SBI Banking & Financial Services Fund - Direct (G)
Sectoral FundNAV
51.11(0.62%)Fund Size (CR)
₹10,420.42Expense Ratio
1.18Scheme Type
Active FundValue Research
-
Min. investment
₹5,000Minimum Additional Investment
₹1,000Minimum SIP Investment
₹500Minimum Withdrawal
₹500Exit Load
0.5%Return Since Launch
14.90%
Basic Details
Scheme Manager
Milind Agrawal
Bench Mark
Nifty Financial Services TRI
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | October 30, 2026 | 10910.56 | 9.11% | - | 5.79% | 44/256 |
| 1 Month | October 6, 2026 | 10783.84 | 7.84% | - | 4.84% | 33/256 |
| 3 Month | August 6, 2026 | 10170.73 | 1.71% | - | 0.25% | 62/252 |
| 6 Month | May 6, 2026 | 10271.62 | 2.72% | - | 7.27% | 182/252 |
| 1 Year | November 6, 2025 | 10244.47 | 2.44% | 2.44% | 6.65% | 135/224 |
| 3 Year | November 6, 2023 | 16112.34 | 61.12% | 17.22% | 14.94% | 60/162 |
| 5 Year | November 3, 2021 | 18011.32 | 80.11% | 12.46% | 11.02% | 48/122 |
| Since Inception | February 26, 2015 | 50797.70 | 407.98% | 14.90% | 13.25% | 101/256 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | December 1, 2025 | 1,20,000 | 125577.75 | 4.65% | 4.65% |
| 3 Year | December 1, 2023 | 3,60,000 | 422090.67 | 17.25% | 5.45% |
| 5 Year | December 1, 2021 | 6,00,000 | 866175.74 | 44.36% | 7.62% |
| 10 Year | December 1, 2016 | 12,00,000 | 2654946.76 | 121.25% | 8.26% |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Risk Ratios
4.27%
Standard Deviation
0.88%
Beta
0.60%
Sharpe Ratio
-0.04%
Treynor's Ratio
4.71%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| ICICI Bank | 13.40% | 10069214 | 1407.68 | Equity | Banks |
| Kotak Mah. Bank | 11.10% | 25257770 | 1165.90 | Equity | Banks |
| HDFC Bank | 10.99% | 16666796 | 1154.68 | Equity | Banks |
| Axis Bank | 5.20% | 4484530 | 545.77 | Equity | Banks |
| HDFC Life Insur. | 4.66% | 9321217 | 489.27 | Equity | Insurance |
| Bank of Baroda | 3.04% | 13378955 | 319.22 | Equity | Banks |
| Billionbrains | 3.01% | 16500000 | 316.01 | Equity | Stock/ Commodity Brokers |
| South Ind.Bank | 2.96% | 56007308 | 310.78 | Equity | Banks |
| BSE | 2.67% | 800000 | 280.83 | Equity | Financial Services |
| Muthoot Finance | 2.50% | 1092305 | 263.09 | Equity | Finance |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| SBI Banking & Financial Services Fund - Direct (G) | 10420.42 | 7.84% | 1.71% | 2.72% | 2.44% | 17.22% | |
| Kotak Healthcare Fund - Direct (IDCW) | 825.14 | 2.50% | 4.31% | 18.98% | 28.31% | - | |
| Kotak Healthcare Fund - Direct (G) | 825.14 | 2.50% | 4.31% | 18.97% | 28.30% | - | |
| HDFC Pharma and Healthcare Fund - Direct (G) | 3501.37 | 3.76% | 3.31% | 16.60% | 28.23% | 31.27% | |
| HDFC Pharma and Healthcare Fund - Direct (IDCW) | 3501.37 | 3.76% | 3.31% | 16.60% | 28.23% | 31.27% | |
| SBI Automotive Opportunities Fund - Direct (G) | 6070.82 | 4.43% | -0.10% | 15.51% | 25.14% | - |
List of Schemes under SBI Mutual Fund
News
SBI Mutual Fund announces Appointment of Key Personnel
SBI Mutual Fund has announced that Mr. Debasish Mishra has been appointed as Managing Director & CEO and Key Personnel of SBIFML (based at Corporate Office) w.e.f. July 01, 2026. The details of Mr. Mishra are as follows:Name: Mr. Debasish Mishra
Age: 56 years
Designation: Managing Director & CEO
Qualification: B. Tech from CAET, Bhubaneswar; ' PGDFM from IIFM, Bhopal; ' PGDFA from IIBF Mumbai; Certified Financial Planner (CFP) from FSIB; International Certificate in Risk Management from IRM, London.
Mr. Nand Kishore has ceased to be the Managing Director & CEO of SBI Funds Management Limited from the close of business hours of June 30, 2026, consequent to the superannuation from the services of State Bank of India (SBI). Accordingly, Mr. Nand Kishore ceased to be the Key Personnel of SBIFML and all references relating to Mr. Nand Kishore stands deleted from Statement of Additional Information of SBI Mutual Fund. .
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Fund House Details & Investment Objective
Date of Incorporation
February 11, 2015
Total AUM (Cr)
₹10505.22
SBI Banking & Financial Services Fund - Direct (G) is an Sectoral Fund-oriented fund from the renowned AMC, SBI Mutual Fund. Launched in February 11, 2015, this fund is managed by Milind Agrawal. With assets under management (AUM) worth ₹10,505.22 (Cr), as of November 9, 2026, SBI Banking & Financial Services Fund - Direct (G) is categorized as a Sectoral Fund within its segment. The fund has generated a return of 14.90% since its launch.
The current NAV of SBI Banking & Financial Services Fund - Direct (G) is ₹51.11, as on November 9, 2026. The fund's benchmark index is Nifty Financial Services TRI. You can invest in SBI Banking & Financial Services Fund - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 17.22% and 12.46% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 91.68% in Equity, 7.69% in Debt and 0.63% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 49.26% in Banks, 25.01% in Finance, 10.01% in Insurance, 4.97% in Debt, 4.90% in Capital Markets
Mutual Fund Categories
Types of Mutual Funds
Debt Funds
Access debt markets and enjoy interest income from bonds and debentures. Ideal for conservative short-term investors
Hybrid Funds
Enjoy best of both the worlds - equity and debt. Ideal for beginners with medium-term investment horizon
Equity Funds
Invest in large, mid, and small cap sector stocks to enjoy capital appreciation. Ideal for aggressive, long-term investors
FAQs
SBI Banking & Financial Services Fund - Direct (G) is a popular fund in the Sectoral Fund segment. The fund has generated a return of 14.90% since inception. Looking to invest in SBI Banking & Financial Services Fund - Direct (G) How about earning 1% extra return? All this is possible with m.Stock! Investing in SBI Banking & Financial Services Fund - Direct (G) is super easy and convenient with m.Stock. Here’s how you can begin:
- Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
- In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
- In the search bar, enter the fund name, in this case, SBI Banking & Financial Services Fund - Direct (G)
- On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
- If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
- If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.
So, why wait? Invest in SBI Banking & Financial Services Fund - Direct (G) today and reap the benefits of this Sectoral Fund fund!