SBI Balanced Advantage Fund - Direct (G)

Dynamic Asset Allocation or Balanced Advantage

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NAV
16.25(-0.29%)
Fund Size (CR)
₹40,732.17
Expense Ratio
0.72
Scheme Type
Active Fund
Value Research
-

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹500
Minimum Withdrawal
₹500
Exit Load
0%
Return Since Launch
10.77%

Absolute Return: -0.84%

Annualized Return: 0%

Basic Details

Scheme Manager

Dinesh Balachandran

Bench Mark

Nifty 50 Hybrid Composite Debt 50:50 Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	June 2, 2026	9971.18	-0.29%	-	-0.23%	80/151
1 Month	May 8, 2026	9811.73	-1.88%	-	-1.90%	72/151
3 Month	March 9, 2026	10014.93	0.15%	-	0.84%	97/151
6 Month	December 9, 2025	9853.20	-1.47%	-	-2.88%	42/147
1 Year	June 9, 2025	10178.44	1.78%	1.78%	-0.96%	23/147
3 Year	June 9, 2023	13923.94	39.24%	11.65%	10.13%	24/121
5 Year	-	-	-	-	-	-/-
Since Inception	August 31, 2021	16296.30	62.96%	10.77%	8.78%	44/151

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	July 1, 2025	1,20,000	119639.66	-0.30%	-0.30%
3 Year	July 3, 2023	3,60,000	396640.69	10.18%	3.28%
5 Year	September 7, 2021	5,80,000	735238.55	26.77%	4.86%
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

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Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

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Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

2.20%

Standard Deviation

0.55%

Beta

0.67%

Sharpe Ratio

-0.00%

Treynor's Ratio

4.82%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
Reliance Industr	4.98%	15325542	2024.81	Equity	Refineries
HDFC Bank	4.04%	22046454	1641.47	Equity	Banks
ICICI Bank	3.39%	10970221	1378.30	Equity	Banks
Larsen & Toubro	2.91%	2901300	1182.71	Equity	Infrastructure Developers & Operators
GAIL (India)	2.44%	60405618	993.73	Equity	Gas Distribution
Tata Motors PVeh	2.19%	22567226	888.92	Equity	Automobile
Tata Steel	2.07%	40410230	840.61	Equity	Steel
Tech Mahindra	2.00%	5482687	813.58	Equity	IT - Software
Axis Bank	1.91%	6046612	777.96	Equity	Banks
Punjab Natl.Bank	1.74%	66770108	708.10	Equity	Banks

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
SBI Balanced Advantage Fund - Direct (G)	40732.17	-1.88%	0.15%	-1.47%	1.78%	11.65%
Unifi Dynamic Asset Allocation Fund - Direct (G)	1180.70	0.71%	1.85%	3.81%	7.55%	-
Parag Parikh Dynamic Asset Allocation Fund-Dir (G)	2709.31	-0.12%	0.74%	1.83%	3.03%	-
Bank of India Balanced Advantage Fund - Direct (G)	152.71	-2.65%	0.28%	-0.04%	3.01%	10.59%
Bank of India Balanced Advantage Fund - Direct (IDCW)	152.71	-2.66%	0.27%	-0.06%	2.96%	10.52%
Baroda BNP Paribas Balanced Advantage Fund-Dir (IDCW)	4755.77	-2.33%	3.17%	0.55%	2.94%	13.67%

List of Schemes under SBI Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
SBI Nifty100 Low Volatility 30 Index Fund	Other	Very High	0%	0	₹59.97
SBI Silver ETF Fund of Fund	Other	Very High	113.68%	0	₹4,190.30
SBI Large Cap Fund	Equity	Very High	-1.96%	4	₹53,527.40
SBI Gold Fund	Other	Very High	50.5%	5	₹16,532.94
SBI Consumption Opportunities Fund	Equity	Very High	-9.71%	4	₹2,805.65
SBI Healthcare Opportunities Fund	Equity	Very High	11.02%	5	₹4,565.95
SBI MNC Fund	Equity	Very High	1.8%	0	₹6,062.06
SBI Nifty Midcap 150 Index Fund	Other	Very High	0.31%	3	₹1,094.22
SBI Midcap Fund	Equity	Very High	-2.81%	3	₹23,416.75
SBI Nifty India Consumption Index Fund	Other	Very High	-4.26%	0	₹263.54
SBI Balanced Advantage Fund	Hybrid	Very High	1.46%	5	₹40,673.49
SBI Nifty50 Equal Weight Index Fund	Other	Very High	1.09%	0	₹1,048.04
SBI CPSE Bond Plus SDL Sep 2026 50:50 Index Fund	Other	Moderately Low	5.8%	0	₹8,076.47
SBI Technology Opportunities Fund	Equity	Very High	-16.04%	0	₹4,228.10
SBI Constant Maturity 10- Year Gilt Fund	Debt	Moderate	2.65%	0	₹1,665.42
SBI Comma Fund	Equity	Very High	9.91%	0	₹1,125.12
SBI Retirement Benefit Fund-Conser Hyb Plan	Solution Oriented	High	-1.21%	2	₹251.67
SBI Saving Fund	Debt	Moderate	5.95%	3	₹34,348.86
SBI Nifty G-sec Jul 2031 Index Fund	Other	Moderate	0%	0	₹15.73
SBI ESG Exclusionary Strategy Fund	Equity	Very High	-4.56%	0	₹5,248.89
SBI Overnight Fund	Debt	Low	5.31%	3	₹27,025.04
SBI Small Cap Fund	Equity	Very High	-1.47%	2	₹37,394.61
SBI BSE Sensex Index Fund	Other	Very High	-9.63%	0	₹306.96
SBI Large & Midcap Fund	Equity	Very High	1.73%	4	₹39,424.46
SBI Credit Risk Fund	Debt	Moderately High	7.16%	3	₹2,141.67
SBI CRISIL IBX Gilt Index-April 2029 Fund	Other	Moderate	4.6%	0	₹1,881.94
SBI Energy Opportunities Fund	Equity	Very High	3.78%	0	₹8,906.34
SBI Children's Fund - Investment Plan	Solution Oriented	Very High	13.74%	5	₹6,387.01
SBI Equity Hybrid Fund	Hybrid	Very High	1.58%	3	₹84,010.97
SBI Nifty200 Momentum 30 Index Fund	Other	Very High	0%	0	₹125.23
SBI CRISIL IBX Gilt Index-June 2036 Fund	Other	Moderate	3.43%	0	₹2,613.58
SBI Arbitrage Opportunities Fund	Hybrid	Low	6.49%	4	₹43,265.65
SBI Automotive Opportunities Fund	Equity	Very High	19.61%	0	₹5,177.78
SBI Short Horizon Debt - Short Term	Debt	Moderate	5.09%	3	₹13,839.20
SBI Long Duration Fund	Debt	Moderate	0.52%	0	₹1,533.47
SBI Conservative Hybrid Fund	Hybrid	High	4.42%	4	₹9,792.72
SBI Banking & Financial Services Fund	Equity	Very High	-0.78%	4	₹10,374.67
SBI Corporate Bond Fund	Debt	Moderately Low	4.63%	3	₹21,641.65
SBI CRISIL-IBX Financial Services 3-6 Months Debt Index Fund	Other	Low	0%	0	₹211.28
SBI PSU Fund	Equity	Very High	6.26%	0	₹6,593.63
SBI US Specific Equity Active FoF	Other	Very High	35.76%	0	₹1,266.27
SBI Nifty Bank Index Fund	Other	Very High	-2.06%	0	₹167.84
SBI Children Fund - Savings Plan	Solution Oriented	Moderately High	4.87%	5	₹138.82
SBI Retirement Benefit Fund-Aggrs Hyb Plan	Solution Oriented	Very High	-0.91%	3	₹1,576.45
SBI BSE PSU Bank Index Fund	Other	Very High	16.04%	0	₹321.88
SBI CRISIL-IBX 10:90 Gilt + SDL Index - Dec 2029 Index Fund	Other	Moderate	0%	0	₹27.39
SBI Nifty200 Quality 30 Index Fund	Other	Very High	-4.72%	0	₹316.26
SBI Quality Fund	Equity	Very High	0%	0	₹2,361.00
SBI Gilt Fund	Debt	Moderate	2.43%	4	₹8,694.82
SBI Equity Savings Fund	Hybrid	Moderately High	2.24%	3	₹5,642.66
SBI Dynamic Bond Fund	Debt	Moderate	4.3%	3	₹3,770.70
SBI CRISIL IBX SDL Index-September 2027 Fund	Other	Moderate	5.09%	0	₹1,305.61
SBI Medium to Long Duration Fund	Debt	Moderate	3.66%	4	₹2,019.51
SBI Floating Rate Debt Fund	Debt	Moderately Low	6.06%	3	₹674.97
SBI Banking and PSU Fund	Debt	Moderate	4.54%	3	₹3,953.02
SBI Multi Asset Allocation Fund	Hybrid	Very High	11.44%	4	₹18,289.83
SBI Ultra Short Duration Fund	Debt	Moderately Low	6.13%	2	₹11,860.95
SBI Equity Minimum Variance	Equity	Very High	-2.21%	0	₹208.93
SBI Nifty Index Fund	Other	Very High	-6.81%	3	₹13,283.40
SBI Dividend Yield Fund	Equity	Very High	-0.95%	0	₹8,309.93
SBI Nifty 500 Index Fund	Other	Very High	-4.2%	0	₹759.92
SBI Innovative Opportunities Fund	Equity	Very High	-5.5%	0	₹4,935.25
SBI CRISIL-IBX Financial Services 9-12 Months Debt Index Fund	Other	Moderately Low	0%	0	₹230.49
SBI Quant Fund	Equity	Very High	-2.39%	0	₹3,055.17
SBI Multicap Fund	Equity	Very High	-3.35%	3	₹23,179.50
SBI Infrastructure Fund-Series	Equity	Very High	-1.23%	3	₹4,795.97
SBI Nifty IT Index Fund	Other	Very High	-24.79%	0	₹92.70
SBI Dynamic Asset Allocation Active FoF	Other	High	0%	0	₹2,311.42
SBI Liquid Fund	Debt	Moderate	6.19%	2	₹79,363.31
SBI Medium Duration Fund	Debt	Moderately High	5.63%	3	₹6,395.21
SBI Nifty Smallcap 250 Index Fund	Other	Very High	-4.27%	3	₹1,581.65
SBI Contra Fund	Equity	Very High	-4.55%	5	₹47,263.08
SBI Retirement Benefit Fund-Aggressive Plan (G)	Solution Oriented	Very High	-4.67%	3	₹3,000.31
SBI Flexi Cap Fund	Equity	Very High	-3.49%	3	₹22,386.52
SBI ELSS Tax Saver Fund	Equity	Very High	-4.27%	5	₹30,955.01
SBI Focused Fund	Equity	Very High	7.23%	4	₹46,623.39
SBI Long Term Advantage Fund - Series IV	Equity	Moderately High	-2.1%	0	₹191.20
SBI Long Term Advantage Fund - Series V	Equity	Moderately High	-3.65%	0	₹354.10
SBI Long Term Advantage Fund - Series VI	Equity	Moderately High	-5.78%	0	₹249.17
SBI Retirement Benefit Fund-Conservative Plan	Solution Oriented	Moderately High	-0.06%	3	₹144.96
SBI Low Duration Fund	Debt	Moderate	5.76%	3	₹13,167.20
SBI Nifty Next 50 Index Fund	Other	Very High	1%	2	₹2,095.74
SBI Income Plus Arbitrage Active FOF	Other	Moderately Low	5.34%	0	₹1,801.38

News

SBI Mutual Fund announces change in Exit Load Structure

SBI Mutual Fund has announced change in exit load structure under following scheme stands revised with effect from June 02, 2026.

Change in Exit Load:

Name of the Scheme	Existing Exit Load	Revised Exit Load
SBI Arbitrage Opportunities Fund	For exit within 1 month from the date of allotment - 0.25% For exit after 1 month from the date of allotment - Nil	For exit within 15 days from the date of allotment - 0.25% For exit after 15 days from the date of allotment - Nil

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SBI Mutual Fund announces change in fund manager under its scheme
SBI Mutual Fund has announced change in fund manager under the following scheme, With effect from June 01, 2026.
Change in Fund Manager:

Scheme Name Existing Fund Manager(s) New Fund Manager

SBI Multicap Fund Mr. Rama Iyer Srinivasan and Mr. Saurabh Pant Mr. Ruchit Mehta

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Scheme Name	Existing Fund Manager(s)	New Fund Manager
SBI Multicap Fund	Mr. Rama Iyer Srinivasan and Mr. Saurabh Pant	Mr. Ruchit Mehta

SBI CRISIL-IBX 10:90 Gilt + SDL Index - Dec 2029 Index Fund & SBI Nifty G-sec Jul 2031 Index Fund Announces Extension of NFO period

SBI Mutual Fund has announced that New Fund Offer (NFO) Period of the Scheme has been modified as follows:

Name of the Scheme	Existing closing date of NFO	Revised closing date of NFO
SBI CRISIL-IBX 10:90 Gilt + SDL Index - Dec 2029 Index Fund & SBI Nifty G-sec Jul 2031 Index Fund	May 19, 2026	May 25, 2026

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Fund House Details & Investment Objective

Date of Incorporation

August 12, 2021

Total AUM (Cr)

₹40673.49

SBI Balanced Advantage Fund - Direct (G) is an Dynamic Asset Allocation or Balanced Advantage-oriented fund from the renowned AMC, SBI Mutual Fund. Launched in August 12, 2021, this fund is managed by Dinesh Balachandran. With assets under management (AUM) worth ₹40,673.49 (Cr), as of June 10, 2026, SBI Balanced Advantage Fund - Direct (G) is categorized as a Dynamic Asset Allocation or Balanced Advantage within its segment. The fund has generated a return of 10.77% since its launch.
The current NAV of SBI Balanced Advantage Fund - Direct (G) is ₹16.25, as on June 10, 2026. The fund's benchmark index is Nifty 50 Hybrid Composite Debt 50:50 Index. You can invest in SBI Balanced Advantage Fund - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 11.65% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 71.99% in Equity, 27.68% in Debt and 0.35% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 31.23% in Debt, 15.52% in Banks, 6.98% in Petroleum Products, 4.69% in IT-Software, 4.35% in Power

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