Kotak Banking & Financial Services Fund-Reg (IDCW)

Sectoral / Thematic

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NAV
16.70(-0.38%)
Fund Size (CR)
₹1,378.63
Expense Ratio
2.11
Scheme Type
Active Fund
Value Research
-

Min. investment
₹100
Minimum Additional Investment
₹100
Minimum SIP Investment
₹100
Minimum Withdrawal
₹1,000
Exit Load
0.5%
Return Since Launch
18.84%

Absolute Return: 4.27%

Annualized Return: 0%

Basic Details

Scheme Manager

Shibani Kurian

Bench Mark

Nifty Financial Services TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	16 February 2026	10090.30	0.90%	-	0.15%	174/974
1 Month	23 January 2026	10608.86	6.09%	-	3.94%	259/964
3 Month	21 November 2025	10424.13	4.24%	-	-0.83%	96/940
6 Month	22 August 2025	10993.64	9.94%	-	1.67%	92/916
1 Year	21 February 2025	12582.19	25.82%	25.82%	14.66%	110/840
3 Year	-	-	-	-	-	-/-
5 Year	-	-	-	-	-	-/-
Since Inception	27 February 2023	16762.00	67.62%	18.84%	11.49%	158/983

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	3 March 2025	1,20,000	132273.70	10.23%	10.23%
3 Year	6 March 2023	3,60,000	454340.64	26.21%	8.07%
5 Year	-	-	-	-	-
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

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Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

3.54%

Standard Deviation

0.98%

Beta

1.00%

Sharpe Ratio

0.06%

Treynor's Ratio

0.85%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	15.79%	2342700	217.70	Equity	Banks
ICICI Bank	12.03%	1224467	165.92	Equity	Banks
SBI	9.95%	1273030	137.12	Equity	Banks
Axis Bank	6.34%	637446	87.36	Equity	Banks
Bajaj Finance	6.15%	912478	84.85	Equity	Finance
Shriram Finance	4.93%	666720	68.01	Equity	Finance
Kotak Mah. Bank	3.79%	1281895	52.30	Equity	Banks
Ujjivan Small	2.44%	5140000	33.60	Equity	Banks
BSE	2.35%	116000	32.45	Equity	Financial Services
SBI Life Insuran	2.30%	158500	31.68	Equity	Insurance

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Nippon India Taiwan Equity Fund - Direct (G)	448.04	8.10%	29.19%	47.55%	77.20%	41.48%
Nippon India Taiwan Equity Fund - Direct (IDCW)	448.04	8.10%	29.19%	47.55%	77.20%	41.48%
HDFC Defence Fund - Direct (G)	7793.88	8.32%	0.44%	4.83%	44.22%	-
HDFC Defence Fund - Direct (IDCW)	7793.88	8.32%	0.44%	4.83%	44.22%	-
Franklin Asian Equity Fund - Direct (G)	371.57	4.51%	16.58%	24.38%	36.73%	16.38%

List of Schemes under Kotak Mahindra Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
Kotak Nifty 100 Equal Weight Index Fund	Other	Very High	16.87%	0	₹36.91
Kotak Nifty 200 Momentum 30 Index Fund	Other	Very High	12.53%	0	₹486.80
Kotak Nifty SDL Jul 2026 Index Fund	Other	Moderately Low	7.1%	0	₹99.14
Kotak Corporate Bond Fund	Debt	Moderately Low	7.7%	4	₹17,325.82
Kotak Aggressive Hybrid	Hybrid	Very High	15.77%	4	₹8,431.47
Kotak Silver ETF Fund of Fund	Other	Very High	163.97%	0	₹1,157.43
Kotak Nifty Top 10 Equal Weight Index Fund	Other	Very High	0%	0	₹34.01
Kotak Quant Fund	Equity	Very High	17.25%	0	₹538.65
Kotak BSE Sensex Index Fund	Other	Very High	11.67%	0	₹16.47
Kotak Large & Midcap Fund	Equity	Very High	21.03%	3	₹29,991.17
Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund	Other	Moderately Low	0%	0	₹371.53
Kotak Bond Fund	Debt	Moderately Low	6.09%	3	₹2,034.60
Kotak Banking and PSU Debt Fund	Debt	Moderate	7.69%	3	₹5,435.32
Kotak Long Duration Fund	Debt	Moderate	2.18%	0	₹116.96
Kotak Gold Silver Passive FOF	Other	Very High	0%	0	₹1,112.34
Kotak ESG Exclusionary Strategy Fund	Equity	Very High	16.18%	0	₹822.94
Kotak Gold Fund	Other	High	80.16%	2	₹6,556.25
Kotak Overnight Fund	Debt	Low	5.61%	4	₹9,873.61
Kotak Nifty SDL Apr 2027 Top 12 Equal Weight Index Fund	Other	Moderate	7.66%	0	₹7,022.16
Kotak Money Market Scheme	Debt	Moderate	7.32%	3	₹33,721.03
Kotak Large Cap Fund	Equity	Very High	16.53%	4	₹10,864.16
Kotak Nifty 50 Equal Weight Index Fund	Other	Very High	17.32%	0	₹45.81
Kotak Nifty 100 Low Volatility 30 Index Fund	Other	Very High	12.57%	0	₹142.51
Kotak Nifty Midcap 150 Index Fund	Other	Very High	0%	0	₹18.80
Kotak Healthcare Fund	Equity	Very High	13.46%	0	₹451.35
Kotak Multi Asset Allocation Fund - Reg	Hybrid	Very High	34.41%	0	₹12,100.58
Kotak Gilt-Invest Plan	Debt	Moderately Low	2.84%	2	₹2,974.40
Kotak Gilt-Invest Plan	Debt	Moderately Low	2.84%	2	₹2,974.40
Kotak Equity Savings Fund	Hybrid	Moderately High	11.53%	4	₹9,618.75
Kotak Floating Rate Fund	Debt	Moderate	8.41%	4	₹3,365.95
Kotak Bond - Short Term Fund	Debt	Moderate	7.68%	3	₹17,567.30
Kotak Small Cap Fund	Equity	Very High	8.36%	2	₹16,367.84
Kotak Nifty SmallCap 250 Index Fund	Other	Very High	9.17%	0	₹39.58
Kotak Low Duration Fund - Standard Plan	Debt	Moderate	7.59%	2	₹15,190.16
Kotak Midcap Fund	Equity	Very High	20.29%	4	₹59,041.13
Kotak Technology Fund	Equity	Very High	-10%	0	₹669.20
Kotak BSE PSU Index Fund	Other	Very High	35.08%	0	₹92.09
Kotak Nifty Smallcap 50 Index Fund	Other	Very High	11.09%	0	₹174.52
Kotak Nifty SDL Apr 2032 Top 12 Equal Weight Index Fund	Other	Moderate	6.86%	0	₹3,358.88
Kotak Nifty Commodities Index Fund	Other	Very High	0%	0	₹239.36
Kotak Arbitrage Fund	Hybrid	Low	6.97%	4	₹71,931.38
Kotak Consumption Fund	Equity	Very High	13.9%	0	₹1,646.42
Kotak Nifty G-Sec July 2033 Index Fund	Other	Moderate	7.45%	0	₹22.33
Kotak Pioneer Fund	Equity	Very High	14.46%	0	₹3,237.57
Kotak Energy Opportunities Fund	Equity	Very High	0%	0	₹260.25
Kotak International REIT Overseas Equity Omni FOF	Other	Very High	22.02%	0	₹104.29
Kotak Credit Risk Fund	Debt	High	9.97%	1	₹713.97
Kotak MNC Fund	Equity	Very High	24.91%	0	₹1,966.53
Kotak Nifty SDL Jul 2033 Index Fund	Other	Moderate	6.02%	0	₹194.47
Kotak Dynamic Bond Fund	Debt	Moderate	6.44%	3	₹2,627.19
Kotak Nifty Financial Services Ex-Bank Index Fund	Other	Very High	27.22%	0	₹93.91
Kotak Nifty Alpha 50 Index Fund	Other	Very High	0%	0	₹21.25
Kotak Income Plus Arbitrage Omni FOF	Other	Moderately High	7.34%	0	₹7,436.80
Kotak NIFTY Midcap 50 Index Fund	Other	Very High	18.66%	0	₹67.72
Kotak Nifty AAA Bond Financial Services Mar 2028 Index Fund	Other	Moderate	0%	0	₹270.36
Kotak Global Emerging Market Overseas Equity Omni FOF	Other	Very High	48.53%	0	₹538.64
Kotak Savings Fund	Debt	Moderate	7.15%	2	₹16,605.40
Kotak Transportation & Logistics Fund	Equity	Very High	26.87%	0	₹542.49
Kotak Nifty 200 Quality 30 Index Fund	Other	Very High	0%	0	₹14.54
Kotak Banking & Financial Services Fund	Equity	Very High	27.69%	0	₹1,378.63
Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund	Other	Moderate	8.03%	0	₹587.78
Kotak Nifty India Tourism Index Fund	Other	Very High	-3.69%	0	₹30.60
Kotak BSE Housing Index Fund	Other	Very High	6.05%	0	₹13.38
Kotak Nifty 50 Index Fund	Other	Very High	13.93%	3	₹1,036.58
Kotak Balanced Advantage Fund	Hybrid	Very High	12.14%	3	₹17,513.06
Kotak Special Opportunites Fund	Equity	Very High	12.48%	0	₹1,424.00
Kotak Dividend Yield Fund	Equity	Very High	0%	0	₹215.21
Kotak ELSS Tax Saver Fund	Equity	Very High	15.41%	3	₹6,301.13
Kotak Flexi Cap Fund	Equity	Very High	19.76%	3	₹56,478.65
Kotak Global Innovation Overseas Equity Omni FOF	Other	Very High	17.74%	0	₹609.88
Kotak Active Momentum Fund	Equity	Very High	0%	0	₹1,340.30
Kotak Contra Fund	Equity	Very High	19.49%	3	₹5,086.82
Kotak Focused Fund	Equity	Very High	23.35%	4	₹3,940.04
Kotak Business Cycle Fund	Equity	Very High	16.96%	0	₹3,002.14
Kotak CRISIL-IBX AAA Bond Financial Services Index-Dec 2026 Fund	Other	Moderate	7.62%	0	₹206.17
Kotak NIFTY Midcap 150 Momentum 50 Index Fund	Other	Very High	14.63%	0	₹301.90
Kotak CRISIL-IBX Financial Services 9 to 12 Months Debt Index Fund	Other	Moderately Low	0%	0	₹612.83
Kotak Debt Hybrid	Hybrid	Moderately High	7.98%	4	₹3,024.17
Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60:40 Index Fund	Other	Moderate	7.94%	0	₹546.30
Kotak Multi Asset Omni FOF	Other	Very High	22.13%	3	₹2,397.56
Kotak Multicap Fund	Equity	Very High	19.93%	4	₹22,709.75
Kotak Nifty500 Momentum 50 Index Fund	Other	Very High	0%	0	₹15.19
Kotak Rural Opportunities Fund	Equity	Very High	0%	0	₹872.36
Kotak Infrastructure & Economic Reform-SP	Equity	Very High	21.8%	3	₹2,252.41
Kotak Liquid	Debt	Moderate	6.42%	3	₹43,974.30
Kotak Nifty Next 50 Index Fund	Other	Very High	15.9%	2	₹893.66
Kotak Manufacture in India Fund	Equity	Very High	27.06%	0	₹2,409.81
Kotak Medium Term Fund	Debt	Moderate	9.79%	3	₹1,996.76
Kotak US Specific Equity Passive FOF	Other	Very High	19.06%	0	₹3,870.28

News

Kotak Mahindra Mutual Fund Has Announced a Change in the Face Value of Certain ETFs

Kotak Mahindra Mutual Fund has announced a change in the face value of units and creation unit size for certain of its Exchange Traded Funds (ETFs) with effect from February 27, 2026

Name of the Scheme	Existing Provisions	Revised Provisions
Kotak Nifty Bank ETF Kotak Nifty India Consumption ETF Kotak Nifty Midcap 50 ETF Kotak Silver ETF Kotak Nifty 50 Value 20 ETF	The face value of each unit offered under the Scheme shall be Rs. 10	The face value of each unit offered under the Scheme shall be Rs. 1

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Kotak Arbitrage Fund announces Income Distribution cum capital withdrawal (IDCW)
Kotak Mahindra Mutual Fund has announced 20 February 2026 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under the monthly IDCW option of Kotak Arbitrage Fund. The amount of IDCW on the face value of Rs 10 per unit will be:
Regular Plan ' Monthly IDCW Option: Rs 0.0459
Direct Plan ' Monthly IDCW Option: Rs 0.0532
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Kotak Arbitrage Fund announces Income Distribution cum capital withdrawal (IDCW)
Kotak Mahindra Mutual Fund has announced 23 January 2026 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under the monthly IDCW option of Kotak Arbitrage Fund. The amount of IDCW on the face value of Rs 10 per unit will be:
Regular Plan ' Monthly IDCW Option: Rs 0.0659
Direct Plan ' Monthly IDCW Option: Rs 0.0743
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Fund House Details & Investment Objective

Date of Incorporation

6 February 2023

Total AUM (Cr)

₹1378.63

Kotak Banking & Financial Services Fund-Reg (IDCW) is an Sectoral / Thematic-oriented fund from the renowned AMC, Kotak Mahindra Mutual Fund. Launched in 6 February 2023, this fund is managed by Shibani Kurian. With assets under management (AUM) worth ₹1,378.63 (Cr), as of 24 February 2026, Kotak Banking & Financial Services Fund-Reg (IDCW) is categorized as a Sectoral / Thematic within its segment. The fund has generated a return of 18.84% since its launch.
The current NAV of Kotak Banking & Financial Services Fund-Reg (IDCW) is ₹16.7, as on 24 February 2026. The fund's benchmark index is Nifty Financial Services TRI. You can invest in Kotak Banking & Financial Services Fund-Reg (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹100.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated undefined% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 98.33% in Equity, 1.63% in Debt and 0.04% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 62.44% in Banks, 19.90% in Finance, 8.61% in Capital Markets, 6.29% in Insurance, 1.99% in Debt