SBI Overnight Fund - Direct (IDCW-D)
Overnight FundNAV
1337.12(0.01%)Fund Size (CR)
₹25,408.85Expense Ratio
0.08Scheme Type
Active FundValue Research
-
Min. investment
₹5,000Minimum Additional Investment
₹1,000Minimum SIP Investment
₹2,000Minimum Withdrawal
₹5,000Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment0%Return Since Launch
6.09%
- 3M
- 6M
- 1Y
- 3Y
- All
Basic Details
Scheme Manager
Ranjana Gupta
Bench Mark
CRISIL Liquid Overnight Index
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 24 November 2025 | 10010.16 | 0.10% | - | 0.08% | 124/260 |
| 1 Month | 1 November 2025 | 10043.20 | 0.43% | - | 0.38% | 108/260 |
| 3 Month | 1 September 2025 | 10133.64 | 1.34% | - | 1.17% | 89/260 |
| 6 Month | 1 June 2025 | 10269.44 | 2.69% | - | 2.47% | 102/255 |
| 1 Year | 1 December 2024 | 10590.88 | 5.91% | 5.91% | 5.35% | 75/252 |
| 3 Year | 1 December 2022 | 12046.57 | 20.47% | 6.40% | 5.77% | 69/225 |
| 5 Year | 1 December 2020 | 12979.19 | 29.79% | 5.35% | 5.26% | 55/168 |
| Since Inception | 3 January 2013 | 21457.64 | 114.58% | 6.09% | 5.78% | 49/260 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 1 January 2025 | 1,20,000 | 199495.52 | 66.25% | 66.25% |
| 3 Year | 1 January 2023 | 3,60,000 | 638228.32 | 77.29% | 21.03% |
| 5 Year | 1 January 2021 | 6,00,000 | 1126279.35 | 87.71% | 13.42% |
| 10 Year | 1 January 2016 | 12,00,000 | 2412023.69 | 101.00% | 7.23% |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
- Investment type
- Scheme based
- SIP
- Lumpsum
Monthly Investment (₹)
Expected Returns Rate (%)
Time Period (in Years)
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
0.04%
Standard Deviation
0.00%
Beta
3.50%
Sharpe Ratio
21.64%
Treynor's Ratio
0.54%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| There's no data available of Stock Holdings | |||||
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| SBI Overnight Fund - Direct (IDCW-D) | 25408.85 | 0.43% | 1.34% | 2.69% | 5.91% | 6.40% | |
| Bandhan Overnight Fund - Direct (IDCW-W) RI | 1348.49 | 0.44% | 1.39% | 8.14% | 11.53% | 8.61% | |
| PGIM India Overnight Fund - Direct (IDCW-W) | 105.25 | 0.58% | 1.47% | 3.02% | 9.65% | 9.59% | |
| TRUSTMF Overnight Fund - Direct (IDCW-D) RI | 167.32 | 0.56% | 1.77% | 3.62% | 7.74% | 7.53% | |
| Bandhan Overnight Fund - Direct (IDCW-D) RI | 1348.49 | 0.53% | 1.72% | 3.33% | 7.64% | 8.08% | |
| Groww Overnight Fund - Direct (IDCW-D) RI | 173.98 | 0.77% | 2.13% | 4.05% | 6.90% | 6.39% |
List of Schemes under SBI Mutual Fund
News
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SBI Mutual Fund has announced the Ms. Sanjay Prakash have been appointed as an Independent Director on the board of SBI Asset Management (India) Pvt. Ltd. (SBIFML) effective October 23, 2025.Details of Mr. Sanjay Prakash
Age: 61 years
Designation: Independent Director
Qualification: B.A. Ecnomics (Hons): Advanced Management Program (AMP) from Harvard Business School
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SBI Mutual Fund announces temporarily suspend
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Fund House Details & Investment Objective
Date of Incorporation
1 January 2013
Total AUM (Cr)
₹25942.57
SBI Overnight Fund - Direct (IDCW-D) is an Overnight Fund-oriented fund from the renowned AMC, SBI Mutual Fund. Launched in 1 January 2013, this fund is managed by Ranjana Gupta. With assets under management (AUM) worth ₹25,942.57 (Cr), as of 2 December 2025, SBI Overnight Fund - Direct (IDCW-D) is categorized as a Overnight Fund within its segment. The fund has generated a return of 6.09% since its launch.
The current NAV of SBI Overnight Fund - Direct (IDCW-D) is ₹1,337.12, as on 2 December 2025. The fund's benchmark index is CRISIL Liquid Overnight Index. You can invest in SBI Overnight Fund - Direct (IDCW-D) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹2,000 while the minimum lumpsum investment is ₹5,000.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 6.40% and 5.35% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 100.10% in Debt and -0.10% in cash and cash equivalents.