SBI Retirement Benefit Fund-Conser HybPlan-D(IDCW)
Retirement FundNAV
16.08(-0.03%)Fund Size (CR)
₹284.21Expense Ratio
1.17Scheme Type
Active FundValue Research
Min. investment
₹5,000Minimum Additional Investment
₹1,000Minimum SIP Investment
₹500Minimum Withdrawal
₹500Exit Load
0%Return Since Launch
11.44%
- 3M
- 6M
- 1Y
- 3Y
- All
Basic Details
Scheme Manager
Ardhendu Bhattacharya
Bench Mark
CRISIL Hybrid 65+35 - Conservative Index
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 24 June 2025 | 10074.90 | 0.75% | - | 1.33% | 77/106 |
| 1 Month | 31 May 2025 | 10060.79 | 0.61% | - | 2.18% | 79/106 |
| 3 Month | 31 March 2025 | 10483.47 | 4.83% | - | 8.31% | 76/106 |
| 6 Month | 1 January 2025 | 10457.71 | 4.58% | - | 4.27% | 36/106 |
| 1 Year | 1 July 2024 | 10542.49 | 5.42% | 5.42% | 6.75% | 85/106 |
| 3 Year | 1 July 2022 | 14442.23 | 44.42% | 13.02% | 16.15% | 56/90 |
| 5 Year | - | - | 0% | - | 14.90% | -/- |
| Since Inception | 10 February 2021 | 16087.20 | 60.87% | 11.44% | 12.76% | 58/106 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 1 August 2024 | 1,20,000 | 124410.40 | 3.68% | 3.68% |
| 3 Year | 1 August 2022 | 3,60,000 | 421430.82 | 17.06% | 5.39% |
| 5 Year | - | - | - | - | - |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
- Investment type
- Scheme based
- SIP
- Lumpsum
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
1.65%
Standard Deviation
0.42%
Beta
1.03%
Sharpe Ratio
0.04%
Treynor's Ratio
2.77%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| HDFC Bank | 3.56% | 52460 | 10.06 | Equity | Banks |
| ICICI Bank | 2.58% | 51600 | 7.31 | Equity | Banks |
| Reliance Industr | 2.37% | 47000 | 6.71 | Equity | Refineries |
| Infosys | 1.77% | 31250 | 5.01 | Equity | IT - Software |
| Larsen & Toubro | 1.59% | 12545 | 4.50 | Equity | Infrastructure Developers & Operators |
| Maruti Suzuki | 1.48% | 3380 | 4.19 | Equity | Automobile |
| St Bk of India | 1.23% | 44000 | 3.49 | Equity | Banks |
| Axis Bank | 1.16% | 27300 | 3.29 | Equity | Banks |
| UltraTech Cem. | 1.13% | 2850 | 3.20 | Equity | Cement |
| TCS | 1.12% | 9150 | 3.15 | Equity | IT - Software |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| SBI Retirement Benefit Fund-Conser HybPlan-D(IDCW) | 284.21 | 0.59% | 4.69% | 4.10% | 5.41% | 13.00% | |
| ICICI Pru Retirement Fund - Pure Equity - Dir (G) | 1214.21 | 7.20% | 17.06% | 9.90% | 12.87% | 29.74% | |
| ICICI Pru Retirement Fund - Pure Equity - Dir (IDCW) | 1214.21 | 7.17% | 17.03% | 9.87% | 12.85% | 29.71% | |
| PGIM India Retirement Fund - Direct (G) | 84.45 | 3.66% | 12.06% | 3.41% | 10.86% | - | |
| PGIM India Retirement Fund - Direct (IDCW) | 84.45 | 3.66% | 12.06% | 3.41% | 10.86% | - | |
| Aditya Birla SL Retirement-The 40s Plan-Dir (IDCW) | 115.27 | 2.01% | 8.31% | 2.36% | 9.78% | 18.40% |
List of Schemes under SBI Mutual Fund
News
SBI Mutual Fund announces change in scheme name
SBI Mutual Fund has announced change in scheme name under the following schemes, with effect from June 30, 2025Change in the name of the Scheme:
Existing Scheme Name Revised Scheme Name SBI Long Term Equity Fund SBI ELSS Tax Saver Fund SBI Focused Equity Fund SBI Focused Fund SBI BlueChip Fund SBI Large Cap Fund SBI Magnum Midcap Fund SBI Midcap Fund SBI Magnum Comma Fund SBI Comma Fund SBI Magnum Global Fund SBI MNC Fund Powered by Capital Market - Live News
SBI Nifty200 Quality 30 Index Fund Announces Extension of NFO period
SBI Mutual Fund has announced that New Fund Offer (NFO) Period of the Scheme has been modified as follows:Name of the Scheme Existing closing date of NFO Revised closing date of NFO SBI Nifty200 Quality 30 Index Fund 29 May 2025 30 May 2025 Powered by Capital Market - Live News
SBI Mutual Fund announces change in fund manager under its schemes
SBI Mutual Fund has announced change in fund manager under the following schemes, with effect from 15 May 2025.Change in Fund Manager:
Name of the Scheme Existing Fund Manager(s) Revised Fund Manager(s) SBI Magnum Ultra Short Duration Fund Mr. Rajeev Radhakrishnan & Mr. Ardhendhu Bhattacharya (Co Fund Manager) Mr. Sudhir Agrawal SBI Magnum Low Duration Fund Mr. Rajeev Radhakrishnan Mr. Sudhir Agrawal SBI Short Term Debt Fund Mr. Rajeev Radhakrishnan & Ms. Mansi Sajeja (Co Fund Manager) Ms. Mansi Sajeja SBI Banking and PSU Fund Mr. Rajeev Radhakrishnan & Mr. Ardhendhu Bhattacharya (Co Fund Manager) Mr. Ardhendhu Bhattacharya SBI Equity Savings Fund Ms. Nidhi Chawla (Equity Portion)
Ms. Mansi Sajeja (Debt Portion)
Mr. Neeraj Kumar (Arbitrage Portion)
Ms. Vandna Soni (for ETCDs)Ms. Nidhi Chawla (Equity Portion)
Mr. Mohit Jain (Debt Portion)
Mr. Neeraj Kumar (Arbitrage Portion)
Ms. Vandna Soni (for ETCDs)Powered by Capital Market - Live News
Fund House Details & Investment Objective
Date of Incorporation
20 January 2021
Total AUM (Cr)
₹282.73
SBI Retirement Benefit Fund-Conser HybPlan-D(IDCW) is an Retirement Fund-oriented fund from the renowned AMC, SBI Mutual Fund. Launched in 20 January 2021, this fund is managed by Ardhendu Bhattacharya. With assets under management (AUM) worth ₹282.73 (Cr), as of 2 July 2025, SBI Retirement Benefit Fund-Conser HybPlan-D(IDCW) is categorized as a Retirement Fund within its segment. The fund has generated a return of 11.44% since its launch.
The current NAV of SBI Retirement Benefit Fund-Conser HybPlan-D(IDCW) is ₹16.08, as on 2 July 2025. The fund's benchmark index is CRISIL Hybrid 65+35 - Conservative Index. You can invest in SBI Retirement Benefit Fund-Conser HybPlan-D(IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Nil The fund has generated 13.02% and undefined% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 39.00% in Equity, 58.45% in Debt and 2.55% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 60.56% in Debt, 9.52% in Banks, 3.42% in IT-Software, 2.58% in Auto Components, 2.42% in Industrial Products
FAQs
How to Invest in SBI Retirement Benefit Fund-Conser HybPlan-D(IDCW) Direct Growth?
SBI Retirement Benefit Fund-Conser HybPlan-D(IDCW) is a popular fund in the Retirement Fund segment. The fund has generated a return of 11.44% since inception. Looking to invest in SBI Retirement Benefit Fund-Conser HybPlan-D(IDCW) How about earning 1% extra return? All this is possible with m.Stock! Investing in SBI Retirement Benefit Fund-Conser HybPlan-D(IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:
- Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
- In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
- In the search bar, enter the fund name, in this case, SBI Retirement Benefit Fund-Conser HybPlan-D(IDCW)
- On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
- If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
- If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.
So, why wait? Invest in SBI Retirement Benefit Fund-Conser HybPlan-D(IDCW) today and reap the benefits of this Retirement Fund fund!
How much returns has SBI Retirement Benefit Fund-Conser HybPlan-D(IDCW) Direct Growth generated?
What is the expense ratio of SBI Retirement Benefit Fund-Conser HybPlan-D(IDCW) Direct Growth?
What is the AUM of SBI Retirement Benefit Fund-Conser HybPlan-D(IDCW) Fund Direct Growth?
How to redeem or withdraw money from SBI Retirement Benefit Fund-Conser HybPlan-D(IDCW) Direct Growth?
Redeeming or selling units of SBI Retirement Benefit Fund-Conser HybPlan-D(IDCW) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.
To redeem from SBI Retirement Benefit Fund-Conser HybPlan-D(IDCW):
- Login to your m.Stock account
- In portfolio, your mutual fund investments will be visible under ‘MF’
- Select the fund you wish to redeem from (in this case SBI Retirement Benefit Fund-Conser HybPlan-D(IDCW)).
- Click on ‘Redeem’ button
- You have 2 options – redeem by units and redeem by value (you can only redeem free units)
- Select units to be redeemed and click on submit.
- Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).