LIC MF Multi Asset Allocation Fund - Direct (IDCW)

Multi Asset Allocation

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NAV
12.41(0.04%)
Fund Size (CR)
₹953.98
Expense Ratio
0.63
Scheme Type
Active Fund
Value Research
-

Min. investment
₹5,000
Minimum Additional Investment
₹500
Minimum SIP Investment
₹100
Minimum Withdrawal
₹500
Exit Load
0%
Return Since Launch
24.07%

Absolute Return: 1.83%

Annualized Return: 0%

Basic Details

Scheme Manager

Sumit Bhatnagar

Bench Mark

65% Nifty 500 TRI + 25% Nifty Composite Debt Index + 10% Price of Domestic Gold

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	6 February 2026	10027.88	0.28%	-	0.21%	72/132
1 Month	13 January 2026	10132.30	1.32%	-	1.52%	81/132
3 Month	13 November 2025	10166.26	1.66%	-	4.22%	111/124
6 Month	13 August 2025	11068.78	10.69%	-	12.02%	76/116
1 Year	-	-	-	-	-	-/-
3 Year	-	-	-	-	-	-/-
5 Year	-	-	-	-	-	-/-
Since Inception	14 February 2025	12407.00	24.07%	24.07%	15.11%	2/132

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	3 March 2025	1,20,000	131598.74	9.67%	9.67%
3 Year	-	-	-	-	-
5 Year	-	-	-	-	-
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

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Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

2.40%

Standard Deviation

0.69%

Beta

2.85%

Sharpe Ratio

0.13%

Treynor's Ratio

14.56%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	2.57%	263347	24.47	Equity	Banks
Bharti Airtel	2.24%	108418	21.34	Equity	Telecom-Service
ICICI Bank	2.01%	141828	19.22	Equity	Banks
Godfrey Phillips	1.77%	83155	16.93	Equity	Tobacco Products
Axis Bank	1.72%	119904	16.43	Equity	Banks
Larsen & Toubro	1.57%	38122	14.99	Equity	Infrastructure Developers & Operators
ITC	1.56%	460681	14.84	Equity	Tobacco Products
Apollo Hospitals	1.49%	20480	14.26	Equity	Healthcare
TCS	1.44%	43850	13.70	Equity	IT - Software
SBI	1.44%	127924	13.78	Equity	Banks

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
LIC MF Multi Asset Allocation Fund - Direct (IDCW)	953.98	1.32%	1.66%	10.69%	-	-
Kotak Multi Asset Allocation Fund - Direct (G)	12100.58	0.68%	8.32%	20.46%	30.70%	-
Kotak Multi Asset Allocation Fund - Direct (IDCW)	12100.58	0.68%	8.32%	20.47%	30.70%	-
Aditya Birla SL Multi Asset Allocation Fund-Dir (IDCW)	6111.84	4.13%	9.14%	17.88%	29.07%	21.61%
HSBC Multi Asset Allocation Fund - Direct (IDCW)	2693.31	2.89%	5.59%	13.48%	28.83%	-
HSBC Multi Asset Allocation Fund - Direct (G)	2693.31	2.89%	5.59%	13.48%	28.83%	-

List of Schemes under LIC Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
LIC MF Equity Hybrid Fund	Hybrid	Very High	11.66%	2	₹515.46
LIC MF Medium to Long Duration Fund	Debt	Moderate	6.6%	4	₹200.91
LIC MF Flexi Cap Fund	Equity	Very High	10.75%	2	₹1,010.08
LIC MF Large Cap Fund	Equity	Very High	11.02%	2	₹1,433.80
LIC MF Gilt Fund	Debt	Moderately Low	2.41%	2	₹56.96
LIC MF Banking & PSU Fund	Debt	Moderate	7.52%	3	₹1,866.75
LIC MF Nifty 50 Index Fund	Other	Very High	11.25%	2	₹358.74
LIC MF Infrastructure Fund	Equity	Very High	20.22%	4	₹946.24
LIC MF Liquid Fund	Debt	Moderately Low	6.42%	3	₹12,352.47
LIC MF Low Duration Fund	Debt	Moderately Low	7.37%	5	₹1,866.64
LIC MF ELSS Tax Saver	Equity	Very High	8.39%	2	₹1,053.61
LIC MF BSE Sensex Index Fund	Other	Very High	8.98%	2	₹90.87
LIC MF Equity Savings Fund	Hybrid	Moderately High	9.08%	1	₹35.61
LIC MF Nifty Next 50 Index Fund	Other	Very High	13.5%	1	₹98.00
LIC MF Gold Fund	Other	High	73.8%	3	₹808.61
LIC MF Conservative Hybrid Fund	Hybrid	Moderately High	6.21%	1	₹48.69
LIC MF Children's Fund	Solution Oriented	Very High	1.12%	1	₹14.76
LIC MF Large & Mid Cap Fund	Equity	Very High	11.65%	2	₹2,992.97
LIC MF Banking & Fina Serv Fund	Equity	Very High	24.46%	1	₹278.17
LIC MF Midcap Fund	Equity	Very High	9.99%	2	₹330.68
LIC MF Small Cap Fund	Equity	Very High	2.73%	2	₹587.16
LIC MF Focused Fund	Equity	Very High	6.13%	0	₹161.98
LIC MF Long Term Value Fund	Equity	Very High	12.13%	1	₹191.63
LIC MF Dividend Yield Fund	Equity	Very High	13.18%	0	₹649.64
LIC MF Arbitrage Fund	Hybrid	Low	6.7%	2	₹281.47
LIC MF Short Duration Fund	Debt	Moderate	7.8%	3	₹260.41
LIC MF Healthcare Fund	Equity	Very High	1.13%	2	₹78.65
LIC MF Overnight Fund	Debt	Moderately Low	5.65%	4	₹712.15
LIC MF Ultra Short Term Fund	Debt	Low	6.89%	5	₹246.32
LIC MF Balanced Advantage Fund	Hybrid	Very High	6.85%	2	₹718.70
LIC MF Money Market Fund	Debt	Moderately Low	7.05%	1	₹4,227.22
LIC MF Multi Cap Fund	Equity	Very High	14.1%	0	₹1,765.96
LIC MF Manufacturing Fund	Equity	Very High	21.88%	0	₹709.03
LIC MF Multi Asset Allocation Fund	Hybrid	Very High	0%	0	₹953.98
LIC MF Consumption Fund	Equity	Very High	0%	0	₹498.63

News

LIC Mutual Fund announces appointment of Key Personnel
LIC Mutual Fund has announced that Mr. Ramakrishnan Chander has been appointed as an Associate Director with effect from February 11, 2026 ('Effective Date').
Details of Mr. Ramakrishnan Chander
Age: 58 years
Designation: Associate Director
Qualification: B. Sc., Post Graduate Diploma in Financial Management (PGDFM)
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LIC Mutual Fund announces change in Key Personnel
LIC Mutual Fund has announced that Notice is hereby given to the investors/unitholders that Mr. Sat Pal Bhanoo (Associate Director) has resigned from the Board of LIC Mutual Fund Trustee Private Limited with effect from close of business hours of 31(st) December 2025 on account of his superannuation from Life Insurance Corporation of India.
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LIC Mutual Fund announces Income Distribution cum Capital Withdrawal (IDCW) under its scheme
LIC Mutual Fund has announced 26 December 2025 as the record date for the declaration of Income Distribution cum Capital Withdrawal (IDCW) on the face value of Rs 10 per unit under the following scheme. The amount of IDCW (Rs per unit) will be:
LIC MF Aggressive Hybrid Fund ' Regular Plan - IDCW Option: 0.12
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Fund House Details & Investment Objective

Date of Incorporation

24 January 2025

Total AUM (Cr)

₹953.98

LIC MF Multi Asset Allocation Fund - Direct (IDCW) is an Multi Asset Allocation-oriented fund from the renowned AMC, LIC Mutual Fund. Launched in 24 January 2025, this fund is managed by Sumit Bhatnagar. With assets under management (AUM) worth ₹953.98 (Cr), as of 16 February 2026, LIC MF Multi Asset Allocation Fund - Direct (IDCW) is categorized as a Multi Asset Allocation within its segment. The fund has generated a return of 24.07% since its launch.
The current NAV of LIC MF Multi Asset Allocation Fund - Direct (IDCW) is ₹12.41, as on 16 February 2026. The fund's benchmark index is 65% Nifty 500 TRI + 25% Nifty Composite Debt Index + 10% Price of Domestic Gold. You can invest in LIC MF Multi Asset Allocation Fund - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated undefined% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 66.23% in Equity, 15.32% in Debt and 18.46% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 18.41% in Others, 16.31% in Debt, 8.41% in Banks, 4.25% in Beverages, 4.20% in Chemicals & Petrochemical