment
₹100
Minimum Withdrawal
₹1,000
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
12.24%

Absolute Return: 9.31%

Annualized Return: 0%

Basic Details

Scheme Manager

Rohit Tandon

Bench Mark

Nifty 50 Hybrid Composite Debt 50:50 Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	6 June 2025	9925.43	-0.75%	-	-0.67%	81/147
1 Month	13 May 2025	10115.83	1.16%	-	1.45%	103/147
3 Month	13 March 2025	10914.34	9.14%	-	7.75%	27/147
6 Month	13 December 2024	10103.80	1.04%	-	-0.08%	49/145
1 Year	13 June 2024	10908.42	9.08%	9.08%	5.56%	23/141
3 Year	13 June 2022	15336.29	53.36%	15.31%	14.63%	30/107
5 Year	12 June 2020	20643.74	106.44%	15.58%	14.54%	27/87
Since Inception	3 August 2018	22095.00	120.95%	12.24%	11.04%	48/147

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 July 2024	1,20,000	125502.33	4.59%	4.59%
3 Year	1 July 2022	3,60,000	442301.79	22.86%	7.10%
5 Year	1 July 2020	6,00,000	833043.07	38.84%	6.78%
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

2.18%

Standard Deviation

0.55%

Beta

1.00%

Sharpe Ratio

0.05%

Treynor's Ratio

3.44%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
ICICI Bank	4.25%	5100640	737.45	Equity	Banks
Reliance Industr	4.01%	4899196	696.13	Equity	Refineries
HDFC Bank	3.56%	3178129	618.11	Equity	Banks
Infosys	3.23%	3581427	559.67	Equity	IT - Software
Interglobe Aviat	2.64%	859930	458.34	Equity	Air Transport Service
Bharti Airtel	2.01%	1876949	348.40	Equity	Telecomm-Service
Larsen & Toubro	1.92%	906476	333.14	Equity	Infrastructure Developers & Operators
ITC	1.79%	7444827	311.23	Equity	Tobacco Products
M & M	1.63%	948685	282.40	Equity	Automobile
Axis Bank	1.49%	2167219	258.38	Equity	Banks

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Kotak Balanced Advantage Fund - Direct (G)	17342.95	1.16%	9.14%	1.04%	9.08%	15.31%
LIC MF Balanced Advantage Fund - Dir (G)	830.92	2.52%	10.43%	2.91%	11.91%	14.91%
LIC MF Balanced Advantage Fund - Dir (IDCW)	830.92	2.52%	10.43%	2.91%	11.90%	14.90%
WhiteOak Capital Balanced Advantage Fund - Dir (G)	1566.31	0.79%	8.81%	1.35%	11.06%	-
UTI-Unit Linked Insurance Plan - Direct	5467.51	0.57%	6.80%	2.19%	11.01%	11.78%
DSP Dynamic Asset Allocation Fund -Dir (G)	3396.57	1.29%	6.47%	3.34%	9.93%	15.05%

List of Schemes under Kotak Mahindra Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
Kotak Bluechip Fund	Equity	Very High	6.38%	4	₹10,138.03
Kotak Bond Fund	Debt	Moderately Low	9.58%	3	₹2,131.27
Kotak Bond - Short Term Fund	Debt	Moderate	9.91%	3	₹17,540.57
Kotak India EQ Contra Fund	Equity	Very High	3.42%	3	₹4,283.33
Kotak Emerging Equity Fund	Equity	Very High	7.93%	4	₹53,463.94
Kotak Dynamic Bond Fund	Debt	Moderate	9.53%	3	₹2,882.64
Kotak Savings Fund	Debt	Moderate	7.95%	3	₹15,401.47
Kotak Money Market Scheme	Debt	Moderate	8.26%	4	₹31,657.18
Kotak Gilt-Invest Plan	Debt	Moderately Low	8.13%	2	₹3,867.94
Kotak Banking and PSU Debt Fund	Debt	Moderate	9.75%	3	₹6,212.89
Kotak Gold Fund	Other	High	36.96%	2	₹3,099.36
Kotak Credit Risk Fund	Debt	High	8.73%	1	₹704.00
Kotak Liquid	Debt	Moderate	7.32%	3	₹36,087.85
Kotak Small Cap Fund	Equity	Very High	2.02%	2	₹17,329.27
Kotak Equity Opportunities Fund	Equity	Very High	2.52%	4	₹27,046.44
Kotak Flexi Cap Fund	Equity	Very High	6.35%	3	₹52,532.92
Kotak ELSS Tax Saver Fund	Equity	Very High	-0.07%	3	₹6,266.40
Kotak Infrastructure & Economic Reform-SP	Equity	Very High	-4.34%	4	₹2,402.04
Kotak Low Duration Fund - Standard Plan	Debt	Moderate	8.78%	1	₹12,913.39
Kotak Equity Arbitrage Fund	Hybrid	Low	7.8%	4	₹67,362.14
Kotak Multi Asset Allocator FoF - Dynamic	Other	High	9.14%	4	₹1,798.99
Kotak Global Emerging Market Fund	Other	Very High	12%	0	₹93.43
Kotak Corporate Bond Fund	Debt	Moderately Low	9.99%	4	₹16,661.30
Kotak Gilt-Invest Plan	Debt	Moderately Low	8.13%	3	₹3,867.94
Kotak Debt Hybrid	Hybrid	Moderately High	7.99%	4	₹3,129.28
Kotak Medium Term Fund	Debt	Moderate	10.69%	3	₹1,911.59
Kotak Equity Savings Fund	Hybrid	Moderately High	6.5%	4	₹8,254.19
Kotak Equity Hybrid	Hybrid	Very High	7.76%	4	₹7,413.46
Kotak Balanced Advantage Fund	Hybrid	Very High	9.08%	4	₹17,342.95
Kotak Yearly Interval Plan - Sr.1 - Reg	Debt	Moderately Low	0%	0	₹0.00
Kotak Overnight Fund	Debt	Low	6.48%	4	₹6,260.53
Kotak Floating Rate Fund	Debt	Moderately Low	9.84%	2	₹3,311.95
Kotak Focused Equity Fund	Equity	Very High	5%	3	₹3,536.44
Kotak Pioneer Fund	Equity	Very High	8.73%	0	₹2,807.23
Kotak ESG Exclusionary Strategy Fund	Equity	Very High	2.72%	0	₹875.25
Kotak International REIT FOF	Other	Very High	15.33%	0	₹65.05
Kotak NASDAQ 100 Fund of Fund	Other	Very High	14.72%	0	₹3,157.70
Kotak Nifty Next 50 Index Fund	Other	Very High	-4.92%	3	₹643.16
Kotak Nifty 50 Index Fund	Other	Very High	6.42%	2	₹899.91
Kotak Global Innovation Fund of Fund	Other	Very High	10.38%	0	₹497.36
Kotak FMP - Series 292 - 1735 Days	Debt	Moderately Low	8.58%	0	₹460.70
Kotak Multicap Fund	Equity	Very High	3.3%	4	₹17,943.32
Kotak Manufacture in India Fund	Equity	Very High	-0.05%	0	₹2,429.24
Kotak Nifty SDL Apr 2027 Top 12 Equal Weight Index Fund	Other	Moderate	9.39%	0	₹7,693.14
Kotak Nifty SDL Apr 2032 Top 12 Equal Weight Index Fund	Other	Moderate	11.13%	0	₹3,071.52
Kotak Business Cycle Fund	Equity	Very High	10.18%	0	₹2,728.93
Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60:40 Index Fund	Other	Moderate	10.09%	0	₹577.39
Kotak Nifty SDL Plus AAA PSU Bond Jul 2033 60:40 Index Fund	Other	Moderate	0%	0	₹0.00
Kotak Income Plus Arbitrage FOF	Other	Moderately High	9.52%	0	₹2,259.98
Kotak FMP - Series 300 - 1223 Days	Debt	Moderate	8.36%	0	₹250.24
Kotak Nifty SDL Jul 2026 Index Fund	Other	Moderately Low	8.61%	0	₹103.34
Kotak FMP - Series 304 - 3119 Days	Debt	Moderate	11.46%	0	₹117.35
Kotak FMP - Series 305 - 1200 Days	Debt	Moderately Low	8.19%	0	₹34.93
Kotak Banking & Financial Services Fund	Equity	Very High	14.28%	0	₹1,212.57
Kotak Nifty SDL Jul 2033 Index Fund	Other	Moderate	11.36%	0	₹213.36
Kotak Silver ETF Fund of Fund	Other	Very High	19.75%	0	₹104.76
Kotak Nifty Smallcap 50 Index Fund	Other	Very High	5.71%	0	₹129.81
Kotak FMP - Series 308 - 1125 Days	Debt	Very High	9.23%	0	₹97.56
Kotak FMP - Series 310 - 1131 Days	Debt	Moderate	8.37%	0	₹130.18
Kotak FMP - Series 312 - 90 Days	Debt	Moderately Low	0%	0	₹0.00
Kotak Nifty 200 Momentum 30 Index Fund	Other	Very High	-12.1%	0	₹447.33
Kotak FMP - Series 313 - 180 Days	Debt	Moderate	0%	0	₹0.00
Kotak Quant Fund	Equity	Very High	-4.54%	0	₹658.91
Kotak Nifty Financial Services Ex-Bank Index Fund	Other	Very High	22.54%	0	₹55.39
Kotak BSE Housing Index Fund	Other	Very High	-6.36%	0	₹17.14
Kotak Multi Asset Allocation Fund - Reg	Hybrid	Very High	5.76%	0	₹7,947.03
Kotak Nifty G-Sec July 2033 Index Fund	Other	Moderate	11.07%	0	₹21.42
Kotak Consumption Fund	Equity	Very High	8.07%	0	₹1,247.64
Kotak Healthcare Fund	Equity	Very High	15.63%	0	₹434.55
Kotak Technology Fund	Equity	Very High	13.89%	0	₹581.22
Kotak Long Duration Fund	Debt	Moderate	8.43%	0	₹208.30
Kotak Nifty AAA Bond Jun 2025 HTM Index Fund	Other	Moderately Low	7.58%	0	₹102.05
Kotak FMP - Series 330 - 98 Days	Debt	Low	0%	0	₹0.00
Kotak Nifty 100 Low Volatility 30 Index Fund	Other	Very High	4.75%	0	₹105.71
Kotak Special Opportunites Fund	Equity	Very High	0%	0	₹2,089.45
Kotak BSE PSU Index Fund	Other	Very High	0%	0	₹79.07
Kotak NIFTY Midcap 50 Index Fund	Other	Very High	0%	0	₹55.65
Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund	Other	Moderate	0%	0	₹406.04
Kotak Nifty India Tourism Index Fund	Other	Very High	0%	0	₹28.83
Kotak MNC Fund	Equity	Very High	0%	0	₹2,241.81
Kotak NIFTY Midcap 150 Momentum 50 Index Fund	Other	Very High	0%	0	₹216.34
Kotak Transportation & Logistics Fund	Equity	Very High	0%	0	₹391.48
Kotak Nifty 100 Equal Weight Index Fund	Other	Very High	0%	0	₹11.08
Kotak Nifty 50 Equal Weight Index Fund	Other	Very High	0%	0	₹11.95
Kotak Nifty SmallCap 250 Index Fund	Other	Very High	0%	0	₹24.97
Kotak BSE Sensex Index Fund	Other	Very High	0%	0	₹9.88
Kotak CRISIL-IBX AAA Bond Financial Services Index-Dec 2026 Fund	Other	Moderate	0%	0	₹51.61
Kotak Nifty Commodities Index Fund	Other	Very High	0%	0	₹4.77
Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund	Other	Moderately Low	0%	0	₹583.57
Kotak Nifty Midcap 150 Index Fund	Other	Very High	0%	0	₹5.43
Kotak Energy Opportunities Fund	Equity	Very High	0%	0	₹184.37
Kotak Nifty Top 10 Equal Weight Index Fund	Other	Very High	0%	0	₹12.92

News

Kotak Nifty AAA Bond Jun 2025 HTM Index Fund Merger into Kotak Income Plus Arbitrage FOF
Kotak Mahindra Mutual Fund has approved the merger of Kotak Nifty AAA Bond Jun 2025 HTM Index Fund Merger into Kotak Income Plus Arbitrage FOF, with effect from 30 June 2025.
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Kotak Mahindra Mutual Fund announces change in Key Personnel
Kotak Mahindra Mutual Fund has announced that Mr. Sunil Pandey has been appointed as a Debt - Fund Manager and Dealer on the Board of the Trustee Company with effect from June 01, 2025.
Details of Mr. Sunil Pandey
Age: 42
Designation: Debt - Fund Manager and Dealer
Qualification : Masters in Financial Management
Experience : 22
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Kotak Mahindra Mutual Fund announces change in fund manager under its schemes

Kotak Mahindra Mutual Fund has announced change in fund manager under the following schemes, with effect from 01 June 2025.

Change in Fund Manager:

Name of the Scheme(s)	Existing Fund Manager	Revised Fund Manager
Kotak Liquid Fund & Kotak Overnight Fund	Mr. Deepak Agrawal	Mr. Deepak Agrawal and Mr. Sunil Pandey
Kotak Low Duration Fund	Mr. Deepak Agrawal and Mr. Manu Sharma	Mr. Deepak Agrawal and Mr. Sunit Garg
Kotak Banking and PSU Debt Fund	Mr. Deepak Agrawal and Mr. Abhishek Bisen	Mr. Deepak Agrawal and Mr. Dharmesh Thakar
Kotak Medium Term Fund	Mr. Deepak Agrawal and Mr. Sunit Garg	Mr. Deepak Agrawal and Mr. Vihag Mishra

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Fund House Details & Investment Objective

Date of Incorporation

13 July 2018

Total AUM (Cr)

₹17342.95

Kotak Balanced Advantage Fund - Direct (G) is an Dynamic Asset Allocation or Balanced Advantage-oriented fund from the renowned AMC, Kotak Mahindra Mutual Fund. Launched in 13 July 2018, this fund is managed by Rohit Tandon. With assets under management (AUM) worth ₹17,342.95 (Cr), as of 16 June 2025, Kotak Balanced Advantage Fund - Direct (G) is categorized as a Dynamic Asset Allocation or Balanced Advantage within its segment. The fund has generated a return of 12.24% since its launch.
The current NAV of Kotak Balanced Advantage Fund - Direct (G) is ₹22.22, as on 16 June 2025. The fund's benchmark index is Nifty 50 Hybrid Composite Debt 50:50 Index. You can invest in Kotak Balanced Advantage Fund - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹100.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
For redemption/switch out of upto 8% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil. 1.00% - If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment. Nil - If units are redeemed or switched out on or after 1 year from the date of allotment. The fund has generated 15.31% and 15.58% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 70.19% in Equity, 27.57% in Debt and 2.24% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 29.44% in Debt, 12.17% in Banks, 8.45% in IT-Software, 4.48% in Petroleum Products, 3.26% in Automobiles

FAQs

How to Invest in Kotak Balanced Advantage Fund - Direct (G) Direct Growth?

Kotak Balanced Advantage Fund - Direct (G) is a popular fund in the Dynamic Asset Allocation or Balanced Advantage segment. The fund has generated a return of 12.24% since inception. Looking to invest in Kotak Balanced Advantage Fund - Direct (G) How about earning 1% extra return? All this is possible with m.Stock! Investing in Kotak Balanced Advantage Fund - Direct (G) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, Kotak Balanced Advantage Fund - Direct (G)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in Kotak Balanced Advantage Fund - Direct (G) today and reap the benefits of this Dynamic Asset Allocation or Balanced Advantage fund!

How much returns has Kotak Balanced Advantage Fund - Direct (G) Direct Growth generated?

In the short term, i.e., 1 year, Kotak Balanced Advantage Fund - Direct (G) has generated annualised return of 9.08%. In the long-term, the fund has generated 15.31% and 15.58% in 3 and 5 years respectively. Since its inception, the fund has generated 12.24% returns.

What is the expense ratio of Kotak Balanced Advantage Fund - Direct (G) Direct Growth?

The expense ratio of Kotak Balanced Advantage Fund - Direct (G) Direct Growth is 0.57%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of Kotak Balanced Advantage Fund - Direct (G) Fund Direct Growth?

The Assets Under Management (AUM) of Kotak Balanced Advantage Fund - Direct (G) is ₹17,342.95 (Cr) as of 2025-06-16 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from Kotak Balanced Advantage Fund - Direct (G) Direct Growth?

Redeeming or selling units of Kotak Balanced Advantage Fund - Direct (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from Kotak Balanced Advantage Fund - Direct (G):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case Kotak Balanced Advantage Fund - Direct (G)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).