SBI Equity Savings Fund (IDCW-M)

Equity Savings

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NAV
22.33(0.25%)
Fund Size (CR)
₹5,731.15
Expense Ratio
1.52
Scheme Type
Active Fund
Value Research
-

Min. investment
₹1,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹500
Minimum Withdrawal
₹500
Exit Load
0.1%
Return Since Launch
8.45%

Absolute Return: -0.72%

Annualized Return: 0%

Basic Details

Scheme Manager

Neeraj Kumar

Bench Mark

NIFTY Equity Savings Index TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	March 10, 2026	9935.29	-0.65%	-	-0.74%	50/131
1 Month	February 17, 2026	9795.20	-2.05%	-	-2.17%	62/131
3 Month	December 17, 2025	9891.51	-1.08%	-	-1.39%	61/131
6 Month	September 17, 2025	9931.23	-0.69%	-	-0.35%	91/131
1 Year	March 17, 2025	10819.58	8.20%	8.20%	7.21%	33/123
3 Year	March 17, 2023	13735.35	37.35%	11.15%	10.26%	32/121
5 Year	March 17, 2021	15287.23	52.87%	8.85%	8.64%	51/121
Since Inception	May 27, 2015	24043.60	140.44%	8.45%	7.81%	58/131

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	April 1, 2025	1,20,000	130424.59	8.69%	8.69%
3 Year	April 3, 2023	3,60,000	428350.61	18.99%	5.97%
5 Year	April 1, 2021	6,00,000	793297.88	32.22%	5.74%
10 Year	April 1, 2016	12,00,000	2016814.50	68.07%	5.33%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

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Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

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Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

1.51%

Standard Deviation

0.37%

Beta

1.02%

Sharpe Ratio

0.03%

Treynor's Ratio

3.03%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	5.19%	3351150	297.50	Equity	Banks
Reliance Industr	4.87%	2000662	278.87	Equity	Refineries
Kotak Mah. Bank	4.23%	5840000	242.48	Equity	Banks
ICICI Bank	3.11%	1292200	178.18	Equity	Banks
SBI	2.74%	1304750	156.79	Equity	Banks
Larsen & Toubro	2.73%	366150	156.65	Equity	Infrastructure Developers & Operators
Axis Bank	2.27%	938125	129.83	Equity	Banks
Bajaj Finserv	2.26%	650750	129.72	Equity	Finance
Bank of Baroda	2.17%	3866850	124.49	Equity	Banks
Bharti Airtel	2.06%	627950	118.01	Equity	Telecom-Service

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
ICICI Pru Equity Savings Fund - Dir (IDCW-Q)	18027.21	-1.31%	-1.50%	0.41%	18.09%	17.31%
HSBC Equity Savings Fund - Direct (IDCW-Q)	780.14	-1.65%	0.04%	-1.16%	12.42%	13.43%
HSBC Equity Savings Fund - Direct (G)	780.14	-1.65%	0.04%	-1.16%	12.42%	14.10%
HSBC Equity Savings Fund - Direct (IDCW-M)	780.14	-1.65%	0.04%	-1.18%	12.39%	13.67%
WhiteOak Capital Equity Savings Fund - Direct (G)	242.05	-2.22%	-1.11%	1.54%	11.91%	-

List of Schemes under SBI Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
SBI Banking & Financial Services Fund	Equity	Very High	18.33%	4	₹10,724.55
SBI Nifty Smallcap 250 Index Fund	Other	Very High	5.32%	3	₹1,423.42
SBI Large Cap Fund	Equity	Very High	7.62%	4	₹55,246.19
SBI Automotive Opportunities Fund	Equity	Very High	26.43%	0	₹5,332.87
SBI Long Term Advantage Fund - Series VI	Equity	Moderately High	5.57%	0	₹260.60
SBI Dynamic Bond Fund	Debt	Moderate	6.31%	3	₹0.00
SBI Balanced Advantage Fund	Hybrid	Very High	8.86%	5	₹40,952.47
SBI Gold Fund	Other	Very High	74.42%	5	₹15,700.39
SBI Focused Fund	Equity	Very High	14.64%	4	₹43,310.54
SBI Long Term Advantage Fund - Series III	Equity	Moderately High	3.23%	0	₹66.00
SBI BSE Sensex Index Fund	Other	Very High	3.32%	0	₹301.60
SBI Comma Fund	Equity	Very High	20.16%	0	₹999.26
SBI MNC Fund	Equity	Very High	3.07%	0	₹5,841.01
SBI Healthcare Opportunities Fund	Equity	Very High	6.08%	5	₹4,076.67
SBI Contra Fund	Equity	Very High	7.02%	5	₹49,111.50
SBI Equity Hybrid Fund	Hybrid	Very High	9.06%	3	₹82,317.65
SBI Nifty100 Low Volatility 30 Index Fund	Other	Very High	0%	0	₹63.59
SBI Constant Maturity 10- Year Gilt Fund	Debt	Moderate	6.24%	0	₹1,802.29
SBI Long Duration Fund	Debt	Moderate	2.2%	0	₹1,792.38
SBI Nifty India Consumption Index Fund	Other	Very High	5.1%	0	₹275.13
SBI Consumption Opportunities Fund	Equity	Very High	-2.85%	4	₹2,969.84
SBI Technology Opportunities Fund	Equity	Very High	-4.77%	0	₹4,273.37
SBI Silver ETF Fund of Fund	Other	Very High	150.81%	0	₹4,212.82
SBI Conservative Hybrid Fund	Hybrid	High	7.45%	4	₹9,870.94
SBI Children Fund - Savings Plan	Solution Oriented	Moderately High	6.18%	5	₹133.79
SBI CRISIL IBX Gilt Index-April 2029 Fund	Other	Moderate	7.55%	0	₹1,987.68
SBI Arbitrage Opportunities Fund	Hybrid	Low	6.99%	4	₹44,393.15
SBI Gilt Fund	Debt	Moderate	4.43%	4	₹10,210.85
SBI Retirement Benefit Fund-Aggrs Hyb Plan	Solution Oriented	Very High	7.13%	3	₹1,640.13
SBI PSU Fund	Equity	Very High	25.22%	0	₹6,545.08
SBI Equity Savings Fund	Hybrid	Moderately High	8.8%	3	₹5,731.15
SBI Nifty200 Momentum 30 Index Fund	Other	Very High	0%	0	₹111.76
SBI CRISIL IBX Gilt Index-June 2036 Fund	Other	Moderate	6.51%	0	₹2,737.80
SBI Corporate Bond Fund	Debt	Moderately Low	7.23%	3	₹22,518.50
SBI Children's Fund - Investment Plan	Solution Oriented	Very High	13.21%	5	₹5,353.52
SBI US Specific Equity Active FoF	Other	Very High	35.03%	0	₹1,153.19
SBI Long Term Advantage Fund - Series IV	Equity	Moderately High	8.08%	0	₹208.09
SBI Flexi Cap Fund	Equity	Very High	5.79%	3	₹23,297.45
SBI ELSS Tax Saver Fund	Equity	Very High	5.79%	5	₹32,171.48
SBI Nifty Bank Index Fund	Other	Very High	14.08%	0	₹143.98
SBI Retirement Benefit Fund-Conser Hyb Plan	Solution Oriented	High	3.88%	2	₹269.17
SBI Saving Fund	Debt	Moderate	7.06%	3	₹35,417.75
SBI Energy Opportunities Fund	Equity	Very High	13.51%	0	₹8,908.08
SBI Retirement Benefit Fund-Aggressive Plan (G)	Solution Oriented	Very High	4.44%	3	₹3,077.97
SBI Long Term Advantage Fund - Series V	Equity	Moderately High	12.48%	0	₹366.25
SBI Ultra Short Duration Fund	Debt	Moderately Low	6.83%	2	₹13,685.39
SBI Overnight Fund	Debt	Low	5.49%	3	₹28,880.19
SBI Retirement Benefit Fund-Conservative Plan	Solution Oriented	Moderately High	4%	3	₹162.07
SBI Nifty50 Equal Weight Index Fund	Other	Very High	10.85%	0	₹1,060.93
SBI CPSE Bond Plus SDL Sep 2026 50:50 Index Fund	Other	Moderately Low	7.14%	0	₹7,676.52
SBI Quality Fund	Equity	Very High	0%	0	₹2,245.81
SBI Nifty200 Quality 30 Index Fund	Other	Very High	0%	0	₹291.93
SBI CRISIL IBX SDL Index-September 2027 Fund	Other	Moderate	7.54%	0	₹1,001.16
SBI Low Duration Fund	Debt	Moderate	7.05%	3	₹16,391.06
SBI Nifty Midcap 150 Index Fund	Other	Very High	13.16%	3	₹963.90
SBI Medium to Long Duration Fund	Debt	Moderate	5.57%	4	₹0.00
SBI Midcap Fund	Equity	Very High	4.58%	3	₹23,154.23
SBI Small Cap Fund	Equity	Very High	1.89%	2	₹34,931.73
SBI Multi Asset Allocation Fund	Hybrid	Very High	20.48%	4	₹16,366.53
SBI Banking and PSU Fund	Debt	Moderate	7.05%	3	₹0.00
SBI Equity Minimum Variance	Equity	Very High	5.09%	0	₹216.34
SBI Nifty Index Fund	Other	Very High	5.65%	3	₹11,879.12
SBI Nifty 500 Index Fund	Other	Very High	7.44%	0	₹776.68
SBI Dividend Yield Fund	Equity	Very High	8.12%	0	₹8,986.67
SBI Innovative Opportunities Fund	Equity	Very High	-0.04%	0	₹4,968.75
SBI ESG Exclusionary Strategy Fund	Equity	Very High	4.64%	0	₹5,526.06
SBI Credit Risk Fund	Debt	Moderately High	8.14%	3	₹2,165.58
SBI BSE PSU Bank Index Fund	Other	Very High	0%	0	₹284.71
SBI Large & Midcap Fund	Equity	Very High	12.02%	4	₹38,765.94
SBI Short Horizon Debt - Short Term	Debt	Moderate	7.36%	3	₹17,213.15
SBI Floating Rate Debt Fund	Debt	Moderately Low	7.38%	3	₹693.29
SBI Quant Fund	Equity	Very High	9.93%	0	₹3,452.24
SBI Multicap Fund	Equity	Very High	3.73%	3	₹22,932.40
SBI Infrastructure Fund-Series	Equity	Very High	5.62%	3	₹4,645.50
SBI Nifty IT Index Fund	Other	Very High	-18.82%	0	₹73.10
SBI Dynamic Asset Allocation Active FoF	Other	High	0%	0	₹2,366.95
SBI Liquid Fund	Debt	Moderate	6.27%	2	₹66,119.33
SBI Medium Duration Fund	Debt	Moderately High	7.25%	3	₹6,818.52
SBI Nifty Next 50 Index Fund	Other	Very High	10.02%	2	₹1,901.06
SBI Income Plus Arbitrage Active FOF	Other	Moderately Low	0%	0	₹1,715.59

News

SBI Mutual Fund announces change in fund manager under its schemes

SBI Mutual Fund has announced change in fund manager under the following schemes, With effect from 01 March 2026.

Change in Fund Manager:

Scheme Name	Existing Fund Manager	New Fund Manager
SBI Nifty Index Fund SBI BSE Sensex Index Fund SBI Nifty Next 50 Index Fund SBI BSE SENSEX ETF SBI Nifty Next 50 ETF SBI Nifty Bank ETF SBI Nifty 50 ETF SBI Nifty 200 Quality 30 ETF SBI Gold Fund	Mr. Raviprakash	Mr. Viral Chhadva
SBI Nifty Midcap 150 Index Fund SBI Nifty Smallcap 250 Index Fund SBI Nifty India Consumption Index Fund SBI Nifty Bank Index Fund SBI Nifty IT Index Fund SBI Nifty IT ETF SBI Nifty Private Bank ETF SBI Nifty Consumption ETF SBI Silver ETF Fund of Fund	Mr. Harsh Sethi	Mr. Viral Chhadva
SBI Gold ETF SBI SILVER ETF	Ms. Vandna Soni	Mr. Viral Chhadva
SBI Equity Minimum Variance SBI BSE SENSEX Next 50 ETF	Mr. Raviprakash Sharma	Mr. Harsh Sethi Ms. Sukanya Ghosh

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SBI Nifty Midcap 150 Momentum 50 ETF announces Extension of NFO period
SBI Mutual Fund has announced that New Fund Offer (NFO) Period of the Scheme has been modified as follows:

Name of the Scheme Existing closing date of NFO Revised closing date of NFO

SBI Nifty Midcap 150 Momentum 50 ETF February 24, 2026 February 27, 2026

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Name of the Scheme	Existing closing date of NFO	Revised closing date of NFO
SBI Nifty Midcap 150 Momentum 50 ETF	February 24, 2026	February 27, 2026

SBI Mutual Fund announces change in fund manager under its schemes

SBI Mutual Fund has announced change in fund manager under the following schemes, With effect from 01 January 2026.

Change in Fund Manager:

Scheme Name	Existing Fund Manager(s)	New Fund Manager(s)
SBI ELSS Tax Saver Fund	Mr. Dinesh Balachandran	Mr. Milind Agrawal
SBI Dividend Yield Fund	Mr. Rohit Shimpi	Mr. Nidhi Chawla

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Fund House Details & Investment Objective

Date of Incorporation

May 11, 2015

Total AUM (Cr)

₹5731.15

SBI Equity Savings Fund (IDCW-M) is an Equity Savings-oriented fund from the renowned AMC, SBI Mutual Fund. Launched in May 11, 2015, this fund is managed by Neeraj Kumar. With assets under management (AUM) worth ₹5,731.15 (Cr), as of March 18, 2026, SBI Equity Savings Fund (IDCW-M) is categorized as a Equity Savings within its segment. The fund has generated a return of 8.45% since its launch.
The current NAV of SBI Equity Savings Fund (IDCW-M) is ₹22.33, as on March 18, 2026. The fund's benchmark index is NIFTY Equity Savings Index TRI. You can invest in SBI Equity Savings Fund (IDCW-M) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹1,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 11.15% and 8.85% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 70.33% in Equity, 26.46% in Debt and 3.21% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 23.92% in Debt, 23.32% in Banks, 4.92% in Petroleum Products, 4.04% in Finance, 3.89% in Others

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