Can I invest in SIP and Lumpsum in JM Value Fund - Direct (IDCW) Direct Growth?

Yes, you can invest both lumpsum and SIP in JM Value Fund - Direct (IDCW). Minimum lumpsum investment JM Value Fund - Direct (IDCW) is ₹1,000 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of JM Value Fund - Direct (IDCW) Direct Growth?

The latest NAV ( Net Asset Value ) of JM Value Fund - Direct (IDCW) is JM Value Fund - Direct (IDCW) is ₹76.64 as on 2025-07-10.

Which are the biggest stock holdings of JM Value Fund - Direct (IDCW)?

The 5 biggest stock holdings of JM Value Fund - Direct (IDCW) are: Godfrey Phillips (3.95%), HDFC Bank (3.25%), Larsen & Toubro (3.23%), H P C L (3.16%), Whirlpool India (3.09%)

What are the top sectors JM Value Fund - Direct (IDCW) invests in?

A majority of JM Value Fund - Direct (IDCW) 's AUM worth ₹1,109.58 (Cr) is invested in these 3 top sectors: Banks : 16.84% Finance : 16.27% Pharmaceuticals & Biotech : 7.54%

Mutual Funds
AMC
JM Value Fund - Direct (IDCW)

JM Value Fund - Direct (IDCW)

Value Fund

Invest Now

NAV
76.64(0.04%)
Fund Size (CR)
₹1,089
Expense Ratio
0.86
Scheme Type
Active Fund
Value Research

Min. investment
₹1,000
Minimum Additional Investment
₹100
Minimum SIP Investment
₹100
Minimum Withdrawal
₹500
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
1%
Return Since Launch
17.45%

Absolute Return: 15.30%

Annualized Return: 0%

Basic Details

Scheme Manager

Satish Ramanathan

Bench Mark

BSE 500 TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	2 July 2025	10002.09	0.02%	-	0.40%	78/92
1 Month	9 June 2025	10094.43	0.94%	-	1.32%	68/92
3 Month	9 April 2025	11770.13	17.70%	-	15.61%	9/92
6 Month	9 January 2025	10245.29	2.45%	-	5.28%	71/88
1 Year	9 July 2024	9501.44	-4.99%	-4.99%	1.90%	77/88
3 Year	8 July 2022	21950.51	119.51%	29.90%	24.16%	6/84
5 Year	9 July 2020	35261.46	252.61%	28.65%	25.67%	14/64
Since Inception	2 January 2013	74933.24	649.33%	17.45%	16.50%	43/92

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 August 2024	1,20,000	123029.93	2.52%	2.52%
3 Year	1 August 2022	3,60,000	502518.82	39.59%	11.76%
5 Year	3 August 2020	6,00,000	1091305.75	81.88%	12.71%
10 Year	3 August 2015	12,00,000	3435296.71	186.27%	11.09%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

4.64%

Standard Deviation

0.98%

Beta

1.43%

Sharpe Ratio

-0.02%

Treynor's Ratio

13.30%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
Godfrey Phillips	3.95%	48789	43.80	Equity	Tobacco Products
HDFC Bank	3.25%	180000	36.03	Equity	Banks
Larsen & Toubro	3.23%	97613	35.82	Equity	Infrastructure Developers & Operators
H P C L	3.16%	800000	35.04	Equity	Refineries
Whirlpool India	3.09%	245000	34.33	Equity	Consumer Durables
Restaurant Brand	2.90%	3894908	32.15	Equity	Quick Service Restaurant
Infosys	2.85%	197605	31.65	Equity	IT - Software
Tech Mahindra	2.74%	180000	30.37	Equity	IT - Software
CARE Ratings	2.73%	169129	30.24	Equity	Credit Rating Agencies
Bharti Airtel	2.72%	150000	30.14	Equity	Telecomm-Service

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
JM Value Fund - Direct (IDCW)	1089.00	0.94%	17.70%	2.45%	-4.99%	29.90%
DSP Value Fund - Direct (IDCW)	1001.23	1.34%	14.44%	5.30%	8.78%	22.15%
DSP Value Fund - Direct (G)	1001.23	1.33%	14.44%	5.30%	8.77%	22.15%
ICICI Pru Value Fund - Direct (IDCW)	52597.66	1.25%	13.28%	8.43%	8.72%	25.69%
ICICI Pru Value Fund - Direct (G)	52597.66	1.25%	13.28%	8.43%	8.72%	25.69%
Groww Value Fund - Direct (IDCW-Q)	54.91	1.51%	17.11%	11.25%	6.69%	21.75%

List of Schemes under JM Financial Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
JM Large & Mid Cap Fund	Equity	Very High	0%	0	₹0.00
JM Midcap Fund	Equity	Very High	-1.24%	0	₹1,443.94
JM Aggressive Hybrid Fund	Hybrid	Very High	-0.22%	5	₹861.79
JM Liquid Fund	Debt	Moderately Low	7.16%	2	₹1,908.97
JM Liquid Fund	Debt	Moderately Low	0%	0	₹1,908.97
JM Liquid Fund	Debt	Moderately Low	0%	0	₹1,908.97
JM Medium to Long Duration Fund	Debt	Moderate	10.05%	3	₹32.45
JM Small Cap Fund	Equity	Very High	1.35%	0	₹763.09
JM Large Cap Fund	Equity	Very High	-3.64%	4	₹539.68
JM Flexicap Fund	Equity	Very High	-6.1%	4	₹6,143.77
JM ELSS Tax Saver Fund	Equity	Very High	-1.09%	4	₹208.81
JM Value Fund	Equity	Very High	-4.99%	3	₹1,109.58
JM Focused Fund	Equity	Very High	-1.24%	3	₹290.36
JM Overnight Fund	Debt	Low	6.28%	0	₹123.39
JM Overnight Fund	Debt	Low	0%	0	₹123.39
JM Overnight Fund	Debt	Low	0%	0	₹123.39
JM Overnight Fund	Debt	Low	6.51%	0	₹123.39
JM Overnight Fund	Debt	Low	6.28%	2	₹123.39
JM Arbitrage Fund	Hybrid	Low	7.02%	2	₹196.16
JM Short Duration Fund	Debt	Moderate	9.45%	2	₹119.89
JM Low Duration Fund	Debt	Moderately Low	8.41%	3	₹243.92
JM Dynamic Bond Fund	Debt	Moderate	10.13%	3	₹60.60

News

JM Financial MF announces change in Fund Management responsibilities of the following schemes

JM Financial Mutual Fund has announced change in Fund Management responsibilities of the following schemes with effect from: 11 April 2025

Change in Fund Manager Management responsibilities:

Fund Manager:

Name of the Scheme(s)	Existing Fund Manager(s)	Fund Managers & Co-Fund Manager(s)
JM Flexicap Fund	Fund Manager: Mr. Satish Ramanathan Co-Fund Managers: Mr. Asit Bhandarkar Mr. Chaitanya Choksi Ms. Ruchi Fozdar (Debt Portion)	Fund Manager: Mr. Satish Ramanathan Co-Fund Managers: Mr. Asit Bhandarkar Mr. Deepak Gupta Ms. Ruchi Fozdar (Debt Portion)
JM Large Cap Fund	Fund Managers: Mr. Satish Ramanathan Co-Fund Managers: Mr. Asit Bhandarkar Mr. Deepak Gupta Ms. Ruchi Fozdar (Debt Portion)	Fund Manager: Mr. Deepak Gupta Co-Fund Managers: Mr. Asit Bhandarkar Mr. Satish Ramanathan Ms. Ruchi Fozdar (Debt Portion)
JM Value Fund	Fund Manager : Mr. Satish Ramanathan Co-Fund Managers: Mr. Asit Bhandarkar Mr. Chaitanya Choksi Ms. Ruchi Fozdar (Debt Portion)	Fund Manager : Mr. Satish Ramanathan Co-Fund Managers: Mr. Asit Bhandarkar Mr. Deepak Gupta Ms. Ruchi Fozdar (Debt Portion)
JM Focused Fund	Fund Manager : Mr. Asit Bhandarkar Co-Fund Managers: Mr. Satish Ramanathan Mr. Chaitanya Choksi Ms. Ruchi Fozdar (Debt Portion)	Fund Manager : Mr. Asit Bhandarkar Co-Fund Managers: Mr. Satish Ramanathan Mr. Deepak Gupta Ms. Ruchi Fozdar (Debt Portion)
JM ELSS Tax Saver Fund	Fund Manager : Mr. Chaitanya Choksi Co-Fund Managers: Mr. Satish Ramanathan Mr. Asit Bhandarkar Ms. Ruchi Fozdar (Debt Portion)	Fund Manager : Mr. Deepak Gupta Co-Fund Managers: Mr. Satish Ramanathan Mr. Asit Bhandarkar Ms. Ruchi Fozdar (Debt Portion)
JM Aggressive Hybrid Fund	Fund Manager : Mr. Asit Bhandarkar Co-Fund Managers: Mr. Satish Ramanathan Mr. Chaitanya Choksi Ms. Ruchi Fozdar (Debt Portion)	Fund Manager : Mr. Asit Bhandarkar Co-Fund Managers: Mr. Satish Ramanathan Mr. Deepak Gupta Ms. Ruchi Fozdar (Debt Portion)
JM Arbitrage Fund	Fund Manager : Mr. Asit Bhandarkar Co-Fund Managers: Mr. Satish Ramanathan Mr. Chaitanya Choksi Ms. Ruchi Fozdar (Debt Portion)	Fund Manager : Mr. Asit Bhandarkar Co-Fund Managers: Mr. Satish Ramanathan Mr. Deepak Gupta Ms. Ruchi Fozdar (Debt Portion)
JM Midcap Fund	Fund Manager : Mr. Satish Ramanathan Co-Fund Managers: Mr. Asit Bhandarkar Mr. Chaitanya Choksi Ms. Ruchi Fozdar (Debt Portion)	Fund Manager : Mr. Satish Ramanathan Co-Fund Managers: Mr. Asit Bhandarkar Mr. Deepak Gupta Ms. Ruchi Fozdar (Debt Portion)
JM Small Cap Fund	Fund Manager : Mr. Asit Bhandarkar Co-Fund Managers: Mr. Satish Ramanathan Mr. Chaitanya Choksi Ms. Ruchi Fozdar (Debt Portion)	Fund Manager : Mr. Asit Bhandarkar Co-Fund Managers: Mr. Satish Ramanathan Mr. Deepak Gupta Ms. Ruchi Fozdar (Debt Portion)

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JM Financial MF announces change in Fund Manager of the following scheme

JM Financial Mutual Fund has announced change in Fund Manager of the following scheme with effect from: 27 January 2025

Change in Fund Manager of the Scheme:

Scheme Name	Existing Fund Manager	New Fund Manager
JM Large Cap Fund	Mr. Satish Ramanathan Co-Fund Managers: Mr. Chaitanya Choksi, Mr. Asit Bhandarkar & & Ms. Ruchi Fozdar (Debt Portion)	Mr. Satish Ramanathan Co-Fund Managers: Mr. Asit Bhandarkar , Mr. Deepak Gupta & Ms. Ruchi Fozdar (Debt Portion)

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Fund House Details & Investment Objective

Date of Incorporation

1 January 2013

Total AUM (Cr)

₹1109.58

JM Value Fund - Direct (IDCW) is an Value Fund-oriented fund from the renowned AMC, JM Financial Mutual Fund. Launched in 1 January 2013, this fund is managed by Satish Ramanathan. With assets under management (AUM) worth ₹1,109.58 (Cr), as of 10 July 2025, JM Value Fund - Direct (IDCW) is categorized as a Value Fund within its segment. The fund has generated a return of 17.45% since its launch.
The current NAV of JM Value Fund - Direct (IDCW) is ₹76.64, as on 10 July 2025. The fund's benchmark index is BSE 500 TRI. You can invest in JM Value Fund - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹1,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
1.00% - If redeemed / switched out within 30 days from the date of allotment. Nil - If redeemed/switched out after 30 days from the date of allotment. The fund has generated 29.90% and 28.65% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 98.81% in Equity, 0.25% in Debt and 0.94% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 16.84% in Banks, 16.27% in Finance, 7.54% in Pharmaceuticals & Biotech, 7.00% in IT-Software, 5.32% in Automobiles

FAQs

How to Invest in JM Value Fund - Direct (IDCW) Direct Growth?

JM Value Fund - Direct (IDCW) is a popular fund in the Value Fund segment. The fund has generated a return of 17.45% since inception. Looking to invest in JM Value Fund - Direct (IDCW) How about earning 1% extra return? All this is possible with m.Stock! Investing in JM Value Fund - Direct (IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, JM Value Fund - Direct (IDCW)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in JM Value Fund - Direct (IDCW) today and reap the benefits of this Value Fund fund!

How much returns has JM Value Fund - Direct (IDCW) Direct Growth generated?

In the short term, i.e., 1 year, JM Value Fund - Direct (IDCW) has generated annualised return of -4.99%. In the long-term, the fund has generated 29.90% and 28.65% in 3 and 5 years respectively. Since its inception, the fund has generated 17.45% returns.

What is the expense ratio of JM Value Fund - Direct (IDCW) Direct Growth?

The expense ratio of JM Value Fund - Direct (IDCW) Direct Growth is 0.86%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of JM Value Fund - Direct (IDCW) Fund Direct Growth?

The Assets Under Management (AUM) of JM Value Fund - Direct (IDCW) is ₹1,109.58 (Cr) as of 2025-07-10 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from JM Value Fund - Direct (IDCW) Direct Growth?

Redeeming or selling units of JM Value Fund - Direct (IDCW) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from JM Value Fund - Direct (IDCW):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case JM Value Fund - Direct (IDCW)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).