Kotak ELSS Tax Saver Fund - Direct (G)

ELSS

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NAV
138.83(-0.69%)
Fund Size (CR)
₹6,301.13
Expense Ratio
0.62
Scheme Type
Active Fund
Value Research
-

Min. investment
₹500
Minimum Additional Investment
₹500
Minimum SIP Investment
₹500
Minimum Withdrawal
₹500
Exit Load
0%
Return Since Launch
15.83%

Absolute Return: 0.68%

Annualized Return: 0%

Basic Details

Scheme Manager

Harsha Upadhyaya

Bench Mark

Nifty 500 TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	4 February 2026	10116.80	1.17%	-	1.24%	132/217
1 Month	9 January 2026	10224.98	2.25%	-	1.24%	34/217
3 Month	11 November 2025	10190.02	1.90%	-	-0.12%	29/217
6 Month	11 August 2025	10518.87	5.19%	-	3.73%	64/217
1 Year	11 February 2025	11420.53	14.21%	14.21%	12.55%	74/217
3 Year	10 February 2023	16294.77	62.95%	17.64%	17.97%	111/209
5 Year	11 February 2021	21488.34	114.88%	16.52%	16.30%	74/203
Since Inception	1 January 2013	68792.93	587.93%	15.83%	15.00%	73/217

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	3 March 2025	1,20,000	126102.58	5.09%	5.09%
3 Year	1 March 2023	3,60,000	427165.09	18.66%	5.87%
5 Year	1 March 2021	6,00,000	857215.85	42.87%	7.40%
10 Year	1 March 2016	12,00,000	2818474.82	134.87%	8.91%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

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Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

3.63%

Standard Deviation

0.93%

Beta

0.85%

Sharpe Ratio

0.02%

Treynor's Ratio

0.73%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	8.85%	6000000	557.55	Equity	Banks
SBI	5.38%	3150000	339.30	Equity	Banks
ICICI Bank	4.95%	2300000	311.65	Equity	Banks
Tech Mahindra	3.73%	1350000	235.32	Equity	IT - Software
Bharti Airtel	3.69%	1180000	232.31	Equity	Telecom-Service
Infosys	3.59%	1378553	226.22	Equity	IT - Software
Britannia Inds.	2.65%	285000	167.02	Equity	FMCG
NTPC	2.64%	4670000	166.25	Equity	Power Generation & Distribution
Hero Motocorp	2.63%	300000	166.02	Equity	Automobile
Eternal	2.61%	6000000	164.16	Equity	E-Commerce/App based Aggregator

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Kotak ELSS Tax Saver Fund - Direct (G)	6301.13	2.25%	1.90%	5.19%	14.21%	17.64%
SBI Long Term Advantage Fund - Series V -Dir (G)	368.70	0.45%	0.01%	2.57%	20.95%	24.04%
SBI Long Term Advantage Fund-Series V -Dir (IDCW)	368.70	0.45%	0.01%	2.57%	20.95%	24.04%
Mirae Asset ELSS Tax Saver Fund - Direct (IDCW)	26111.95	2.07%	1.04%	7.08%	18.72%	19.29%
Mirae Asset ELSS Tax Saver Fund - Direct (G)	26111.95	2.07%	1.03%	7.08%	18.72%	19.31%
Aditya Birla SL ELSS Tax Saver Fund - Direct (IDCW)	14992.71	1.85%	1.63%	5.86%	18.46%	17.07%

List of Schemes under Kotak Mahindra Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
Kotak Credit Risk Fund	Debt	High	10.1%	1	₹706.22
Kotak Balanced Advantage Fund	Hybrid	Very High	11.5%	3	₹17,513.06
Kotak Nifty SDL Apr 2027 Top 12 Equal Weight Index Fund	Other	Moderate	7.58%	0	₹7,022.16
Kotak Small Cap Fund	Equity	Very High	5.22%	2	₹16,367.84
Kotak Technology Fund	Equity	Very High	-5.01%	0	₹669.20
Kotak Nifty SmallCap 250 Index Fund	Other	Very High	8.07%	0	₹39.58
Kotak Aggressive Hybrid	Hybrid	Very High	14.8%	4	₹8,431.47
Kotak Global Innovation Overseas Equity Omni FOF	Other	Very High	16.06%	0	₹609.88
Kotak Gilt-Invest Plan	Debt	Moderately Low	2.1%	2	₹3,008.01
Kotak Global Emerging Market Overseas Equity Omni FOF	Other	Very High	47.81%	0	₹538.64
Kotak Gilt-Invest Plan	Debt	Moderately Low	2.1%	2	₹3,008.01
Kotak Large Cap Fund	Equity	Very High	15.93%	4	₹10,864.16
Kotak Equity Savings Fund	Hybrid	Moderately High	11.66%	4	₹9,618.75
Kotak BSE PSU Index Fund	Other	Very High	33.53%	0	₹92.09
Kotak Large & Midcap Fund	Equity	Very High	20.8%	3	₹29,991.17
Kotak Nifty Top 10 Equal Weight Index Fund	Other	Very High	0%	0	₹34.01
Kotak CRISIL-IBX AAA Bond Financial Services Index-Dec 2026 Fund	Other	Moderate	0%	0	₹205.19
Kotak Nifty 100 Equal Weight Index Fund	Other	Very High	16.67%	0	₹36.91
Kotak Gold Silver Passive FOF	Other	Very High	0%	0	₹1,112.34
Kotak Nifty India Tourism Index Fund	Other	Very High	-0.54%	0	₹30.60
Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund	Other	Moderately Low	0%	0	₹365.55
Kotak Nifty Financial Services Ex-Bank Index Fund	Other	Very High	31.12%	0	₹93.91
Kotak Gold Fund	Other	High	78.84%	2	₹6,556.25
Kotak Bond - Short Term Fund	Debt	Moderate	7.47%	3	₹17,557.58
Kotak Arbitrage Fund	Hybrid	Low	6.95%	4	₹71,931.38
Kotak Silver ETF Fund of Fund	Other	Very High	170.04%	0	₹1,157.43
Kotak Banking & Financial Services Fund	Equity	Very High	26.49%	0	₹1,378.63
Kotak MNC Fund	Equity	Very High	20.7%	0	₹1,966.53
Kotak Transportation & Logistics Fund	Equity	Very High	27.69%	0	₹542.49
Kotak BSE Housing Index Fund	Other	Very High	6.45%	0	₹13.38
Kotak Nifty 50 Equal Weight Index Fund	Other	Very High	17.55%	0	₹45.81
Kotak Overnight Fund	Debt	Low	5.66%	4	₹7,512.64
Kotak Nifty Smallcap 50 Index Fund	Other	Very High	10.19%	0	₹174.52
Kotak Nifty SDL Apr 2032 Top 12 Equal Weight Index Fund	Other	Moderate	6.11%	0	₹3,358.88
Kotak Nifty 100 Low Volatility 30 Index Fund	Other	Very High	11.73%	0	₹142.51
Kotak NIFTY Midcap 50 Index Fund	Other	Very High	21.65%	0	₹67.72
Kotak Healthcare Fund	Equity	Very High	7.45%	0	₹451.35
Kotak Nifty AAA Bond Financial Services Mar 2028 Index Fund	Other	Moderate	0%	0	₹270.36
Kotak Nifty G-Sec July 2033 Index Fund	Other	Moderate	7.05%	0	₹22.33
Kotak Consumption Fund	Equity	Very High	12.76%	0	₹1,646.42
Kotak Dynamic Bond Fund	Debt	Moderate	6.38%	3	₹2,632.18
Kotak Low Duration Fund - Standard Plan	Debt	Moderate	7.51%	2	₹14,796.34
Kotak Nifty 200 Momentum 30 Index Fund	Other	Very High	9.89%	0	₹486.80
Kotak Nifty SDL Jul 2026 Index Fund	Other	Moderately Low	7.09%	0	₹99.14
Kotak Corporate Bond Fund	Debt	Moderately Low	7.46%	4	₹17,264.65
Kotak Nifty Midcap 150 Index Fund	Other	Very High	0%	0	₹18.80
Kotak Midcap Fund	Equity	Very High	18.8%	4	₹59,041.13
Kotak Quant Fund	Equity	Very High	15.64%	0	₹538.65
Kotak ESG Exclusionary Strategy Fund	Equity	Very High	17.07%	0	₹822.94
Kotak Floating Rate Fund	Debt	Moderate	8.25%	4	₹3,390.53
Kotak Nifty 200 Quality 30 Index Fund	Other	Very High	0%	0	₹14.54
Kotak Pioneer Fund	Equity	Very High	12.56%	0	₹3,237.57
Kotak Banking and PSU Debt Fund	Debt	Moderate	7.43%	3	₹5,495.35
Kotak Bond Fund	Debt	Moderately Low	5.64%	3	₹2,040.91
Kotak Energy Opportunities Fund	Equity	Very High	0%	0	₹260.25
Kotak Nifty Commodities Index Fund	Other	Very High	0%	0	₹239.36
Kotak US Specific Equity Passive FOF	Other	Very High	19.94%	0	₹3,870.28
Kotak Money Market Scheme	Debt	Moderate	7.27%	3	₹32,869.86
Kotak Debt Hybrid	Hybrid	Moderately High	7.46%	4	₹3,043.65
Kotak International REIT Overseas Equity Omni FOF	Other	Very High	22.06%	0	₹104.29
Kotak Nifty SDL Jul 2033 Index Fund	Other	Moderate	5.67%	0	₹194.47
Kotak Income Plus Arbitrage Omni FOF	Other	Moderately High	7.14%	0	₹7,354.74
Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60:40 Index Fund	Other	Moderate	7.72%	0	₹544.41
Kotak BSE Sensex Index Fund	Other	Very High	0%	0	₹16.47
Kotak Long Duration Fund	Debt	Moderate	1.63%	0	₹120.99
Kotak Multi Asset Omni FOF	Other	Very High	21.22%	3	₹2,397.56
Kotak Nifty 50 Index Fund	Other	Very High	13.67%	3	₹1,036.58
Kotak Dividend Yield Fund	Equity	Very High	0%	0	₹215.21
Kotak Special Opportunites Fund	Equity	Very High	9.54%	0	₹1,424.00
Kotak Flexi Cap Fund	Equity	Very High	20.41%	3	₹56,478.65
Kotak ELSS Tax Saver Fund	Equity	Very High	14.21%	3	₹6,301.13
Kotak Contra Fund	Equity	Very High	18.68%	3	₹5,086.82
Kotak Focused Fund	Equity	Very High	24.85%	4	₹3,940.04
Kotak Business Cycle Fund	Equity	Very High	15.12%	0	₹3,002.14
Kotak Multicap Fund	Equity	Very High	18.46%	4	₹22,709.75
Kotak Nifty500 Momentum 50 Index Fund	Other	Very High	0%	0	₹15.19
Kotak Rural Opportunities Fund	Equity	Very High	0%	0	₹872.36
Kotak Active Momentum Fund	Equity	Very High	0%	0	₹1,340.30
Kotak NIFTY Midcap 150 Momentum 50 Index Fund	Other	Very High	15.53%	0	₹301.90
Kotak CRISIL-IBX Financial Services 9 to 12 Months Debt Index Fund	Other	Moderately Low	0%	0	₹612.83
Kotak Nifty Alpha 50 Index Fund	Other	Very High	0%	0	₹21.25
Kotak Savings Fund	Debt	Moderate	7.12%	2	₹16,788.24
Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund	Other	Moderate	8.01%	0	₹596.96
Kotak Infrastructure & Economic Reform-SP	Equity	Very High	14.97%	3	₹2,252.41
Kotak Liquid	Debt	Moderate	6.45%	3	₹34,938.46
Kotak Nifty Next 50 Index Fund	Other	Very High	16.03%	2	₹893.66
Kotak Manufacture in India Fund	Equity	Very High	25.24%	0	₹2,409.81
Kotak Medium Term Fund	Debt	Moderate	9.99%	3	₹1,986.87
Kotak Multi Asset Allocation Fund - Reg	Hybrid	Very High	33.8%	0	₹12,100.58

News

Kotak Arbitrage Fund announces Income Distribution cum capital withdrawal (IDCW)
Kotak Mahindra Mutual Fund has announced 23 January 2026 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under the monthly IDCW option of Kotak Arbitrage Fund. The amount of IDCW on the face value of Rs 10 per unit will be:
Regular Plan ' Monthly IDCW Option: Rs 0.0659
Direct Plan ' Monthly IDCW Option: Rs 0.0743
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Kotak MF announces Income Distribution cum Capital Withdrawal (IDCW) under its scheme
Kotak Mutual Fund has announced 22 December 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) option under the following scheme. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
Kotak Multi Asset Allocation Fund
Regular Plan ' IDCW: 0.3024
Direct Plan ' IDCW: 0.3119
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Kotak Mutual Fund Change in Minimum Application Amount

Kotak Mutual Fund announces that the Minimum Application Amount for Kotak Liquid Fund and Kotak Overnight Fund stands modified as under with effect from December 16, 2025.

Scheme Name(s)	Existing Minimum Application Amount	Revised Minimum Application Amount
Kotak Liquid Fund Kotak Overnight Fund	Rs.100/- and any amount thereafter Rs.100/- and any amount thereafter	Rs.1000/- and any amount thereafter Rs.500/- and any amount thereafter

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Fund House Details & Investment Objective

Date of Incorporation

1 January 2013

Total AUM (Cr)

₹6301.13

Kotak ELSS Tax Saver Fund - Direct (G) is an ELSS-oriented fund from the renowned AMC, Kotak Mahindra Mutual Fund. Launched in 1 January 2013, this fund is managed by Harsha Upadhyaya. With assets under management (AUM) worth ₹6,301.13 (Cr), as of 12 February 2026, Kotak ELSS Tax Saver Fund - Direct (G) is categorized as a ELSS within its segment. The fund has generated a return of 15.83% since its launch.
The current NAV of Kotak ELSS Tax Saver Fund - Direct (G) is ₹138.83, as on 12 February 2026. The fund's benchmark index is Nifty 500 TRI. You can invest in Kotak ELSS Tax Saver Fund - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹500.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 17.64% and 16.52% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 99.47% in Equity, 0.67% in Debt and -0.14% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 25.28% in Banks, 8.58% in IT-Software, 6.80% in Petroleum Products, 4.99% in Construction, 4.86% in Automobiles