SBI Savings Fund - Direct (G)


Money Market Fund
  • NAV 42.53 (0.03%)
  • Fund Size (Cr) ₹28436.56
  • Expense Ratio 0.25
  • Scheme Type Active Fund
  • Value Research Stars
  • Minimum investment ₹500
  • Minimum Additional Investment ₹500
  • Minimum SIP Investment ₹500
  • Minimum Withdrawal ₹500
  • Exit Load 0%
  • Return Since Launch 7.54%

Basic Details

Scheme Manager
R Arun
Bench Mark
CRISIL Money Market Fund A-I Index
Type
OPEN

Lumpsum Returns

  • Period Invested For
  • ₹10000 Invested on
  • Latest Value
  • Absolute Returns
  • Annualised Returns
  • Category Avg
  • Rank within Category
  • 1 Week
  • 27-Nov-24
  • 10013.75
  • 0.14%
  • -
  • 0.12%
  • 86/185
  • 1 Month
  • 04-Nov-24
  • 10058.17
  • 0.58%
  • -
  • 0.54%
  • 50/185
  • 3 Month
  • 04-Sep-24
  • 10185.93
  • 1.86%
  • -
  • 1.83%
  • 55/185
  • 6 Month
  • 04-Jun-24
  • 10377.52
  • 3.78%
  • -
  • 3.56%
  • 44/184
  • 1 Year
  • 04-Dec-23
  • 10780.70
  • 7.81%
  • 7.81%
  • 7.38%
  • 48/182
  • 3 Year
  • 03-Dec-21
  • 12119.41
  • 21.19%
  • 6.62%
  • 6.27%
  • 37/162
  • 5 Year
  • 04-Dec-19
  • 13387.84
  • 33.88%
  • 6.01%
  • 5.60%
  • 40/148
  • Since Inception
  • 04-Jan-13
  • 23781.97
  • 137.82%
  • 7.54%
  • 6.41%
  • 12/185

Note: Lumpsum Returns since Inception Date.

SIP Returns

  • Period Invested For
  • ₹10000 Invested on
  • Investments
  • Latest Value
  • Absolute Returns
  • Annualised Returns
  • 1 Year
  • 01-Jan-24
  • 120000
  • 124274.75
  • 3.56%
  • 3.56%
  • 3 Year
  • 03-Jan-22
  • 360000
  • 400377.53
  • 11.22%
  • 3.61%
  • 5 Year
  • 01-Jan-20
  • 600000
  • 703628.10
  • 17.27%
  • 3.24%
  • 10 Year
  • 01-Jan-15
  • 1200000
  • 1683641.24
  • 40.30%
  • 3.44%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

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  • Expected Returns Rate

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  • Time Period

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Total of your Investment will be

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Returns
  • Invested Amount

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  • Estimated Returns

    0
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  • Investment Type

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Total of your Investment will be

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  • Estimated Returns

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* The calculator shows annualized returns.
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Risk Ratios

  • Standard Deviation
    0.15%
  • Beta
    0.01%
  • Sharpe Ratio
    -0.53%
  • Treynor’s Ratio
    32.77%
  • Jension’s Alpha
    -0.32%

Asset Allocation

There is no Asset Allocation data.

Sector Allocation

There is no Sector Allocation data.

Top 10 stock holding in portfolio

  • Stock Invested in
  • % of Total Holdings
  • Quantity
  • Value (Cr)
  • Asset Type
  • Segment
  • Madhya Pradesh 2025
  • 2.78%
  • 78500000
  • 786.64
  • Govt. Securities
  • Govt. Securities
  • Gujarat 2025
  • 1.75%
  • 49338700
  • 494.51
  • Govt. Securities
  • Govt. Securities
  • Assam 2025
  • 1.42%
  • 40000000
  • 401.53
  • Govt. Securities
  • Govt. Securities
  • Rajasthan 2025
  • 1.08%
  • 30500000
  • 305.19
  • Govt. Securities
  • Govt. Securities
  • TAMIL NADU 2025
  • 0.95%
  • 26500000
  • 267.66
  • Govt. Securities
  • Govt. Securities
  • Tamil Nadu 2025
  • 0.71%
  • 20000000
  • 201.48
  • Govt. Securities
  • Govt. Securities
  • KARNATAKA 2025
  • 0.44%
  • 12500000
  • 124.38
  • Govt. Securities
  • Govt. Securities
  • Gujarat 2025
  • 0.43%
  • 12000000
  • 120.68
  • Govt. Securities
  • Govt. Securities
  • Tamil Nadu 2025
  • 0.39%
  • 11000000
  • 110.25
  • Govt. Securities
  • Govt. Securities
  • GSEC2025
  • 0.38%
  • 10500000
  • 106.21
  • Govt. Securities
  • Govt. Securities

Peer Comparison

  • Scheme Name
  • Value Research
  • Asset Size (Cr)
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • SBI Savings Fund - Direct (G)
  • Stars
  • 28436.56
  • 0.58%
  • 1.86%
  • 3.78%
  • 7.81%
  • 6.62%
  • Aditya Birla SL Money Manager Fund - Dir (IDCW-W)
  • Stars
  • 26348.13
  • 1.38%
  • 2.69%
  • 4.65%
  • 10.43%
  • 7.87%
  • UTI-Money Market Fund - Direct (IDCW-W)
  • Stars
  • 16113.17
  • 0.59%
  • 1.88%
  • 4.27%
  • 9.13%
  • 7.12%
  • Kotak Money Market Fund - Direct (IDCW-M)
  • Stars
  • 29487.57
  • 0.59%
  • 1.87%
  • 3.74%
  • 8.57%
  • 6.90%
  • UTI-Money Market Fund - Direct (IDCW-F)
  • Stars
  • 16113.17
  • 0.59%
  • 1.88%
  • 3.79%
  • 8.53%
  • 6.69%
  • Invesco India Money Market Fund - Direct (IDCW-D)
  • Stars
  • 4959.36
  • 0.56%
  • 1.81%
  • 3.71%
  • 8.30%
  • 6.86%

News

  • SBI Mutual Fund announces change in Key Personnel SBI Mutual Fund has announced that Mr. Nand Kishore has been appointed as a Managing Director & CEO on the Board of SBI Management Company Ltd. effective November 23, 2024.

    Details of Mr. Nand Kishore

    Age: 58 years

    Designation: (Managing Director & CEO)

    Qualification: B.A, CAIIB

    Powered by Capital Market - Live News

  • SBI Nifty 500 Index Fund announces Extension of NFO period SBI Mutual Fund has announced that New Fund Offer (NFO) Period of the Scheme has been modified as follows:

    Name of the Scheme Existing closing date of NFO Revised closing date of NFO
    SBI Nifty 500 Index Fund 24 September 2024 26 September 2024

    Powered by Capital Market - Live News

  • SBI Mutual Fund announces change in Exit Load Structure SBI Mutual Fund has announced change in exit load structure under following scheme stands revised with effect from 30 August 2024

    Change in Exit Load:

    Name of the Scheme Existing Exit Load Structure Revised Exit Load Structure
    SBI Magnum Medium Duration Fund For Exit Within 12 months from the date of amount:
    For 8% of investment:NILL
    For remaining investment: 1.5%

    For exit after 12 months from the date of allotment - Nil

    For exit within 3 months from the date of allotment: 1%

    For exit after 3 months from the date of allotment - Nil

    Powered by Capital Market - Live News

Fund House Details & Investment Objective

  • Date of Incorporation 01-Jan-2013
  • Total AUM (Cr) ₹28254.15

SBI Savings Fund - Direct (G) is an Money Market Fund-oriented fund from the renowned AMC, SBI Mutual Fund. Launched in Jan 2013, this fund is managed by R Arun. With assets under management (AUM) worth ₹28254.15 (Cr), as of 05-Dec-2024, SBI Savings Fund - Direct (G) is categorized as a Money Market Fund within its segment. The fund has generated a return of 7.54% since its launch.
The current NAV of SBI Savings Fund - Direct (G) is ₹42.53, as on 05-Dec-2024. The fund’s benchmark index is CRISIL Money Market Fund A-I Index. You can invest in SBI Savings Fund - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹500.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Exit load is not applicable
The fund has generated 6.62% and 6.01% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments , 99.93% in Debt and 0.06% in cash and cash equivalents
The top 5 sectors the fund invests in are: 93.63% in Debt, 6.7% in Construction & Others, -0.32% in Cash & Others,

FAQs on SBI Savings Fund - Direct (G)

SBI Savings Fund - Direct (G) is a popular fund in the Money Market Fund segment. The fund has generated a return of 7.54% since inception. Looking to invest in SBI Savings Fund - Direct (G)? How about earning 1% extra return? All this is possible with m.Stock! Investing in SBI Savings Fund - Direct (G) is super easy and convenient with m.Stock. Here’s how you can begin:

  • Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
  • In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
  • In the search bar, enter the fund name, in this case, SBI Savings Fund - Direct (G)
  • On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
  • If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
  • If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in SBI Savings Fund - Direct (G) today and reap the benefits of this Money Market Fund fund!

In the short term, i.e., 1 year, SBI Savings Fund - Direct (G) has generated annualised return of 7.81%. In the long-term, the fund has generated 6.62% and 6.01% in 3 and 5 years respectively. Since its inception, the fund has generated 7.54% returns.

The expense ratio of SBI Savings Fund - Direct (G) Direct Growth is 0.25%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

The Assets Under Management (AUM) of SBI Savings Fund - Direct (G) is ₹28254.15 (Cr) as of 05 December 2024. AUM shows the fund’s popularity and is often indicative of fund strength.

Redeeming or selling units of SBI Savings Fund - Direct (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from SBI Savings Fund - Direct (G):

  • Login to your m.Stock account
  • In portfolio, your mutual fund investments will be visible under ‘MF’
  • Select the fund you wish to redeem from (in this case SBI Savings Fund - Direct (G)).
  • Click on ‘Redeem’ button
  • You have 2 options – redeem by units and redeem by value (you can only redeem free units)
  • Select units to be redeemed and click on submit.
  • Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).

Yes, you can invest both lumpsum and SIP in SBI Savings Fund - Direct (G). Minimum lumpsum investment SBI Savings Fund - Direct (G) is ₹500 and minimum SIP amount is ₹500. Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

The latest NAV (Net Asset Value) of SBI Savings Fund - Direct (G) is ₹42.53 as on 05 December 2024.

The 5 biggest stock holdings of SBI Savings Fund - Direct (G) are:
Madhya Pradesh 2025 (2.78%), Gujarat 2025 (1.75%), Assam 2025 (1.42%), Rajasthan 2025 (1.08%), TAMIL NADU 2025 (0.95%)

A majority of SBI Savings Fund - Direct (G) 's AUM worth ₹28254.15 (Cr) is invested in these 3 top sectors:

  • Debt: 93.63%
  • Construction & Others: 6.7%
  • Cash & Others: -.32%

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