SBI Retirement Benefit Fund-Aggressive Plan-Dir(G)
Retirement FundNAV
21.60(-0.24%)Fund Size (CR)
₹3,124.46Expense Ratio
0.92Scheme Type
Active FundValue Research
Min. investment
₹5,000Minimum Additional Investment
₹1,000Minimum SIP Investment
₹500Minimum Withdrawal
₹500Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment0%Return Since Launch
17.51%
- 3M
- 6M
- 1Y
- 3Y
- All
Basic Details
Scheme Manager
Ardhendu Bhattacharya
Bench Mark
BSE 500 TRI
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 17 November 2025 | 9931.63 | -0.68% | - | -0.59% | 60/106 |
| 1 Month | 24 October 2025 | 9995.52 | -0.04% | - | -0.02% | 75/106 |
| 3 Month | 22 August 2025 | 10232.94 | 2.33% | - | 1.90% | 34/106 |
| 6 Month | 23 May 2025 | 10361.50 | 3.61% | - | 3.29% | 36/106 |
| 1 Year | 22 November 2024 | 10366.26 | 3.66% | 3.66% | 6.42% | 95/106 |
| 3 Year | 24 November 2022 | 14871.29 | 48.71% | 14.13% | 13.05% | 38/94 |
| 5 Year | - | - | - | - | - | -/- |
| Since Inception | 10 February 2021 | 21657.50 | 116.57% | 17.51% | 11.82% | 11/106 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 2 December 2024 | 1,20,000 | 126251.91 | 5.21% | 5.21% |
| 3 Year | 1 December 2022 | 3,60,000 | 427790.82 | 18.83% | 5.92% |
| 5 Year | - | - | - | - | - |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
- Investment type
- Scheme based
- SIP
- Lumpsum
Monthly Investment (₹)
Expected Returns Rate (%)
Time Period (in Years)
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
3.39%
Standard Deviation
0.95%
Beta
0.75%
Sharpe Ratio
0.00%
Treynor's Ratio
3.28%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| HDFC Bank | 8.38% | 2651760 | 261.81 | Equity | Banks |
| Reliance Industr | 5.86% | 1231000 | 182.98 | Equity | Refineries |
| ICICI Bank | 5.62% | 1306300 | 175.74 | Equity | Banks |
| Maruti Suzuki | 4.68% | 90300 | 146.16 | Equity | Automobile |
| Larsen & Toubro | 4.06% | 314899 | 126.93 | Equity | Infrastructure Developers & Operators |
| Infosys | 3.69% | 777000 | 115.17 | Equity | IT - Software |
| SBI | 3.46% | 1152820 | 108.02 | Equity | Banks |
| Urban Company | 2.89% | 5896117 | 90.28 | Equity | E-Commerce/App based Aggregator |
| UltraTech Cem. | 2.76% | 72300 | 86.38 | Equity | Cement |
| Kotak Mah. Bank | 2.64% | 392000 | 82.41 | Equity | Banks |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| SBI Retirement Benefit Fund-Aggressive Plan-Dir(G) | 3124.46 | -0.04% | 2.33% | 3.61% | 3.66% | 14.13% | |
| ICICI Pru Retirement Fund - Pure Equity - Dir (IDCW) | 1516.19 | 0.64% | 4.34% | 10.56% | 14.72% | 25.78% | |
| ICICI Pru Retirement Fund - Pure Equity - Dir (G) | 1516.19 | 0.64% | 4.31% | 10.55% | 14.71% | 25.79% | |
| ICICI Pru Retirement Fund - Hybrid AP - Dir (IDCW) | 997.52 | 0.27% | 3.47% | 8.88% | 12.84% | 22.02% | |
| ICICI Pru Retirement Fund - Hybrid AP - Dir (G) | 997.52 | 0.27% | 3.44% | 8.85% | 12.80% | 22.00% | |
| Aditya Birla SL Retirement-The 30s Plan-Dir (IDCW) | 427.16 | 0.08% | 1.98% | 6.57% | 9.36% | 16.23% |
List of Schemes under SBI Mutual Fund
News
SBI Mutual Fund announces change in Key Personnel
SBI Mutual Fund has announced the Ms. Sanjay Prakash have been appointed as an Independent Director on the board of SBI Asset Management (India) Pvt. Ltd. (SBIFML) effective October 23, 2025.Details of Mr. Sanjay Prakash
Age: 61 years
Designation: Independent Director
Qualification: B.A. Ecnomics (Hons): Advanced Management Program (AMP) from Harvard Business School
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SBI Silver ETF Fund of Fund Resumption of Subscription
SBI Mutual Fund has announced the resumption of subscription in SBI Silver ETF Fund of Fund, with effect from October 27, 2025.Powered by Capital Market - Live News
SBI Mutual Fund announces temporarily suspend
SBI Mutual Fund has decided to temporarily suspend all fresh subscriptions through lumpsum investment in SBI Silver ETF Fund of Fund With effect from 13 October 2025Powered by Capital Market - Live News
Fund House Details & Investment Objective
Date of Incorporation
20 January 2021
Total AUM (Cr)
₹3124.46
SBI Retirement Benefit Fund-Aggressive Plan-Dir(G) is an Retirement Fund-oriented fund from the renowned AMC, SBI Mutual Fund. Launched in 20 January 2021, this fund is managed by Ardhendu Bhattacharya. With assets under management (AUM) worth ₹3,124.46 (Cr), as of 25 November 2025, SBI Retirement Benefit Fund-Aggressive Plan-Dir(G) is categorized as a Retirement Fund within its segment. The fund has generated a return of 17.51% since its launch.
The current NAV of SBI Retirement Benefit Fund-Aggressive Plan-Dir(G) is ₹21.6, as on 25 November 2025. The fund's benchmark index is BSE 500 TRI. You can invest in SBI Retirement Benefit Fund-Aggressive Plan-Dir(G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 14.13% and undefined% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 96.83% in Equity, 3.13% in Debt and 0.04% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 22.86% in Banks, 7.71% in IT-Software, 6.43% in Auto Components, 6.27% in Automobiles, 5.66% in Petroleum Products