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SBI Retirement Benefit Fund-Aggressive Plan-Dir(G)

Retirement Fund
  • NAV

    20.09(0.29%)
  • Fund Size (CR)

    ₹2,682.72
  • Expense Ratio

    0.88
  • Scheme Type

    Active Fund
  • Value Research

  • Min. investment

    ₹5,000
  • Minimum Additional Investment

    ₹1,000
  • Minimum SIP Investment

    ₹500
  • Minimum Withdrawal

    ₹500
  • Exit Load Nil

    0%
  • Return Since Launch

    18.00%
  • 3M
  • 6M
  • 1Y
  • 3Y
  • All
Absolute Return: 1.58%
Annualized Return: 0% [object Object]

Basic Details

Scheme Manager

Ardhendu Bhattacharya

Bench Mark

BSE 500 TRI

Type

OPEN

Lumpsum Returns

Period Invested For₹10,000 Invested onLatest ValueAbsolute ReturnsAnnualised ReturnsCategory AvgRank within Category
1 Week 15 April 202510282.772.83%-2.49%42/106
1 Month21 March 202510238.472.38%-2.93%73/106
3 Month22 January 202510094.890.95%-2.91%99/106
6 Month22 October 20249438.71-5.61%--0.22%104/106
1 Year22 April 202410637.976.38%6.38%9.72%98/102
3 Year22 April 202215520.3155.20%15.76%12.69%19/90
5 Year--0%-15.46%-/-
Since Inception10 February 202120033.00100.33%18.00%11.99%7/106

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For₹10,000 Invested onInvestmentsLatest ValueAbsolute ReturnsAnnualised Returns
1 Year2 May 20241,20,000117302.47-2.25% -2.25%
3 Year2 May 20223,60,000435977.9621.10% 6.59%
5 Year-----
10 Year-----

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

  • Investment type
  • Scheme based
  • SIP
  • Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

  • Invested Amount

    25,000

  • Estimated Returns

    19,059

76%

Returns

Future value of your investment

44,059

Risk Ratios

3.81%

Standard Deviation

0.85%

Beta

0.62%

Sharpe Ratio

0.01%

Treynor's Ratio

1.48%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in% of Total HoldingsQuantityValue (Cr)Asset TypeSegment
HDFC Bank9.04%1325880242.40EquityBanks
ICICI Bank6.57%1306300176.13EquityBanks
Reliance Industr5.85%1231000156.96EquityRefineries
Infosys4.55%777000122.04EquityIT - Software
Larsen & Toubro4.10%314899109.97EquityInfrastructure Developers & Operators
Maruti Suzuki3.88%90300104.05EquityAutomobile
St Bk of India3.32%115282088.94EquityBanks
TCS3.31%24600088.71EquityIT - Software
Kotak Mah. Bank3.17%39200085.11EquityBanks
UltraTech Cem.3.10%7230083.21EquityCement

Peer Comparison

Scheme NameValue ResearchAsset Size (Cr)1M3M6M1Y3Y
SBI Retirement Benefit Fund-Aggressive Plan-Dir(G)
2682.722.38%0.95%-5.61%6.38%15.76%
PGIM India Retirement Fund - Direct (G)
75.874.48%5.52%0.09%16.14%-
PGIM India Retirement Fund - Direct (IDCW)
75.874.48%5.52%0.09%16.14%-
Aditya Birla SL Retirement-The 40s Plan-Dir (IDCW)
109.453.59%3.57%1.09%12.98%14.22%
Aditya Birla SL Retirement-The 40s Plan-Dir (G)
109.453.59%3.57%1.10%12.98%14.23%
UTI-Retirement Fund - Direct
4564.303.00%3.42%2.25%12.66%13.41%

List of Schemes under SBI Mutual Fund

Fund NameCategoryRisk1Y ReturnsRatingsFund Size (Cr)
SBI Saving FundDebtModerate8.07%3₹27,041.87
SBI Bluechip FundEquityVery High11.23%4₹49,394.17
SBI Dynamic Bond FundDebtModerate12.17%4₹3,454.89
SBI Consumption Opportunities FundEquityVery High11.45%4₹2,903.68
SBI Gold FundOtherVery High32.83%4₹3,582.23
SBI Infrastructure Fund-SeriesEquityVery High2.14%3₹4,680.96
SBI Technology Opportunities FundEquityVery High15.26%0₹4,203.00
SBI Equity Hybrid FundHybridVery High14.78%3₹72,555.11
SBI Magnum Children Benefit Fund - Savings PlanSolution OrientedModerately High14.42%5₹123.91
SBI Magnum Comma FundEquityVery High3.36%0₹624.36
SBI ESG Exclusionary Strategy FundEquityVery High10.32%0₹5,433.25
SBI Magnum Gilt FundDebtModerate12.75%5₹11,891.53
SBI Magnum Constant Maturity FundDebtModerate12.56%0₹1,855.86
SBI Magnum Global FundEquityVery High4.08%0₹5,973.35
SBI Credit Risk FundDebtModerately High9.96%3₹2,259.12
SBI Magnum Income FundDebtModerate11.18%4₹1,930.77
SBI Nifty Index FundOtherVery High9.82%2₹9,192.42
SBI Overnight FundDebtLow6.57%2₹20,584.21
SBI Magnum Midcap FundEquityVery High11.08%4₹20,890.26
SBI Conservative Hybrid FundHybridHigh10.02%4₹9,592.30
SBI Multi Asset Allocation FundHybridVery High10.71%4₹7,770.76
SBI Flexi Cap FundEquityVery High7.23%3₹21,035.17
SBI Large & Midcap FundEquityVery High12.92%4₹29,416.39
SBI Long Term Equity FundEquityVery High10.62%5₹27,730.33
SBI Contra FundEquityVery High7.42%5₹42,220.04
SBI Focused Equity FundEquityVery High13.75%2₹35,253.14
SBI Healthcare Opportunities FundEquityVery High25.35%5₹3,610.51
SBI Liquid FundDebtModerate7.3%2₹79,291.98
SBI PSU FundEquityVery High5.43%0₹4,788.77
SBI Magnum Medium Duration FundDebtModerately High10.27%3₹6,604.37
SBI Short Horizon Debt - Short TermDebtModerate9.79%3₹14,606.44
SBI Magnum Low Duration FundDebtModerate8.29%4₹14,713.13
SBI Arbitrage Opportunities FundHybridLow7.73%3₹30,592.08
SBI Magnum Ultra Short Duration FundDebtModerately Low7.79%2₹14,012.26
SBI Small Cap FundEquityVery High5.21%3₹30,828.79
SBI Banking and PSU FundDebtModerate9.86%3₹3,871.55
SBI Banking & Financial Services FundEquityVery High21.7%4₹7,111.34
SBI Equity Savings FundHybridModerately High9.27%4₹5,670.63
SBI Long Term Advantage Fund - Series IIIEquityModerately High9.73%0₹68.50
SBI Long Term Advantage Fund - Series IVEquityModerately High3.58%0₹198.72
SBI Long Term Advantage Fund - Series VEquityModerately High32.59%0₹342.25
SBI Long Term Advantage Fund - Series VIEquityModerately High6.23%0₹259.42
SBI Corporate Bond FundDebtModerately Low10.25%3₹22,520.08
SBI Equity Minimum VarianceEquityVery High6.7%0₹209.22
SBI FMP - Series 1 (3668 Days)DebtModerate11.08%0₹48.45
SBI FMP - Series 6 (3668Days)DebtModerate11.02%0₹35.04
SBI FMP - Series 34 (3682Days) (G)DebtModerate11.45%0₹27.87
SBI Magnum Children's Benefit Fund - IPSolution OrientedVery High20.68%5₹3,225.79
SBI Floating Rate Debt FundDebtModerately Low9.02%3₹1,243.16
SBI Retirement Benefit Fund-Aggressive Plan (G)Solution OrientedVery High6.35%3₹2,682.72
SBI Retirement Benefit Fund-Aggrs Hyb PlanSolution OrientedVery High7.46%3₹1,477.63
SBI Retirement Benefit Fund-Conservative PlanSolution OrientedModerately High10.38%3₹175.72
SBI Retirement Benefit Fund-Conser Hyb PlanSolution OrientedHigh9.29%3₹272.72
SBI International Access - US Equity FoFOtherVery High2.17%0₹881.34
SBI FMP - Series 41 (1498Days)DebtModerately Low7.06%0₹913.09
SBI FMP - Series 42 (1857Days)DebtModerate8.23%0₹476.40
SBI Nifty Next 50 Index FundOtherVery High5.46%3₹1,544.81
SBI FMP - Series 43 (1616Days)DebtModerate7.61%0₹118.43
SBI FMP - Series 44 (1855Days)DebtModerate8.45%0₹383.81
SBI FMP - Series 45 (1840Days)DebtModerately Low8.39%0₹225.20
SBI FMP - Series 46 (1850Days)DebtModerate8.43%0₹131.28
SBI FMP - Series 47 (1434Days)DebtModerately Low7.4%0₹143.17
SBI FMP - Series 48 (1458Days)DebtModerate7.42%0₹46.30
SBI Balanced Advantage FundHybridVery High9.54%5₹34,015.41
SBI FMP - Series 49 (1823Days)DebtModerately Low8.68%0₹390.96
SBI FMP - Series 50 (1843Days)DebtModerate8.76%0₹121.48
SBI FMP - Series 51 (1846Days)DebtModerate8.8%0₹298.09
SBI FMP - Series 52 (1848Days)DebtModerately Low8.76%0₹136.76
SBI FMP - Series 53 (1839Days)DebtModerate8.89%0₹308.31
SBI FMP - Series 54 (1842Days)DebtModerate8.96%0₹37.56
SBI FMP - Series 55 (1849Days)DebtModerate8.94%0₹253.35
SBI FMP - Series 56 (1232Days)DebtModerately Low7.16%0₹286.59
SBI FMP - Series 57 (1835Days)DebtModerate9.01%0₹256.55
SBI FMP - Series 58 (1842Days)DebtModerate9.13%0₹250.77
SBI CPSE Bond Plus SDL Sep 2026 50:50 Index FundOtherModerately Low8.47%0₹9,202.29
SBI FMP - Series 59 (1618Days)DebtModerate8.3%0₹27.88
SBI FMP - Series 60 (1878Days)DebtModerate9.3%0₹247.23
SBI Multicap FundEquityVery High19.11%3₹19,192.41
SBI FMP - Series 61 (1927Days)DebtModerate9.42%0₹335.15
SBI FMP - Series 66 (1361Days)DebtModerately Low8.25%0₹678.91
SBI FMP - Series 67 (1467Days)DebtModerately Low8.51%0₹583.93
SBI FMP - Series 64 (1169Days)DebtModerate7.57%0₹399.73
SBI FMP - Series 68 (1302Days)DebtModerately Low8.13%0₹193.13
SBI Nifty Smallcap 250 Index FundOtherVery High2.68%0₹1,223.59
SBI Nifty Midcap 150 Index FundOtherVery High9.87%0₹725.36
SBI CRISIL IBX Gilt Index-June 2036 FundOtherModerate13.42%0₹2,513.34
SBI CRISIL IBX Gilt Index-April 2029 FundOtherModerate10.87%0₹2,171.33
SBI CRISIL IBX SDL Index-September 2027 FundOtherModerate9.52%0₹1,133.13
SBI FMP - Series 72 (1239Days)DebtModerately Low8.32%0₹336.10
SBI FMP - Series 73 (1226Days)DebtModerately Low8.3%0₹200.95
SBI Long Duration FundDebtModerate13.38%0₹2,992.74
SBI FMP - Series 74 (1243Days)DebtModerate8.4%0₹157.99
SBI FMP - Series 76 (1221Days)DebtModerate8.13%0₹165.44
SBI FMP - Series 78 (1170Days)DebtModerate8.19%0₹125.12
SBI Dividend Yield FundEquityVery High6.5%0₹8,871.77
SBI FMP - Series 79 (1130Days)DebtModerately Low8.13%0₹81.97
SBI FMP - Series 81 (1157Days)DebtModerate8.37%0₹409.66
SBI BSE Sensex Index FundOtherVery High9.62%0₹271.71
SBI Nifty50 Equal Weight Index FundOtherVery High8.74%0₹972.75
SBI Energy Opportunities FundEquityVery High-1.2%0₹9,940.23
SBI Automotive Opportunities FundEquityVery High0%0₹5,220.22
SBI Silver ETF Fund of FundOtherVery High0%0₹320.09
SBI Innovative Opportunities FundEquityVery High0%0₹6,951.40
SBI Nifty 500 Index FundOtherVery High0%0₹809.13
SBI Nifty India Consumption Index FundOtherVery High0%0₹331.47
SBI Quant FundEquityVery High0%0₹3,602.67
SBI Nifty Bank Index FundOtherVery High0%0₹102.31
SBI Nifty IT Index FundOtherVery High0%0₹37.88
SBI BSE PSU Bank Index FundOtherVery High0%0₹8.42
SBI Income Plus Arbitrage Active FOFOtherModerately Low0%0₹0.00

News

  • SBI Mutual Fund introduces Rs 250 JanNivesh SIP initiative

    SBI Mutual Fund, in partnership with State Bank of India, has launched the JanNivesh SIP, a program designed to broaden access to mutual fund investments. The initiative features a Systematic Investment Plan (SIP) option starting at Rs 250.

    JanNivesh SIP provides flexible investment options, including daily, weekly, and monthly SIPs. This structure aims to accommodate various income levels and investment preferences.

    The program targets a diverse investor base, including first-time participants, small savers, individuals in rural, semi-urban, and urban areas, digitally-inclined urban investors, self-employed individuals, and technology-literate investors.

    JanNivesh SIP will be accessible through the SBI YONO platform and via partnerships with fintech platforms such as Paytm, Groww, and Zerodha.

    The initiative aims to encourage consistent investment practices and long-term wealth accumulation through a cost-effective investment model.

    Powered by Capital Market - Live News

  • SBI MF announces change in fund manager under its schemes

    SBI Mutual Fund has announced change in fund managers under the following schemes, with effect from February 01, 2025.

    Change in Fund Management Responsibilities:

    Name of the Scheme Existing Fund Manager Revised Fund Manager
    SBI International Access-US Equity FoF Mr. Pradeep Kesavan Mr. Rohit Shimpi
    SBI Magnum Gloal Fund Mr. R. Srinivasan & Mr. Tanmaya Desai (Co-Fund Manager) Mr. Tanmaya Desai

    Powered by Capital Market - Live News

  • SBI MF announces change in Fund Manager of the following schemes

    SBI Mutual Fund has announced change in Fund Managers of the following scheme with effect from: 27 December 2024

    Change in Fund Managers of the Schemes:

    Scheme Name Existing Fund Manager(s) New Fund Manager(s)
    SBI Liquid Fund Mr. R. Arun and
    Mr. Rajeev Radhakrishnan
    (Co-Fund Manager)
    Mr. Rajeev Radhakrishnan
    SBI Overnight Fund Mr. R. Arun Mr. Ranjana Gupta and
    Mr. Tejas Soman
    (Co-Fund Manager)
    SBI Savings Fund Mr. R. Arun and
    Mr. Rajeev Radhakrishnan
    (Co-Fund Manager)
    Mr. Rajeev Radhakrishnan
    SBI Magnum Ultra Short Duration Fund Mr. R. Arun and
    Mr. Ardhendhu Bhattacharya
    (Co-Fund Manager)
    Mr. Rajeev Radhakrishnan and
    Mr. Ardhendhu Bhattacharya
    (Co-Fund Manager)
    SBI Magnum Low Duration Fund Mr. Rajeev Radhakrishnan and
    Mr. R. Arun
    (Co-Fund Manager)
    Mr. Rajeev Radhakrishnan
    SBI Arbitrage Opportunities Fund Mr. Neeraj Kumar (Equity Portion)
    Mr. R. Arun (Debt Portion)
    Mr. Neeraj Kumar (Equity Portion)
    Mr. Ardhendhu Bhattacharya (Debt Portion)

    Powered by Capital Market - Live News

Fund House Details & Investment Objective

Date of Incorporation

20 January 2021

Total AUM (Cr)

₹2682.72

SBI Retirement Benefit Fund-Aggressive Plan-Dir(G) is an Retirement Fund-oriented fund from the renowned AMC, SBI Mutual Fund. Launched in 20 January 2021, this fund is managed by Ardhendu Bhattacharya. With assets under management (AUM) worth ₹2,682.72 (Cr), as of 23 April 2025, SBI Retirement Benefit Fund-Aggressive Plan-Dir(G) is categorized as a Retirement Fund within its segment. The fund has generated a return of 18.00% since its launch.
The current NAV of SBI Retirement Benefit Fund-Aggressive Plan-Dir(G) is ₹20.09, as on 23 April 2025. The fund's benchmark index is BSE 500 TRI. You can invest in SBI Retirement Benefit Fund-Aggressive Plan-Dir(G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Nil The fund has generated 15.76% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 98.59% in Equity, 1.55% in Debt and -0.14% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 24.83% in Banks, 9.08% in IT-Software, 6.60% in Auto Components, 6.00% in Industrial Products, 5.85% in Petroleum Products

FAQs

How to Invest in SBI Retirement Benefit Fund-Aggressive Plan-Dir(G) Direct Growth?

SBI Retirement Benefit Fund-Aggressive Plan-Dir(G) is a popular fund in the Retirement Fund segment. The fund has generated a return of 18.00% since inception. Looking to invest in SBI Retirement Benefit Fund-Aggressive Plan-Dir(G) How about earning 1% extra return? All this is possible with m.Stock! Investing in SBI Retirement Benefit Fund-Aggressive Plan-Dir(G) is super easy and convenient with m.Stock. Here’s how you can begin:

  • Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
  • In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
  • In the search bar, enter the fund name, in this case, SBI Retirement Benefit Fund-Aggressive Plan-Dir(G)
  • On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
  • If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
  • If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in SBI Retirement Benefit Fund-Aggressive Plan-Dir(G) today and reap the benefits of this Retirement Fund fund!

How much returns has SBI Retirement Benefit Fund-Aggressive Plan-Dir(G) Direct Growth generated?

In the short term, i.e., 1 year, SBI Retirement Benefit Fund-Aggressive Plan-Dir(G) has generated annualised return of 6.38%. In the long-term, the fund has generated 15.76% and - in 3 and 5 years respectively. Since its inception, the fund has generated 18.00% returns.

What is the expense ratio of SBI Retirement Benefit Fund-Aggressive Plan-Dir(G) Direct Growth?

The expense ratio of SBI Retirement Benefit Fund-Aggressive Plan-Dir(G) Direct Growth is 0.88%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of SBI Retirement Benefit Fund-Aggressive Plan-Dir(G) Fund Direct Growth?

The Assets Under Management (AUM) of SBI Retirement Benefit Fund-Aggressive Plan-Dir(G) is ₹2,682.72 (Cr) as of 2025-04-23 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from SBI Retirement Benefit Fund-Aggressive Plan-Dir(G) Direct Growth?

Redeeming or selling units of SBI Retirement Benefit Fund-Aggressive Plan-Dir(G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.


To redeem from SBI Retirement Benefit Fund-Aggressive Plan-Dir(G):
  • Login to your m.Stock account
  • In portfolio, your mutual fund investments will be visible under ‘MF’
  • Select the fund you wish to redeem from (in this case SBI Retirement Benefit Fund-Aggressive Plan-Dir(G)).
  • Click on ‘Redeem’ button
  • You have 2 options – redeem by units and redeem by value (you can only redeem free units)
  • Select units to be redeemed and click on submit.
  • Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).