Mutual Funds
AMC
SBI Comma Fund - Direct (IDCW)

SBI Comma Fund - Direct (IDCW)

NAV
71.19(0.57%)
Fund Size (CR)
₹862.98
Expense Ratio
1.6
Scheme Type
Active Fund
Value Research
-

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹500
Minimum Withdrawal
₹500
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0.5%
Return Since Launch
14.32%

Absolute Return: 7.01%

Annualized Return: 0%

1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment

Basic Details

Scheme Manager

Dinesh Balachandran

Bench Mark

Nifty Commodities TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	2 February 2026	10511.68	5.12%	-	3.70%	150/972
1 Month	9 January 2026	10641.93	6.42%	-	0.79%	26/964
3 Month	7 November 2025	10643.30	6.43%	-	0.24%	47/936
6 Month	8 August 2025	11277.39	12.77%	-	5.07%	70/908
1 Year	7 February 2025	12185.60	21.86%	21.86%	9.24%	85/828
3 Year	9 February 2023	17847.84	78.48%	21.28%	19.87%	184/506
5 Year	9 February 2021	23537.54	135.38%	18.66%	16.76%	123/426
Since Inception	3 January 2013	57778.70	477.79%	14.32%	12.01%	447/972

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	3 March 2025	1,20,000	161923.42	34.94%	34.94%
3 Year	1 March 2023	3,60,000	556833.01	54.68%	15.65%
5 Year	1 March 2021	6,00,000	1062489.73	77.08%	12.11%
10 Year	1 March 2016	12,00,000	3389754.29	182.48%	10.94%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

4.38%

Standard Deviation

0.80%

Beta

0.84%

Sharpe Ratio

0.07%

Treynor's Ratio

2.82%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
Tata Steel	9.22%	4276000	82.58	Equity	Steel
Reliance Industr	5.65%	362732	50.62	Equity	Refineries
O N G C	5.25%	1750000	47.07	Equity	Crude Oil & Natural Gas
Vedanta	5.13%	675000	46.00	Equity	Mining & Mineral products
UltraTech Cem.	4.82%	34000	43.16	Equity	Cement
I O C L	4.55%	2500000	40.81	Equity	Refineries
JSW Steel	4.07%	300000	36.43	Equity	Steel
S A I L	3.96%	2350000	35.52	Equity	Steel
NMDC	3.54%	3909570	31.75	Equity	Mining & Mineral products
CESC	3.47%	2070000	31.08	Equity	Power Generation & Distribution

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
SBI Comma Fund - Direct (IDCW)	862.98	6.42%	6.43%	12.77%	21.86%	21.28%
Nippon India Taiwan Equity Fund - Direct (G)	427.47	11.97%	19.60%	40.33%	70.46%	40.59%
Nippon India Taiwan Equity Fund - Direct (IDCW)	427.47	11.97%	19.60%	40.33%	70.46%	40.59%
Franklin Asian Equity Fund - Direct (G)	314.58	4.80%	11.06%	23.11%	34.55%	13.49%
Franklin Asian Equity Fund - Direct (IDCW)	314.58	4.80%	11.05%	23.11%	34.54%	13.48%
Aditya Birla SL International Equity Fund - Direct (G)	275.88	2.12%	8.95%	13.33%	31.89%	16.37%

List of Schemes under SBI Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
SBI Banking & Financial Services Fund	Equity	Very High	25.82%	4	₹10,414.75
SBI Dynamic Bond Fund	Debt	Moderate	5.87%	3	₹4,240.89
SBI Constant Maturity 10- Year Gilt Fund	Debt	Moderate	5.91%	0	₹1,835.68
SBI Nifty100 Low Volatility 30 Index Fund	Other	Very High	0%	0	₹64.26
SBI Nifty Midcap 150 Index Fund	Other	Very High	12.55%	3	₹935.12
SBI MNC Fund	Equity	Very High	-0.37%	0	₹5,602.35
SBI Nifty India Consumption Index Fund	Other	Very High	6.45%	0	₹279.83
SBI Consumption Opportunities Fund	Equity	Very High	-2.6%	4	₹2,930.06
SBI Silver ETF Fund of Fund	Other	Very High	165.57%	0	₹4,779.20
SBI Midcap Fund	Equity	Very High	5.45%	3	₹22,424.17
SBI Small Cap Fund	Equity	Very High	1%	2	₹34,449.23
SBI Medium to Long Duration Fund	Debt	Moderate	5.56%	4	₹2,087.38
SBI Retirement Benefit Fund-Conser Hyb Plan	Solution Oriented	High	5.54%	2	₹280.02
SBI Saving Fund	Debt	Moderate	7.3%	3	₹37,079.14
SBI BSE Sensex Index Fund	Other	Very High	8.83%	0	₹301.77
SBI Automotive Opportunities Fund	Equity	Very High	21.94%	0	₹5,014.61
SBI Nifty50 Equal Weight Index Fund	Other	Very High	14.22%	0	₹1,044.93
SBI CPSE Bond Plus SDL Sep 2026 50:50 Index Fund	Other	Moderately Low	7.22%	0	₹7,669.22
SBI ESG Exclusionary Strategy Fund	Equity	Very High	8.43%	0	₹5,514.13
SBI Gold Fund	Other	Very High	79.23%	5	₹15,024.31
SBI US Specific Equity Active FoF	Other	Very High	26.62%	0	₹1,152.72
SBI Nifty Bank Index Fund	Other	Very High	21.09%	0	₹144.38
SBI Healthcare Opportunities Fund	Equity	Very High	-2.6%	5	₹3,822.73
SBI Credit Risk Fund	Debt	Moderately High	8.26%	3	₹2,163.97
SBI Overnight Fund	Debt	Low	5.63%	3	₹35,050.97
SBI Retirement Benefit Fund-Aggrs Hyb Plan	Solution Oriented	Very High	9.84%	3	₹1,657.62
SBI Equity Hybrid Fund	Hybrid	Very High	12.85%	3	₹81,241.59
SBI Children's Fund - Investment Plan	Solution Oriented	Very High	8.71%	5	₹5,175.56
SBI Nifty200 Momentum 30 Index Fund	Other	Very High	0%	0	₹108.27
SBI Energy Opportunities Fund	Equity	Very High	14.64%	0	₹8,609.85
SBI Long Duration Fund	Debt	Moderate	2.37%	0	₹1,859.79
SBI BSE PSU Bank Index Fund	Other	Very High	0%	0	₹221.85
SBI CRISIL IBX Gilt Index-June 2036 Fund	Other	Moderate	6.26%	0	₹2,709.33
SBI PSU Fund	Equity	Very High	25.62%	0	₹5,979.80
SBI Corporate Bond Fund	Debt	Moderately Low	7.43%	3	₹22,533.55
SBI Nifty200 Quality 30 Index Fund	Other	Very High	0%	0	₹304.80
SBI Technology Opportunities Fund	Equity	Very High	-2.1%	0	₹5,055.86
SBI CRISIL IBX SDL Index-September 2027 Fund	Other	Moderate	7.46%	0	₹970.49
SBI Large & Midcap Fund	Equity	Very High	14.22%	4	₹37,496.73
SBI Banking and PSU Fund	Debt	Moderate	7.18%	3	₹4,116.12
SBI Comma Fund	Equity	Very High	21.86%	0	₹896.01
SBI Large Cap Fund	Equity	Very High	11.58%	4	₹54,821.33
SBI Multi Asset Allocation Fund	Hybrid	Very High	21.96%	4	₹14,943.80
SBI Arbitrage Opportunities Fund	Hybrid	Low	6.94%	4	₹43,574.28
SBI Short Horizon Debt - Short Term	Debt	Moderate	7.6%	3	₹17,219.19
SBI CRISIL IBX Gilt Index-April 2029 Fund	Other	Moderate	8.17%	0	₹2,019.16
SBI Floating Rate Debt Fund	Debt	Moderately Low	7.02%	3	₹730.64
SBI Nifty Smallcap 250 Index Fund	Other	Very High	1.48%	3	₹1,403.82
SBI Focused Fund	Equity	Very High	14.69%	4	₹42,998.42
SBI Flexi Cap Fund	Equity	Very High	5.8%	3	₹23,147.51
SBI ELSS Tax Saver Fund	Equity	Very High	9.66%	5	₹31,861.52
SBI Long Term Advantage Fund - Series III	Equity	Moderately High	2.69%	0	₹65.21
SBI Long Term Advantage Fund - Series VI	Equity	Moderately High	2.76%	0	₹261.54
SBI Ultra Short Duration Fund	Debt	Moderately Low	7%	2	₹14,031.67
SBI Retirement Benefit Fund-Aggressive Plan (G)	Solution Oriented	Very High	7.62%	3	₹3,057.44
SBI Contra Fund	Equity	Very High	7.91%	5	₹48,729.33
SBI Long Term Advantage Fund - Series IV	Equity	Moderately High	8.61%	0	₹207.94
SBI Long Term Advantage Fund - Series V	Equity	Moderately High	15.82%	0	₹368.70
SBI Retirement Benefit Fund-Conservative Plan	Solution Oriented	Moderately High	5.02%	3	₹172.01
SBI Low Duration Fund	Debt	Moderate	7.28%	3	₹17,198.50
SBI Nifty Index Fund	Other	Very High	10.77%	3	₹11,793.30
SBI Equity Minimum Variance	Equity	Very High	6.64%	0	₹213.11
SBI Dividend Yield Fund	Equity	Very High	9.42%	0	₹8,912.60
SBI Nifty 500 Index Fund	Other	Very High	10.08%	0	₹778.67
SBI Innovative Opportunities Fund	Equity	Very High	-0.57%	0	₹5,300.79
SBI Quant Fund	Equity	Very High	12.7%	0	₹3,518.05
SBI Multicap Fund	Equity	Very High	5.85%	3	₹22,975.18
SBI Infrastructure Fund-Series	Equity	Very High	5.66%	3	₹4,545.62
SBI Nifty IT Index Fund	Other	Very High	0%	0	₹76.16
SBI Dynamic Asset Allocation Active FoF	Other	High	0%	0	₹2,360.02
SBI Liquid Fund	Debt	Moderate	6.39%	2	₹59,282.02
SBI Children Fund - Savings Plan	Solution Oriented	Moderately High	5.66%	5	₹132.18
SBI Conservative Hybrid Fund	Hybrid	High	7.96%	4	₹9,760.91
SBI Medium Duration Fund	Debt	Moderately High	7.58%	3	₹6,830.29
SBI Gilt Fund	Debt	Moderate	4.32%	4	₹10,551.74
SBI Equity Savings Fund	Hybrid	Moderately High	8.31%	3	₹5,816.31
SBI Balanced Advantage Fund	Hybrid	Very High	11.26%	5	₹40,202.72
SBI Nifty Next 50 Index Fund	Other	Very High	10.28%	2	₹1,814.36
SBI Income Plus Arbitrage Active FOF	Other	Moderately Low	0%	0	₹1,729.22

News

SBI Mutual Fund announces change in fund manager under its schemes

SBI Mutual Fund has announced change in fund manager under the following schemes, With effect from 01 January 2026.

Change in Fund Manager:

Scheme Name	Existing Fund Manager(s)	New Fund Manager(s)
SBI ELSS Tax Saver Fund	Mr. Dinesh Balachandran	Mr. Milind Agrawal
SBI Dividend Yield Fund	Mr. Rohit Shimpi	Mr. Nidhi Chawla

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SBI Mutual Fund announces change in scheme name

SBI Mutual Fund has announced change in scheme name under the following schemes, With effect from 15 December 2025.

Change in the name of the Scheme:

Existing Scheme(s) Name	Revised Scheme(s) Name
SBI Magnum Medium Duration Fund	SBI Medium Duration Fund
SBI Magnum Ultra Short Duration Fund	SBI Ultra Short Duration Fund
SBI Magnum Constant Maturity Fund	SBI Constant Maturity 10- Year Gilt Fund
SBI Magnum Income Fund	SBI Medium to Long Duration Fund
SBI Magnum Gilt Fund	SBI Gilt Fund
SBI Magnum Low Duration Fund	SBI Low Duration Fund
SBI Magnum Children's Benefit Fund - IP	SBI Children's Fund - Investment Plan
SBI Magnum Children's Benefit Fund - Savings Plan	SBI Children's Fund - Savings Plan

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SBI Mutual Fund announces change in Key Personnel
SBI Mutual Fund has announced the Ms. Sanjay Prakash have been appointed as an Independent Director on the board of SBI Asset Management (India) Pvt. Ltd. (SBIFML) effective October 23, 2025.
Details of Mr. Sanjay Prakash
Age: 61 years
Designation: Independent Director
Qualification: B.A. Ecnomics (Hons): Advanced Management Program (AMP) from Harvard Business School
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Fund House Details & Investment Objective

Date of Incorporation

1 January 2013

Total AUM (Cr)

₹896.01

SBI Comma Fund - Direct (IDCW) is an Sectoral / Thematic-oriented fund from the renowned AMC, SBI Mutual Fund. Launched in 1 January 2013, this fund is managed by Dinesh Balachandran. With assets under management (AUM) worth ₹896.01 (Cr), as of 10 February 2026, SBI Comma Fund - Direct (IDCW) is categorized as a Sectoral / Thematic within its segment. The fund has generated a return of 14.32% since its launch.
The current NAV of SBI Comma Fund - Direct (IDCW) is ₹71.19, as on 10 February 2026. The fund's benchmark index is Nifty Commodities TRI. You can invest in SBI Comma Fund - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 21.28% and 18.66% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 97.53% in Equity, 3.23% in Debt and -0.76% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 17.20% in Ferrous Metals, 16.20% in Petroleum Products, 12.13% in Cement & Cement Products, 7.28% in Power, 5.97% in Oil