Kotak Savings Fund (G)

Ultra Short Duration Fund

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NAV
44.96(-0.01%)
Fund Size (CR)
₹14,989.42
Expense Ratio
0.82
Scheme Type
Active Fund
Value Research
-

Min. investment
₹100
Minimum Additional Investment
₹100
Minimum SIP Investment
₹100
Minimum Withdrawal
₹1,000
Exit Load
0%
Return Since Launch
7.17%

Absolute Return: 1.60%

Annualized Return: 0%

Basic Details

Scheme Manager

Deepak Agrawal

Bench Mark

NIFTY Ultra Short Duration Debt Index A-I

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	April 15, 2026	10009.89	0.10%	-	0.07%	98/218
1 Month	March 20, 2026	10061.63	0.62%	-	0.71%	185/218
3 Month	January 22, 2026	10161.14	1.61%	-	1.62%	158/218
6 Month	October 20, 2025	10292.78	2.93%	-	2.87%	133/216
1 Year	April 22, 2025	10614.18	6.14%	6.14%	6.05%	139/215
3 Year	April 21, 2023	12191.65	21.92%	6.82%	6.64%	136/213
5 Year	April 22, 2021	13302.36	33.02%	5.87%	5.95%	140/199
Since Inception	August 13, 2004	44960.50	349.61%	7.17%	6.11%	47/218

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	May 2, 2025	1,20,000	123655.62	3.05%	3.05%
3 Year	May 2, 2023	3,60,000	397692.35	10.47%	3.37%
5 Year	May 3, 2021	6,00,000	705841.79	17.64%	3.30%
10 Year	May 2, 2016	12,00,000	1642382.38	36.87%	3.19%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

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Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

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Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

0.09%

Standard Deviation

0.01%

Beta

-1.17%

Sharpe Ratio

3.30%

Treynor's Ratio

-0.35%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
There's no data available of Stock Holdings

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
UTI-Ultra Short Duration Fund - Direct (IDCW-W)	3130.01	0.67%	1.66%	3.37%	7.54%	7.33%
PGIM India Ultra Short Duration Fund-Dir (IDCW-W)	161.01	0.63%	1.66%	3.34%	7.17%	7.06%
Nippon India Ultra Short Duration Fund - Direct (IDCW-W)	9511.51	0.83%	1.90%	3.42%	7.03%	7.81%
Nippon India Ultra Short Duration Fund - Direct (IDCW-Q)	9511.51	0.84%	1.90%	3.41%	7.03%	7.62%
Nippon India Ultra Short Duration Fund - Direct (G)	9511.51	0.84%	1.90%	3.41%	7.03%	7.62%

List of Schemes under Kotak Mahindra Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
Kotak Aggressive Hybrid	Hybrid	Very High	10.42%	4	₹7,811.59
Kotak Nifty Top 10 Equal Weight Index Fund	Other	Very High	0%	0	₹37.11
Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund	Other	Moderately Low	6.69%	0	₹377.03
Kotak Arbitrage Fund	Hybrid	Low	6.63%	4	₹67,116.51
Kotak Healthcare Fund	Equity	Very High	7.9%	0	₹442.28
Kotak MNC Fund	Equity	Very High	25.19%	0	₹1,791.78
Kotak US Specific Equity Passive FOF	Other	Very High	59.01%	0	₹3,592.01
Kotak Transportation & Logistics Fund	Equity	Very High	18.72%	0	₹448.21
Kotak NIFTY Midcap 50 Index Fund	Other	Very High	11.25%	0	₹63.52
Kotak Nifty AAA Bond Financial Services Mar 2028 Index Fund	Other	Moderate	0%	0	₹215.68
Kotak Nifty Commodities Index Fund	Other	Very High	19.32%	0	₹258.83
Kotak Low Duration Fund - Standard Plan	Debt	Moderate	6.68%	2	₹16,605.45
Kotak International REIT Overseas Equity Omni FOF	Other	Very High	26.2%	0	₹98.00
Kotak Nifty SDL Jul 2033 Index Fund	Other	Moderate	2.26%	0	₹192.23
Kotak BSE Housing Index Fund	Other	Very High	-2.3%	0	₹11.79
Kotak Income Plus Arbitrage Omni FOF	Other	Moderately High	5.83%	0	₹7,686.60
Kotak Credit Risk Fund	Debt	High	8.22%	1	₹692.37
Kotak Large Cap Fund	Equity	Very High	4.88%	4	₹9,794.47
Kotak Nifty 50 Equal Weight Index Fund	Other	Very High	8.53%	0	₹59.11
Kotak ESG Exclusionary Strategy Fund	Equity	Very High	4.24%	0	₹709.25
Kotak Multi Asset Allocation Fund - Reg	Hybrid	Very High	27.08%	0	₹12,073.43
Kotak Balanced Advantage Fund	Hybrid	Very High	5.25%	3	₹16,203.69
Kotak Global Innovation Overseas Equity Omni FOF	Other	Very High	51.84%	0	₹604.64
Kotak CRISIL-IBX AAA Bond Financial Services Index-Dec 2026 Fund	Other	Moderate	6.83%	0	₹179.58
Kotak Nifty 100 Equal Weight Index Fund	Other	Very High	9.47%	0	₹35.65
Kotak Technology Fund	Equity	Very High	-3.44%	0	₹504.02
Kotak Nifty SDL Apr 2027 Top 12 Equal Weight Index Fund	Other	Moderate	6.7%	0	₹6,825.46
Kotak Quant Fund	Equity	Very High	3.38%	0	₹483.97
Kotak Large & Midcap Fund	Equity	Very High	10.31%	3	₹27,372.55
Kotak Nifty 100 Low Volatility 30 Index Fund	Other	Very High	3.68%	0	₹117.74
Kotak Midcap Fund	Equity	Very High	16.15%	4	₹55,675.98
Kotak Nifty Midcap 150 Index Fund	Other	Very High	10.76%	0	₹24.72
Kotak BSE Sensex Index Fund	Other	Very High	-0.57%	0	₹15.24
Kotak Gilt-Invest Plan	Debt	Moderately Low	-1.87%	2	₹2,490.60
Kotak Gilt-Invest Plan	Debt	Moderately Low	-1.87%	2	₹2,490.60
Kotak Equity Savings Fund	Hybrid	Moderately High	7.57%	4	₹9,467.97
Kotak Dynamic Bond Fund	Debt	Moderate	3.13%	3	₹2,462.29
Kotak Bond Fund	Debt	Moderately Low	2.6%	3	₹1,894.86
Kotak Banking and PSU Debt Fund	Debt	Moderate	5.42%	3	₹5,188.38
Kotak Global Emerging Market Overseas Equity Omni FOF	Other	Very High	69.39%	0	₹935.28
Kotak Overnight Fund	Debt	Low	5.44%	4	₹8,174.79
Kotak Nifty India Tourism Index Fund	Other	Very High	-18.33%	0	₹27.77
Kotak Nifty 200 Momentum 30 Index Fund	Other	Very High	7.63%	0	₹444.27
Kotak Nifty SDL Jul 2026 Index Fund	Other	Moderately Low	6.33%	0	₹97.87
Kotak Banking & Financial Services Fund	Equity	Very High	6.86%	0	₹1,293.28
Kotak Nifty Smallcap 50 Index Fund	Other	Very High	6.16%	0	₹170.15
Kotak Nifty SDL Apr 2032 Top 12 Equal Weight Index Fund	Other	Moderate	3.14%	0	₹3,427.85
Kotak Long Duration Fund	Debt	Moderate	-2.52%	0	₹97.62
Kotak Bond - Short Term Fund	Debt	Moderate	5.54%	3	₹16,710.02
Kotak Nifty G-Sec July 2033 Index Fund	Other	Moderate	3.4%	0	₹19.57
Kotak Services Fund	Equity	Very High	0%	0	₹712.06
Kotak BSE PSU Index Fund	Other	Very High	19.39%	0	₹80.42
Kotak Corporate Bond Fund	Debt	Moderately Low	5.39%	4	₹17,124.67
Kotak Pioneer Fund	Equity	Very High	15.98%	0	₹3,082.81
Kotak Money Market Scheme	Debt	Moderate	6.65%	3	₹35,111.63
Kotak Floating Rate Fund	Debt	Moderate	6.65%	4	₹3,562.13
Kotak Gold Silver Passive FOF	Other	Very High	0%	0	₹984.23
Kotak Nifty 200 Quality 30 Index Fund	Other	Very High	0%	0	₹14.00
Kotak Gold Fund	Other	High	50.81%	2	₹6,439.18
Kotak Small Cap Fund	Equity	Very High	4.23%	2	₹15,157.49
Kotak Nifty Financial Services Ex-Bank Index Fund	Other	Very High	12.29%	0	₹85.18
Kotak Nifty 50 Index Fund	Other	Very High	1.86%	3	₹980.69
Kotak Focused Fund	Equity	Very High	14.16%	4	₹3,700.47
Kotak Contra Fund	Equity	Very High	8.03%	3	₹4,679.19
Kotak Active Momentum Fund	Equity	Very High	0%	0	₹1,303.76
Kotak Nifty Alpha 50 Index Fund	Other	Very High	0%	0	₹24.55
Kotak ELSS Tax Saver Fund	Equity	Very High	4.57%	3	₹5,586.77
Kotak Flexi Cap Fund	Equity	Very High	8.27%	3	₹50,146.20
Kotak Business Cycle Fund	Equity	Very High	9.38%	0	₹2,740.81
Kotak Special Opportunites Fund	Equity	Very High	10.32%	0	₹1,232.86
Kotak Dividend Yield Fund	Equity	Very High	0%	0	₹204.02
Kotak Multi Factor Passive FOF	Other	Very High	0%	0	₹17.66
Kotak Savings Fund	Debt	Moderate	6.63%	2	₹16,647.14
Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund	Other	Moderate	6.76%	0	₹504.80
Kotak NIFTY Midcap 150 Momentum 50 Index Fund	Other	Very High	6.88%	0	₹319.28
Kotak CRISIL-IBX Financial Services 9 to 12 Months Debt Index Fund	Other	Moderately Low	0%	0	₹1,108.58
Kotak Multicap Fund	Equity	Very High	11.15%	4	₹22,095.33
Kotak Nifty SmallCap 250 Index Fund	Other	Very High	5.23%	0	₹43.63
Kotak Nifty500 Momentum 50 Index Fund	Other	Very High	0%	0	₹16.92
Kotak Rural Opportunities Fund	Equity	Very High	0%	0	₹759.93
Kotak Infrastructure & Economic Reform-SP	Equity	Very High	14.01%	3	₹2,054.92
Kotak Liquid	Debt	Moderate	6.33%	3	₹47,712.90
Kotak Nifty200 Value 30 Index Fund	Other	Very High	0%	0	₹11.35
Kotak Nifty Next 50 Index Fund	Other	Very High	9.68%	2	₹853.62
Kotak Manufacture in India Fund	Equity	Very High	19.83%	0	₹2,400.89
Kotak Medium Term Fund	Debt	Moderate	7.36%	3	₹1,859.70
Kotak Silver ETF Fund of Fund	Other	Very High	153.42%	0	₹891.43
Kotak Debt Hybrid	Hybrid	Moderately High	2.73%	4	₹2,928.60
Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60:40 Index Fund	Other	Moderate	5.68%	0	₹529.36
Kotak Multi Asset Omni FOF	Other	Very High	16.58%	3	₹2,274.14
Kotak Consumption Fund	Equity	Very High	6.51%	0	₹1,527.21
Kotak Quality Overseas Equity Omni FOF	Other	Very High	0%	0	₹58.02
Kotak Energy Opportunities Fund	Equity	Very High	0%	0	₹254.82

News

Kotak Arbitrage Fund announces Income Distribution cum capital withdrawal (IDCW)
Kotak Mahindra Mutual Fund has announced 24 April 2026 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under the monthly IDCW option of Kotak Arbitrage Fund. The amount of IDCW on the face value of Rs 10 per unit will be:
Regular Plan ' Monthly IDCW Option: Rs 0.0670
Direct Plan ' Monthly IDCW Option: Rs 0.0763

Kotak Mahindra MF announces change in benchmark under its schemes

Kotak Mahindra Mutual Fund has announced a change in the benchmark ofor the following schemes, with immediate effect.

Change in the Benchmark for the following schemes of Kotak Mahindra Mutual Fund

Scheme Names	Existing Benchmark	Revised Benchmark
Kotak Gold ETF	Prices of Gold (based on LBMA daily spot fixing price)	Domestic Price of Physical Gold
Kotak Silver ETF	Price of Silver (based on LBMA daily spot fixing price)	Domestic Prices of physical Silver
Kotak Silver ETF Fund of Fund	Price of silver (based on LBMA daily spot fixing price)	Domestic Prices of physical Silver
Kotak Gold Fund	Price of physical gold	Domestic price of physical gold

Kotak Mutual Fund announces change in fund manager under its schemes

Kotak Mutual Fund has announced change in fund manager under the following schemes, With effect from 01 April 2026.

Change in Fund Manager:

Scheme Name (s)	Existing Fund Managers	Revised Fund Managers
Kotak Energy Opportunities Fund	Mr. Harsha Upadhyaya, Mr. Mandar Pawar & Mr. Abhishek Bisen	Mr. Mandar Pawar & Mr. Abhishek Bisen
Kotak Healthcare Fund	Ms. Shibani Sircar Kurian, Mr. Dhananjay Tikariha & Mr. Abhishek Bisen	Mr. Dhananjay Tikariha & Mr. Abhishek Bisen

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Fund House Details & Investment Objective

Date of Incorporation

August 2, 2004

Total AUM (Cr)

₹16647.14

Kotak Savings Fund (G) is an Ultra Short Duration Fund-oriented fund from the renowned AMC, Kotak Mahindra Mutual Fund. Launched in August 2, 2004, this fund is managed by Deepak Agrawal. With assets under management (AUM) worth ₹16,647.14 (Cr), as of April 23, 2026, Kotak Savings Fund (G) is categorized as a Ultra Short Duration Fund within its segment. The fund has generated a return of 7.17% since its launch.
The current NAV of Kotak Savings Fund (G) is ₹44.96, as on April 23, 2026. The fund's benchmark index is NIFTY Ultra Short Duration Debt Index A-I. You can invest in Kotak Savings Fund (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹100.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 6.82% and 5.87% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 100.75% in Debt and -0.75% in cash and cash equivalents.

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