How much returns has LIC MF Multi Asset Allocation Fund - Direct (IDCW) Direct Growth generated?

In the short term, i.e., 1 year, LIC MF Multi Asset Allocation Fund - Direct (IDCW) has generated annualised return of 2.69%. In the long-term, the fund has generated undefined% and - in 3 and 5 years respectively. Since its inception, the fund has generated 13.47% returns.

What is the expense ratio of LIC MF Multi Asset Allocation Fund - Direct (IDCW) Direct Growth?

The expense ratio of LIC MF Multi Asset Allocation Fund - Direct (IDCW) Direct Growth is 1.10%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of LIC MF Multi Asset Allocation Fund - Direct (IDCW) Fund Direct Growth?

The Assets Under Management (AUM) of LIC MF Multi Asset Allocation Fund - Direct (IDCW) is ₹926.46 (Cr) as of 2026-11-12 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from LIC MF Multi Asset Allocation Fund - Direct (IDCW) Direct Growth?

Redeeming or selling units of LIC MF Multi Asset Allocation Fund - Direct (IDCW) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load . To redeem from LIC MF Multi Asset Allocation Fund - Direct (IDCW): Login to your m.Stock account In portfolio, your mutual fund investments will be visible under ‘MF’ Select the fund you wish to redeem from (in this case LIC MF Multi Asset Allocation Fund - Direct (IDCW)). Click on ‘Redeem’ button You have 2 options – redeem by units and redeem by value (you can only redeem free units) Select units to be redeemed and click on submit. Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).

Can I invest in SIP and Lumpsum in LIC MF Multi Asset Allocation Fund - Direct (IDCW) Direct Growth?

Yes, you can invest both lumpsum and SIP in LIC MF Multi Asset Allocation Fund - Direct (IDCW). Minimum lumpsum investment LIC MF Multi Asset Allocation Fund - Direct (IDCW) is ₹5,000 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

Which are the biggest stock holdings of LIC MF Multi Asset Allocation Fund - Direct (IDCW)?

The 5 biggest stock holdings of LIC MF Multi Asset Allocation Fund - Direct (IDCW) are: ICICI Bank (3.94%), Multi Comm. Exc. (2.83%), Axis Bank (2.80%), SML Mahindra (2.58%), Indo-MIM (2.45%)

What are the top sectors LIC MF Multi Asset Allocation Fund - Direct (IDCW) invests in?

A majority of LIC MF Multi Asset Allocation Fund - Direct (IDCW) 's AUM worth ₹926.46 (Cr) is invested in these 3 top sectors: Others : 18.73% Debt : 13.80% Banks : 10.76%

LIC MF Multi Asset Allocation Fund - Direct (IDCW)

Q: What is the NAV of LIC MF Multi Asset Allocation Fund - Direct (IDCW) Direct Growth?

The latest NAV ( Net Asset Value ) of LIC MF Multi Asset Allocation Fund - Direct (IDCW) is LIC MF Multi Asset Allocation Fund - Direct (IDCW) is ₹12.47 as on 2026-11-12.

Multi Asset Allocation Fund

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NAV
12.47(0.05%)
Fund Size (CR)
₹965.75
Expense Ratio
1.1
Scheme Type
Active Fund
Value Research
-

Min. investment
₹5,000
Minimum Additional Investment
₹500
Minimum SIP Investment
₹100
Minimum Withdrawal
₹500
Exit Load
0%
Return Since Launch
13.47%

There is no Asset Allocation data

Basic Details

Scheme Manager

Sumit Bhatnagar

Bench Mark

65% Nifty 500 TRI + 25% Nifty Composite Debt Index + 10% Price of Domestic Gold

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	November 4, 2026	10322.37	3.22%	-	2.65%	24/150
1 Month	October 9, 2026	10257.11	2.57%	-	3.10%	88/148
3 Month	August 11, 2026	9832.38	-1.68%	-	-1.20%	90/144
6 Month	May 11, 2026	10197.84	1.98%	-	1.92%	65/136
1 Year	November 11, 2025	10268.61	2.69%	2.69%	5.89%	101/124
3 Year	-	-	-	-	-	-/-
5 Year	-	-	-	-	-	-/-
Since Inception	February 14, 2025	12458.90	24.59%	13.47%	10.74%	50/150

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	December 1, 2025	1,20,000	123194.08	2.66%	2.66%
3 Year	-	-	-	-	-
5 Year	-	-	-	-	-
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Risk Ratios

4.00%

Standard Deviation

0.74%

Beta

0.44%

Sharpe Ratio

-0.03%

Treynor's Ratio

8.92%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
ICICI Bank	3.94%	260965	36.48	Equity	Banks
Multi Comm. Exc.	2.83%	82186	26.21	Equity	Financial Services
Axis Bank	2.80%	213190	25.95	Equity	Banks
SML Mahindra	2.58%	50546	23.88	Equity	Automobile
Indo-MIM	2.45%	193547	22.68	Equity	Capital Goods-Non Electrical Equipment
Larsen & Toubro	2.16%	51700	20.02	Equity	Infrastructure Developers & Operators
Jindal Stain.	2.06%	283439	19.10	Equity	Steel
M & M	2.01%	65553	18.62	Equity	Automobile
SBI	1.90%	182772	17.58	Equity	Banks
Cohance Life	1.82%	379747	16.87	Equity	Pharmaceuticals

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
LIC MF Multi Asset Allocation Fund - Direct (IDCW)	965.75	2.57%	-1.68%	1.98%	2.69%	-
Aditya Birla SL Multi Asset Allocation Fund-Dir (IDCW)	7477.72	4.22%	-0.53%	3.83%	12.79%	17.97%
Quant Multi Asset Allocation Fund - Direct (G)	6608.27	1.96%	-1.61%	1.64%	11.64%	21.40%
Quant Multi Asset Allocation Fund - Direct (IDCW)	6608.27	1.96%	-1.61%	1.64%	11.64%	21.40%
HSBC Multi Asset Allocation Fund - Direct (G)	3140.77	4.25%	0.22%	4.12%	11.16%	-
Kotak Multi Asset Allocation Fund - Direct (G)	15235.76	1.23%	-3.21%	-1.31%	10.27%	17.47%

List of Schemes under LIC Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
LIC MF Equity Hybrid Fund	Hybrid	Very High	2.85%	2	₹546.33
LIC MF Medium to Long Term Fund	Debt	Moderate	4.29%	4	₹171.79
LIC MF Flexi Cap Fund	Equity	Very High	2.96%	2	₹1,005.38
LIC MF Large Cap Fund	Equity	Very High	-0.78%	2	₹1,288.74
LIC MF Gilt Fund	Debt	Moderately Low	3.29%	2	₹43.38
LIC MF Banking & PSU Debt Fund	Debt	Moderate	4.57%	3	₹1,592.54
LIC MF Nifty 50 Index Fund	Other	Very High	-1.29%	2	₹352.47
LIC MF Infrastructure Fund	Equity	Very High	10.82%	4	₹1,100.12
LIC MF Liquid Fund	Debt	Moderately Low	6.52%	3	₹13,844.98
LIC MF Ultra Short to Short Term Fund	Debt	Moderately Low	6.22%	5	₹1,691.09
LIC MF ELSS Tax Saver Fund	Equity	Very High	-0.58%	2	₹943.73
LIC MF BSE Sensex Index Fund	Other	Very High	-1.99%	2	₹89.18
LIC MF Equity Savings Fund	Hybrid	Moderately High	3.07%	1	₹37.68
LIC MF Nifty Next 50 Index Fund	Other	Very High	6.33%	1	₹107.15
LIC MF Gold Fund	Other	High	11.83%	3	₹797.29
LIC MF Conservative Hybrid Fund	Hybrid	Moderately High	2.19%	1	₹45.00
LIC MF Children's Fund	Solution Oriented	Very High	3.67%	1	₹15.20
LIC MF Large & Mid Cap Fund	Equity	Very High	0.86%	2	₹2,856.83
LIC MF Banking & Fina Serv Fund	Equity	Very High	-1.7%	1	₹243.68
LIC MF Midcap Fund	Equity	Very High	4.41%	2	₹352.75
LIC MF Small Cap Fund	Equity	Very High	17.49%	2	₹805.00
LIC MF Focused Fund	Equity	Very High	3.8%	0	₹164.01
LIC MF Long Term Value Fund	Equity	Very High	19.9%	1	₹367.60
LIC MF Dividend Yield Fund	Equity	Very High	7.27%	0	₹712.87
LIC MF Arbitrage Fund	Hybrid	Low	6.89%	2	₹315.65
LIC MF Short Term Fund	Debt	Moderate	4.86%	3	₹119.43
LIC MF Healthcare Fund	Equity	Very High	18.12%	2	₹96.54
LIC MF Overnight Fund	Debt	Moderately Low	5.27%	4	₹1,007.84
LIC MF Ultra Short Term Fund	Debt	Low	6.73%	5	₹1,279.71
LIC MF Balanced Advantage Fund	Hybrid	Very High	3.27%	2	₹634.21
LIC MF Money Market Fund	Debt	Moderately Low	6.61%	1	₹4,380.80
LIC MF Multi Cap Fund	Equity	Very High	9.4%	0	₹2,179.70
LIC MF Manufacturing Fund	Equity	Very High	13.93%	0	₹724.03
LIC MF Multi Asset Allocation Fund	Hybrid	Very High	2.69%	0	₹926.46
LIC MF Consumption Fund	Equity	Very High	0%	0	₹410.25
LIC MF Technology Fund	Equity	Very High	0%	0	₹95.06

News

LIC Mutual Fund announces Income Distribution cum Capital Withdrawal (IDCW) under its schemes
LIC Mutual Fund has announced 27 July 2026 as the record date for the declaration of Income Distribution cum Capital Withdrawal (IDCW) on the face value of Rs 10 per unit under the following scheme. The amount of IDCW (Rs per unit) will be:
LIC MF Aggressive Hybrid Fund ' Regular Plan - IDCW Option: 0.12
LIC MF Arbitrage Fund ' Direct Plan - IDCW Option: 0.06
LIC MF Equity Savings Fund ' Regular Plan - IDCW Option: 0.10
LIC MF Equity Savings Fund ' Direct Plan - IDCW Option: 0.10
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Fund House Details & Investment Objective

Date of Incorporation

January 24, 2025

Total AUM (Cr)

₹926.46

LIC MF Multi Asset Allocation Fund - Direct (IDCW) is an Multi Asset Allocation Fund-oriented fund from the renowned AMC, LIC Mutual Fund. Launched in January 24, 2025, this fund is managed by Sumit Bhatnagar. With assets under management (AUM) worth ₹926.46 (Cr), as of November 12, 2026, LIC MF Multi Asset Allocation Fund - Direct (IDCW) is categorized as a Multi Asset Allocation Fund within its segment. The fund has generated a return of 13.47% since its launch.
The current NAV of LIC MF Multi Asset Allocation Fund - Direct (IDCW) is ₹12.47, as on November 12, 2026. The fund's benchmark index is 65% Nifty 500 TRI + 25% Nifty Composite Debt Index + 10% Price of Domestic Gold. You can invest in LIC MF Multi Asset Allocation Fund - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated undefined% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 68.18% in Equity, 13.18% in Debt and 18.63% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 18.73% in Others, 13.80% in Debt, 10.76% in Banks, 5.86% in Pharmaceuticals & Biotech, 4.72% in Capital Markets

Mutual Fund Categories

Types of Mutual Funds

Debt Funds

Access debt markets and enjoy interest income from bonds and debentures. Ideal for conservative short-term investors

Hybrid Funds

Enjoy best of both the worlds - equity and debt. Ideal for beginners with medium-term investment horizon

Equity Funds

Invest in large, mid, and small cap sector stocks to enjoy capital appreciation. Ideal for aggressive, long-term investors

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SIP Calculator

Compute the future value of your SIP investments

Lumpsum Calculator

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SWP Calculator

Calculate the future value of your SWP Investments

FAQs

LIC MF Multi Asset Allocation Fund - Direct (IDCW) is a popular fund in the Multi Asset Allocation Fund segment. The fund has generated a return of 13.47% since inception. Looking to invest in LIC MF Multi Asset Allocation Fund - Direct (IDCW) How about earning 1% extra return? All this is possible with m.Stock! Investing in LIC MF Multi Asset Allocation Fund - Direct (IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, LIC MF Multi Asset Allocation Fund - Direct (IDCW)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in LIC MF Multi Asset Allocation Fund - Direct (IDCW) today and reap the benefits of this Multi Asset Allocation Fund fund!

Redeeming or selling units of LIC MF Multi Asset Allocation Fund - Direct (IDCW) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from LIC MF Multi Asset Allocation Fund - Direct (IDCW):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case LIC MF Multi Asset Allocation Fund - Direct (IDCW)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).

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