SBI Liquid Fund - Direct (IDCW-Frt)

Liquid Fund

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NAV
1410.11(0.02%)
Fund Size (CR)
₹66,119.33
Expense Ratio
0.19
Scheme Type
Active Fund
Value Research
-

Min. investment
₹5,000
Minimum Additional Investment
₹0
Minimum SIP Investment
₹2,000
Minimum Withdrawal
₹5,000
Exit Load
0.007%
Return Since Launch
6.00%

Absolute Return: 1.65%

Annualized Return: 0%

Basic Details

Scheme Manager

Rajeev Radhakrishnan

Bench Mark

NIFTY Liquid Index A-I

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	March 30, 2026	10027.83	0.28%	-	0.21%	50/397
1 Month	March 6, 2026	10068.02	0.68%	-	0.59%	41/397
3 Month	January 6, 2026	10162.60	1.63%	-	1.47%	52/397
6 Month	October 6, 2025	10310.85	3.11%	-	2.84%	82/375
1 Year	April 6, 2025	10625.36	6.25%	6.25%	5.78%	104/370
3 Year	April 6, 2023	12235.93	22.36%	6.95%	6.56%	102/346
5 Year	April 6, 2021	13393.23	33.93%	6.01%	5.69%	104/337
Since Inception	January 2, 2013	21652.79	116.53%	6.00%	58.42%	261/397

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	May 1, 2025	1,20,000	201595.07	68.00%	68.00%
3 Year	May 1, 2023	3,60,000	645474.59	79.30%	21.49%
5 Year	May 2, 2021	6,00,000	1148232.75	91.37%	13.86%
10 Year	May 1, 2016	12,00,000	2504218.74	108.68%	7.63%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

0.06%

Standard Deviation

0.00%

Beta

-1.36%

Sharpe Ratio

3.82%

Treynor's Ratio

-0.28%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
There's no data available of Stock Holdings

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
SBI Liquid Fund - Direct (IDCW-Frt)	66119.33	0.68%	1.63%	3.11%	6.25%	6.95%
Union Liquid Fund - Direct (IDCW-Frt)	7923.43	0.65%	7.83%	7.82%	8.41%	4.45%
Bandhan Liquid Fund - Direct (IDCW-D)	17384.12	0.89%	2.11%	4.12%	8.25%	9.22%
Motilal Oswal Liquid Fund - Direct (IDCW-F) RI	1114.06	0.62%	1.54%	2.98%	8.12%	7.36%
TRUSTMF Liquid Fund - Direct (IDCW-D) RI	942.60	0.75%	1.83%	3.66%	7.81%	8.94%
Union Liquid Fund - Direct (IDCW-W)	7923.43	0.66%	1.78%	3.14%	7.26%	7.33%

List of Schemes under SBI Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
SBI ESG Exclusionary Strategy Fund	Equity	Very High	1.18%	0	₹5,526.06
SBI Credit Risk Fund	Debt	Moderately High	7.17%	3	₹2,138.91
SBI BSE PSU Bank Index Fund	Other	Very High	31.95%	0	₹284.71
SBI Comma Fund	Equity	Very High	18.05%	0	₹999.26
SBI Ultra Short Duration Fund	Debt	Moderately Low	6.49%	2	₹11,847.06
SBI Large Cap Fund	Equity	Very High	3.21%	4	₹55,246.19
SBI Balanced Advantage Fund	Hybrid	Very High	5.76%	5	₹40,952.47
SBI Automotive Opportunities Fund	Equity	Very High	27.05%	0	₹5,332.87
SBI Gold Fund	Other	Very High	64.24%	5	₹15,700.39
SBI CRISIL IBX Gilt Index-April 2029 Fund	Other	Moderate	5.51%	0	₹1,953.51
SBI Large & Midcap Fund	Equity	Very High	3.77%	4	₹38,765.94
SBI Short Horizon Debt - Short Term	Debt	Moderate	5.67%	3	₹14,580.36
SBI Floating Rate Debt Fund	Debt	Moderately Low	6.4%	3	₹686.37
SBI Children Fund - Savings Plan	Solution Oriented	Moderately High	3.71%	5	₹132.76
SBI Conservative Hybrid Fund	Hybrid	High	5.17%	4	₹9,686.09
SBI Gilt Fund	Debt	Moderate	0.93%	4	₹9,628.70
SBI Equity Savings Fund	Hybrid	Moderately High	6.72%	3	₹5,731.15
SBI Constant Maturity 10- Year Gilt Fund	Debt	Moderate	2.29%	0	₹1,699.23
SBI Healthcare Opportunities Fund	Equity	Very High	2.04%	5	₹4,076.67
SBI Medium to Long Duration Fund	Debt	Moderate	3.11%	4	₹2,034.05
SBI Nifty200 Momentum 30 Index Fund	Other	Very High	0%	0	₹111.76
SBI CRISIL IBX Gilt Index-June 2036 Fund	Other	Moderate	2.48%	0	₹2,628.61
SBI Corporate Bond Fund	Debt	Moderately Low	5.12%	3	₹21,491.42
SBI Silver ETF Fund of Fund	Other	Very High	148.37%	0	₹4,212.82
SBI Overnight Fund	Debt	Low	5.43%	3	₹17,848.68
SBI Nifty50 Equal Weight Index Fund	Other	Very High	7.1%	0	₹1,060.93
SBI CPSE Bond Plus SDL Sep 2026 50:50 Index Fund	Other	Moderately Low	6.71%	0	₹8,444.11
SBI Banking and PSU Fund	Debt	Moderate	5.16%	3	₹3,813.28
SBI PSU Fund	Equity	Very High	16.44%	0	₹6,545.08
SBI BSE Sensex Index Fund	Other	Very High	-0.95%	0	₹301.60
SBI US Specific Equity Active FoF	Other	Very High	39.32%	0	₹1,153.19
SBI Nifty Bank Index Fund	Other	Very High	2.73%	0	₹143.98
SBI Long Duration Fund	Debt	Moderate	-2.01%	0	₹1,621.86
SBI Banking & Financial Services Fund	Equity	Very High	7.31%	4	₹10,724.55
SBI Nifty100 Low Volatility 30 Index Fund	Other	Very High	0%	0	₹63.59
SBI Nifty Midcap 150 Index Fund	Other	Very High	7.83%	3	₹963.90
SBI Technology Opportunities Fund	Equity	Very High	-5.84%	0	₹4,273.37
SBI Dynamic Bond Fund	Debt	Moderate	3.71%	3	₹3,928.32
SBI Midcap Fund	Equity	Very High	-0.87%	3	₹23,154.23
SBI Small Cap Fund	Equity	Very High	-1.11%	2	₹34,931.73
SBI MNC Fund	Equity	Very High	1.54%	0	₹5,841.01
SBI Children's Fund - Investment Plan	Solution Oriented	Very High	7%	5	₹5,353.52
SBI Retirement Benefit Fund-Aggrs Hyb Plan	Solution Oriented	Very High	4.27%	3	₹1,640.13
SBI Equity Hybrid Fund	Hybrid	Very High	5.27%	3	₹82,317.65
SBI Quality Fund	Equity	Very High	0%	0	₹2,245.81
SBI Nifty200 Quality 30 Index Fund	Other	Very High	0%	0	₹291.93
SBI CRISIL IBX SDL Index-September 2027 Fund	Other	Moderate	6.59%	0	₹1,518.40
SBI Multi Asset Allocation Fund	Hybrid	Very High	16.91%	4	₹16,294.67
SBI Arbitrage Opportunities Fund	Hybrid	Low	6.57%	4	₹44,393.15
SBI Equity Minimum Variance	Equity	Very High	0.72%	0	₹216.34
SBI Nifty Index Fund	Other	Very High	1.13%	3	₹11,879.12
SBI Nifty Smallcap 250 Index Fund	Other	Very High	0.72%	3	₹1,423.42
SBI Long Term Advantage Fund - Series VI	Equity	Moderately High	-1.14%	0	₹260.60
SBI Focused Fund	Equity	Very High	6.21%	4	₹43,310.54
SBI Nifty 500 Index Fund	Other	Very High	2.49%	0	₹776.68
SBI Innovative Opportunities Fund	Equity	Very High	0.76%	0	₹4,968.75
SBI Infrastructure Fund-Series	Equity	Very High	-0.49%	3	₹4,645.50
SBI Long Term Advantage Fund - Series IV	Equity	Moderately High	3.53%	0	₹208.09
SBI Dividend Yield Fund	Equity	Very High	5.43%	0	₹8,986.67
SBI Nifty IT Index Fund	Other	Very High	-6.77%	0	₹73.10
SBI Dynamic Asset Allocation Active FoF	Other	High	0%	0	₹2,206.17
SBI Liquid Fund	Debt	Moderate	6.25%	2	₹57,891.29
SBI Medium Duration Fund	Debt	Moderately High	5.48%	3	₹0.00
SBI Retirement Benefit Fund-Aggressive Plan (G)	Solution Oriented	Very High	1.12%	3	₹3,077.97
SBI Long Term Advantage Fund - Series III	Equity	Moderately High	-2.61%	0	₹66.00
SBI Consumption Opportunities Fund	Equity	Very High	-6.29%	4	₹2,969.84
SBI Nifty India Consumption Index Fund	Other	Very High	-0.35%	0	₹275.13
SBI Contra Fund	Equity	Very High	-0.97%	5	₹49,111.50
SBI Flexi Cap Fund	Equity	Very High	-1.05%	3	₹23,297.45
SBI ELSS Tax Saver Fund	Equity	Very High	1.97%	5	₹32,171.48
SBI Long Term Advantage Fund - Series V	Equity	Moderately High	3.29%	0	₹366.25
SBI Retirement Benefit Fund-Conservative Plan	Solution Oriented	Moderately High	0.65%	3	₹153.22
SBI Low Duration Fund	Debt	Moderate	6.33%	3	₹13,582.83
SBI Nifty Next 50 Index Fund	Other	Very High	2.88%	2	₹1,901.06
SBI Income Plus Arbitrage Active FOF	Other	Moderately Low	0%	0	₹1,834.28
SBI Quant Fund	Equity	Very High	7.1%	0	₹3,452.24
SBI Multicap Fund	Equity	Very High	-1.06%	3	₹22,932.40
SBI Retirement Benefit Fund-Conser Hyb Plan	Solution Oriented	High	0.78%	2	₹257.49
SBI Saving Fund	Debt	Moderate	6.47%	3	₹34,892.06
SBI Energy Opportunities Fund	Equity	Very High	5.67%	0	₹8,908.08

News

SBI Mutual Fund announces change in fund manager under its schemes

SBI Mutual Fund has announced change in fund manager under the following schemes, With effect from 01 March 2026.

Change in Fund Manager:

Scheme Name	Existing Fund Manager	New Fund Manager
SBI Nifty Index Fund SBI BSE Sensex Index Fund SBI Nifty Next 50 Index Fund SBI BSE SENSEX ETF SBI Nifty Next 50 ETF SBI Nifty Bank ETF SBI Nifty 50 ETF SBI Nifty 200 Quality 30 ETF SBI Gold Fund	Mr. Raviprakash	Mr. Viral Chhadva
SBI Nifty Midcap 150 Index Fund SBI Nifty Smallcap 250 Index Fund SBI Nifty India Consumption Index Fund SBI Nifty Bank Index Fund SBI Nifty IT Index Fund SBI Nifty IT ETF SBI Nifty Private Bank ETF SBI Nifty Consumption ETF SBI Silver ETF Fund of Fund	Mr. Harsh Sethi	Mr. Viral Chhadva
SBI Gold ETF SBI SILVER ETF	Ms. Vandna Soni	Mr. Viral Chhadva
SBI Equity Minimum Variance SBI BSE SENSEX Next 50 ETF	Mr. Raviprakash Sharma	Mr. Harsh Sethi Ms. Sukanya Ghosh

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SBI Nifty Midcap 150 Momentum 50 ETF announces Extension of NFO period
SBI Mutual Fund has announced that New Fund Offer (NFO) Period of the Scheme has been modified as follows:

Name of the Scheme Existing closing date of NFO Revised closing date of NFO

SBI Nifty Midcap 150 Momentum 50 ETF February 24, 2026 February 27, 2026

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Name of the Scheme	Existing closing date of NFO	Revised closing date of NFO
SBI Nifty Midcap 150 Momentum 50 ETF	February 24, 2026	February 27, 2026

SBI Mutual Fund announces change in fund manager under its schemes

SBI Mutual Fund has announced change in fund manager under the following schemes, With effect from 01 January 2026.

Change in Fund Manager:

Scheme Name	Existing Fund Manager(s)	New Fund Manager(s)
SBI ELSS Tax Saver Fund	Mr. Dinesh Balachandran	Mr. Milind Agrawal
SBI Dividend Yield Fund	Mr. Rohit Shimpi	Mr. Nidhi Chawla

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Fund House Details & Investment Objective

Date of Incorporation

January 1, 2013

Total AUM (Cr)

₹57891.29

SBI Liquid Fund - Direct (IDCW-Frt) is an Liquid Fund-oriented fund from the renowned AMC, SBI Mutual Fund. Launched in January 1, 2013, this fund is managed by Rajeev Radhakrishnan. With assets under management (AUM) worth ₹57,891.29 (Cr), as of April 7, 2026, SBI Liquid Fund - Direct (IDCW-Frt) is categorized as a Liquid Fund within its segment. The fund has generated a return of 6.00% since its launch.
The current NAV of SBI Liquid Fund - Direct (IDCW-Frt) is ₹1,410.11, as on April 7, 2026. The fund's benchmark index is NIFTY Liquid Index A-I. You can invest in SBI Liquid Fund - Direct (IDCW-Frt) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹2,000 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 6.95% and 6.01% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 116.22% in Debt and -16.22% in cash and cash equivalents.

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