Mutual Funds
AMC
PGIM India Equity Savings Fund-Dir (IDCW-M)

PGIM India Equity Savings Fund-Dir (IDCW-M)

NAV
13.89(-0.02%)
Fund Size (CR)
₹67.41
Expense Ratio
0.58
Scheme Type
Active Fund
Value Research

Min. investment
₹5,000
Minimum Additional Investment
₹1
Minimum SIP Investment
₹1,000
Minimum Withdrawal
₹1,000
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
8.10%

Absolute Return: -0.61%

Annualized Return: 0%

1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment

Basic Details

Scheme Manager

Anandha Padmanabhan Anjen

Bench Mark

NIFTY Equity Savings Index TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	28 January 2026	10052.11	0.52%	-	0.67%	91/137
1 Month	2 January 2026	9979.32	-0.21%	-	-0.33%	54/137
3 Month	4 November 2025	10088.67	0.89%	-	0.73%	56/137
6 Month	4 August 2025	10240.34	2.40%	-	2.91%	90/133
1 Year	4 February 2025	10611.84	6.12%	6.12%	7.32%	98/127
3 Year	3 February 2023	12534.54	25.35%	7.81%	10.58%	122/127
5 Year	4 February 2021	14538.95	45.39%	7.77%	9.06%	98/127
Since Inception	25 April 2014	25060.71	150.61%	8.10%	8.22%	84/137

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	3 March 2025	1,20,000	226481.54	88.73%	88.73%
3 Year	1 March 2023	3,60,000	684478.38	90.13%	23.89%
5 Year	1 March 2021	6,00,000	1153185.81	92.20%	13.96%
10 Year	1 March 2016	12,00,000	2490698.11	107.56%	7.58%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

0.62%

Standard Deviation

0.19%

Beta

0.95%

Sharpe Ratio

0.04%

Treynor's Ratio

0.87%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	9.88%	67178	6.66	Equity	Banks
Reliance Industr	9.74%	41793	6.56	Equity	Refineries
Ambuja Cements	8.15%	98700	5.49	Equity	Cement
Tata Steel	7.49%	280500	5.05	Equity	Steel
Bajaj Finance	7.39%	50480	4.98	Equity	Finance
Titan Company	5.17%	8598	3.48	Equity	Diamond, Gems and Jewellery
Adani Ports	4.35%	19950	2.93	Equity	Marine Port & Services
NMDC	4.00%	324000	2.69	Equity	Mining & Mineral products
Larsen & Toubro	2.55%	4209	1.72	Equity	Infrastructure Developers & Operators
Kotak Mah. Bank	2.22%	6800	1.50	Equity	Banks

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
PGIM India Equity Savings Fund-Dir (IDCW-M)	67.41	-0.21%	0.89%	2.40%	6.12%	7.81%
ICICI Pru Equity Savings Fund - Dir (IDCW-Q)	18060.45	-0.25%	1.24%	3.15%	19.13%	17.74%
Mirae Asset Equity Savings Fund - Direct (IDCW)	1865.39	-0.16%	1.36%	4.13%	10.17%	12.64%
Mirae Asset Equity Savings Fund - Direct (G)	1865.39	-0.16%	1.36%	4.13%	10.17%	12.64%
Mahindra Manulife Equity Savings Fund - Dir (G)	566.91	-0.09%	1.03%	4.86%	9.46%	12.28%
Mahindra Manulife Equity Savings Fund - Dir (IDCW-Q)	566.91	-0.09%	1.03%	4.86%	9.45%	12.28%

List of Schemes under PGIM India Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
PGIM India CRISIL IBX Gilt Index - Apr 2028 Fund	Other	Moderate	7.63%	0	₹24.94
PGIM India Equity Savings Fund	Hybrid	Moderately Low	6.15%	4	₹67.41
PGIM India Aggressive Hybrid Equity Fund	Hybrid	Very High	5.4%	3	₹215.34
PGIM India Liquid Fund	Debt	Moderately Low	6.5%	4	₹576.33
PGIM India Midcap Fund	Equity	Very High	5.45%	2	₹11,265.91
PGIM India Global Equity Opportunities Fund of Fund	Other	Very High	2.7%	0	₹1,589.55
PGIM India Flexi Cap Fund	Equity	Very High	7.34%	3	₹6,268.08
PGIM India Elss Tax Saver Fund	Equity	Very High	4.07%	3	₹767.90
PGIM India Overnight Fund	Debt	Low	5.64%	3	₹197.23
PGIM India Money Market Fund	Debt	Moderately Low	7.14%	2	₹204.41
PGIM India Multi Asset Allocation Fund	Hybrid	Very High	0%	0	₹180.56
PGIM India Large Cap Fund	Equity	Very High	7.2%	3	₹597.56
PGIM India Small Cap Fund	Equity	Very High	6.78%	1	₹1,560.21
PGIM India Retirement Fund	Solution Oriented	Very High	5.91%	0	₹96.45
PGIM India Global Select Real Estate Securities Fund of Fund	Other	Very High	12.83%	0	₹52.56
PGIM India Large and Mid Cap Fund	Equity	Very High	8.21%	0	₹811.59
PGIM India Healthcare Fund	Equity	Very High	0.1%	0	₹95.36
PGIM India Arbitrage Fund	Hybrid	Low	6.61%	2	₹90.50
PGIM India Balanced Advantage Fund	Hybrid	Very High	6.98%	2	₹928.64
PGIM India Gilt Fund	Debt	Moderate	3.77%	4	₹101.35
PGIM India Emerging Markets Equity Fund of Fund	Other	Very High	35.1%	0	₹1,049.50
PGIM India Ultra Short Duration Fund	Debt	Moderately Low	6.77%	5	₹176.81
PGIM India Corporate Bond Fund	Debt	Moderately Low	7.43%	3	₹85.22
PGIM India Multi Cap Fund	Equity	Very High	8.65%	0	₹416.21
PGIM India Dynamic Bond Fund	Debt	Moderately Low	5.52%	3	₹95.86

News

PGIM India Mutual Fund announces Monthly Income Distribution cum Capital Withdrawal (IDCW) under its schemes
PGIM India Mutual Fund has announced 19 January 2026 as the record date for declaration of IDCW under the following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
PGIM India Arbitrage Fund:
Regular Plan ' Monthly IDCW Option: 0.0452
Direct Plan ' Monthly IDCW Option: 0.0460
PGIM India Aggressive Hybrid Equity Fund:
Regular Plan ' Monthly IDCW Option: 0.1587
Direct Plan ' Monthly IDCW Option: 0.1782
PGIM India Equity Savings Fund:
Regular Plan ' Monthly IDCW Option: 0.0651
Direct Plan ' Monthly IDCW Option: 0.0716
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PGIM India MF announces Income Distribution cum Capital Withdrawal (IDCW) under its scheme
PGIM India Mutual Fund has announced 26 December 2025 as the record date for declaration of IDCW in the following schemes. The proposed IDCW on the face value of Rs 10 per unit will be:
PGIM India Large Cap Fund:
Regular Plan ' IDCW: 0.4071
Direct Plan ' IDCW: 0.5851
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PGIM India Mutual Fund announces Monthly Income Distribution cum Capital Withdrawal (IDCW) under its schemes
PGIM India Mutual Fund has announced 17 December 2025 as the record date for declaration of IDCW under the following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
PGIM India Arbitrage Fund:
Regular Plan ' Monthly IDCW Option: 0.0452
Direct Plan ' Monthly IDCW Option: 0.0459
PGIM India Aggressive Hybrid Equity Fund:
Regular Plan ' Monthly IDCW Option: 0.1618
Direct Plan ' Monthly IDCW Option: 0.1825
PGIM India Equity Savings Fund:
Regular Plan ' Monthly IDCW Option: 0.0653
Direct Plan ' Monthly IDCW Option: 0.0718
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Fund House Details & Investment Objective

Date of Incorporation

21 April 2014

Total AUM (Cr)

₹67.41

PGIM India Equity Savings Fund-Dir (IDCW-M) is an Equity Savings-oriented fund from the renowned AMC, PGIM India Mutual Fund. Launched in 21 April 2014, this fund is managed by Anandha Padmanabhan Anjen. With assets under management (AUM) worth ₹67.41 (Cr), as of 5 February 2026, PGIM India Equity Savings Fund-Dir (IDCW-M) is categorized as a Equity Savings within its segment. The fund has generated a return of 8.10% since its launch.
The current NAV of PGIM India Equity Savings Fund-Dir (IDCW-M) is ₹13.89, as on 5 February 2026. The fund's benchmark index is NIFTY Equity Savings Index TRI. You can invest in PGIM India Equity Savings Fund-Dir (IDCW-M) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹1,000 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 7.81% and 7.77% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 75.53% in Equity, 24.02% in Debt and 0.45% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 56.86% in Cash & Others, 23.91% in Debt, 14.41% in Banks, 9.71% in Petroleum Products, 8.57% in Cement & Cement Products