Kotak Liquid Fund - Regular (IDCW-D)

Liquid Fund

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NAV
1249.49(-0.02%)
Fund Size (CR)
₹42,746.41
Expense Ratio
0.31
Scheme Type
Active Fund
Value Research
-

Min. investment
₹1,000
Minimum Additional Investment
₹500
Minimum SIP Investment
₹500
Minimum Withdrawal
₹1,000
Exit Load
0.007%
Return Since Launch
7.82%

Absolute Return: 1.57%

Annualized Return: 0%

Basic Details

Scheme Manager

Deepak Agrawal

Bench Mark

NIFTY Liquid Index A-I

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	March 26, 2026	10030.12	0.30%	-	0.27%	122/397
1 Month	March 2, 2026	10063.86	0.64%	-	0.55%	113/397
3 Month	January 2, 2026	10156.95	1.57%	-	1.45%	180/397
6 Month	October 2, 2025	10303.52	3.04%	-	2.83%	184/375
1 Year	April 2, 2025	10626.22	6.26%	6.26%	5.81%	108/370
3 Year	April 2, 2023	12243.14	22.43%	6.97%	6.57%	98/346
5 Year	March 31, 2021	13365.94	33.66%	5.96%	5.68%	122/337
Since Inception	November 4, 2003	54142.77	441.43%	7.82%	58.38%	17/397

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	May 1, 2025	1,20,000	529326.53	341.11%	341.11%
3 Year	May 1, 2023	3,60,000	1592478.42	342.36%	64.16%
5 Year	May 2, 2021	6,00,000	2655663.60	342.61%	34.65%
10 Year	May 1, 2016	12,00,000	5313626.56	342.80%	16.04%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

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Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

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Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

0.07%

Standard Deviation

0.01%

Beta

6.78%

Sharpe Ratio

2.03%

Treynor's Ratio

1.56%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
There's no data available of Stock Holdings

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Union Liquid Fund - Direct (IDCW-Frt)	7923.43	0.63%	7.81%	7.80%	8.43%	4.46%
Bandhan Liquid Fund - Direct (IDCW-D)	17384.12	0.67%	1.96%	4.00%	8.13%	9.16%
Motilal Oswal Liquid Fund - Direct (IDCW-F) RI	1114.06	0.36%	1.28%	2.73%	7.88%	7.28%
TRUSTMF Liquid Fund - Direct (IDCW-D) RI	942.60	0.73%	1.81%	3.64%	7.84%	8.95%
Union Liquid Fund - Direct (IDCW-W)	7923.43	0.64%	1.62%	3.13%	7.28%	7.34%

List of Schemes under Kotak Mahindra Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
Kotak Large & Midcap Fund	Equity	Very High	3.86%	3	₹30,712.48
Kotak Floating Rate Fund	Debt	Moderate	6.96%	4	₹3,250.18
Kotak Bond - Short Term Fund	Debt	Moderate	5.74%	3	₹15,582.03
Kotak Nifty SDL Apr 2027 Top 12 Equal Weight Index Fund	Other	Moderate	6.96%	0	₹6,958.34
Kotak Healthcare Fund	Equity	Very High	3.53%	0	₹485.24
Kotak Low Duration Fund - Standard Plan	Debt	Moderate	6.83%	2	₹15,256.56
Kotak MNC Fund	Equity	Very High	13.43%	0	₹2,006.76
Kotak Nifty Commodities Index Fund	Other	Very High	9.18%	0	₹274.52
Kotak Gold Silver Passive FOF	Other	Very High	0%	0	₹1,068.90
Kotak Silver ETF Fund of Fund	Other	Very High	121.59%	0	₹993.19
Kotak NIFTY Midcap 50 Index Fund	Other	Very High	4.23%	0	₹67.38
Kotak Nifty AAA Bond Financial Services Mar 2028 Index Fund	Other	Moderate	0%	0	₹267.69
Kotak Nifty 200 Quality 30 Index Fund	Other	Very High	0%	0	₹14.41
Kotak Technology Fund	Equity	Very High	-8.89%	0	₹574.47
Kotak Banking & Financial Services Fund	Equity	Very High	2.6%	0	₹1,435.53
Kotak ESG Exclusionary Strategy Fund	Equity	Very High	0.32%	0	₹809.60
Kotak Nifty 100 Equal Weight Index Fund	Other	Very High	0.87%	0	₹38.31
Kotak International REIT Overseas Equity Omni FOF	Other	Very High	15.2%	0	₹105.62
Kotak Dynamic Bond Fund	Debt	Moderate	2.96%	3	₹2,464.87
Kotak Nifty SDL Jul 2033 Index Fund	Other	Moderate	2.42%	0	₹197.61
Kotak Gilt-Invest Plan	Debt	Moderately Low	-2.83%	2	₹2,579.00
Kotak Gold Fund	Other	High	57.95%	2	₹6,866.22
Kotak Large Cap Fund	Equity	Very High	0.45%	4	₹10,925.23
Kotak Multi Asset Allocation Fund - Reg	Hybrid	Very High	20.98%	0	₹12,784.39
Kotak Global Emerging Market Overseas Equity Omni FOF	Other	Very High	43.85%	0	₹876.91
Kotak Gilt-Invest Plan	Debt	Moderately Low	-2.83%	2	₹2,579.00
Kotak Equity Savings Fund	Hybrid	Moderately High	5.72%	4	₹9,853.13
Kotak Transportation & Logistics Fund	Equity	Very High	10.58%	0	₹552.14
Kotak Balanced Advantage Fund	Hybrid	Very High	2.04%	3	₹17,590.57
Kotak Global Innovation Overseas Equity Omni FOF	Other	Very High	33%	0	₹609.15
Kotak Overnight Fund	Debt	Low	5.49%	4	₹5,066.85
Kotak BSE Housing Index Fund	Other	Very High	-10.46%	0	₹13.95
Kotak Aggressive Hybrid	Hybrid	Very High	4.04%	4	₹8,653.48
Kotak CRISIL-IBX AAA Bond Financial Services Index-Dec 2026 Fund	Other	Moderate	6.84%	0	₹197.72
Kotak BSE Sensex Index Fund	Other	Very High	-3.29%	0	₹16.01
Kotak Arbitrage Fund	Hybrid	Low	6.77%	4	₹71,264.86
Kotak Nifty India Tourism Index Fund	Other	Very High	-22.67%	0	₹32.09
Kotak Nifty Smallcap 50 Index Fund	Other	Very High	-1.7%	0	₹179.14
Kotak Nifty SDL Apr 2032 Top 12 Equal Weight Index Fund	Other	Moderate	3.17%	0	₹3,533.94
Kotak Nifty 100 Low Volatility 30 Index Fund	Other	Very High	-0.48%	0	₹132.67
Kotak Quant Fund	Equity	Very High	-1.01%	0	₹545.96
Kotak Nifty G-Sec July 2033 Index Fund	Other	Moderate	3.27%	0	₹22.76
Kotak Banking and PSU Debt Fund	Debt	Moderate	5.63%	3	₹5,172.76
Kotak US Specific Equity Passive FOF	Other	Very High	33.7%	0	₹3,706.88
Kotak Nifty 50 Equal Weight Index Fund	Other	Very High	2.79%	0	₹51.39
Kotak Consumption Fund	Equity	Very High	0.65%	0	₹1,709.11
Kotak Midcap Fund	Equity	Very High	6.65%	4	₹61,694.40
Kotak Credit Risk Fund	Debt	High	8.12%	1	₹691.20
Kotak BSE PSU Index Fund	Other	Very High	13.04%	0	₹95.94
Kotak Long Duration Fund	Debt	Moderate	-4.2%	0	₹97.79
Kotak Nifty Financial Services Ex-Bank Index Fund	Other	Very High	5.09%	0	₹97.40
Kotak Nifty Top 10 Equal Weight Index Fund	Other	Very High	0%	0	₹34.31
Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund	Other	Moderately Low	6.5%	0	₹317.35
Kotak Bond Fund	Debt	Moderately Low	2.07%	3	₹1,878.36
Kotak Income Plus Arbitrage Omni FOF	Other	Moderately High	5.89%	0	₹7,699.44
Kotak Nifty Midcap 150 Index Fund	Other	Very High	1.88%	0	₹21.54
Kotak Pioneer Fund	Equity	Very High	9.03%	0	₹3,318.06
Kotak Money Market Scheme	Debt	Moderate	6.61%	3	₹32,331.25
Kotak Energy Opportunities Fund	Equity	Very High	0%	0	₹279.60
Kotak Small Cap Fund	Equity	Very High	-3.98%	2	₹16,870.61
Kotak Nifty 200 Momentum 30 Index Fund	Other	Very High	-1.5%	0	₹502.76
Kotak Nifty SDL Jul 2026 Index Fund	Other	Moderately Low	6.53%	0	₹98.33
Kotak Corporate Bond Fund	Debt	Moderately Low	5.48%	4	₹15,220.94
Kotak Infrastructure & Economic Reform-SP	Equity	Very High	5.92%	3	₹2,339.33
Kotak Liquid	Debt	Moderate	6.31%	3	₹33,309.00
Kotak Nifty200 Value 30 Index Fund	Other	Very High	0%	0	₹10.83
Kotak Nifty Alpha 50 Index Fund	Other	Very High	0%	0	₹24.50
Kotak Savings Fund	Debt	Moderate	6.73%	2	₹14,989.42
Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund	Other	Moderate	6.82%	0	₹524.43
Kotak Nifty Next 50 Index Fund	Other	Very High	-1.02%	2	₹941.48
Kotak Manufacture in India Fund	Equity	Very High	10.52%	0	₹2,647.75
Kotak Medium Term Fund	Debt	Moderate	7.3%	3	₹1,806.99
Kotak Nifty SmallCap 250 Index Fund	Other	Very High	-2.89%	0	₹42.54
Kotak Nifty 50 Index Fund	Other	Very High	-1.69%	3	₹1,055.47
Kotak Business Cycle Fund	Equity	Very High	3.94%	0	₹3,053.74
Kotak Multicap Fund	Equity	Very High	5.27%	4	₹23,886.02
Kotak Nifty500 Momentum 50 Index Fund	Other	Very High	0%	0	₹17.04
Kotak Rural Opportunities Fund	Equity	Very High	0%	0	₹889.65
Kotak ELSS Tax Saver Fund	Equity	Very High	-0.54%	3	₹6,355.17
Kotak Flexi Cap Fund	Equity	Very High	2.73%	3	₹56,853.23
Kotak Focused Fund	Equity	Very High	7.78%	4	₹4,013.79
Kotak Contra Fund	Equity	Very High	2.7%	3	₹5,224.68
Kotak Active Momentum Fund	Equity	Very High	0%	0	₹1,338.83
Kotak Dividend Yield Fund	Equity	Very High	0%	0	₹221.18
Kotak Special Opportunites Fund	Equity	Very High	2.85%	0	₹1,410.79
Kotak Debt Hybrid	Hybrid	Moderately High	1.55%	4	₹2,943.91
Kotak NIFTY Midcap 150 Momentum 50 Index Fund	Other	Very High	-0.58%	0	₹321.56
Kotak CRISIL-IBX Financial Services 9 to 12 Months Debt Index Fund	Other	Moderately Low	0%	0	₹1,014.75
Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60:40 Index Fund	Other	Moderate	5.96%	0	₹542.74
Kotak Multi Asset Omni FOF	Other	Very High	11.32%	3	₹2,448.14

News

Kotak Mutual Fund announces change in fund manager under its schemes

Kotak Mutual Fund has announced change in fund manager under the following schemes, With effect from 01 April 2026.

Change in Fund Manager:

Scheme Name (s)	Existing Fund Managers	Revised Fund Managers
Kotak Energy Opportunities Fund	Mr. Harsha Upadhyaya, Mr. Mandar Pawar & Mr. Abhishek Bisen	Mr. Mandar Pawar & Mr. Abhishek Bisen
Kotak Healthcare Fund	Ms. Shibani Sircar Kurian, Mr. Dhananjay Tikariha & Mr. Abhishek Bisen	Mr. Dhananjay Tikariha & Mr. Abhishek Bisen

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Kotak Mahindra Mutual Fund announces Ceasation of Key Personnel
Kotak Mahindra Mutual Fund Announces Cessation of Key Personnel that Mr. Jayesh Merchant has completed his tenure of 5 years as an Independent Director Upto March 18, 2026 and has stepped down from the Board of Kotak Mahindra Trustee Company Limited.
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Kotak Arbitrage Fund announces Income Distribution cum capital withdrawal (IDCW)
Kotak Mahindra Mutual Fund has announced 27 March 2026 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under the monthly IDCW option of Kotak Arbitrage Fund. The amount of IDCW on the face value of Rs 10 per unit will be:
Regular Plan ' Monthly IDCW Option: Rs 0.0602
Direct Plan ' Monthly IDCW Option: Rs 0.0692
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Fund House Details & Investment Objective

Date of Incorporation

October 4, 2000

Total AUM (Cr)

₹33309.00

Kotak Liquid Fund - Regular (IDCW-D) is an Liquid Fund-oriented fund from the renowned AMC, Kotak Mahindra Mutual Fund. Launched in October 4, 2000, this fund is managed by Deepak Agrawal. With assets under management (AUM) worth ₹33,309 (Cr), as of April 5, 2026, Kotak Liquid Fund - Regular (IDCW-D) is categorized as a Liquid Fund within its segment. The fund has generated a return of 7.82% since its launch.
The current NAV of Kotak Liquid Fund - Regular (IDCW-D) is ₹1,249.49, as on April 5, 2026. The fund's benchmark index is NIFTY Liquid Index A-I. You can invest in Kotak Liquid Fund - Regular (IDCW-D) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹1,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 6.97% and 5.96% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 122.32% in Debt and -22.32% in cash and cash equivalents.

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