Mutual Funds
AMC
Kotak Liquid Fund - Direct (G)

Kotak Liquid Fund - Direct (G)

NAV
5519.75(0.02%)
Fund Size (CR)
₹29,817.08
Expense Ratio
0.2
Scheme Type
Active Fund
Value Research
-

Min. investment
₹1,000
Minimum Additional Investment
₹500
Minimum SIP Investment
₹500
Minimum Withdrawal
₹1,000
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0.007%
Return Since Launch
6.80%

Absolute Return: 1.47%

Annualized Return: 0%

1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment

Basic Details

Scheme Manager

Deepak Agrawal

Bench Mark

NIFTY Liquid Index A-I

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	30 January 2026	10015.31	0.15%	-	0.15%	220/395
1 Month	6 January 2026	10048.14	0.48%	-	0.44%	207/395
3 Month	6 November 2025	10147.01	1.47%	-	1.35%	164/383
6 Month	6 August 2025	10294.71	2.95%	-	2.68%	113/374
1 Year	6 February 2025	10646.09	6.46%	6.46%	5.97%	81/368
3 Year	6 February 2023	12255.65	22.56%	7.01%	6.60%	84/344
5 Year	5 February 2021	13330.91	33.31%	5.91%	5.59%	90/335
Since Inception	1 January 2013	23673.24	136.73%	6.80%	58.07%	136/395

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 March 2025	1,20,000	123502.20	2.92%	2.92%
3 Year	1 March 2023	3,60,000	397609.79	10.45%	3.37%
5 Year	1 March 2021	6,00,000	706089.77	17.68%	3.31%
10 Year	1 March 2016	12,00,000	1628377.57	35.70%	3.10%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

0.06%

Standard Deviation

0.00%

Beta

5.74%

Sharpe Ratio

2.94%

Treynor's Ratio

1.14%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
There's no data available of Stock Holdings

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Kotak Liquid Fund - Direct (G)	29817.08	0.48%	1.47%	2.95%	6.46%	7.01%
Bandhan Liquid Fund - Direct (IDCW-D)	14538.39	0.63%	1.95%	3.90%	8.60%	9.21%
Motilal Oswal Liquid Fund - Direct (IDCW-F) RI	1200.15	0.47%	1.44%	2.85%	8.24%	7.38%
TRUSTMF Liquid Fund - Direct (IDCW-D) RI	574.26	0.57%	1.73%	3.65%	8.00%	9.04%
Union Liquid Fund - Direct (IDCW-W)	5729.15	0.66%	1.51%	2.99%	7.44%	7.35%
Canara Robeco Liquid Fund - Direct (IDCW-M)	5148.57	0.48%	1.48%	2.96%	7.22%	7.03%

List of Schemes under Kotak Mahindra Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
Kotak Consumption Fund	Equity	Very High	5.46%	0	₹1,802.16
Kotak Nifty 100 Low Volatility 30 Index Fund	Other	Very High	8.09%	0	₹142.70
Kotak Nifty Midcap 150 Index Fund	Other	Very High	0%	0	₹17.43
Kotak Dynamic Bond Fund	Debt	Moderate	5.59%	3	₹2,632.18
Kotak Large Cap Fund	Equity	Very High	11.26%	4	₹11,086.61
Kotak Midcap Fund	Equity	Very High	11.21%	4	₹60,636.84
Kotak Gold Silver Passive FOF	Other	Very High	0%	0	₹581.72
Kotak Energy Opportunities Fund	Equity	Very High	0%	0	₹265.39
Kotak Pioneer Fund	Equity	Very High	8.05%	0	₹3,341.75
Kotak Nifty 50 Equal Weight Index Fund	Other	Very High	12.85%	0	₹33.27
Kotak Nifty 100 Equal Weight Index Fund	Other	Very High	11.33%	0	₹28.08
Kotak Nifty 200 Momentum 30 Index Fund	Other	Very High	3.73%	0	₹519.13
Kotak Nifty SDL Jul 2026 Index Fund	Other	Moderately Low	7%	0	₹103.61
Kotak Corporate Bond Fund	Debt	Moderately Low	7.33%	4	₹17,264.65
Kotak Credit Risk Fund	Debt	High	9.41%	1	₹706.22
Kotak Balanced Advantage Fund	Hybrid	Very High	8.07%	3	₹17,852.25
Kotak Quant Fund	Equity	Very High	9.37%	0	₹562.51
Kotak Global Innovation Overseas Equity Omni FOF	Other	Very High	13.09%	0	₹557.28
Kotak Silver ETF Fund of Fund	Other	Very High	142.78%	0	₹776.59
Kotak CRISIL-IBX AAA Bond Financial Services Index-Dec 2026 Fund	Other	Moderate	0%	0	₹205.19
Kotak Nifty Commodities Index Fund	Other	Very High	0%	0	₹225.63
Kotak Aggressive Hybrid	Hybrid	Very High	9.89%	4	₹8,508.93
Kotak Nifty Top 10 Equal Weight Index Fund	Other	Very High	0%	0	₹25.50
Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund	Other	Moderately Low	0%	0	₹365.55
Kotak Bond Fund	Debt	Moderately Low	5.18%	3	₹2,040.91
Kotak Money Market Scheme	Debt	Moderate	7.23%	3	₹32,869.86
Kotak Nifty SmallCap 250 Index Fund	Other	Very High	-1.36%	0	₹40.16
Kotak Small Cap Fund	Equity	Very High	-4.3%	2	₹17,257.64
Kotak Banking and PSU Debt Fund	Debt	Moderate	7.34%	3	₹5,495.35
Kotak International REIT Overseas Equity Omni FOF	Other	Very High	20.73%	0	₹95.61
Kotak Nifty SDL Jul 2033 Index Fund	Other	Moderate	5.14%	0	₹189.75
Kotak Debt Hybrid	Hybrid	Moderately High	5.8%	4	₹3,072.00
Kotak Large & Midcap Fund	Equity	Very High	14.24%	3	₹30,038.59
Kotak Gilt-Invest Plan	Debt	Moderately Low	1.51%	2	₹3,008.01
Kotak Gilt-Invest Plan	Debt	Moderately Low	1.51%	2	₹3,008.01
Kotak Arbitrage Fund	Hybrid	Low	7.01%	4	₹72,153.44
Kotak BSE PSU Index Fund	Other	Very High	23.8%	0	₹78.21
Kotak Equity Savings Fund	Hybrid	Moderately High	9.08%	4	₹9,650.52
Kotak Gold Fund	Other	High	74.95%	2	₹5,212.64
Kotak Healthcare Fund	Equity	Very High	-1.87%	0	₹467.92
Kotak Technology Fund	Equity	Very High	-6.26%	0	₹662.36
Kotak Nifty Financial Services Ex-Bank Index Fund	Other	Very High	23.18%	0	₹96.99
Kotak Income Plus Arbitrage Omni FOF	Other	Moderately High	7.08%	0	₹7,354.74
Kotak Nifty 200 Quality 30 Index Fund	Other	Very High	0%	0	₹14.47
Kotak Nifty Smallcap 50 Index Fund	Other	Very High	0.64%	0	₹181.50
Kotak Nifty SDL Apr 2032 Top 12 Equal Weight Index Fund	Other	Moderate	5.79%	0	₹3,207.85
Kotak BSE Sensex Index Fund	Other	Very High	0%	0	₹16.14
Kotak US Specific Equity Passive FOF	Other	Very High	18.64%	0	₹3,769.89
Kotak Global Emerging Market Overseas Equity Omni FOF	Other	Very High	43.94%	0	₹256.15
Kotak Nifty G-Sec July 2033 Index Fund	Other	Moderate	6.55%	0	₹22.01
Kotak Nifty SDL Apr 2027 Top 12 Equal Weight Index Fund	Other	Moderate	7.5%	0	₹7,115.59
Kotak Nifty India Tourism Index Fund	Other	Very High	-7.29%	0	₹34.54
Kotak Banking & Financial Services Fund	Equity	Very High	20.12%	0	₹1,396.26
Kotak Long Duration Fund	Debt	Moderate	0.75%	0	₹120.99
Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60:40 Index Fund	Other	Moderate	7.63%	0	₹544.41
Kotak Low Duration Fund - Standard Plan	Debt	Moderate	7.46%	2	₹14,796.34
Kotak Multi Asset Omni FOF	Other	Very High	17.78%	3	₹2,255.27
Kotak Transportation & Logistics Fund	Equity	Very High	19.15%	0	₹577.83
Kotak BSE Housing Index Fund	Other	Very High	0.17%	0	₹15.57
Kotak Bond - Short Term Fund	Debt	Moderate	7.35%	3	₹17,557.58
Kotak ESG Exclusionary Strategy Fund	Equity	Very High	12.05%	0	₹851.24
Kotak Multi Asset Allocation Fund - Reg	Hybrid	Very High	26.56%	0	₹10,836.15
Kotak Floating Rate Fund	Debt	Moderate	8.25%	4	₹3,390.53
Kotak Nifty Alpha 50 Index Fund	Other	Very High	0%	0	₹18.07
Kotak Savings Fund	Debt	Moderate	7.06%	2	₹16,788.24
Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund	Other	Moderate	7.94%	0	₹596.96
Kotak Nifty 50 Index Fund	Other	Very High	10.03%	3	₹1,047.74
Kotak Flexi Cap Fund	Equity	Very High	15.19%	3	₹56,459.51
Kotak ELSS Tax Saver Fund	Equity	Very High	9.12%	3	₹6,452.11
Kotak Focused Fund	Equity	Very High	18.68%	4	₹3,971.58
Kotak Contra Fund	Equity	Very High	12.34%	3	₹5,136.39
Kotak Special Opportunites Fund	Equity	Very High	0.83%	0	₹1,626.68
Kotak Business Cycle Fund	Equity	Very High	7.62%	0	₹3,108.04
Kotak Active Momentum Fund	Equity	Very High	0%	0	₹1,391.80
Kotak NIFTY Midcap 150 Momentum 50 Index Fund	Other	Very High	7.48%	0	₹311.84
Kotak CRISIL-IBX Financial Services 9 to 12 Months Debt Index Fund	Other	Moderately Low	0%	0	₹726.77
Kotak Overnight Fund	Debt	Low	5.68%	4	₹7,512.64
Kotak MNC Fund	Equity	Very High	13.57%	0	₹2,077.95
Kotak Infrastructure & Economic Reform-SP	Equity	Very High	7.07%	3	₹2,353.04
Kotak Liquid	Debt	Moderate	6.46%	3	₹34,938.46
Kotak Multicap Fund	Equity	Very High	10.3%	4	₹23,057.25
Kotak Nifty500 Momentum 50 Index Fund	Other	Very High	0%	0	₹14.58
Kotak Rural Opportunities Fund	Equity	Very High	0%	0	₹907.29
Kotak Nifty Next 50 Index Fund	Other	Very High	9.26%	2	₹880.33
Kotak Manufacture in India Fund	Equity	Very High	16.37%	0	₹2,483.41
Kotak Medium Term Fund	Debt	Moderate	9.3%	3	₹1,986.87
Kotak NIFTY Midcap 50 Index Fund	Other	Very High	13.74%	0	₹66.40
Kotak Nifty AAA Bond Financial Services Mar 2028 Index Fund	Other	Moderate	0%	0	₹339.67

News

Kotak Arbitrage Fund announces Income Distribution cum capital withdrawal (IDCW)
Kotak Mahindra Mutual Fund has announced 23 January 2026 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under the monthly IDCW option of Kotak Arbitrage Fund. The amount of IDCW on the face value of Rs 10 per unit will be:
Regular Plan ' Monthly IDCW Option: Rs 0.0659
Direct Plan ' Monthly IDCW Option: Rs 0.0743
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Kotak MF announces Income Distribution cum Capital Withdrawal (IDCW) under its scheme
Kotak Mutual Fund has announced 22 December 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) option under the following scheme. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
Kotak Multi Asset Allocation Fund
Regular Plan ' IDCW: 0.3024
Direct Plan ' IDCW: 0.3119
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Kotak Mutual Fund Change in Minimum Application Amount

Kotak Mutual Fund announces that the Minimum Application Amount for Kotak Liquid Fund and Kotak Overnight Fund stands modified as under with effect from December 16, 2025.

Scheme Name(s)	Existing Minimum Application Amount	Revised Minimum Application Amount
Kotak Liquid Fund Kotak Overnight Fund	Rs.100/- and any amount thereafter Rs.100/- and any amount thereafter	Rs.1000/- and any amount thereafter Rs.500/- and any amount thereafter

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Fund House Details & Investment Objective

Date of Incorporation

1 January 2013

Total AUM (Cr)

₹34938.46

Kotak Liquid Fund - Direct (G) is an Liquid Fund-oriented fund from the renowned AMC, Kotak Mahindra Mutual Fund. Launched in 1 January 2013, this fund is managed by Deepak Agrawal. With assets under management (AUM) worth ₹34,938.46 (Cr), as of 9 February 2026, Kotak Liquid Fund - Direct (G) is categorized as a Liquid Fund within its segment. The fund has generated a return of 6.80% since its launch.
The current NAV of Kotak Liquid Fund - Direct (G) is ₹5,519.75, as on 9 February 2026. The fund's benchmark index is NIFTY Liquid Index A-I. You can invest in Kotak Liquid Fund - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹1,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 7.01% and 5.91% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 102.42% in Debt and -2.42% in cash and cash equivalents.