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SBI Retirement Benefit Fund-Conser HybPlan-D(IDCW)

Retirement Fund
  • NAV

    16.05(-0.29%)
  • Fund Size (CR)

    ₹286.38
  • Expense Ratio

    1.67
  • Scheme Type

    Active Fund
  • Value Research

  • Min. investment

    ₹5,000
  • Minimum Additional Investment

    ₹1,000
  • Minimum SIP Investment

    ₹500
  • Minimum Withdrawal

    ₹500
  • Exit Load Nil

    0%
  • Return Since Launch

    11.31%
  • 3M
  • 6M
  • 1Y
  • 3Y
  • All
Absolute Return: 4.39%
Annualized Return: 0% [object Object]

Basic Details

Scheme Manager

Ardhendu Bhattacharya

Bench Mark

CRISIL Hybrid 65+35 - Conservative Index

Type

OPEN

Lumpsum Returns

Period Invested For₹10,000 Invested onLatest ValueAbsolute ReturnsAnnualised ReturnsCategory AvgRank within Category
1 Week 4 July 20259973.91-0.26%--0.74%26/106
1 Month11 June 202510013.350.13%-0.13%67/106
3 Month11 April 202510555.175.55%-8.44%71/106
6 Month10 January 202510527.835.28%-5.55%47/106
1 Year11 July 202410503.935.04%5.04%5.22%67/106
3 Year11 July 202214190.4341.90%12.36%15.06%54/90
5 Year--0%-14.32%-/-
Since Inception10 February 202116054.2060.54%11.31%12.47%59/106

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For₹10,000 Invested onInvestmentsLatest ValueAbsolute ReturnsAnnualised Returns
1 Year1 August 20241,20,000124186.843.49% 3.49%
3 Year1 August 20223,60,000420673.5416.85% 5.33%
5 Year-----
10 Year-----

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

  • Investment type
  • Scheme based
  • SIP
  • Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

  • Invested Amount

    25,000

  • Estimated Returns

    19,059

76%

Returns

Future value of your investment

44,059

Risk Ratios

1.61%

Standard Deviation

0.42%

Beta

1.17%

Sharpe Ratio

0.02%

Treynor's Ratio

2.40%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in% of Total HoldingsQuantityValue (Cr)Asset TypeSegment
HDFC Bank3.67%5246010.50EquityBanks
ICICI Bank2.61%516007.46EquityBanks
Reliance Industr2.46%470007.05EquityRefineries
Infosys1.75%312505.01EquityIT - Software
Larsen & Toubro1.61%125454.60EquityInfrastructure Developers & Operators
Maruti Suzuki1.46%33804.19EquityAutomobile
St Bk of India1.26%440003.61EquityBanks
UltraTech Cem.1.20%28503.45EquityCement
Axis Bank1.14%273003.27EquityBanks
TCS1.11%91503.17EquityIT - Software

Peer Comparison

Scheme NameValue ResearchAsset Size (Cr)1M3M6M1Y3Y
SBI Retirement Benefit Fund-Conser HybPlan-D(IDCW)
286.380.13%5.55%5.28%5.04%12.36%
PGIM India Retirement Fund - Direct (G)
89.660.98%13.57%7.65%9.45%-
PGIM India Retirement Fund - Direct (IDCW)
89.660.98%13.57%7.65%9.45%-
ICICI Pru Retirement Fund - Pure Debt - Dir (IDCW)
103.760.50%1.75%4.72%8.90%7.89%
ICICI Pru Retirement Fund - Pure Debt - Dir (G)
103.760.50%1.75%4.72%8.90%7.89%
Aditya Birla SL Retirement-The 40s Plan-Dir (G)
117.53-0.08%10.28%5.73%8.69%17.02%

List of Schemes under SBI Mutual Fund

Fund NameCategoryRisk1Y ReturnsRatingsFund Size (Cr)
SBI Saving FundDebtModerate8.2%3₹32,655.44
SBI Large Cap FundEquityVery High5.6%4₹53,959.08
SBI Dynamic Bond FundDebtModerate8.95%3₹3,605.54
SBI Consumption Opportunities FundEquityVery High-1.15%4₹3,185.83
SBI Gold FundOtherVery High31.71%4₹4,409.89
SBI Infrastructure Fund-SeriesEquityVery High-4.4%4₹5,195.23
SBI Technology Opportunities FundEquityVery High14.27%0₹4,828.67
SBI Equity Hybrid FundHybridVery High10.56%3₹78,708.42
SBI Magnum Children Benefit Fund - Savings PlanSolution OrientedModerately High9.75%5₹127.89
SBI Comma FundEquityVery High2.26%0₹700.61
SBI ESG Exclusionary Strategy FundEquityVery High2.03%0₹5,831.87
SBI Magnum Gilt FundDebtModerate8.66%4₹12,148.74
SBI Magnum Constant Maturity FundDebtModerate10.58%0₹1,899.75
SBI MNC FundEquityVery High-1.06%0₹6,308.74
SBI Credit Risk FundDebtModerately High9.63%3₹2,235.76
SBI Magnum Income FundDebtModerate9.25%4₹1,992.51
SBI Nifty Index FundOtherVery High4.39%3₹10,166.67
SBI Overnight FundDebtLow6.34%3₹26,195.28
SBI Midcap FundEquityVery High2.59%4₹23,269.00
SBI Conservative Hybrid FundHybridHigh7.14%4₹9,748.22
SBI Multi Asset Allocation FundHybridVery High8.87%4₹8,940.04
SBI Flexi Cap FundEquityVery High2.05%3₹22,499.74
SBI Large & Midcap FundEquityVery High7.1%4₹33,031.14
SBI ELSS Tax Saver FundEquityVery High3.05%5₹30,616.22
SBI Contra FundEquityVery High2.48%5₹47,389.62
SBI Focused FundEquityVery High7.66%3₹38,610.43
SBI Healthcare Opportunities FundEquityVery High18.38%5₹3,849.24
SBI Liquid FundDebtModerate7.15%2₹62,208.07
SBI PSU FundEquityVery High-5.39%0₹5,427.44
SBI Magnum Medium Duration FundDebtModerately High9.59%3₹6,505.93
SBI Short Horizon Debt - Short TermDebtModerate9.72%3₹16,052.83
SBI Magnum Low Duration FundDebtModerate8.39%4₹14,824.17
SBI Arbitrage Opportunities FundHybridLow7.6%3₹37,605.64
SBI Magnum Ultra Short Duration FundDebtModerately Low7.81%2₹16,407.97
SBI Small Cap FundEquityVery High-1.98%3₹35,696.19
SBI Banking and PSU FundDebtModerate9.55%3₹4,107.13
SBI Banking & Financial Services FundEquityVery High15.89%4₹8,537.50
SBI Equity Savings FundHybridModerately High7.84%3₹5,585.84
SBI Long Term Advantage Fund - Series IIIEquityModerately High-1.24%0₹72.83
SBI Long Term Advantage Fund - Series IVEquityModerately High-5.54%0₹211.72
SBI Long Term Advantage Fund - Series VEquityModerately High20.76%0₹393.89
SBI Long Term Advantage Fund - Series VIEquityModerately High-0.02%0₹288.08
SBI Corporate Bond FundDebtModerately Low9.95%3₹25,615.90
SBI Equity Minimum VarianceEquityVery High-0.82%0₹225.06
SBI FMP - Series 1 (3668 Days)DebtModerate10.33%0₹49.36
SBI FMP - Series 6 (3668Days)DebtModerate10.26%0₹35.70
SBI FMP - Series 34 (3682Days) (G)DebtModerate10.58%0₹28.35
SBI Magnum Children's Benefit Fund - IPSolution OrientedVery High8.4%5₹3,827.79
SBI Floating Rate Debt FundDebtModerately Low8.71%3₹963.51
SBI Retirement Benefit Fund-Aggressive Plan (G)Solution OrientedVery High-0.18%3₹3,007.27
SBI Retirement Benefit Fund-Aggrs Hyb PlanSolution OrientedVery High1.76%3₹1,616.30
SBI Retirement Benefit Fund-Conservative PlanSolution OrientedModerately High7.46%3₹179.01
SBI Retirement Benefit Fund-Conser Hyb PlanSolution OrientedHigh5.04%3₹286.38
SBI US Specific Equity Active FoFOtherVery High12.13%0₹1,005.71
SBI FMP - Series 42 (1857Days)DebtModerate7.94%0₹483.77
SBI Nifty Next 50 Index FundOtherVery High-7.89%1₹1,803.33
SBI FMP - Series 43 (1616Days)DebtModerate7.21%0₹120.00
SBI FMP - Series 44 (1855Days)DebtModerate8.24%0₹390.55
SBI FMP - Series 45 (1840Days)DebtModerately Low8.17%0₹229.00
SBI FMP - Series 46 (1850Days)DebtModerate8.24%0₹133.54
SBI FMP - Series 48 (1458Days)DebtModerate6.97%0₹46.87
SBI Balanced Advantage FundHybridVery High7.17%5₹36,637.47
SBI FMP - Series 49 (1823Days)DebtModerately Low8.44%0₹397.90
SBI FMP - Series 50 (1843Days)DebtModerate8.56%0₹123.65
SBI FMP - Series 51 (1846Days)DebtModerate8.58%0₹303.46
SBI FMP - Series 52 (1848Days)DebtModerately Low8.53%0₹139.21
SBI FMP - Series 53 (1839Days)DebtModerate8.69%0₹313.99
SBI FMP - Series 54 (1842Days)DebtModerate8.72%0₹38.26
SBI FMP - Series 55 (1849Days)DebtModerate8.75%0₹258.11
SBI FMP - Series 57 (1835Days)DebtModerate8.82%0₹261.39
SBI FMP - Series 58 (1842Days)DebtModerate8.71%0₹255.20
SBI CPSE Bond Plus SDL Sep 2026 50:50 Index FundOtherModerately Low8.43%0₹8,929.36
SBI FMP - Series 59 (1618Days)DebtModerate8.14%0₹28.33
SBI FMP - Series 60 (1878Days)DebtModerate8.92%0₹251.69
SBI Multicap FundEquityVery High9.18%3₹21,724.53
SBI FMP - Series 61 (1927Days)DebtModerate9.07%0₹341.44
SBI FMP - Series 66 (1361Days)DebtModerately Low7.93%0₹689.47
SBI FMP - Series 67 (1467Days)DebtModerately Low8.31%0₹593.87
SBI FMP - Series 64 (1169Days)DebtModerate7.17%0₹404.95
SBI FMP - Series 68 (1302Days)DebtModerately Low7.91%0₹196.15
SBI Nifty Smallcap 250 Index FundOtherVery High-0.39%0₹1,525.96
SBI Nifty Midcap 150 Index FundOtherVery High1.6%0₹898.22
SBI CRISIL IBX Gilt Index-June 2036 FundOtherModerate10.54%0₹2,534.11
SBI CRISIL IBX Gilt Index-April 2029 FundOtherModerate10.31%0₹2,126.22
SBI CRISIL IBX SDL Index-September 2027 FundOtherModerate9.2%0₹1,109.17
SBI FMP - Series 72 (1239Days)DebtModerately Low8.11%0₹341.51
SBI FMP - Series 73 (1226Days)DebtModerately Low8.09%0₹204.16
SBI Long Duration FundDebtModerate7.37%0₹2,803.00
SBI FMP - Series 74 (1243Days)DebtModerate8.11%0₹160.57
SBI FMP - Series 76 (1221Days)DebtModerate7.97%0₹168.01
SBI FMP - Series 78 (1170Days)DebtModerate8%0₹127.11
SBI Dividend Yield FundEquityVery High-1.41%0₹9,320.70
SBI FMP - Series 79 (1130Days)DebtModerately Low8.02%0₹83.27
SBI FMP - Series 81 (1157Days)DebtModerate8.2%0₹416.19
SBI BSE Sensex Index FundOtherVery High4.18%0₹344.02
SBI Nifty50 Equal Weight Index FundOtherVery High3.01%0₹1,039.81
SBI Energy Opportunities FundEquityVery High-5.66%0₹10,460.80
SBI Automotive Opportunities FundEquityVery High-5.67%0₹5,450.92
SBI Silver ETF Fund of FundOtherVery High18.56%0₹388.37
SBI Innovative Opportunities FundEquityVery High0%0₹7,562.32
SBI Nifty 500 Index FundOtherVery High0%0₹896.32
SBI Nifty India Consumption Index FundOtherVery High0%0₹332.07
SBI Quant FundEquityVery High0%0₹3,949.88
SBI Nifty Bank Index FundOtherVery High0%0₹121.58
SBI Nifty IT Index FundOtherVery High0%0₹48.18
SBI BSE PSU Bank Index FundOtherVery High0%0₹43.45
SBI Income Plus Arbitrage Active FOFOtherModerately Low0%0₹1,715.46
SBI Nifty200 Quality 30 Index FundOtherVery High0%0₹331.67
SBI Nifty200 Momentum 30 Index FundOtherVery High0%0₹0.00
SBI Nifty100 Low Volatility 30 Index FundOtherVery High0%0₹0.00

News

  • SBI Mutual Fund announces change in fund manager under its schemes

    SBI Mutual Fund has announced change in fund manager under the following schemes, with effect from 01 July 2025.

    Change in Fund Manager:

    Name of the Scheme Existing Fund Managers Proposed Fund Managers
    SBI Magnum Income Fund Mr. Lokesh Mallya Mr. Mohit Jain
    SBI Dynamic Bond Fund Mr. Rajeev Radhakrishnan and
    Mr. Tejas Soman (Co-Fund Manager)
    Mr. Sudhir Agarwal
    SBI Long Duration Fund Mr. Tejas Soman Mr. Ardhendu Bhattacharya
    SBI Magnum Gilt Fund Mr. Rajeev Radhakrishnan and
    Mr. Tejas Soman (Co-Fund Manager)
    Mr. Sudhir Agarwal
    SBI Magnum Children's Benefit Fund - Savings Plan Mr. Rajeev Radhakrishnan (Debt Portion) Mr. Lokesh Mallya (Debt Portion)
    SBI Magnum Children's Benefit Fund - Investment Plan Mr. Rajeev Radhakrishnan (Debt Portion) Mr. Lokesh Mallya (Debt Portion)
    SBI Magnum Constant Maturity Fund Mr. Tejas Soman Mr. Sudhir Agarwal
    SBI Nifty 10 yr Benchmark G-Sec ETF Mr. Tejas Soman and
    Mr. Ardhendu Bhattacharya (Co-Fund Manager)
    Mr. Jignesh Shah
    SBI NIFTY 1D Rate ETF Mr. Tejas Soman Mr. Jignesh Shah
    SBI Overnight Fund,

    SBI CPSE Bond Plus SDL September 2026 50:50 Index Fund,

    SBI CRISIL IBX Gilt Index-June 2036 Fund,

    SBI CRISIL IBX Gilt Index-April 2029 Fund,

    SBI CRISIL IBX SDL Index-September 2027 Fund

    Mr. Ranjana Gupta
    Mr. Tejas Soman (Co-Fund Manager)
    Mr. Ranjana Gupta
    SBI Long Term Advantage Fund - Series IV Mr. R. Srinivasan and Nidhi Chawla (Co-Fund Manager) Ms. Nidhi Chawla
    SBI Long Term Advantage Fund - Series V Mr. Mohan Lal Ms. Nidhi Chawla
    SBI Small Cap Fund Mr. R. Srinivasan and Mr. Mohan Lal (Co-Fund Manager) Mr. R. Srinivasan

    Powered by Capital Market - Live News

  • SBI Mutual Fund announces change in scheme name

    SBI Mutual Fund has announced change in scheme name under the following schemes, with effect from June 30, 2025

    Change in the name of the Scheme:

    Existing Scheme Name Revised Scheme Name
    SBI Long Term Equity Fund SBI ELSS Tax Saver Fund
    SBI Focused Equity Fund SBI Focused Fund
    SBI BlueChip Fund SBI Large Cap Fund
    SBI Magnum Midcap Fund SBI Midcap Fund
    SBI Magnum Comma Fund SBI Comma Fund
    SBI Magnum Global Fund SBI MNC Fund

    Powered by Capital Market - Live News

  • SBI Nifty200 Quality 30 Index Fund Announces Extension of NFO period

    SBI Mutual Fund has announced that New Fund Offer (NFO) Period of the Scheme has been modified as follows:

    Name of the Scheme Existing closing date of NFO Revised closing date of NFO
    SBI Nifty200 Quality 30 Index Fund 29 May 2025 30 May 2025

    Powered by Capital Market - Live News

Fund House Details & Investment Objective

Date of Incorporation

20 January 2021

Total AUM (Cr)

₹286.38

SBI Retirement Benefit Fund-Conser HybPlan-D(IDCW) is an Retirement Fund-oriented fund from the renowned AMC, SBI Mutual Fund. Launched in 20 January 2021, this fund is managed by Ardhendu Bhattacharya. With assets under management (AUM) worth ₹286.38 (Cr), as of 11 July 2025, SBI Retirement Benefit Fund-Conser HybPlan-D(IDCW) is categorized as a Retirement Fund within its segment. The fund has generated a return of 11.31% since its launch.
The current NAV of SBI Retirement Benefit Fund-Conser HybPlan-D(IDCW) is ₹16.05, as on 11 July 2025. The fund's benchmark index is CRISIL Hybrid 65+35 - Conservative Index. You can invest in SBI Retirement Benefit Fund-Conser HybPlan-D(IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Nil The fund has generated 12.36% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 39.18% in Equity, 39.05% in Debt and 21.77% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 60.56% in Debt, 9.52% in Banks, 3.42% in IT-Software, 2.58% in Auto Components, 2.42% in Industrial Products

FAQs

How to Invest in SBI Retirement Benefit Fund-Conser HybPlan-D(IDCW) Direct Growth?

SBI Retirement Benefit Fund-Conser HybPlan-D(IDCW) is a popular fund in the Retirement Fund segment. The fund has generated a return of 11.31% since inception. Looking to invest in SBI Retirement Benefit Fund-Conser HybPlan-D(IDCW) How about earning 1% extra return? All this is possible with m.Stock! Investing in SBI Retirement Benefit Fund-Conser HybPlan-D(IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:

  • Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
  • In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
  • In the search bar, enter the fund name, in this case, SBI Retirement Benefit Fund-Conser HybPlan-D(IDCW)
  • On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
  • If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
  • If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in SBI Retirement Benefit Fund-Conser HybPlan-D(IDCW) today and reap the benefits of this Retirement Fund fund!

How much returns has SBI Retirement Benefit Fund-Conser HybPlan-D(IDCW) Direct Growth generated?

In the short term, i.e., 1 year, SBI Retirement Benefit Fund-Conser HybPlan-D(IDCW) has generated annualised return of 5.04%. In the long-term, the fund has generated 12.36% and - in 3 and 5 years respectively. Since its inception, the fund has generated 11.31% returns.

What is the expense ratio of SBI Retirement Benefit Fund-Conser HybPlan-D(IDCW) Direct Growth?

The expense ratio of SBI Retirement Benefit Fund-Conser HybPlan-D(IDCW) Direct Growth is 1.67%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of SBI Retirement Benefit Fund-Conser HybPlan-D(IDCW) Fund Direct Growth?

The Assets Under Management (AUM) of SBI Retirement Benefit Fund-Conser HybPlan-D(IDCW) is ₹286.38 (Cr) as of 2025-07-11 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from SBI Retirement Benefit Fund-Conser HybPlan-D(IDCW) Direct Growth?

Redeeming or selling units of SBI Retirement Benefit Fund-Conser HybPlan-D(IDCW) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.


To redeem from SBI Retirement Benefit Fund-Conser HybPlan-D(IDCW):
  • Login to your m.Stock account
  • In portfolio, your mutual fund investments will be visible under ‘MF’
  • Select the fund you wish to redeem from (in this case SBI Retirement Benefit Fund-Conser HybPlan-D(IDCW)).
  • Click on ‘Redeem’ button
  • You have 2 options – redeem by units and redeem by value (you can only redeem free units)
  • Select units to be redeemed and click on submit.
  • Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).